Amafaranga yinjira mu mishinga mito n'iciriritse (SMEs) yiyongereyeho 8,6% mu gihembwe cya gatatu cya 2024 ugereranije n'icyo gihe cyashize umwaka ushize, nk'uko Omie Index yerekana ubukungu bw’imishinga mito n'iciriritse (IODE-PMEs). Igisubizo cyerekana kwihuta ugereranije n’imikorere yisoko mugice cya mbere cyumwaka (+ 4.3% YoY), bituma ubwiyongere bwose bugera kuri 5.8% ugereranije nigihe kimwe cyumwaka ushize.
IODE-PMEs ikora nka termometero yubukungu ku masosiyete yinjiza buri mwaka agera kuri miliyoni 50 z'amadolari y’Amerika, agabanijwemo ibikorwa 701 by’ubukungu bigizwe n’imirenge ine minini: Ubucuruzi, Inganda, Ibikorwa Remezo, na Serivisi.
Igishushanyo 1: IODE-SMEs
(Umubare Umubare - shingiro: 2021 ugereranije = 100)
Inkomoko: IODE-PMEs (Omie)
Felipe Beraldi, impuguke mu by'ubukungu akaba n'umuyobozi ushinzwe ibipimo ngenderwaho n'ubushakashatsi muri Omie, urubuga rushingiye ku bicu (ERP), asobanura ko kwagura isoko rito n'ibiciriritse bigaragaza ibihe byiza mu bikorwa by'ubukungu mu gihugu, biterwa no gukomeza gukoresha neza urugo. Isoko ry’umurimo rishyushye - hamwe n’ubushomeri buri munsi ya 7% n’amafaranga yinjiza mu nzego zo hejuru - usibye politiki y’imari yagutse, cyane cyane no kwagura gahunda zo kohereza amafaranga, byagize ingaruka zikomeye ku mikoreshereze y’imbere mu gihugu. Yongeyeho ati: "Byongeye kandi, nubwo Banki Nkuru ya Berezile yongeye kuzamura igipimo cy’inyungu bitewe n’impungenge zatewe n’ifaranga ry’ifaranga, icyiciro gito cyo kugabanya ibiciro hagati ya Kanama 2023 na Gicurasi 2024 gishobora kuba cyaragiriye akamaro ibice bimwe by’isoko, kabone niyo byaba ari bike."
Ibigo bito n'ibiciriritse (SMEs) mu bucuruzi ni byo byagize uruhare runini mu kuzamura isoko muri rusange, bimaze gutera imbere 15.7% YoY mu gihembwe cya gatatu cy'umwaka, bihuza ibikorwa byo kugarura ibintu byatangijwe mu gihembwe gishize (+ 4,6% YoY). Ibisubizo byari byiza kuri SMEs zicuruza (+ 10.9% YoY) hamwe na SMEs nyinshi (+ 17.4% YoY), hamwe nibikorwa bigaragara muri 'Gupakira', 'Ibiryo', na 'Imashini nibikoresho byo gukoresha inganda'. Mu bikorwa byo gucuruza neza kurusha ibindi harimo 'Ibicuruzwa bya farumasi bifite formulaire ihuriweho', 'Irangi n'ibikoresho byo gusiga amarangi', na 'ibikoresho by'amashanyarazi'.
Ibigo bito n'ibiciriritse mu rwego rw'inganda bikomeza inzira nziza igaragara mu gice cya mbere cy'umwaka (+ 11.5% YoY), hiyongereyeho 9% muri iki gihembwe cya gatatu ugereranije n'umwaka ushize. Beraldi yagize ati: "Muri rusange, kwagura umurenge bikomeje gukwirakwira mu bikorwa byinshi, urebye ko, mu bice 22 by'inganda zikora inganda zikurikiranwa na IODE-PMEs, 16 bagaragaje iterambere muri icyo gihe." Ibikorwa byingenzi cyane ni 'Ibikoresho byo gutwara abantu', 'Ibikoresho', 'Gucapa no kubyara amajwi', na 'Imashini, ibikoresho n'ibikoresho by'amashanyarazi'.
Mu rwego rwa Serivisi, nyuma yo gutakaza imbaraga nkeya mu gihembwe cya kabiri (kwiyongera kwa 0,6% gusa YoY), imishinga mito n'iciriritse yagarutse kwerekana ibisubizo byiza mu gihembwe cya gatatu (+ 4.0% YoY). Umuhanga mu by'ubukungu asobanura ko, nubwo ubwiyongere bw’ifaranga ryiyongera ndetse n’inyungu z’izamuka ry’inyungu, izamuka ry’amafaranga yinjira mu rugo ritanga imbaraga mu bikorwa byinshi muri urwo rwego. 'Gutwara no kubika', 'Ibikorwa byubuyobozi na serivisi zuzuzanya', na 'Serivisi zubaka n’ibikorwa byo gutunganya ubusitani' byari ibikorwa byateye imbere cyane.
Ibikorwa Remezo bito n'ibiciriritse, na byo, nyuma yigihembwe cya kabiri cyo kugabanuka, byagarutse ku iterambere mu gihembwe cya gatatu cya 2024 (+ 6.5% YoY). Igisubizo cyerekana iterambere ryagaragaye mu bice nka 'Gukusanya, gutunganya no guta imyanda', 'Amashanyarazi' na 'Serivise zihariye zo kubaka'. Ku rundi ruhande, imikorere idahwitse mu bice bimwe na bimwe by’ubwubatsi, nka 'Ibikorwa Remezo' na 'Kubaka inyubako', byagabanije umusaruro ushimishije ku murenge mu mezi ashize.
IODE-PMEs nayo itanga isesengura ryakarere. Muri icyo gihe, imishinga mito n'iciriritse mu turere two mu majyepfo y'iburasirazuba no mu majyaruguru y'uburasirazuba yiyongereyeho 7.9% ugereranije na Q3 2023.Akarere k'Amajyepfo kateye imbere + 8.8%. Ibinyuranye, uturere two hagati-Uburengerazuba n’amajyaruguru twerekanye ko twagabanutse muri kiriya gihe (-3.1% na -1,6% ugereranije na Q3 2023).
Ibigo bito n'ibiciriritse bigomba gukomeza imikorere myiza mugihe gito.
Ibigo bito n'ibiciriritse bikomeza inzira ikomeye yo gukura, byerekana ubukungu bukomeje kuzamuka mu gihe gito. Ukurikije ibisubizo biherutse, iterambere riteganijwe ku bucuruzi buciriritse n'ibiciriritse ni + 6.4% ugereranije n'umwaka ushize. Mu gihembwe cyanyuma cyumwaka, amatariki yubucuruzi nka Black vendredi hamwe niminsi mikuru yumwaka biteganijwe ko bizamura urwego.
Kubwa 2025, projection niyiterambere ryiyongera (+ 2,2% YoY), ihujwe no gutegereza ko umuvuduko wa GDP muri Berezile (+ 1.9%) uzagabanuka. Beraldi akomeza avuga ko izamuka ry’ifaranga no kongera izamuka ry’inyungu rishobora kugabanya imikoreshereze n’ishoramari, bikaba byagira ingaruka ku bigo bito n'ibiciriritse guhera mu gihembwe cya kabiri cya 2025.
Umuhanga mu by'ubukungu asoza agira ati: "Mu rwego, iterambere mu bigo bito n'ibiciriritse biteganijwe ko rizakomeza kwibanda mu nzego za serivisi n’ubucuruzi, bitewe n’imikoreshereze y’urugo. Hagati aho, inganda n’Ibikorwa Remezo zishingiye cyane ku nguzanyo, usanga akenshi ziterwa n’inyungu nyinshi mu gihe gito."
