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Brands launch app to improve customer experience

Creating a proprietary app offers several advantages, and one of the biggest is the ability for brands to improve the customer experience with the goal of building loyalty and increasing sales.

According to Rafael Franco, CEO of AlphacodeCompany operating in São Paulo (SP), Curitiba (PR), Fortaleza (CE), and Orlando (FL-USA), responsible for developing applications for brands such as Habib’s, Madero, and TV Band, it is possible to significantly impact a user through a personalized experience. "We see this all the time. There are already more than 300 successful projects," he/she/they say.

One of the projects completed is for the Frango Assado chain, which invested in a customized app and managed to increase engagement and delight customers through the tool. "The app features a loyalty program, where for every real spent, the consumer earns points to exchange for other products. It also offers exclusive discount coupons, turning each interaction into a unique opportunity," explains Rafael.

The Roasted Chicken is one of the largest restaurant and service networks on the roads of São Paulo and uses the app to offer various benefits and a great experience, encouraging customers to become loyal to the brand. At the app launch, the network offered 50 points to consumers who downloaded it, which could be exchanged for a coxinha at any of the 25 stores of the brand. And on Mother's Day, there were discounts and exclusive promotions on the app as well. All these actions help improve relationships and foster loyalty, assesses the CEO of Alphacode.

Another success story mentioned by Rafael is that of Almeida Junior Shopping in Santa Catarina. The AJFans custom app elevates the shopping experience with the magic of digitalization, providing incredible interactions with customers. "The app offers conveniences such as parking payment and movie ticket purchases through the SuperApp, interaction with stores, and information about shopping malls, events, and other news," he says.

Entrepreneurship and networking: expert lists 5 tips for using the network to promote business growth

Brazil currently ranks third worldwide in the number of entrepreneurs, reflecting a highly dynamic sector. SeconddataAccording to the Global Entrepreneurship Monitor (GEM) survey, released in September 2024, 61.4% of new ventures in 2023 were the result of market opportunities. This trend positions networking as one of the most strategic tools in the current business landscape.

According toHarvard Business Review, 95% of business leaders highlight networking as a fundamental factor for professional success and company growth, with great opportunities combined with personal connections and a well-built network of contacts.

For Gabriel Khawali, author of the bookLife is a Reviewand founder of Resenha, one of the largest high-level networking platforms in Brazil, the ability to build and cultivate strategic relationships has become an essential competitive advantage. "Today, business opportunities come not only from innovation but from the people you connect with. Networking is the new asset for entrepreneurs," says Khawali.

With over 10,000 entrepreneurs impacted by your ecosystem, Resenha projects a revenue of R$12 million for 2024, a direct result of events, partnerships, and strategic connections. A tangible example of the impact of networking in the business world is the real estate project in Campos do Jordão led by Khawali, which has a Gross Sales Value (VGV) of R$90 million. "This initiative arose from a conversation at one of our events. It shows how good connections can open doors and generate significant financial results," adds the businessman.

This recognition of the value of networking is growing, especially in an increasingly competitive business environment, where innovation alone does not guarantee success.Datafrom DisplayWizard shows that 70% of companies acquire new contacts using in-person networking as a business networking strategy.

Khawali emphasizes that, in the current corporate landscape, the secret to networking is not just about attending events, but about cultivating genuine and long-term relationships. "Networking is a two-way street. It's not just about what you can gain, but also about what you can offer. This exchange is what builds trust and lasting results," reinforces the expert.

For entrepreneurs looking to grow their businesses and harness the power of word of mouth to drive their initiatives, Khawali shares five valuable tips, based on her experience and the success of her networking ecosystem:

1) Cultivate long-term connectionsIn his book, Khawali emphasizes that networking should not be a tool for immediate solutions. The best connections are those built over time, based on trust and reciprocity. These relationships, over the years, will open the doors to great opportunities.

2) Share value before asking for something in returnOne of the central lessons ofLife is a ReviewSuccess in networking comes from genuine exchange. Focusing on adding value to others without expecting anything in return creates a network of support and mutual trust, which strengthens your position within any market.

3) Participate in environments that encourage strategic interactionsKhawali highlights that exclusive, high-level events where it is possible to interact with people who share similar goals and interests are essential for building an influential network. Entrepreneurs should seek these spaces to expand their connections more efficiently.

4) Be authentic in all interactionsAuthenticity is one of the pillars that Khawali advocates in his networking methodology. Being genuine in your interactions strengthens trust and credibility, two fundamental assets for any entrepreneur. Building a solid network of contacts depends on the perception of integrity in your actions.

5) Be patient and consistent in the networking processNetworking results don't appear overnight, Khawali reminds. It takes patience and consistency to regularly attend events, stay in touch with your network, and invest time in developing these relationships.

With the rise of social media and the popularization of hybrid events, networking has become even more accessible. Breaking down geographical barriers has allowed entrepreneurs from different regions of the world to establish valuable connections and accelerate the growth of their businesses on a global scale.

For specialists, the future of entrepreneurship depends on the ability to build strategic relationships and add value through them. And those who know how to use networking effectively will get ahead, navigating more quickly through the ocean of opportunities in the global market.

Do you know the pattern break?

The digital landscape is saturated with information and content, while AI advances at such a rapid pace that creativity must increasingly differentiate itself. In this context, breaking the pattern becomes a tool to capture the target audience's attention, highlighting something that stands out in the whole.

According to Samuel Pereira, CEO and founder of SDA Holding, responsible for and presenter of Secrets of the Audience, the country's largest digital traffic and audience show, the competition for attention in the digital space is disproportionate. "The effectiveness of this pattern-breaking approach is guaranteed. Because what truly catches the audience's attention is what deviates from the conventional, surprises, and arouses curiosity," he says.

In an environment where there is a lot of sameness, it is essential to adopt a mindset that avoids the obvious and seeks constant innovation. "Never start with the obvious, change your mindset, think outside the box," emphasizes the specialist.

Breaking the pattern is becoming an essential strategy for brands and professionals seeking to capture the audience's attention amidst fierce competition in the digital environment. It can always function, regardless of the changes the algorithm makes regarding the type of content that engages the most.

"In the dynamic world and the countless possibilities that marketing has adopted, innovation is the key to standing out. A bold and creative approach is essential to capture the target audience's attention," she says. Whether through visually impactful designs or a more informal and provocative communication style, brands can gain greater visibility by challenging established norms.

This approach not only generates curiosity and engagement but also strengthens the company's image and creates a deeper connection with consumers. By adopting this disruptive mindset, brands can open doors to new opportunities and achieve remarkable results.

New rules change the landscape of fixed-odds betting in Brazil

The Ministry of Finance recently published five new ordinances that establish rules for the fixed-odds betting market in Brazil. The measures include requirements for games to be certified and also create more rigorous monitoring and inspection mechanisms. The regulation aims to bring more safety and transparency to the market, making operations safer for both operators and consumers.

The betting sector grossed around R$12 billion in 2023, a significant increase compared to R$7 billion in 2020. This growth is related to the increasing popularity of sports betting, especially driven by the advancement of online platforms. This rapid growth caught the attention of the authorities, who decided to strengthen the rules to ensure that operations are carried out safely and within the law, protecting all those involved.

ToPaula Martin, lawyer specializing in Tax Law and partner atMBC Lawyersthese new rules are an important milestone for the sector. "The ordinances bring more clarity about the responsibilities of operators and ensure that the guidelines of the Ministry of Finance are followed. This creates a safer environment," he states.

Consumer protection and game certification

Among the most significant changes is the requirement that all online games comply with the criteria of Ordinance SPA/MF No. 1,207/2024. Operators need to ensure that bettors know exactly the chances of winning before placing a bet.

Furthermore, Ordinance SPA/MF No. 1,231/2024 requires operators to offer tools to limit the time and value of bets, helping to avoid gambling disorders and protect the mental health of bettors.

“Concerns about health were taken seriously in these ordinances. Creating limits on time and resources available for gambling helps to prevent addiction, allowing for a gambling experience with harm containment,” explains the lawyer.

Monitoring and punishments

The new rules also strengthen sector oversight. Portaria SPA/MF No. 1,225/2024 defines how the government will monitor and ensure that bets are placed legally. Portaria SPA/MF No. 1,233/2024 details the punishment process for companies that do not follow the new rules, with the application of fines and other sanctions depending on the severity of the infractions.

“This reinforcement in supervision is essential to provide greater transparency to the market. In addition, it creates greater confidence among consumers, who can now be sure that they are betting in a legal and safe environment,” highlights Paula.

Finally, Ordinance SPA/MF No. 1,112/2024 establishes clear rules for the funds collected from bets to be transferred to the National Treasury. Operators are required to follow a specific procedure for these transfers, ensuring that everything is done transparently. "These new rules are essential to maintaining the financial balance of the sector, as well as ensuring that companies comply with tax laws," he points out.

Impact on the sector

With the implementation of the new regulations, the fixed-odds betting market in Brazil gains a more robust regulation, aiming to provide greater security for both operators and players.

These ordinances, in addition to establishing clear guidelines for operators, also aim to meet the growing demands for greater consumer protection. According to specialists, it is important that operators strictly adhere to the new rules to ensure that the market continues to grow. "Regulation is an important step, but compliance with the rules by everyone is essential for the sector not only to grow but also to remain sustainable and safe," emphasizes the lawyer.

Online resale: auctions are a strategy to increase income and start your own business

With the rise of platforms like Mercado Livre and Shopee, the online indirect sales market has become one of the most promising avenues for those looking to supplement their income or even start a business. In this context, product auctions stand out as a strategic alternative to acquire goods at competitive prices, maximizing profit margins.

According toBrazilian Association of Direct Sales Companies (ABEVD), Brazil has around 4 million registered resellers, which places the country in 7th place worldwide in Direct Sales and the leader of the sector in Latin America, according toWorld Federation of Direct Selling Associations (WFDSA).

According to ABEVD, in 2023, products sold by distributors generated revenue of around R$47 billion, encompassing both the direct sales model and multilevel and single-level marketing tactics.

This landscape reflects the immense economic potential of reselling in Brazil, driven by digitalization and the popularity of online platforms. "Auctions present a unique opportunity for merchants to acquire quality products at significant discounts, increasing their profit margins. Additionally, the wide range of available items – from electronics and clothing to household utensils – allows catering to different consumer profiles," states the CEO ofKwaraThiago da Mata.

Why invest in auctions?

According to data from Technavio Research, the global online auction market is projected to grow by approximately US$ 2.51 billion, equivalent to R$ 18 billion by 2027, with a compound annual growth rate (CAGR) of 11.35%. In Brazil, this same sector has been growing year after year and experienced a boom during the pandemic, when this segment grew by approximately 70%.

"We have observed a nearly 300% increase in the number of lots sold on our platform, comparing the third quarter of 2024 with the same period last year. More and more, people are becoming aware of consumption issues and how they affect the planet. resale is one of the important paths toward a sustainable future and helps us rethink consumption methods. Rebuying items that are in perfect condition reduces improper and unnecessary disposal," points out Thiago.

How to start reselling?

To enter the auction world and successfully resell products online, the first step is to choose the right auction platform, whether it is in-person or virtual. There are several specialized websites and accredited auction houses, each with its own rules and conditions, which must be understood before participating.

Next, it is necessary to conduct a market analysis to identify the most sought-after products on resale platforms and to check the average prices charged by other sellers, which will help in planning the profit margin.

Furthermore, social networks like TikTok and Instagram have become essential tools for merchants. Many use these platforms to create creative videos, such asunboxings of lots purchased at auctions, attracting the attention of potential buyers and expanding the reach of their sales.

The dynamic and visual format of these networks helps engage audiences and build trust by transparently showcasing product details.

When listing products for sale, invest in detailed descriptions, high-quality photos and fast customer service, factors that can make all the difference in gaining buyers' trust and boosting sales.

"The secret is to research, plan, and choose products with high demand in the resale market. Many of these items are auctioned off at discounts of up to 90% compared to the market price," adds the CEO.

Examples of interesting auctions for buyback

Kwara, one of the leading auction marketplaces for goods and products, has been offering attractive opportunities for resellers, such as a variety of product lots. An example is the auction ofSmartwatches

"These items are ideal for resellers targeting audiences interested in technology or sports, such as runners and marathoners. With discounts of up to 77% and bids starting at R$ 720 per lot with multiple units, they can be resold with high profit margins, especially in niches that value smart devices," declares Da Mata.

The auctions ofscrap iPhonesThey have devices and accessories present in the lots and mainly attract specialized cell phone maintenance technicians. "By acquiring these items, professionals can repair or reuse components to offer renewed products, expanding access to cutting-edge technologies," he/she/they adds.

“Another opportunity is the auctions ofcomputer items, which contains batches of notebooks, projectors, and printers ideal for entrepreneurs who work with offices or home offices. These equipment, acquired with discounts of up to 90% and bids starting at R$ 50, can be redistributed or used to structure local businesses," he explains.  

These auctions not only represent a way to save on product purchases but also offer the chance to undertake in an affordable and strategic manner. With possibilities ranging from reselling to item reuse, these marketplaces serve different profiles of consumers and entrepreneurs, promoting a more conscious consumption model connected to current market demands.

“Regardless of the objective – whether it’s starting a business, expanding the product portfolio or investing in sustainable practices – auctions can be the starting point for transforming ideas into reality,” concludes Thiago.

5 tips to boost your online sales in 2025

Brazilian e-commerce continues breaking records and increasing its relevance in the market. In the first quarter of 2024 alone, the sector moved R$44.2 billion, according to the Brazilian Association of Electronic Commerce (ABComm), marking a 9% increase in revenue compared to the same period of the previous year.

This growth leads us to question: what will be the sector's performance in the first three months of 2025? The expectation is that continuous innovation and investment in technology can further drive this progress.

With this in mind, Magis5, an automation and integration hub that helps manage businesses in marketplaces, shares five tips to boost your e-commerce and start 2025 on the right foot.

  1. Organization and focus on optimization

To build a successful e-commerce, inventory organization is essential. With an inventory management system integrated into your sales platform, you ensure product availability, prevent financial losses, and provide a more satisfying shopping experience for your customers.

By having precise control over your inventory, you avoid selling unavailable products and optimize your investments, ensuring the financial health of your business.

  1. Process automation

For sellers looking to scale their businesses in 2025, automation is essential. In addition to automation, integrating your store with major marketplaces is a crucial step to expand your online presence and increase revenue.

Magis5, for example, connects sellers to the biggest players in Brazil, such as Magalu, Shein, Shopee, and Mercado Livre, automating tasks like sales management, inventory, invoice issuance, and shipping.

“With automation, all sales made on different marketplaces can be centralized on a single automated platform. This ensures more efficient management and the chance of errors such as incorrect product shipments is considerably reduced,” explains Dias.

Thus, investing in the right tools that integrate all these systems not only facilitates management but also creates a more satisfying shopping experience. This results in a faster, hassle-free journey, essential to maintaining competitiveness in the market. The Baymard Institute survey, with 4,384 digital shoppers in the USA, revealed that 24% of consumers abandon their carts due to the requirement to create an account, and 17% give up due to a complex checkout process. By simplifying these steps, companies reduce the risk of abandonment and increase conversion rates, ensuring more sales with less friction.

  1. Focus on customer experience

The customer experience is decisive in gaining loyalty and generating recommendations. Investing in efficient support, with quick and accurate responses, is essential.

"There are essential CRM (Customer Relationship Management) tools to strengthen customer relationships, which cross data and retrieve interaction histories, whether from conversations, purchases, or even simple browsing. This allows for a more personalized and effective approach during service, increasing customer satisfaction," points out Claudio Dias.

Additionally, automating tasks such as welcome emails and chatbots speeds up service and increases customer satisfaction.

A study released by Similar Web shows that automated welcome emails sent by e-commerce companies had a conversion rate of 51.9%. Another survey, now by Poli Digital, revealed that 61% of consumers view interactions with chatbots positively, highlighting the importance of this technology in customer service.

  1. Using data for strategic decisions

Monitoring store performance and understanding consumer behavior are essential steps to adjust strategies and maintain competitiveness. "Constant monitoring of KPIs (key performance indicators) is important to identify bottlenecks, improve processes, adjust the course, and achieve the desired results," complements Claudio Dias.

Magis5's platform, for example, offers advanced dashboards for BI (Business Intelligence) data analysis, allowing companies to monitor their performance in real time, identify improvement opportunities, and make data-driven decisions based on accurate and up-to-date information. BI is a technology that uses tools and processes to transform large volumes of raw data into valuable information, facilitating analysis and strategic decision-making.

Furthermore, trend forecasting tools are allies for companies that want to understand and anticipate consumer behaviors, creating products and campaigns that align with what will become desire among the consumer audience.

Another important aspect that comes from analyzing consumer data and their preferences involves the intelligent use of keywords in product descriptions, as they are essential for increasing visibility and ranking in search engines, making it easier to find the product.

  1. Rely on customer recommendations and testimonials

An effective strategy to increase e-commerce sales is to invest in customer recommendations and presence on social media platforms. Data released on Similar Web shows that approximately 70% of online buyers read between one and six reviews before making a purchase decision. Additionally, 61% of US consumers made purchases after reading recommendations on blogs, demonstrating how third-party content can influence.

Younger generations also show a strong tendency to search for products on social media: 54% of Gen Z buyers and 58% of Millennials say that social media is a more effective place to discover new products through online searches.

Another important point is to invest in robust content available on the internet and even on product pages. Information is one of the main factors that influence consumers' purchasing decisions. For products to stand out and for customers to trust their purchase, the pages need to provide clear, detailed, and attractive data, directly influencing purchasing decisions. Including videos, animations, or even interactive guides can make the experience richer; good photos are also essential to convey the quality and details of the product.

Be aware that consumers tend to trust the opinions of other buyers. Therefore, including reviews from other customers and testimonials about the product experience builds trust and generates social proof that can influence the purchasing decision.

“With these practices, e-commerce can not only keep up with market growth, but also stand out, winning over more customers,” reinforces the CEO of Magis5.

Mkt 2025 | “Community” is the big marketing trend for 2025

In 2025, numbers will no longer be enough for marketing, and the focus will shift to the community. It's no longer about gaining followers or likes, but about creating genuine and lasting bonds. Meta, the tech giant, highlighted this strategy as the main bet for the future during its recent events and reports. Building identity is the differentiator for brands that want to go beyond the market and occupy a unique space in the lives of their audiences. "This trend represents a transformative movement. While followers come and go, these groups remain. They advocate, engage, and grow alongside brands, strengthening connections that go far beyond social media," explains the Strategic Marketing, Digital Marketing, and Artificial Intelligence specialist, Camila Renaux.

"Community marketing" becomes a competitive advantage by turning customers into true brand advocates. These groups have the power to create stronger connections and promote exclusive engagement, establishing a bond that goes beyond commercial transactions. "A community not only consumes your content or products, it lives and shares your purpose. It defends your brand, actively engages, and stays by your side on any journey," she adds.

Camila says that community building does not depend on the size of the company or the professional. The fundamental is to cultivate trust, identification, and a relationship of continuous exchange. This strategy turns the audience into partners, creating bonds that withstand crises, evolutions, and market changes. For your brand to have loyal groups, Camila Renaux highlights some fundamental practices:

1. Generate identification:"Make clear what you believe, what you do, and why you do it," emphasizes Camila. The audience needs to recognize values that align with their own, creating a sense of belonging. This requires transparency, honest communication, and consistency in every action;

2. Be imperfect:Perfection is no longer the goal on social media. "People connect with those who are real," reinforces the specialist. Showing vulnerabilities and everyday situations is a powerful way to humanize communication and create closeness;

3. Go for naturalnessA spontaneous approach, without scripts or rigid patterns, brings brands closer to their communities. "Real life will be a trend in 2025. Allow yourself to be authentic and share everyday moments," suggests Camila.;

4. Invest in personalityResources such as exclusive WhatsApp groups, closed forums, or YouTube communities help create an intimate and interactive environment. These channels offer the public a unique experience, where communication becomes more direct and close, strengthening the sense of belonging.

See the main trends for 2025 in financial management in retail

In 2025, retail will face a new chapter; emerging technologies, increasingly demanding consumers, and the relentless pursuit of efficiency will continue to redefine the market, while the Tax Reform will require adaptations. These trends and changes have a direct impact on resource operation and management, but they are also especially important for reinventing the connection strategies between companies, clients, and partners.

“The sector will continue to be challenged to balance technological innovation and efficient management. The companies that best adapt will be securing their place in the market and redefining success,” comments Zoltan Schwab, executive atvhsys, a technology company specialized in online business management solutions.

One of the main trends will be theconsolidation of digital paymentsWith technological advancements, digital wallets, contactless payments (NFC), and cryptocurrencies will become even more present in consumers' daily lives. The integration of these tools with superapps—platforms that bring together various services such as shopping, financial solutions, and messaging—will allow retailers to offer a more seamless shopping experience, centralizing transactions, loyalty programs, and credit options on a single platform.

At the same time, theartificial intelligence (AI)will play a strategic role in retail financial management, helping to forecast demand, optimize inventories, and dynamically adjust prices. "Being able to analyze consumer behavior and identify purchasing patterns, AI increases profits, reduces waste, and provides insights for strategic decisions. Meanwhile, advanced algorithms enhance security by preventing fraud in real time," highlights Zoltan.

With the arrival of the Tax Reform, which will come into effect in 2026, retail companies have a strategic window in 2025 to prepare. Technological tools such as ERP systems and the use of AI will help manage the complexity of changes, facilitating transitions by automating calculations, integrating real-time tax data, and improving operational processes. As a result, organizations will be able to reduce costs, minimize errors, and improve strategic decision-making.  

With theexpansion of omnichannel retaila complete review of cash flow management and resource allocation of the businesses will also be necessary. The integration between online and offline channels will require companies to monitor financial movements more accurately, quickly adjusting their strategies according to demand. Tools that unify these operations and automate processes will be essential to maintain competitiveness and ensure efficient operation.

Finally, an emerging trend will be theconsumer-oriented financial educationWith the increase in online credit and financing options, facilitated by AI analysis, retailers will have the opportunity to position themselves as allies in customers' financial management. "Offering educational content, planning tips, and tools that assist in expense management will be a way to add value to the shopping experience and build a more loyal and conscious customer base," concludes Zoltan.

Emotional intelligence leads to assertive and balanced choices

The job market is constantly evolving, presenting challenges and needs. Therefore, developing new skills is essential for professional updating. Demonstrating core skills, such as emotional intelligence and communication and presentation abilities, are some of the tools that can be developed to sharpen critical thinking in the corporate world.  

Skills such as emotional intelligence give the professional greater assertiveness in strategic decision-making within a company. It allows you to learn how to deal with daily animosities, providing more resilience and skill enhancement.  

Emotional intelligence is a skill with significant value in the corporate world. The profile of the professional who masters this knowledge has the ability to recognize, understand, and manage their own emotions, as well as comprehend the emotions of others.  

Training to develop emotional intelligence  

With the high competition among companies and the numerous daily challenges that the corporate world presents, developing emotional intelligence is not limited only to leaders. The skill can be improved by any employee, resulting in a more harmonious and productive work environment.  

To develop thisskillSpecialized training through platforms that allow simulating the company's daily activities is necessary. Using practical tests that involve strategic decision-making, the employee can map out the knowledge needed to improve their skills.  

In addition to managing emotions, emotional intelligence strengthens interpersonal relationships in the workplace, facilitating conflict resolution and contributing to a healthier organizational climate.  

Emotional intelligence not only enhances individual performance but also strengthens teams, encourages the development of a collaborative work environment, and directly impacts the organization's results. Therefore, investing in the development of this skill is a valuable strategy for companies and individuals who wish to thrive in an increasingly dynamic and challenging market.  

How to manage the cash flow of a startup? 

Cash flow is like the financial heart of astartupHe needs to be hitting hard and consistently to ensure his business remains healthy and ready to grow. Knowing how to manage cash flow is essential for maintaining control over the money coming in and going out of the company, preventing surprises and problems that could undermine your success. Let's explore, in a simple and practical way, how you can do this in your startup and ensure its prosperity.  

Monitor your startup's income and expenses 

One of the first steps toKeeping your cash flow under control means constantly monitoring the money coming in and out of the company.This may seem obvious, but believe me, many startups end up getting tangled up because they fail to record small expenses and revenues on a daily basis.   

Keeping a detailed record of all income and expenses helps you know exactly how much cash you have at any given moment. Moreover, this practice provides a clear and accurate view of the startup's financial health.  

Forecast fixed and variable expenses 

A common mistake among entrepreneurs is not planning expenses properly. Knowing how to distinguish between fixed and variable expenses is essential for making more accurate financial forecasts. Fixed expenses are those you have every month, regardless of how much the company earns, such as rent, salaries, and utility bills. Variables such as marketing and maintenance can change according to the needs of the business.  

When you make a realistic expense forecast, it becomes much easier to adjust the budget as needed. If the month is tight, you can hold off on marketing investments, for example, but you cannot neglect paying the rent. Therefore, understanding what is fixed and what is variable makes all the difference.  

Create a reserve fund for the startup 

Another key point for a startup that wants to survive and grow is to have a reserve fund, which is nothing more than a "savings" for the company, intended to cover unforeseen events and ensure that the business continues to operate even in difficult times. Imagine if, suddenly, one of your biggest clients delays payment or an essential equipment breaks down? Having savings will ensure that unforeseen events don't leave you in the red.  

The tip is: start small. Even if you manage to set aside a small amount at the beginning, the important thing is to develop the habit. Over time, the fund will grow, and you will have much greater financial security to face any setbacks.  

Use financial management tools 

Don't try to manage cash flow using a small notebook or loose spreadsheets. There are several financial management tools that can automate the process and make your life much easier. Financial management software helps to automatically control cash flow, makes it easier to visualize financial transactions, and even provides insights to help you make more informed decisions.  

Tools like QuickBooks, ContaAzul, and ZeroPaper are just a few examples of systems that can make all the difference in a startup's daily life. In addition to being accessible, they allow you to have full control over your finances, avoiding the chaos of trying to do everything manually.  

Review cash flow regularly 

Cash flow cannot be something you see once and then forget. Regular review is essential to ensure you are on the right track and to identify possible adjustments that need to be made. It can occur weekly, biweekly, or monthly, depending on the company's volume of transactions.  

Constant review also helps identify trends. For example, you might notice that during a certain period of the month your expenses increase more than expected or that some clients always delay their payments. These details are valuable and help to adjust your financial strategies to maintain a positive cash flow.  

A well-managed cash flow is key to your startup's success 

A well-managed cash flow is, without a doubt, one of the secrets to a startup's success. Start applying these tips as soon as possible and observe how your company's financial health improves.   

The process may seem laborious at first, but over time it will become a natural part of the routine. The benefits are many: more control, less stress, and a startup ready to grow in a healthy and sustainable way.  

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