In 2025, Retail will face a new chapter; the emerging technologies, Increasingly demanding consumers and the relentless search for efficiency will continue to redefine the market, While the Tax Reform will require adjustments. These trends and changes have a direct impact on the operation and management of resources, But they're also especially important for reinventing business-to-business connection strategies., clients and partners
One of the main trends will be theconsolidation of digital payments. With the advancement of technology, digital wallets, approach payments (NFC) and cryptocurrencies will be even more present in the daily life of the consumer. The integration of these tools with superapps — platforms that bring together various services, how you shop, financial solutions and messaging exchange — will allow retailers to offer a smoother shopping experience, by centralising transactions, loyalty programmes and credit options on a single platform
Parallely, a artificial intelligence (AI)will play a strategic role in the financial management of retail, helping to predict demands, optimise stocks and adjust prices dynamically. ⁇ By being able to analyze consumer behaviour and identify purchasing patterns, AI increases profits, reduces waste and provides insights for strategic decisions. Meanwhile, Advanced algorithms improve security by preventing fraud in real time., highlights Zoltan
With the arrival of tax reform, that will come into effect from 2026, retail companies have a strategic window in 2025 to prepare. Technological tools such as ERP systems and the use of AI will help with the complexity of changes, facilitating transitions by automating calculations, integrate tax data in real time and improve operational processes. As a result, organizations will be able to reduce costs, minimize errors, in addition to improving strategic decision-making.
With theexpansion of omnichannel retail, a complete review of cash flow management and resource allocation of the business will also be necessary. The integration between online and offline channels will require companies to monitor financial transactions more accurately, quickly adjusting your strategies according to demand. Tools that unify these operations and automate processes will be essential to maintain competitiveness and ensure an efficient operation
Finally, an emerging trend will be theconsumer-oriented financial education. With the increase in online credit and financing options, facilitated by the analysis of AIs, retailers will have the opportunity to position themselves as allies in the financial management of customers. "Offer educational content", tips for planning and tools that assist in expense control will be a way to add value to the shopping experience and build a more loyal and conscious customer base, finalizes Zoltan
