Kuzigama amafaranga rwose ni umurimo w'ingenzi kuri buri wese, cyane cyane ku masosiyete akeneye gushora imari, gutegura, kuringaniza imari, no kubungabunga ikigega cyihutirwa. Kubwibyo rero, kugirango ugenzure ibyo bikorwa, birakenewe cyane kubijyanye n’imari n’amafaranga arakenewe, ingingo zikurikiranirwa hafi na ba nyir'ubucuruzi ba sosiyete zitandukanye, cyane cyane imishinga mito n'iciriritse.
Muri ayo mafranga, turashobora kuvuga ikiguzi cyo kugira amamodoka yimodoka kugirango akoreshwe mumasaha yakazi cyangwa mu gutwara abakozi kumurimo cyangwa kuva kukazi cyangwa mubirori no kubonana hanze yikigo.
Nk’uko byatangajwe na André Campos, umuyobozi mukuru wa For You Fleet, kubona imodoka yawe bwite bishobora kuba icyemezo gikomeye. Icyakora, birakenewe gusuzuma neza ibiciro birimo, nkuko umuyobozi abivuga, aribyo:
- Kugura ibinyabiziga: Ishoramari ryambere mugugura ibinyabiziga rirashobora kuba ingirakamaro, cyane cyane iyo amato ari manini cyangwa agizwe nibinyabiziga byintwaro cyangwa ibikoresho byihariye.
- Amafaranga n'imisoro: Ibi birimo umusoro ku mutungo w'ikinyabiziga (IPVA), amafaranga yo gutanga uruhushya no kwiyandikisha.
- Kubungabunga no Gusana: Harimo kubungabunga ibidukikije (impinduka zamavuta, amapine, nibindi) no kubungabunga (gukosora bitunguranye).
- Ubwishingizi: Ubwishingizi buteganijwe (DPVAT) n'ubwishingizi ku byangiritse, ubujura, n'impanuka.
- Guta agaciro: Gutakaza agaciro k'ibinyabiziga mugihe.
- Gucunga amato: Umushahara w'abakozi bashinzwe gucunga amato, nk'abashinzwe gutwara amato n'abashoferi.
- Sisitemu yo gucunga: Ishoramari muri software yo gucunga amato yo kugenzura no gukoresha neza ibinyabiziga.
- Inyandiko no kubahiriza: Amafaranga ajyanye no kubika inyandiko, kubahiriza amabwiriza, hamwe nubugenzuzi bwabandi.
- Ihazabu n'ibihano: Amafaranga aturuka ku kurenga ku muhanda.
Agira ati: "Kugira amato yawe bwite birashobora gutanga inyungu nko kugenzura cyane ibikoresho no gukoresha ibinyabiziga. Icyakora, ni ngombwa gukora isesengura rirambuye ry’inyungu, urebye ubundi buryo, nko kohereza ayo mato."
Imyifatire ya André ivuguruza amakuru yatanzwe na ABLA - Ishyirahamwe rya Berezile ry’amasosiyete akodesha imodoka - ryagaragaje ko kohereza amamodoka ashobora kuzigama amafaranga agera kuri 47% ku masosiyete, ashobora gukoresha buri kwezi amafaranga agera kuri 2000 $ kuri buri kinyabiziga, bitewe n’icyitegererezo, utabariyemo ibiro bikuru birimo inyandiko, kwiyandikisha, ubwishingizi, no gucunga amande.
Kuri ubu, André yanditse urutonde rwibyiza ibigo bifite ubunini butandukanye nibice bishobora kubona mukwiyandikisha muri serivisi:
- Kugura: Ishoramari ryisosiyete ikodesha (isosiyete yibanda kubucuruzi bwibanze)
- Amafaranga n'imisoro: Inzira yose icungwa na sosiyete ikodesha.
- Kubungabunga no gusana: Inshingano yikigo gikodesha, hamwe nokwibanda kumasosiyete.
- Ubwishingizi: Isosiyete ikodesha icunga inzira zose, harimo gutanga imodoka isimburwa.
- Serivise y'abakiriya: 24/7 Concierge
- Guta agaciro: Nta guta agaciro. Nyuma yigihe giteganijwe mumasezerano, umukiriya arashobora guhindura imodoka.
- Ubuyobozi: Ubuyobozi bwose, harimo inyandiko n'amande, bikorwa na sosiyete ikodesha.
Ati: "Biteganijwe ko kuzigama kuzigama bishobora kuva kuri 15% kugeza kuri 30%, bitewe n'ubwoko bw'imodoka ndetse n'uburemere bw'imikoreshereze. Kubera iyo mpamvu, mu kigo cy'iteka gikeneye gukora byinshi hamwe na bike, kohereza ibicuruzwa mu mahanga byabaye ingamba zikoreshwa n’amasosiyete kugira ngo hongerwe ibiciro by’ubucuruzi bititaye ku ihumure ry’imodoka ziboneka. Byongeye kandi, mu kutongera gucunga izo modoka, abakozi b'iryo shyirahamwe bafite igihe kinini cyo kwitangira ubucuruzi bw'ikigo."
