Ukuzuza imali eyengeziwe ku-inthanethi akukaze kufinyeleleke kakhulu kunanamuhla. Ngenhlobonhlobo yezinkundla zemiklomelo namawebhusayithi atholakalayo, kungenzeka ukuguqula isikhathi samahhala sibe amathuba anenzuzo enkulu. I-Cashback, evumela lolu hlobo lwemali engenayo, isu laseNyakatho Melika elanqoba iBrazil nomhlaba cishe eminyakeni engamashumi amane edlule, futhi liyachuma ngendlela engakaze ibonwe ngaphambili.
Ucwaningo olwenziwa yi-Wildfire Systems Inc., olubikwe yi-PR Newswire, lubonisa ukuthi u-90% wabathengi babonise intshisekelo eyengeziwe ekutholeni imiklomelo kanye nokubuyiselwa kwemali lapho bethenga. Ngaphezu kwalokho, njengoba inhlolovo ibonisile, izaphulelo zinethonya elihle emazingeni okuguqulwa kwe-e-commerce: Abathengi abangama-82% bathi kungenzeka ukuthi baqedele ukuthenga lapho bethola isaphulelo noma umvuzo.
Zisebenza kanjani izinkundla zokuklomelisa?
Izinkundla zemiklomelo zidumile phakathi kwabathengi ngoba zinikeza izindlela zokuzuza imali noma ukuthola izinzuzo ngemisebenzi yansuku zonke njengokuthenga nokubamba iqhaza kuzinhlolovo. Zombili izindlela zinenzuzo ngoba zinikeza indlela efinyelelekayo nephumelelayo yokuthola imali noma ukonga ekuthengeni kwansuku zonke. Ziyizikhala zabantu zokwabelana ngolwazi lwabo futhi bathuthukise ukuzimela kwabo nenkululeko yokusebenzisa.
Ku-MeSeems, inkundla ye-Mind Miners eneminyaka engaphezu kwengu-10 emakethe kanye nama-akhawunti abhalisiwe angaphezu kwezigidi ezi-5, kungenzeka ukuthi uzuze isilinganiso samaphoyinti angafika kwangu-500 ngokuphendula izinhlolovo eziyi-10. Abantu abaphendula izinhlolovo kunkundla bathola amaphuzu angashintshwa ngemiklomelo engaphezu kuka-25, njengemali efakwe ku-akhawunti yabo nge-Pix – isici esisha senkundla – amaselula angeziwe, ikhredithi ongayisebenzisa kwaMcDonald’s, iFood, Outback, kanye nezitolo ezifana ne-Americanas.com, Casas Bahia, Lojas Renner, phakathi kwezinye. Abasebenzisi bathola imiklomelo ngokubamba iqhaza ezifundweni zocwaningo lwemakethe kanye nokuthenga ngenkundla ngokwayo, okunikeza impumuzo ethile yezezimali ezindlekweni zabo zansuku zonke.
"Okunye okungahle kwenzeke ukuqongelela amaphuzu endaweni yethu yemakethe. Kunezitolo ze-inthanethi ezingaphezu kuka-150 ezinamaphoyinti afika kwangu-24 ngokusetshenziswa kwangempela ngakunye. Abantu bangaphinda badale futhi basebenzise okuqukethwe mayelana nemikhiqizo namasevisi. Ngakho, ngaphezu kokukhokhelwa izinhlolovo, bangacela iziphakamiso noma babelane ngolwazi lomthengi ababa nalo nanoma yiluphi olunye uhlobo lomkhiqizo," kuchaza uRenato Chu, oyi-CEO ye-MindMiners. "Ngokwethulwa kokuhlenga nge-Pix, i-MeSeems iqinisekisa ukuzibophezela kwayo ekwenzeni abasebenzisi bayo bavuze nakakhulu futhi bafinyeleleke, iguqule ulwazi lwabo lube yimali ngokushesha nangokuvikelekile."
Kusukela kwizaphulelo namaphromoshini kuya ekufakweni kwemali nge-Pix, thola izinkundla ezine ezinikeza imiklomelo yemali futhi ufunde ukuthi ungasebenzisa kanjani ngokunenzuzo la mathuba.
- MeSeems
I-MeSeems iyinkundla yocwaningo lwemakethe lapho abasebenzisi bangabamba iqhaza ezinhlolovo eziku-inthanethi futhi bakhokhelwe ngemibono yabo. Ngemuva kokubhalisa mahhala nokuqedela iphrofayili yabo, abasebenzisi baphendula izinhlolovo ezihambisana nezinto abazithandayo kanye nephrofayili yezibalo zabantu. Ngemva kokuqeda inhlolovo, umsebenzisi uqongelela amaphuzu angashintshwa ngemali nge-Pix (uhlelo lokukhokha olusheshayo lwase-Brazil), amavawusha esitolo, noma ezinye izinhlobo zemiklomelo. Ngamaphuzu angu-4,500 nje kuphela, sekungenzeka ukuthi usebenzise u-R$25.00, noma ngamaphoyinti angu-8,000, ama-R$50.00.
Ukubamba iqhaza kuzinhlolovo kuyavumelana nezimo futhi kungenziwa kusukela kunoma iyiphi idivayisi exhunywe ku-inthanethi, okuvumela abasebenzisi ukuthi banikele ngemibono yabo nolwazi lwabo kalula nangokuvikelekile. I-MeSeems ikwazisa ubumfihlo nokuvikeleka kwedatha yomsebenzisi, iqinisekisa ukuthi ulwazi oluqoqiwe lusetshenziselwa izinjongo zezibalo kuphela. Funda kabanzi .
- Méliuz
Inkundla ye-Méliuz yaziwa ngohlelo lwayo lokubuyisela imali, lapho abasebenzisi bethola khona ingxenye yemali esetshenziswe ekuthengeni okwenziwa ezitolo zozakwethu, ku-inthanethi nasezindaweni ezibonakalayo. Isebenza kalula: ngemva kokubhalisa mahhala kuwebhusayithi noma kuhlelo lokusebenza, umsebenzisi usesha izitolo ezibambe iqhaza futhi athenge ngesixhumanisi esithile esinikezwe i-Méliuz. Iphesenti lemali esetshenzisiwe libuyiselwa kumsebenzisi njengembuyiselo, engaqoqwa futhi kamuva idluliselwe ku-akhawunti yasebhange nge-Pix, noma isetshenziselwe ukuthenga okusha.
Ngaphezu kokubuyiselwa kwemali, inkundla iphinde inikeze amakhuphoni esaphulelo ezitolo ezahlukahlukene ze-inthanethi, ukwandisa amathuba okonga kubasebenzisi bayo. Funda kabanzi .
- I-PicPay
I-PicPay isikhwama sedijithali, ngaphezu kokuvumela izinkokhelo nokudluliselwa phakathi kwabasebenzisi, siphinde sinikeze amathuba okuzuza imali ngezici ezihlukahlukene. Enye yalezi imbuyiselo ekuthengeni okwenziwa ezikhungweni ezingokwenyama neziku-inthanethi zozakwethu. Umsebenzisi uqongelela ingxenye yenani elisetshenziswe njengamakhredithi ku-PicPay, angasetshenziselwa ukuthenga okusha, adluliselwe kubangani, noma ku-akhawunti yasebhange nge-Pix.
Ngaphezu kwalokho, ivamise ukuhlinzeka ngamaphromoshini nemikhankaso evumela abasebenzisi ukuthi bathole imbuyiselo ngezigaba ezithile zokuthenga noma ngokubhekisa abangani kuhlelo lokusebenza. Inkundla iphinde isebenze njengomgqugquzeli wokukhokha ezindaweni ezibonakalayo, esikhundleni sesidingo semali ebonakalayo. Funda kabanzi .
- Ame Digital
I-Ame Digital iyisikhwama semali sedijithali esinikeza abasebenzisi ithuba lokuqongelela imbuyiselo ekuthengeni okwenziwa ezitolo zeqembu le-B2W (AmaMelika, i-Submarino, i-Shoptime). Inani eliqoqiwe lingasetshenziselwa ukuthenga okusha ngaphakathi kweqembu noma lidluliselwe ku-akhawunti yasebhange nge-Pix. Isikhwama siphinde sinikeze ukukhushulwa okukhethekile kanye nezinzuzo ezikhethekile zabasebenzisi abasebenzisa inkundla yokukhokha.
Ngaphezu kokubuyiselwa kwemali, i-Ame Digital ivumela abasebenzisi ukuthi bakhokhe ezindaweni ezingokoqobo ngohlelo lokusebenza, besebenzisa ibhalansi eqoqwe esikhwameni sabo sedijithali. Funda kabanzi .
