Labohlano le hlahlamang, February 28th, Pix by Approximation, eo hape e bitsoang Pix by Biometrics, e tla qala ho sebetsa ho pholletsa le Brazil, mokhoa o mocha leetong la mekhoa ea ho lefa ka Open Finance, e tšepisang ho tlisa boiketlo le ts'ireletso le ho feta ho basebelisi.
Setsebi se tšeptjoang sa Open Finance Initial Structure le Banka e Bohareng 'me se ikhethetse ho nolofalletsa Open Finance bakeng sa mekhatlo ea lichelete, theknoloji ea machaba ea Sensedia e thathamisitse melemo le litemoso tse ka sehloohong tseo basebelisi le lik'hamphani ba lokelang ho li nka ha ba qala khoebo ka Pix by Approximation.
"Pele, ho reka ka Open Finance, mosebelisi o ile a fetisetsoa ts'ebelisong kapa bankang ea inthanete ea ak'haonte ea bona ea banka ho etsa tefo. Ho tloha ka la 28 Hlakola, mofuta ona oa thekiso o tla etsoa ka mokhoa o hlakileng haholoanyane. Sena ke hobane ts'ebetso e ncha e ikemiselitse ho nolofatsa leeto la ho lefa ka ho nolofalletsa mosebelisi ho phethela khoebo ka lintlha tsa banka tse bolokiloeng ka har'a li-wallet tsa dijithale, ntle le tlhoko ea ho ea bankeng kapa setheong sa lichelete ka kotloloho, ntle le tlhoko ea "khokahano" oa hlalosa Gabriela Santana, Motsamaisi oa Lihlahisoa ho Sensedia.
E tla sebetsa joang
Ho sebelisa Pix by Approximation, mosebelisi o tla hloka feela ho hokahanya lintlha tsa bona tsa banka le sepache sa dijithale, joalo ka Google, joalo ka ha re etsa kajeno ka data ea karete ea mokoloto ho webosaete ea e-commerce, mohlala.
"Ka mor'a ho ngolisa akhaonto ea banka ka sepacheng, motho o tla fetisetsoa ho kopo ea banka feela ho lokisa litumello tse kang meeli e phahameng ka ho fetisisa ts'ebetsong le nako ea sehokelo seo. Hang ha sena se se se entsoe, litšebelisano ka Pix li tla be li se li nolofalitsoe ho etsoa ka sepache, ntle le tlhoko ea ho fetisetsoa ts'ebelisong ea banka, e ka hlakoloang le ho hlakoloa ho tsoa ho mosebelisi oa selefouno".
Ho hopola hore ts'ebetso e 'ngoe le e' ngoe ka Pix by Approximation e tla hloka hore mosebelisi a netefatse ts'ebetso ea ho qetela ka biometrics, password kapa Face ID (ke hore, ho lemoha sefahleho).
"Ntle le litlhoko tsa ts'ireletso, tse matlafalitsoeng ke ho se hloke tlhokahalo ea kopo ea banka ho etsa litšebelisano ka Pix le ka monyetla oa ho hlophisa moeli o moholo oa transaction ka sepache, Pix by Approximation e tla khona ho bala Likhoutu tsa QR, tse hatisitsoeng le tsa digital, 'me e tla lumella hore ho fetisetsoe ho etsoa pakeng tsa basebelisi, ho latela meeli e behiloeng, ho latela meeli ea Santana."
Mekhatlo e seng e ntse e na le litsebo
Ho ea ka tlhaloso ea Banka e Bohareng ea Brazil, mekhatlo e kholo ka ho fetisisa ea lichelete naheng - e nang le 99% ea palo eohle ea litšebelisano tsa tefo e entsoeng ka Open Finance - e ne e tlamehile ho kenya ts'ebetsong JSR (Jornada Sem Redirection), e ikarabellang bakeng sa ho nolofalletsa likarolo tse kang Pix by Approximation, ka November 2024. Bakeng sa ba bang, tlamo e tla qala ho tloha 202 feela.
"Nakong ea nako ea teko, ho phaella ho tsoelo-pele ea theknoloji, molaoli o ile a beha leihlo matšoao a mang, joalo ka litlaleho tsa PCM (Metrics Collection Platform), nako ea karabo ea API le boleng ba leeto la phihlelo ea mosebedisi. Ha li fihla 100% ho matšoao a hlokometsoeng, mekhatlo e ile ea lokolloa hore e tsoele pele ka morero oa ho khanna tlhahiso. Ka hona, ho li-wallet tse ling tsa digital, khetho ea ho lefa ka Pix e fumaneha hona joale ka Pix.
Mehato e latelang
Setsebi sa ho ntlafatsa merero e hlokang protocol ea ts'ireletso ea FIDO Server, e tlamang ke BC bakeng sa netefatso ea Pix, le ho laola lihokelo tsa akhaonto ka li-API, Sensedia e boetse e hlahisitse tharollo ea ho sebeletsa ITPs (Payment Initiators).
"Morero oa projeke ke ho thusa li-ITP ho etsa hore litefo le tsona li lefe ka Pix tikolohong eo ho rekoang ho eona, joalo ka liwebsaete, khoebo ea e-commerce, lits'ebetso le limmaraka, ntle le tlhoko ea ho fetisetsoa ts'ebelisong ea banka ea mosebelisi ka ts'ebetso ea hajoale ea 'copy and paste', e fanang ka ts'ireletso le boiketlo bo eketsehileng ho basebelisi", ho bolela Santana.
Ho latela lintlha tse tsoang Bankang e Bohareng, Open Finance e se e na le litumello tse sebetsang tse fetang limilione tse 64 le basebelisi ba limilione tse 42 naheng ea Brazil.
