Esimeni lapho ukuqanjwa kabusha kwezitolo kubonakala kufana namashaneli amasha okuthengisa, ulwazi olujulile, nokumaketha kwedijithali okunolaka, abaphathi abaningi abayinaki injini yangempela esekela ukusebenza: ukuhamba kwemali. Nakuba ukunakwa kugxile esitolo esingaphambili, ngemuva kwezigcawu, ukuphathwa kwezimali okungalungile kungabukela phansi buthule ukusimama nokukhula kwanoma yiliphi ibhizinisi, kusukela kubathengisi abancane kuya kumaketanga amakhulu.
Nsuku zonke, amandla omthengisi asetshenziswa imisebenzi: ukuphatha i-inventory, izisebenzi zokuqeqesha, ukukhonza amakhasimende, futhi, kunjalo, ukuthengisa. Lokhu kuzinikela kubalulekile, kodwa ngokuvamile kuholela ogibeni lokugxila ezinkomba ezimbili kuphela: imali engenayo kanye nebhalansi ye-akhawunti. Inkolelo yokuthi "uma ukuthengisa kuphezulu, ibhizinisi lihle" ivala ukunqamula okuyingozi phakathi kwalokho okuthengiswayo nalokho okungenayo ngempela.
Inkinga ihlanganiswe ubunkimbinkimbi be-ecosystem yezinkokhelo. Ukuthengiswa kwezitolimende, izinkokhelo zesitholi, izinkokhiso zasebhange, nezikhathi ezihlukene zokuqoqa kwenza ukubuyisana kwezezimali kube indida. Isimo siba nzima nakakhulu uma sikhumbula ukuthi, nakuba okutholwayo kungena kurejista yemali ezinsukwini ezingu-30, 60, noma ngisho nezinsuku ezingu-120, izinkokhelo eziya kubahlinzeki ngokuvamile zenziwa kusengaphambili noma ngezikhathi ezifushane kakhulu. Lokhu kungafani kubangela inselelo enkulu ekuphathweni kokugeleza kwemali. Abaningi basathembele kumaspredishithi ayinkimbinkimbi noma izilawuli ezenziwa ngesandla, izinqubo ezithambekele ekubeni namaphutha adala ukusebenza kabusha, ukulahlekelwa kwezimali, futhi, okubaluleke kakhulu, zithiya izinqumo ezishesha, eziqhutshwa idatha.
Amandla okubikezela emakethe eguquguqukayo
Isihluthulelo akukhona nje ukulawula osekwenzekile, kodwa ukulindela ikusasa. Ukuba nokugeleza kwemali okubikezelwayo ezinsukwini ezizayo ezingama-30, 60, noma ezingama-90 yikho okuhlukanisa ukuphathwa okusebenzayo nokuphathwa kwamasu. Ngalokhu kubonakala, izinqumo azisasekelwe kulwazi kodwa kunalokho kudatha ebambekayo.
Cabanga nje ukwazi ukuhlonza okungaba khona ukushoda kwemali emasontweni kusengaphambili. Lokhu kukuvumela ukuthi uxoxisane ngemibandela yesikweletu engcono, uhlele amaphromoshini ukuze usheshise ukungena kwemali engenayo, noma uxoxisane kabusha nezinsuku zokugcina nabahlinzeki. Ngokufanayo, ngezikhathi zesidingo esikhulu, ukubikezela kuqinisekisa ukugomela kokunquma ukuthi kuyisikhathi esifanele yini sokuvula isitolo esisha, ukutshala imali ku-inventory, noma ukwandisa iqembu lakho. Ngamafuphi, ukubikezelwa kokungena kwemali kuyisisekelo senkululeko yokwenza izinqumo.
Ukuzenzakalela njengozakwethu wamasu
Yilapho ubuchwepheshe bukhombisa khona ukuthi bunguzakwethu obalulekile. Amathuluzi wokuzenzakalela nawobuhlakani bezezimali angahlanganisa idatha yokuthengisa, ama-akhawunti akhokhwayo futhi angatholwa, kanye nezitatimende zasebhange zibe umbono owodwa, ohlanganisiwe. Iwebhu eyinkimbinkimbi yezinkokhelo zezitolimende, isici esiyinselele sokudayisa e-Brazilian, iyayeka ukuba umsebenzi oqeda amandla futhi iba inqubo ezenzakalelayo nethembekile.
Lezi zingxenyekazi zisusa umthwalo womsebenzi wokuqinisekisa okwenziwayo ngakunye, kodwa inani lazo lidlulela ngalé kwalokho. Bakhulisa ukubonakala kwebhizinisi, behlisa ukulahlekelwa ezinkokhelweni ezingafanelekile, futhi bakhulule noma iyiphi impahla ebaluleke kakhulu yomphathi: isikhathi. Ngedatha enembile, elula ukutolika, osomabhizinisi bangagxila ekucabangeleni ngamasu ikusasa lenkampani.
Emabhizinisini asasebenza ngezilawuli ezenziwa ngesandla, isinyathelo sokuqala ukushintsha kwemiqondo. Kubalulekile ukuqonda ukuthi i-automation ibalulekile ukuze kuqinisekiswe ukuqiniseka nokusebenza kahle. Nokho, amathuluzi wodwa ngeke enze izimangaliso; isiyalo siyadingeka. Ubuchwepheshe buletha idatha, kodwa kukubaphathi ukuthuthukisa umkhuba wokuhlaziya ukuhamba kwemali nsuku zonke.
Ikusasa labaphathi: kusuka ku-automation kuya ekubikezelweni
Sisekuqaleni kwalolu shintsho. Ubuhlakani bokwenziwa kanye nezibalo zokubikezela sezisetshenziswa ukuze kukhushulwe ukuphathwa kwezimali ezingeni elisha. Maduze, amasistimu ngeke abonise kuphela okuzokwenzeka, kodwa futhi azophakamisa izenzo zokuthuthukisa imiphumela noma ukugwema izinkinga, ngokusekelwe kumlando wokuthengisa wenkampani ngayinye nezindleko. Nokho, ukuze lokhu kwenzeke, idatha ehlelekile nethembekile ibalulekile.
Elinye iphuzu elibalulekile ukufika kwe-Tax Reform, okungase kudinge ukuhlaziywa okujulile okungaphezu kwamandla omthengisi. Kulo mongo, indlela yobungcweti nehlakaniphile ibalulekile ukuze kugcinwe ukusebenza kwenkampani futhi kugwenywe amaphutha nokwehluleka okungabeka engozini impilo yayo yezezimali.
Njengoba ukuthengisa kungena enkathini ephawulwa iziteshi eziningi, ukuhlanganiswa kwedijithali, kanye nezidingo zentela eziyinkimbinkimbi, ubuhlakani bezezimali abasesona isihlukanisi esiqhudelanayo kodwa buyinsika yokuphila. Ukuwina emjikelezweni omusha wokuthengisa kusho, kunanini ngaphambili, ukuhlanganisa ubuchwepheshe, ukubikezela, kanye nokuziphatha. Futhi labo abangakwazi ukuguqula idatha ngokuqhubekayo benze izinqumo bazoba phambili, hhayi ekusebenzeni kuphela kodwa nasekusimameni.
U-Luiz Saouda, i-CTO kanye nomsunguli we-F360
Inesibopho sokuphatha, ukuhlela, kanye nokwesekwa kwezobuchwepheshe nebhizinisi kwamathimba ezobuchwepheshe, kanye nokuzibophezela ngokubambisana komkhiqizo nezindawo zedatha nokusiza ukugcina ukuphepha kwedijithali kwenkampani. Umsebenzi wakhe uqinisekisa ukuthi izixazululo zenkampani zihlangabezana nezidingo zamakhasimende ngendlela efanele nangekhwalithi. Uneziqu ze-bachelor ku-Information Systems azithola e-Eniac University Centre.