Ngesikhathi sephaneli "Ukuvuselela kabusha izimakethe ze-Crypto Capital yaseBrazil," ebanjwe ku-Web Summit Rio 2025, abameleli bezinkampani ezikulo mkhakha baxoxisane ngezikhombisi-ndlela zamasu zamapulatifomu e-crypto. Ngokwababambiqhaza, lo mkhakha usempambanweni wezindlela phakathi kokuthuthuka kokuhlanganiswa nohlelo lwezimali oluvamile (TradFi) noma ukusheshisa ukwamukelwa kwezixazululo ezihlukaniselwe amazwe, njengalezo ezihlongozwe i-DeFi. Ingxoxo ibinganyelwe u-Christian Bohn, isikhulu ku-Circle, futhi yahlanganisa abantu abavelele abafana no-Ibiaçu Caetano, i-CFO ye-Bitybank, u-Juliana Felippe, u-CRO we-Transfero Group, no-Adriano Ferreira, inhloko ye-MB Labs yezimpahla zedijithali.
Ngokuka-Ibiaçu Caetano, isikhathi samanje sidinga okungaphezu nje kokusungula izinto ezintsha zobuchwepheshe. Ukholelwa ukuthi ukuhwebelana kubhekene nesinqumo esibalulekile mayelana nokuma kwazo isikhathi eside. "Izinguquko namuhla zinenselele yokuqonda ukuthi zizoqondisa yini amabhizinisi abo kumodeli ye-TradFi eyengeziwe, ehlinzeka ngemikhiqizo efana nemakethe yezezimali evamile, noma izoqhubekela phambili kumamodeli wemikhiqizo ehlukaniswe kakhulu," usho kanje. Ukukhetha, uthi, kufanele kubeke phambili ulwazi lomsebenzisi.
I-Caetano iphinde ichaze ukuthi i-Bitybank izihlele kanjani ukuze inikeze izixazululo ezididiyelwe emphakathini. "Sinabalingani namuhla abasingatha yonke inqubo ye-logistics yokuthumela izimali phesheya nge-stablecoins. Lokhu kwenzeka ngemizuzwana, ngaphandle kwe-bureaucracy kanye nokulandeleka," esho. Ubuye wengeza ngokuthi inkampani ixhumanisa i-liquidity phakathi kokuhwebelana, okuholela emananini ancintisanayo. "Sixhuma i-liquidity phakathi kokuhwebelana, yingakho singanikeza amanani angcono kakhulu wokutshalwa kwezimali kwe-crypto."
Ngokusho kukaJuliana Felippe, ukwamukelwa kwe-stablecoins kube ngenye yezindlela eziyinhloko zokusetshenziswa kwansuku zonke kwezimpahla ze-crypto. "Ukuxhumanisa lezi zimpahla nezinhlobo zemali zendabuko kusiza ukuqonda komphakathi futhi kwenze kube lula ukusetshenziswa kwalawa mathuluzi ekuthengiseni." Imvelo esheshayo ye-stablecoins, uthi, imele inzuzo ngaphezu kwemali yendabuko, evame ukukhawulelwa ekuhwebeni kwedijithali.
Isikhulu siphinde senze isibonelo ngokusetshenziswa komhlaba wangempela kwe-stablecoins kumaketanga okuthengisa, njengesitolo esikhulu se-Zona Sul e-Rio de Janeiro. Ngokubona kwakhe, ukujwayelana nalolu hlobo lwesixazululo kuvame ukukhula njengoba izinkampani eziningi zisebenzisa izinkokhelo ze-crypto. U-Felippe ukholelwa ukuthi abathengi sebevele bezamukela izindlela ezintsha zokukhokha, inqobo nje uma zivikelekile, kulula ukuzisebenzisa, futhi zinikeza izinzuzo ezicacile ekuphileni kwabo kwezezimali kwansuku zonke.
Amaphaneli aveze ukuthi izinkundla ze-crypto ziyeka ukuba amathuluzi okuhweba nje futhi sezizihlanganisa njengezizinda zezezimali eziphelele. Kule modeli entsha, imikhiqizo efana nemali yangaphandle, izinkokhelo, ukugcinwa, kanye nokutshalwa kwezimali kusebenza ngendlela edidiyelwe. Ukusebenzisana phakathi kwamasevisi kuvumela abasebenzisi ukuthi banyakaze ngokukhululeka nangokuzimele, ngaphandle kokuncika ezikhungweni eziningi noma izixhumanisi zokusebenzelana ezihlukene.
Ngokusho kochwepheshe, isinyathelo esilandelayo ukuqeda izithiyo zobuchwepheshe ezisasusa umphakathi jikelele. Izindlela zokusebenzelana ezinembile nezifinyelelekayo zibonwa njengento ebaluleke kakhulu ukuze kwandiswe ukufinyelela komkhakha. Umgomo uwukuba abasebenzisi bangadingi ukuqonda i-blockchain noma imiqondo yobuchwepheshe ukuze bazuze kuzixazululo ze-crypto. Ukusebenziseka, ngakho-ke, kuba yiphuzu elibalulekile ekwandiseni lobu buchwepheshe.
Ngokuka-Ibiaçu Caetano, ikusasa lomkhakha lizochazwa yinoma ubani okwaziyo ukuhumusha inkimbinkimbi ibe lula. "Umqondo manje uwukuhlela umkhakha njengohlelo lwezezimali oluphelele, oluhlukaniselwe izwe lonke, nolusebenzisanayo. Indawo enikeza ukulawula, ukubeka izinto obala, kanye nesivinini ngaphandle kokudinga ulwazi lobuchwepheshe kumsebenzisi," ephetha. Kuye, ukutholwa okukhulu e-Brazil kuncike ekwethembeni, ekusebenzeni kahle, nasekugxileni okuphelele kokuhlangenwe nakho komsebenzisi.
