Núclea, a reference in infrastructure solutions for digital transactions and data intelligence, recorded another year of revenue growth, reaching R$ 1.66 billion, a 7% expansion for the year. EBITDA (earnings before interest, taxes, depreciation, and amortization) totaled R$ 790 million, 20% above 2023, and net profit reached R$ 626 million, a 7% increase in the period. Additionally, Núclea distributed R$ 724.8 million in dividends in 2024.
“Our customer-centric journey has helped us understand what the market needed, and we directed our solutions to meet those needs. The increasing diversification of our portfolio over the last two years allowed us to enter new sectors beyond finance and develop high-impact initiatives, such as our blockchain network (Núclea Chain). We have followed this path supported by innovation, technology, and the continuous evolution of our products,” highlights André Daré, CEO of Núclea.
Today, Núclea has over 1,600 clients in its portfolio. Last year, operationally, there were over 40.7 billion transactions processed, representing more than R$ 18.4 trillion in financial volume. This volume includes transactions processed by the company, such as bill settlements, card registrations, credit portability, payroll accounts, and credit portfolio assignments, among others.
New markets
“Our client profile is changing, and 2024 proved that. Today, we don’t just speak the language of the financial market but also of insurance, tokenization, real estate, and others. We also refined our data and anti-fraud solutions as an expansion of what we were already doing,” celebrates Daré.
In 2024, the company began operating in the insurance market and now records operations in insurance, open supplementary pension plans, capitalization, and reinsurance. Last year, it announced a partnership to become the registrar for insurance operations of CNSEG members.
In the blockchain market, the company launched Núclea Chain and became a pioneer in offering tokenized invoice services in the Brazilian market. The technology enables a complete journey, including registration, tokenization, and collateral validation of invoices, ensuring security and accessibility for clients.
Another highlight was Núclea’s first end-user service: certification aimed at families with incomes of up to 10 minimum wages to access Social Interest Housing (HIS) and Popular Market Housing (HMP). For this, the company leveraged its expertise in financial system technology to benefit the real estate market.
Núclea also made significant investments to boost expansion through startups Liquid, a Brazilian company specializing in AI applied to credit, and Parfin, focused on digital asset infrastructure and blockchain for businesses.
In addition to conquering new markets, solutions for democratizing credit and financial services saw significant growth in 2024. Highlights include credit portability and receivable registration for use as collateral. Furthermore, Núclea expanded bill registration and enrollment in Authorized Direct Debit.
The corporate data agenda also evolved in 2024. Núclea delivered indicators and reports to the financial market that enable more suitable credit offerings for clients, with conditions aligned to payment capacity and rates consistent with more precise risk assessments.
“We ended the year with a sense of pride and gratitude. The achievements that brought us here are the result of the collective effort of over 850 employees and the valuable partnerships we built along the way,” declares Daré.
