ThePagBank developed a new way for INSS retirees and pensioners to take out payroll loans through the PagBank app. The feature unifies different operations such as new margin, refinancing and portability in a single digital journey, simplifying the process and speeding up hiring.
The novelty is aimed at retirees, pensioners and INSS beneficiaries, que agora podem simular, adjust conditions and apply for credit directly through the app, quickly and simply – see below the step-by-step process. The customer can also track all stages directly through the app and, after approval and depending on the operation, the amount will be released into the PagBank account within 1 to 7 business days.
We are pioneers in the market to offer this functionality, em que unificamos diferentes modalidades de empréstimo consignado INSS em uma jornada simples e intuitiva. This not only makes the service faster and more efficient, how to expand business opportunities and strengthen relationships with our clients, offering a complete solution directly in the PagBank app, comments Claudio Lemon, Director of Cards and Loans at PagBank.
Because it is a type of loan where installments are directly deducted from the retiree's or pensioner's benefit and with a low interest rate, it is a highly attractive option for retirees, pensioners and INSS beneficiaries who need extra funds at the beginning of the year, where bills and expenses are usually higher, finalizes the executive.
Step-by-step guide to applying for INSS payroll loan on the PagBank app
- Access the PagBank app with login and password;
- In the main tab, click on “Loans and FGTS”;
- Choose the "INSS Payroll Loan" option and wait for the offers to be displayed;
- Check the simulation and, caso Concorde, click on “Hire”. If necessary, adjust the conditions, click on “Update” and then on “Hire”;
- Read the terms of service, confirm the proposal and send for review.
One of the largest digital banks in the country by number of customers, PagBank offers tools for in-person and online sales, complete digital account for individuals and legal entities, in addition to features that contribute to financial management, as Payroll. No PagBank, the credit card has a guaranteed limit and investments become a limit for the card itself, максимізуючи прибутки клієнтів*, in addition to generating up to 3% cashback on the bill, один з найбільших на ринку. No PagBank, those who have active and inactive balances in the FGTS can request an advance, directly through the PagBank app. To learn more about PagBank products, click here.
For more details on how to apply for the INSS payroll loan, click here.
