The pursuit of scalability is constant and essential, and it is no different for the financial sector. In an environment where agility and security are essential, digital signatures emerge as a strategic solution to meet the growing demands of the market. This technology not only automates processes but also contributes to resource optimization and cost reduction.
According to ZapSign, an electronic signature solution, there was an increase of over 140% in the number of titles authenticated monthly in 2023. Furthermore, the company also estimates that the market will reach over R$ 300 million by 2030. Onestudy of the Districtcorroborates this view, by pointing out that one of the main areas of investment was payment solutions, which in 2023 received an investment of US$1.8 billion, a value that represents 46% of the total.
"With digital signatures, financial institutions can process contracts and documents more quickly and securely, which is essential in a sector that handles a large volume of transactions daily," says Getúlio Santos, founder and CEO of ZapSign. It adds that technology allows financial companies to reach new levels of efficiency and compliance, as well as facilitate integration with other technological solutions.
And those who believe that the market movement just started are mistaken. A survey conducted byFebrabanIncluding the banking sector, it was pointed out that in 2022, a total of R$ 34.9 billion was invested in the information technology (IT) sector. For the year 2024,the entity points out that the total investmentIt should reach R$ 47 billion.
The practical impact of digital signatures in the financial sector is evident in various areas, such as account opening, loan granting, and investments, which can be carried out more quickly, eliminating the need for physical documents. Furthermore, the reduction of bureaucracy and the increase in security in procedures are benefits that resonate in customer satisfaction. According to a study published byMcKinseycompanies that are at the forefront of adopting the elements of the so-called Industry 4.0 improve their productivity by up to 30%. This time gain allows professionals to dedicate themselves to higher value-added activities, such as market analysis and investment strategies.
In addition to promoting efficiency, the digital signature offers an enhanced level of security. Each signature is encrypted and protected against tampering, ensuring the integrity of the documents and compliance with regulations such as theGeneral Data Protection Law (LGPD)in Brazil. To enhance security, some companies like ZapSign offer facial recognition use to further increase data protection.
The adoption of digital solutions in the financial sector is an irreversible trend. Digital signature not only improves internal efficiency of organizations but also contributes to a more transparent and trustworthy relationship with clients. "User trust is an invaluable asset, and digital signatures strengthen this by ensuring the authenticity and integrity of documents," concludes Getúlio.
In short, the digital signature is more than a tool; it is an indispensable ally in the scalability journey of the financial sector. As institutions seek to adapt to technological and regulatory changes, investing in digital solutions like this is a strategic step to stay competitive and relevant in the current market.
