Núclea, a leader in digital transaction infrastructure solutions and data intelligence, recorded another year of revenue growth, reaching R$ 1.66 billion, a 7% increase for the year. EBITDA (earnings before interest, taxes, depreciation, and amortization) totaled R$ 790 million, 20% above 2023, and net profit reached R$ 626 million, a 7% increase in the period. Furthermore, Núclea distributed R$ 724.8 million in dividends in 2024.
"Our customer-centric journey has helped us understand what the market needs, and we have directed our solutions to meet those needs. The increasing diversification of our portfolio over the past two years has enabled us to enter new sectors beyond finance and develop high-impact initiatives, such as our blockchain network (Núclea Chain). We have been paving this path supported by innovation, technology, and continuous evolution of our products," emphasizes André Daré, CEO of Núclea.
Núclea currently has more than 1,600 clients in its portfolio. Last year, in operational terms, there were more than 40.7 billion transactions, representing over R$ 18.4 trillion in financial volume. This volume includes transactions that pass through the company, such as bill payments, card registrations, credit portabilities, salary accounts, and credit portfolio assignments, among others.
New markets
"The profile of our clients is changing, and 2024 proved that. Today, we speak not only the language of the financial market but also of insurance, tokenization, real estate, and others. We are also refining our data and anti-fraud solutions, expanding on what we had been doing until then," celebrates Daré.
In 2024, the company began its operations in the insurance market and now records activities in insurance, open supplementary pension, capitalization, and reinsurance. In the last year, it announced a partnership to be the registrar of the insurance operations of CNSEG members.
In the blockchain market, the company launched Núclea Chain and became a pioneer in offering tokenized duplicate services in the Brazilian market. The technology enables offering a complete journey, from registration, tokenization, and validation of the duplicate's collateral, ensuring security and accessibility for clients.
Another highlight was Núclea's first service for end users: certification aimed at families with an income of up to 10 minimum wages to access Social Interest Housing (HIS) and Popular Market Housing (HMP). For this, the company leveraged its experience in technology for the financial system to benefit the real estate market.
Núclea also made significant investments that enhance its expansion through startups Liquid, a Brazilian company specializing in artificial intelligence applied to credit, and Parfin, focused on digital asset structuring and blockchains in companies.
In addition to conquering new markets, solutions for the democratization of credit and financial services experienced significant growth in 2024. The highlight is the portability of credit and the registration of receivables for use as collateral. Furthermore, Núclea expanded the registration of invoices and the enrollment in Authorized Direct Debit.
The data agenda for legal entities also showed progress in 2024. Núclea provided the financial market with indicators and reports that enable more appropriate credit granting to clients, with conditions aligned with their repayment capacity and rates consistent with a more accurate risk assessment.
We end the year with a sense of pride and gratitude. The achievements that brought us here are the result of the collective effort of a team of over 850 employees and the various valuable partnerships we have built along the way, declares Daré.