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Dígitro Tecnologia offers vacancies for 2025 with growth opportunities

Digit Technology, based in Florianópolis, has 20 open positions for 2025. The company, which hired 72 professionals in 2024, including apprentices, interns, and permanent employees, plans to maintain an average of 80 hires per year. This number reflects the growing demand for new talent and the company's commitment to strengthening its teams, with a special focus on the continuous development of its employees through training programs.

Currently, the vacancies include 6 internship positions in the areas of development, artificial intelligence, and sales, as well as 11 positions for development professionals and 3 for the sales sector. Mariana Polli, people manager at Dígitro Tecnologia, emphasizes that the company goes beyond offering jobs. "Our mission is to provide a solid development pathway, with internal training programs and opportunities for job repositioning, so that everyone grows together with the company," he/she states.

This strategy is reflected in the lowturnover from Dígitro. In 2023, the rate was 28.10%, below the market average of 33.07%. Investment in knowledge enhancement, with subsidies for postgraduate courses and MBAs, directly contributes to talent retention and the strengthening of the professional growth environment.

In addition to the legal benefits, the company offers a work environment with rest areas, coffee and a “day offin the month of the birthday. "Our commitment is to create an environment where people can gain experience and grow together with the company," completes Mariana.

Those interested in working at Dígitro Tecnologia can check out the available vacancies atportal,in the "Work With Us" section. Dígitro Tecnologia also has a talent pool specifically for PWD (People with Disabilities) and Young Apprentices.

Red Hat Announces Updates to its Global Partner Ecosystem

Last year, the technology sector experienced aboomof new possibilities and remarkable advances, from new opportunities in artificial intelligence to changes in the virtualization market, and Red Hat has partnered with its allies to meet these demands and pave the way for innovation. To help them stay agile in this dynamic industry, in 2024 the corporation launched the first phase of updates to its partner program, offering a new modular program structure, standardized incentives, and enhanced digital tools.

This year, it will be no different. Anchored in a co-creation module of products and technologies, new distributor engagement policies, and courses focused on the importance of incentives and reimbursements to stimulate sales, the second phase of updates to the global partnership program aims to bring more improvements for partners and assist them in their business journeys alongside Red Hat.

Partner Program Co-creation Module

In 2024, Red Hat implemented a modular approach to its partner program, starting with three modules focused on Reselling, Distribution, and Joint Selling, designed to help clients achieve greater accuracy in their core business activities. Now, a new module, Co-creation, will be available in the coming weeks to further reward Red Hat's technology partners.

The Co-Creation module will be aimed at partners who certify or validate their products and develop new solutions using the company's technologies. The course is particularly relevant for companies that identify as independent software and hardware vendors (IHVs and ISVs), system integrators (SIs), and original equipment manufacturers (OEMs). Those interested in the training will earn points for activities such as joint solution creation, validation and certification of Red Hat platforms, and development of content and go-to-market strategies to bring these solutions to customers. The accumulated points will unlock various benefits, including training, sales, marketing, and technical support within the platform.  

Streamlining engagement with distributors

The company is implementing a distribution model to encourage greater engagement between distributors and their focused partners, helping to increase skill development and improve the execution of product launch strategies in the market. This will enable relationshipsbusiness-to-businessempowering partners to choose a distributor of their preference, with whom they can develop a long-term plan.

Through the incorporation of activities go-to-marketwithin the partner program modules to recognize value-added initiatives, such as joint creation of marketing assets, customer demos, proof of concept development, and much more. This allows partners to earn points and rewards and enables the progression of opportunities in the generation ofawareness of the client. By integrating these activities, Red Hat aims to recognize partner activity performance through more holistic forms of relationship in order to achieve higher levels of accuracy.

These go-to-market activities are included in all modules of the partner program. Therefore, regardless of how partners choose to work with Red Hat, they can be recognized and rewarded as they participate and engage with this content.

Expanding incentives and reimbursements

Based on the latest updates from the global partner engagement program experience, Red Hat has been standardizing refunds and incentives for reselling and distribution partners to achieve greater visibility and more predictable growth. This is a global implementation to provide companies connected to the company with clear and advanced insights to maximize profitability, plan sales cycles more effectively, and strengthen competitive positioning. The updated structure of refunds and incentives complements the contract registration incentives previously announced by the organization, providing greater opportunities for partners to successfully register and develop new business.

Next steps

The transformation of the global partner program represents the company's commitment to promoting an open approach with the alliance ecosystem, whether to deliver impactful and customized solutions for clients or to drive lasting changes in organizational structures. At the core of Red Hat's strategy is greater autonomy among the different parts, so that everyone benefits and has clearer growth opportunities.

Throughout 2025, members of this ecosystem will receive additional updates to develop new business flows and foster a more holistic and collaborative market vision. Meanwhile, as the news does not arrive, partners can find more information about the different modules of the programs, go-to-market launch opportunities, the model aligned with the distributor, and incentives in the Red Hat Content Center.

How Generational Sentiments Are Shaping the Future of Retail

The global retail industry is undergoing a profound transformation, as was evident in the NRF'25 discussions this year. After years in which technology dominated the sector's strategies, the focus is now on people and the essence of retail: meeting human needs for connection, empathy, and belonging.

This change is not by chance. The American market, in recession, has brought to light the need to revive retail traditions, where the consumer experience goes beyond the commercial transaction and connects with the history, values, and humanity of brands.

In the past, retail was synonymous with proximity. The customer knew the retailer, trusted the relationship, and often the stores were community meeting points. With technological acceleration, this bond has been partly replaced by operational efficiency and digital interactions. Now, the sector seeks to balance the best of both worlds, integrating technology to optimize processes while restoring protagonism to people in the consumer experience.

Technology in the right role: support, not protagonism

The NRF highlighted an essential repositioning of technology in retail. If she was previously seen as the main protagonist of the sector, she now takes on a more operational role, freeing human teams to do what machines cannot: create emotional bonds, solve complex problems, and provide a personalized and genuine experience.

This means that technology must be used to simplify administrative and logistical tasks, leaving more time and energy for retail employees to focus on serving the public, building relationships and personalizing service.

The urgency of rescuing human values in retail

A recent WGSN survey reinforces the importance of this change, highlighting data that reflect the emotional needs of the modern consumer: 23% of people feel lonely, while 22% report feeling anger during the day. In times of polarization and social challenges, retail has the opportunity to create spaces that promote kindness, dialogue, and welcoming.

Generation Z, for example, is a catalyst for this change. With 63% of the youth in this generation prioritizing time with friends, retail needs to offer spaces that encourage community and the exchange of experiences. Furthermore, with 56% of the population regularly thinking about the environment, brands should align with sustainable practices that resonate with the values of the new generations.

Recovering traditions: retail as a meeting point

The recession in the United States brought a renewed look at the roots of retail. This movement is not only economic but also cultural. The consumer is tired of impersonal interactions and seeks a more human retail experience that restores values such as trust, warmth, and connection.

Physical stores are being redesigned to become more than just sales spaces: they are now places of experience, interaction, and belonging. The idea of a "community meeting point" is regaining strength, aligning with the traditional values that have made retail one of the pillars of society throughout history.

Brands that understand this change are investing in initiatives that range from creating more welcoming environments to actions that encourage dialogue between generations and social inclusion. After all, overcoming gaps, such as gender — which, according to WGSN, will still take five generations to be fully resolved — requires genuine and ongoing conversations.

The future of retail: human, sustainable and connected to emotions

This year's NRF made it clear that the future of retail is deeply connected to the emotions and values of the generations. It's not just about meeting market demands, but about creating experiences that resonate with human aspirations.

The retail sector that will thrive in the coming years will be the one that manages to balance technological innovation with human traditions, that understands that customers are looking for more than products: they are looking for belonging, meaning and a space that reflects their values and emotions.

By reclaiming the roots of retail, we are, in fact, creating a future where technology and humanity walk hand in hand — and where stores once again become the beating heart of the community.

Brazil is top 10 in GenAI enrollments, according to Coursera

Coursera, one of the world's largest online learning platforms, revealed its annual student trends for Brazil, based on insights from over 27 million registered students. This year, Brazil is ranked 9th globally in the total number of students on Coursera, highlighting the ambition and commitment of Brazilian students to improve their skills and stay competitive in a rapidly evolving global workforce. Two main trends emerged in 2024: an unprecedented demand for GenAI learning and a growing preference for role-specific content to prepare for specific jobs.

According to the report of theOliver Wyman “How Generative AI is Transforming Business and Society¨83% of Brazilians want AI training, highlighting the urgent need for employers to provide relevant professional development opportunities. This urgency is heightened by the fact that acquiring AI skills has become one of the top hiring priorities for Brazilian leaders.71% of leaders said they would rather hire a less experienced candidate with AI skills than a less experienced candidate with AI skills.more experienced, highlighting how essential these skills are becoming for professionals across all sectors.

In 2024, enrollments in Coursera GenAI in Brazil quadrupled, totaling 67,000 so far — the 9th largest in the world and ahead of Spain. On average, 6 students signed up for the GenAI content every minute—a remarkable jump from one registration every three minutes in 2023. Although the basic GenAI courses have remained popular, the focus has shifted to applying GenAI at work, signaling a mature interest in practical applications of the technology. In Brazil,81% of workers use AI in their daily tasks.

In addition to AI, Brazilian students sought courses such as English for career development, Introduction to Computer Science with Python, Google AI Essentials, and Digital Marketing, highlighting the importance of versatile skills in today's dynamic job market. Basic-level professional certificates, which do not require prior experience or a university degree, also saw an increase in demand in 2024, including Google Cybersecurity.Google Data AnalyticsGoogle Project Management, Google IT Support, Google Cybersecurity and Microsoft Power BI Data Analyst, ranked among the best in Brazil.

In 2024, Brazilian students took assertive steps to prepare for the future of work, prioritizing skills in GenAI and other critical areas to stay ahead. Their learning successes, emerging amidst the challenges of GenAI disruption, demonstrate their adaptability, resilience, and commitment to stand out in a global job market, said Christian Hernandez, Head of Latin America Coursera Enterprise. As we look toward 2025, the global momentum for AI literacy will only intensify, and we are committed to supporting Brazilian students with accessible and relevant education for work to thrive in an AI-driven world.

Preliminary insights from theCoursera Skills Report 2025, which captures trends among students who come to Coursera through government, university, or corporate learning programs, indicates that the efforts of students from Brazilian companies closely align with broader student trends. OpenAI and GenAI skills were the most sought after by Brazilian students, followed by Marketing and Email Marketing, Strategy and Media Planning, Social Media Management and Systems, Advertising and Campaign Management, and Customer Engagement and Retention, highlighting the efforts being made to build resilient and future-ready workplaces. These findings highlight the growing synergy between qualification initiatives driven by Brazilian institutions and the global workforce requirements. The next report will reveal the fastest-growing work skills for 2025, derived from insights based on the learning habits of Enterprise students on Coursera.

Ten most popular courses in Brazil in 2024:

  1. English for Career Developmentby the University of Pennsylvania
  2. Introduction to Computer Science with Pythonby the University of Sao Paulo
  3. AI Fundamentals do Google do Google
  4. Basics: Data, data, everywhere do Google
  5. Introduction to Systems Controlby the Technological Institute of Aeronautics
  6. Marketing Digital by the University of Sao Paulo
  7. Fundamentals of Project Management do Google
  8. Learning to Learn: Powerful Mental Tools to Help You Master Specialized Subjects (in Portuguese)[Learning How to Learn] by Deep Teaching Solutions
  9. Cybersecurity Fundamentals do Google
  10. Fundamentos: dados, dados, em todos os lugares by Google

Ten most popular GenAI courses in Brazil in 2024:

  1. Google AI Essentials do Google
  2. Generative AI for everyoneand DeepLearning.AI
  3. Introduction to Generative AIdo Google Cloud
  4. Generative AI com Large Language Modelsand DeepLearning.AI
  5. Generative AI com Large Language Models da Amazon Web Services
  6. Prompt Engineering para ChatGPT da Vanderbilt University
  7. Generative AI: Introduction and Applicationsat IBM
  8. GenAI for Executives and Business Leaders: An Introductionat IBM
  9. Generative AI: Prompt Engineering Basicsat IBM
  10. ChatGPT Prompt Engineering for Developersand DeepLearning.AI

Study predicts 2025 will redefine IoT connectivity

Try, a world leader in IoT connectivity solutions, has launched its highly anticipatedIoT Predictions Report 2025, along with the 50th episode of your IoT Leaders podcast. Now in its 6th year, the annual report, written by the CEO of Eseye,Nick Earle, and by co-founder and CTO,Ian Marsden, identifies three key trends that will significantly transform the IoT and telecommunications landscape.

"The future of IoT is not a static scenario; it is a dynamic environment driven by flexibility, innovation, and convergence. 2025 will mark a crucial moment in the evolution of IoT," says Nick Earle, CEO of Eseye. For MNOs to thrive in IoT, we believe they should adopt IoT connectivity sharing, which will create a much more viable economic model. NB-IoT will become obsolete in most regions due to its isolated infrastructure and limited revenue potential, while AIoT will be more widely used and will play a crucial role in the intelligent optimization of connectivity between devices and networks. Check out the main trends for 2025:

MNOs must evolve if they want to maintain market control

Traditional IoT platforms lack the flexibility to support global multi-operator connectivity of eUICC (Embedded Universal Integrated Circuit Card) for corporate clients. This creates an urgent need for MNOs to adopt new solutions, such as Eseye's AnyNet, which offers operators a way to configure customer IoT devices to stay 'on network' across more than 16 major mobile networks, in addition to providing access to 800 additional networks via roaming. All orchestrated through a customizable, low-cost cloud SaaS platform solution. "We will see a new generation of IoT platforms for MNOs that eliminate roaming issues and enable shared adjustments and global eSIM management. This will allow operators to be competitive and offer flexible, stable, and highly scalable global connectivity solutions, while maintaining their important relationships with existing customers," said Ian Marsden, CTO of Eseye.

NB-IoT is on the decline as MNOs seek more scalable solutions

Positioned as a low-cost, low-power connectivity solution, NB-IoT is currently losing strength due to low global adoption, rising infrastructure costs, and compatibility difficulties with modems. "Despite its technical advantages, NB-IoT has not reached the critical mass needed to sustain the infrastructure to keep it alive. With major operators like AT&T discontinuing support in 2025, we believe more MNOs will follow suit, preferring LTE and 5G, as they are more versatile, economically viable, and widely adopted," continued Marsden.

In Brazil, technologies that cover large areas with low power (LPWA – Low Power Wide Area), such as Sigfox, LoRa, LTE-M/CAT-M, and NB-IoT, are present in various proportions, depending on operators and cities. "Currently, NB-IoT covers almost all Brazilian cities thanks to the vigorous efforts of the three main national operators, Vivo, TIM, and Claro. Of the 5,570 Brazilian municipalities, 5,497 have NB-IoT coverage, which corresponds to 99.8% of the Brazilian population. The challenge now is to ensure that the market actually utilizes this technology," he states.Ana Carolina Bussab, General Director of Eseye Brazil.

The Rise of AIoT – The Real Game Changer for IoT Connectivity

The convergence between Artificial Intelligence (AI) and IoT, known as AIoT, will rewrite the IoT connectivity manual in three critical areas: on-device processing, integration between different systems (application layer), and integration between different networks (network layer). "Companies and MNOs will gain new skills: preventive maintenance that prevents failures before they occur, dynamic network management that adapts to changing conditions, and on-site decision-making that reduces latency and improves reliability," explained Marsden.

One example of an IoT solution that already uses AI to enable real-time connectivity management is Eseye’s AnyNet SMARTconnect™ smart connectivity software, which enables devices to intuitively respond to connectivity issues, thereby optimizing their performance.

A Future Shaped by Flexibility, Innovation and Convergence

Eseye's forecasts for 2025 reflect a rapidly evolving IoT ecosystem driven by the need for greater flexibility, economic sustainability, and technological convergence. Earle concluded: "The market is demanding smart, scalable, and future-proof solutions. Whether through the adoption of a shared connectivity model by MNOs, the companies moving away from NB-IoT, or the rise of AIoT — the ability to adapt is key. Eseye is proud to be at the forefront of these changes, continuing to provide innovative connectivity solutions that empower MNOs and companies to deploy IoT with confidence on a global scale."

Discover the main Pix launches for 2025

Pix, which is already the most used payment method in Brazil, continues to evolve with new features that promise to bring even more convenience, security, and speed to its users in 2025. Developed by the Central Bank, the instant payment system has established itself as an indispensable tool in the country, and the innovations planned for this year promise to further enhance its functionality.

According tosearchAccording to the Central Bank, in the report titled "The Brazilian and their relationship with money," Pix is used by 76.4% of the population, followed by debit cards, used by 69.1%, and cash, used by 68.9% of people. "Pix is already consolidated and, in addition to replacing other payment and transfer methods, it will also introduce even more innovations this year," reinforces Ticiana Amorim, CEO and founder of Aarin Tech-fin.

THEAutomatic PixIt is a feature that allows automatic recurring payments to be made. The new modality will be advantageous for those who use subscription services, such ascurrentsof music and video, gyms and subscription clubs. Users will be able to set up recurring transfers easily and securely, eliminating the need for repeated manual authorizations.

“This new feature will bring even more convenience to consumers and greater predictability to companies. The feature was designed with robust security mechanisms to ensure that users have full control over their recurring payments,” says Ticiana.

Another highlight for 2025 is thePix by Proximity, which uses NFC technology (Near Field Communication) to make payments even faster and simpler. With this feature, simply bringing the smartphone or other enabled device, such as smartwatches, close to a payment terminal will complete the transaction, without the need to open the bank's app.

"The Pix by Approximation should transform the shopping experience, especially in situations that require agility, such as public transportation, food courts, and retail," affirms the CEO. Furthermore, the technology is aligned with global trends in contactless payments, reinforcing Brazil's position as one of the most advanced countries in financial innovations.

Another aspect that should be improved in 2025 is thesecurityAccording to the Central Bank, the greatest traceability of transactions should be implemented in order to combat scams and frauds. The system will be able to identify suspicious patterns in real time, allowing transactions to be blocked or reviewed before they are completed.

GenAI: avanço exigirá integração de dados mais cuidadosa das empresas

The beginning of 2025 is marked by growing anticipation around generative artificial intelligence (GenAI) and its potential innovations in customer service and sales. The technology, which stands out in content creation from existing data, promises to establish itself as one of the pillars of developing solutions that prioritize hyper-personalization in customer relationships. One of the biggest events in the global retail sector, NRF, recently highlighted how GenAI is central to customer loyalty and acquisition strategies, emphasizing its role in transforming the shopping experience.

More than just a trend, the potential of the tool goes beyond innovation. Your adoption in different sectors raises questions about how corporations can manage their data more strategically. For generative AI to deliver meaningful results — both in terms of return on investment (ROI) and improving the customer experience — it is essential for companies to adopt efficient, secure data management that enables the effective use of this information.

GenAI is designed to generate original and innovative content, such as texts, images, videos, and music. This makes it a powerful tool not only for predictive analytics and process automation but also for creating more dynamic and personalized customer service solutions. This technology has been increasingly applied to automate and streamline data management processes, according to the "Trends Monitor, Analytics, Data, and BI for 2025" survey, sponsored by Denodo and conducted by BARC.Business Application Research Centre) – software market analysis company, focusing on areas such as data management and business intelligence.

Among the main insights brought up in the survey, some advantages of GenAI stand out:

  • Code generation: it can automate tasks such as SQL queries and scripts for data pipelines, which reduces the workload for developers and speeds up the implementation of new systems;
  • User interaction: automated generation of insights and visualizations makes data more accessible through natural language interfaces, improving the user experience;
  • Data engineering: AI can help with data cleaning and organization, as well as creating synthetic information for testing and training, something essential for companies that deal with confidential information;
  • Advanced analysis: GenAI supports predictive analytics, anomaly detection and generates real-time recommendations, directly impacting areas such as supply chain management and operational efficiency.

These advances require companies to carefully integrate GenAI into their business strategies, ensuring that its implementation into data and analytics processes is effective and secure.

Denodo, for example, has stood out in the integration of “large language models(LLMs) with its platform, aiming to facilitate the creation of new corporate GenAI applications, meeting strict security and privacy requirements. "This approach allows developers to use AI-based agents to simplify the creation and optimization of solutions; but everything starts with a solid data foundation – data first, AI later," explains Guilherme Duarte, the company's Technical Director.

At the heart of the strategy, on a global scale

A survey conducted by Gartner in July 2024 with 258 global procurement leaders revealed that 72% of them are prioritizing the integration of GenAI into their strategies. This data demonstrates the growing awareness of the potential of technology to enhance the efficiency and effectiveness of companies. The report also highlights that by 2027, 40% of customer service issues will be resolved by GenAI tools, with solutions like ChatGPT, Google AI Overviews, and Apple Intelligence standing out for their convenience and availability — something traditional service channels cannot offer.

In the financial sector, GenAI has been rapidly establishing itself as a strategic ally. According to the study "Global Outlook for Banking and Financial Markets 2024, published by IBM, 86% of global banking institutions are already developing or preparing to operate with generative AI. In Latin America, the priorities identified include the use of GenAI for customer engagement, operational security, marketing, human resources, and IT development.

The success of generative AI in customer service, therefore, is intrinsically linked to the efficient and secure management of data. "Companies that know how to integrate this technology strategically, with a solid data foundation, will not only achieve better financial results but also have the ability to radically transform the consumer experience. In an increasingly personalized world, GenAI is undoubtedly one of the greatest advances we are witnessing in the digital journey," concludes Guilherme Duarte.

App developed by Eitri in partnership with Wicomm boosts ToyMania sales

Eitri, the platform for application development that is transforming Brazilian retail, continues to focus on creating mobile solutions that offer three times more productivity at one-third of the cost for companies. An example of this was the work developed in partnership with Wicomm for ToyMania, a store that offers a wide range of products for all ages, including educational and collectible toys from renowned brands such as Fisher-Price and Barbie. During the Children's Day week, the most important date of the year for the sector, there was growth of12,5%in sales.Additionally, users who navigated through the app recorded an average ticket of R$ 247, while the app's average conversion rate was 6%.

According to Adjust's annual report, a data analysis and analytics company, in 2023 alone there was a 34% increase in revenue for companies that used applications, which accelerated the growth of this market.With this perspective, ToyMania wanted to offer even more convenience to its customers. The main challenge was to create an environment that strengthened the bond with the customer and allowed for easy and optimized navigation, without compromising the variety of the catalog and the quality of the services already offered by the website. With a complete portfolio of services in UX, CRO, Media, and CRM, Wicomm optimized the entire user experience, ensuring high performance in the application.Eitri brought a robust and scalable technological solution for the development of the app, allowing the company to meet market demands with excellence.

“While many competing apps focus solely on sales, ToyMania’s app delivers a complete experience. In addition to being fast, intuitive and easy to use, it connects the customer with the brand in a more engaging way, offering not only toys, but content and benefits through the points program, strengthening customer relationships and encouraging loyalty,” explains Guilherme Martins, co-founder of Eitri.

Development

Designed with the goal of making navigation easier for parents, guardians, and even children, the app offers a simple and fast interface. Provides a smooth and practical experience, allowing any user to find their favorite products effortlessly.In addition to being lightweight, it loads quickly and was designed to be intuitive, making it accessible even for people who are not very familiar with technology and app navigation.

Among the features, highlight the complete catalog, organized so that products can be found in just a few clicks, with filters that make searching easier, whether for a last-minute gift or a special toy. The rewards points program rewards each purchase with points that can be exchanged for discounts, strengthening the relationship with the customer.Custom notifications keep users informed about promotions, launches, and important dates such as birthdays.Additionally, the app offers exclusive content, with activity tips, news about famous brands, and events from the toy universe, including texts, videos, and live streams about the main releases.

“We are extremely pleased. Our goal with the new shopping app was to make the user experience easier, more accessible and more convenient. Now, shoppers can browse, purchase products quickly and receive notifications about promotions. More than a sales channel, it is an extension of our company, connecting customers through content, live broadcasts and entertainment, which strengthens the connection consumers have with our brand,” says Eduardo Carvalho, head of e-commerce at ToyMania.

Free guide helps companies prepare for market swings in 2025

New Year's is a time for plans, revisiting projects, and putting goals and dreams into practice. If in personal life we prepare for the renewals that the period offers, when it comes to business, it cannot – nor should it – be different. For those who undertake or work in management roles, the moment calls for strategic planning to not only guarantee the company's financial viability, but also provide sustainable growth.

Nowadays, the advantage is that technology is an ally. There are specific innovation solutions for corporate financial strategic planning: for insights, data collection and analysis, and report creation that support the manager in determining the most appropriate actions and the best path for the business. Everything to avoid being part of a drastic statistic: every four minutes, a company closes its doors in Brazil, according to the Federal Government's Business Map.

For executive Alysson Guimarães, founder and CEO of LeverPro, specialized in innovation solutions and reporting for financial management of medium and large companies, methodology and discipline are essential. Therefore, the startup developed and freely provided an annual strategic financial planning checklist to the market.

The material, available digitally, can be accessed through simple and quick registration, by link. “We know that annual financial planning is complex. However, it is strategic and essential for the sustainability of businesses. So, we decided to offer this first step, which is this checklist,” says Guimarães.

The checklist includes over 100 items, divided into nine groups: strategic planning, data collection, scenario planning, departmental coordination, finance-independent tasks, creation of preliminary budget, executive review, finalization and approval, and implementation and monitoring. Next to each item, the material provides a text summarizing recommended actions and measures.

The material also highlights steps for data collection. At this point, leveraging historical organizational data, projecting according to current trends, engaging stakeholders, utilizing automation tools, and making adjustments in response to potential events that could impact the budget (such as hiring and investments) are among the guidelines developed by LeverPro. Tables listing items of income, expenses, assets, and liabilities, with explanations of what makes up these items, complement the "data collection" section of the material.

Finally, the startup highlights the importance of report generation, offering tips on how to proceed. For example, using financial planning software, preparing communications and other texts in advance, scheduling meetings ahead of time, planning multiple scenarios, and establishing standardization of reports. Similarly, in this section, applicable items of revenues, expenses, assets, and liabilities are explained.

"Financial strategic planning sets the foundation for financial success throughout the year. Therefore, it deserves dedication, commitment, and care – an 'excess' of these ingredients is never too much," states the CEO of LeverPro. "For that," he continues, "it is important to understand the main deliverables, create a schedule. The decisions made during planning have repercussions throughout the year."

Find out why 82% abandon their online purchases, and how to change this scenario

Have you ever added products to an online store's cart and, for some reason, didn't complete the purchase? That's right, you're not alone. Cart abandonment is a concerning reality for Brazilian e-commerce, with rates that can reach an impressive 82%, according to E-commerce Radar. Unexpected costs, long delivery times, and complicated checkouts are some of the factors that deter consumers at the decisive moment, causing losses for retailers.

Almost half of consumers (48%) give up on a purchase when faced with higher-than-expected prices, according to a study by the Baymard Institute. But the problem doesn't stop there. Delivery delays are also a major villain, causing 36.5% of customers to abandon their carts, according to Yampi data. And there's more: complicated checkout is another critical factor. 79% of Brazilians prefer to split their purchases into installments, and the lack of flexible payment options causes many to give up before even completing the purchase, according to a survey by SPC Brasil – Credit Protection Service.

However, technology has arrived to change the game. Innovative solutions have emerged in the market, making the consumer experience easier, more efficient, and personalized, as well as driving the completion of purchases.

One of the innovations that promises to reduce cart abandonment is Poli Pay, a feature created by Poli Digital, a startup from Goiás specializing in contact channel automation. According to Alberto Filho, the company's CEO, "this solution allows consumers to complete the entire purchase journey on a single platform, using popular channels like WhatsApp."

And Brazil is at the forefront of this transformation. "We are one of the few countries where payments via messaging apps are a reality, making the shopping experience more practical and accessible, as well as boosting the growth of the national e-commerce," highlights Alberto.

Poli Digital reveals that the amounts processed by Poli Pay have already exceeded R$ 6 million. Alberto emphasizes that this solution is highly effective, as 62% of Brazilian consumers use digital channels to make purchases, according to Opinion Box.

While traditional e-commerce businesses face a difficult reality, with only 22% of customers who create shopping carts completing the transaction, Poli Pay's success rate reaches 58%. This means that the solution can more than double the market average. The secret to this performance lies in the system's practicality and integration, which offers a smooth purchasing journey where the consumer selects products, interacts with support channels, and makes the payment, all within a single digital environment, it highlights.

Another major differentiator is its integration with industry giants in the payments market, such as Mercado Pago and PagSeguro, offering a variety of options for consumers, from boleto to credit card. This ensures flexibility and convenience when completing the purchase. And for companies, the platform offers real-time transaction management, allowing managers to filter sales by customer name, salesperson, or even payment status, optimizing sales control.

Furthermore, through a strategic partnership with the Meta Group, owner of platforms such as WhatsApp, Instagram, and Facebook, Poli Digital ensures that the system complies with all the guidelines of these social networks. This means that companies can operate smoothly, avoiding issues such as unexpected suspensions or blocks and ensuring a safe and uninterrupted experience for their users.

Alberto concludes by emphasizing that "in this scenario, tools like Poli Pay represent a true revolution in Brazilian e-commerce. They offer effective solutions to reduce cart abandonment rates while boosting sales, especially for small and medium-sized businesses." He also emphasizes: "With the constant evolution of digital technologies, the trend is that more and more retailers will adopt innovative strategies, enhancing the consumer experience and ensuring increasingly positive results for the sector."

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