I-SalaryFits, inkampani ehamba phambili ye-fintech ezisombululweni zezinzuzo zezisebenzi, imemezela ukwethulwa kwesici esisha kuhlelo lwayo lokusebenza olunezinzuzo eziningi: ukukhokhelwa kusengaphambili okungafika ku-40% womholo nge-Pix (uhlelo lokukhokha olusheshayo lwase-Brazil). Lokhu okusha kunikeza ukuguquguquka okukhulu kwezezimali kubasebenzi, ukubhekana nezimo eziphuthumayo nezidingo ezithile ngokushesha nangempumelelo.
“Siyaqonda ukuthi, ezimweni ezithile, ikhadi lesikweletu lingase linganele.Kunezikhathi lapho izisebenzi zidinga ukheshi ukuze zikhokhe isikweletu, zikhokhe isikweletu, noma zigweme inzalo ephakeme ye-overdraft,” kuchaza uFin Gnieser, oyiNhloko Yomkhiqizo kwa-SalaryFits. “Ngokukhokha kusengaphambili nge-Pix, sinikeza isixazululo esisebenzayo nesivikelekile salezi zidingo ezisheshayo, ngokukhipha imali ngokushesha ku-akhawunti yasebhange.”
Indlela Esebenza Ngayo
Isici esisha sitholakalela izisebenzi zezinkampani ezisebenzisa i-SalaryFits ekuphatheni izinzuzo ezizenzakalelayo. Ngemuva kokuthi inkampani ifake uhlelo lokusebenza olungaphambi kweholo njengengxenye yephakheji yayo yezinzuzo, abasebenzi bangabhalisa kalula ngokuthumela isithombe sikamazisi wabo kanye nesithombe ozishuthe sona ukuze kuqinisekiswe ubunikazi. Uma sebebhalisiwe, bangacela kusengaphambili kuze kufike ku-40% womholo wabo ngokuqondile ku-akhawunti yabo yasebhange, ngezinga lemakethe eliphansi kakhulu elingu-3.99%. Inani litholwa ngesikhathi sangempela ku-akhawunti yasebhange yesisebenzi.
Ngaphezu kokukhokha kusengaphambili nge-Pix, abasebenzi futhi banenketho yokusebenzisa ikhadi lesikweletu elingokoqobo noma elibonakalayo elinikezwe uhlelo lokusebenza lwe-SalaryFits, elamukelwa kuwo wonke amatheminali amakhadi ezindaweni ezingokwenyama neziku-inthanethi, ngaphandle kwanoma yiziphi izinkokhelo.
Ukuzibophezela Kwezempilo Yezezimali
Okugxilwe kakhulu kwe-SalaryFits ukuhlinzeka ngezinzuzo zezezimali ezingokoqobo nezingenzeleli, ukukhuthaza impilo yezezimali yabasebenzi kanye nokuvimbela izikweletu zesikhathi eside. Ngakho-ke, asizivumeli izinkokhelo zesitolimende ngekhadi lesikweletu futhi asilokothi sithuthuke ngaphezu kuka-40% womholo olandelayo. “Umgomo wethu uwukunikeza izixazululo ezenza umehluko ngempela ekuphileni kwansuku zonke, ngaphandle kokubeka engcupheni ukuzinza kwezezimali kwabasebenzi,” kugcizelela uGnieser.
Izinzuzo Ezengeziwe
Ukunyuswa komholo kungeziwe kwezinye izinzuzo ezinikezwa i-SalaryFits, njengeklabhu yesaphulelo, ehlanganisa imikhiqizo engaphezu kuka-5,000 ezitolo ezingu-25,000 e-Brazil yonkana, ngokuthengwa kwe-inthanethi nokusesitolo. "Ngazo zonke izici esizinikezayo kuhlelo lwethu lokusebenza, asigcini nje ngokukhuthaza imikhuba enempilo yezezimali, kodwa futhi sandisa amandla okuthenga ezisebenzi," kwengeza u-Fin Gnieser.
