Ubwiyongere bwuburiganya bwa banki nuburiganya mubidukikije bwa digitale ntibikiri ikibazo kigarukira kubantu. Kwiyongera kwinshi, amasosiyete - kuva kubatanga serivise nto kugeza kumurongo munini wo kugurisha - yibasiwe nibitero bikomeye bikoresha intege nke zikoranabuhanga. Iyi miburo iva mu bushakashatsi buherutse gukorwa n’ishyirahamwe ry’amabanki muri Berezile (Febraban), ryerekana ko iterambere ryihuse mu kugerageza uburiganya kuri konti z’amasosiyete, kurenza iziboneka ku baguzi ku giti cyabo.
Nk’uko umunyamategeko Débora Farias , inzobere mu mategeko agenga abaguzi n’amabanki akaba n'umufatanyabikorwa wa Duarte Tonetti Advogados abitangaza ngo ubusanzwe uburiganya bw’amasosiyete bugira ingaruka z’amafaranga ako kanya kandi bushobora guteza igihombo kinini. Agira ati: "Iyo isosiyete yibwe konti yayo cyangwa amakuru ya banki akayangirika, ingaruka ziba nyinshi kuruta mu buriganya bwa buri muntu. Turavuga ku bucuruzi bujyanye n'umushahara, abatanga isoko, ndetse n'urwego rwose rw'ibikorwa. Igitero gishobora guhagarika ubucuruzi kandi gitera igihombo cya miliyoni mu masaha make".
Bitandukanye n'igitekerezo cyo 'kurinda byikora', nta n'abaguzi ku giti cyabo basonewe kwerekana ko batemeraga ko bagurisha ndetse no kwerekana ibimenyetso byerekana ko bahungabanije umutekano wa banki, iyo mvugo ikaba ikoreshwa no mu bigo byemewe n'amategeko.
"Mu makimbirane ashingiye ku bucuruzi buteye inkeke, ikigaragara ni imyiyerekano ya tekiniki: ibiti byinjira, inzira z'ubugenzuzi, IP / geo-igihe kidahuye, imiterere y’imikorere idahwitse, intege nke mu buryo bwo kwemeza, ndetse no gukemura ibibazo by’isosiyete mu buryo bwihuse (guhagarika, kubika ibimenyetso, kumenyesha banki). gukurikiza politiki y'imbere, ”bisobanura impuguke.
Mubikorwa byo gukumira Débora asaba harimo gusuzuma buri gihe amasezerano ya banki na sisitemu ya serivise, guhugura amatsinda yimari kugirango bamenye ibikorwa byuburobyi n’ubushakashatsi bw’imibereho, no gukurikirana buri gihe ibikorwa biteye amakenga. Yashimangiye agira ati: "Uburiganya rusange ntibubaho binyuze mu kwinjira muri sisitemu gusa. Akenshi, bitangirana na imeri yoroshye, imiyoboro mibi, cyangwa umukozi utabishaka. Inkinzo nini iracyari amakuru ndetse no kugenzura imbere."
Kuri Débora, kwiyongera kwimibare yibikorwa byubucuruzi bisaba ibigo gutangira kubona umutekano wamabanki murwego rwo kuyobora ibigo. Asoza agira ati: "Kurwanya uburiganya bigomba kuba iby'ibanze mu buyobozi, aho gushyira imbere ikoranabuhanga gusa. Ibigo byumva ibi bigabanya ingaruka, kurinda umutungo wabo, no gushimangira icyizere mu mibanire yabo na banki, abatanga isoko, ndetse n'abakiriya."
