Kwaguka kwa sisitemu yo gukoresha amakuru, amakuru manini, hamwe nubuhanga bwihariye bwubwenge budushyira, byongeye, mugihe gito cyo guhindura ikoranabuhanga. Turimo kubona iterambere ryiyongera ku isoko rya AI - ubushakashatsi bwakozwe na Grand View Research bwerekana ko umuvuduko w’ubwiyongere bwa buri mwaka wa 37.3% kugeza mu 2030. Kuva mu bucuruzi kugeza ku buvuzi, iyi porogaramu igenda yiyongera buri mwaka, ifasha ibigo n’abakiriya kunoza imikorere yabo hamwe n’ibikorwa bimwe na bimwe bifata ibyemezo.
Isoko ryimari ntaho ritandukaniye. Willian Conzatti, umufatanyabikorwa washinze Concrédito, fintech izobereye mu nguzanyo z’imishahara no gukemura ibibazo by’imari, agira ati: "Iyo ushora imari mu ikoranabuhanga no mu ikoranabuhanga rya AI, umuntu ntabona inyungu z’imbere gusa, nk'ibikorwa byoroheje kandi byihuta, ahubwo anabona ko hari byinshi byahinduye ku bunararibonye bw'abakiriya, bigatanga inyungu nyayo." Akomeza agira ati: "Iri hinduka ry'ikoranabuhanga ritera iterambere ry'ikigo kandi, ndatinyuka kuvuga ko kuzamuka kw'isoko ryose, kuko biteza imbere irushanwa ndetse na serivisi zitangwa".
Ibikurikira, impuguke yerekana inyungu zingenzi zikoranabuhanga, ashingiye kubyo yiboneye ayoboye uruganda rwa fintech. Reba neza:
1. Serivise yihuse kandi ikora neza
Hamwe nibikorwa byikora, abakiriya bishimira serivisi byihuse. AI ituma ibikorwa, nka serivisi zamasezerano, bikorwa mugihe cyanditse, bitabaye ngombwa ko abantu babigiramo uruhare. Ibi bivuze bureaucracy nkeya no korohereza abakoresha, bashobora gukemura ibyo bakeneye vuba na bwangu.
2. Ibisubizo byihariye
Ubwenge bwa artificiel bushobora gusesengura umubare munini wamakuru mugihe nyacyo, bigatuma fintechs yumva ibyifuzo bya buri mukiriya. Hamwe nibi, ibigo bitanga ibisubizo byihariye, bihujwe numwirondoro n'ibiteganijwe kubashaka serivisi zabo. Uku kwimenyekanisha byemeza uburambe budasanzwe kandi bufite ireme-kwemeza ibisubizo bitujuje ibyifuzo byubu gusa ahubwo nibisabwa ejo hazaza.
3. Kugabanya ibiciro hamwe nuburyo bwo guhangana
Automation igabanya ibiciro byakazi, inyungu ishobora gutangwa kubakiriya. Hamwe nibikorwa byiza, isosiyete irashobora gutanga ibihe byiza kurenza abanywanyi bayo, nko kugabanya ibiciro nigihe ntarengwa, bigatuma ibicuruzwa na serivisi byoroha kubantu bateganijwe.
4. Itumanaho ryuzuye no gutegereza ibikenewe.
Nta bisubizo rusange. Mugusubiza ibibazo nibisabwa byihuse - hamwe nibiganiro bikwiye bishingiye kumikoranire yabanje yikigo, ubuhanga bwakuwe mumyigire yimashini - AI ituma habaho itumanaho ryiza nabaguzi.
Ikoranabuhanga riteganya ibikenewe, ritanga ibisubizo na mbere yuko umukiriya amenya ibibazo. Ibi bitera umubano wo kwizerana no kuba hafi, bishimangira kunyurwa kwabakiriya.
5. Umutekano no kwizerwa
Automation na AI nayo itanga umutekano muke mubikorwa. Hamwe na sisitemu yo gusesengura amakuru yambere, birashoboka kumenya no gukumira ingaruka zishobora kubaho, kurinda amakuru yabakiriya ninyungu. Uku kwizerwa ni ngombwa kubashaka amahoro yo mumutima mugihe bagirana amasezerano yimari.
