Offering installment payment allows infoproduct creators to double their revenue

Many digital entrepreneurs choose to offer installment payment slips to increase earnings related to launches.The alternative, what is complementary to the credit card, allows for the expansion of revenue streams and, consequently, the growth of the business. However, there is still a common fear regarding the default that may come from installment invoices. 

In the case of infoproduct creators, offering this type of solution can help double the revenue, but it is necessary to ensure security in transactions and reduce the risks of non-payment. The problem is not in selling in installments via boleto, and it is in the way you apply it in your sales, affirms Reinaldo Boesso, financial specialist and CEO ofTMB, fintechspecialist in payment through installment boleto

Відповідно до виконавчого, about 70% of the Brazilian population has debts and difficulties accessing credit, therefore offering payment alternatives, how the installment boleto, it is fundamental in the country. Many Brazilians do not have limits on their credit cards , given that a good part is intended to pay for your daily expenses.The installment boleto may be the only opportunity that people have to change their lives, but the infoproduct creator needs to take precautions before offering it, explain. 

According toReinaldo Boesso, some steps are necessary before digital entrepreneurs start offering installment payment slips. They are:

1. Credit analysis and documentation: It is necessary to conduct a financial analysis of the person purchasing the product to reduce the risk of default, in addition to proving the authenticity of documents
2. Contract signing: Requiring the signing of a contract in a purchase by installment boleto reinforces the customer's commitment to payment and offers more legal security for making collections
3. Payment management, collection and renegotiation: After ensuring data security, it is necessary to charge an upfront payment, send payment slips every month, charge the client to ensure payments are made on time and renegotiate debts to avoid default

The CEO of TMB emphasizes that there are many processes, meanwhile, everyone is necessary to ensure as much as possible that the payment will be made. "In TMB", for example, we carry out all these steps automatically, with 98% approval, therefore the infoproduct creator gains ease and speed, affirms. 

For the executive, another way to ensure security for the infoproduct creator is working with the anticipation of receivables. In our case, we offer the possibility of anticipating the installments before the customer finishes paying for the product. That is to say, we seek to significantly reduce risks and even offer a risk-free alternative for those who work with launches, explain Reinaldo Boesso