The search for scalability is constant and essential, and for the financial sector it is no different. In an environment where agility and security are fundamental, the digital signature emerges as a strategic solution to meet the growing demands of the market. This technology not only automates processes, but also contributes to the optimization of resources and the reduction of costs
According to ZapSign, electronic signature solution, there was an increase of more than 140% in the number of authenticated titles monthly in 2023. Furthermore, the company still estimates that the market should reach over R$ 300 million by 2030. Onestudy of the Districtcorroborates this view, pointing out that one of the main areas of investment was payment solutions, that in 2023 received an investment of US$1,8 billion, value that represents 46% of the total
"With the digital signature", financial institutions can process contracts and documents more quickly and securely, what is essential in a sector that deals with a large volume of transactions daily, affirms Getúlio Santos, founder and CEO of ZapSign. He adds that technology allows financial companies to reach new levels of efficiency and compliance, in addition to facilitating integration with other technological solutions
And those who believe that the market movement started now are mistaken. A survey conducted byFebrabanencompassing the banking sector pointed out that, in 2022, a total of R$ 34 was invested,9 billion in the information technology (IT) sector. For the year 2024, the entity points out that the total investmentshould reach R$ 47 billion.
The practical impact of digital signatures in the financial sector is evident on several fronts, how, for example, for processes such as account openings, loan and investment concessions can be made more quickly, eliminating the need for physical documents. Furthermore, the reduction of bureaucracy and the increase in security in procedures are benefits that resonate in customer satisfaction. According to a study published byMcKinsey, companies that are leading in the adoption of the elements of the so-called Industry 4.0 improve productivity by up to 30%. This time gain allows professionals to dedicate themselves to higher value-added activities, such as market analysis and investment strategies
In addition to promoting efficiency, the digital signature offers an enhanced level of security. Each signature is encrypted and protected against tampering, ensuring the integrity of documents and compliance with regulations such as theGeneral Data Protection Law (LGPD)in Brazil. To enhance security, some companies like ZapSign offer facial recognition to further enhance data protection
The adoption of digital solutions in the financial sector is an irreversible trend. The digital signature not only improves the internal efficiency of organizations, but also contributes to a more transparent and trustworthy relationship with customers. "User trust is an invaluable asset", and the digital signature strengthens this by ensuring the authenticity and integrity of the documents, concludes Getúlio
In summary, the digital signature is more than a tool; it is an indispensable ally in the journey of scalability in the financial sector. As institutions seek to adapt to technological and regulatory changes, investing in digital solutions like this is a strategic step to remain competitive and relevant in today's market
