Ubwiyongere bwihuse bwa e-ubucuruzi muri Berezile nabwo bwabyaye ibintu biteye impungenge: kwiyongera kwa ruswa. Ubushakashatsi bwakozwe na Equifax BoaVista bwerekana ko kugerageza uburiganya mu bucuruzi bwa e-bucuruzi byiyongereyeho 3.5% mu 2024, ugereranije na 2023.
Haba harimo amakarita ya clone cyangwa uburiganya kuri bots hamwe no kwishyurwa bidakwiye ukoresheje Pix (sisitemu yo kwishyura ako kanya muri Berezile), igihombo cyegeranijwe kubacuruzi kubera iyo mikorere kimaze kugera kuri miliyoni. Kurenga ingaruka zamafaranga, ibikorwa nkibi nabyo bibangamira ikizere cyabaguzi no kwizerwa kurubuga.
Muburiganya bukunze kugaragara harimo kwiba indangamuntu, gufata , uburiganya bwo kwishyura, no gukoresha ama coupons y'impimbano. Ubwinshi bwibi bitero byasabye ibigo gukora ibisubizo bikomeye kugirango umutekano wibikorwa byawo kandi ubungabunge urugendo rwabakiriya.
Nyamara, automatisation yubwenge yinjijwe muri Open ecosystem yamenyekanye nkigikoresho cyo kurinda ingamba. Nk’uko abahanga babitangaza, mu guhuza ikoranabuhanga nk’ubwenge bw’ubukorikori, kwiga imashini, hamwe n’isesengura ry’amakuru makuru, ubwo buryo bushobora gukurikirana ibikorwa mu gihe nyacyo, kumenya uburyo buteye amakenga, no gukora birinda guhangana n’imyitwarire idasanzwe.
Lígia Lopes, umuyobozi mukuru wa Teros , urubuga rwifashishwa mu gukoresha amakuru akoresha amakuru, asobanura agira ati: “Ubwenge bw’ubwenge butuma hashobora gutahurwa neza ingaruka kandi bikagabanya ibyiza bitari byo - akenshi bikumira ibicuruzwa byemewe kandi bikagira ingaruka ku bunararibonye bw’umuguzi.”
Nk’uko umuyobozi abivuga, uburiganya bukoresha bots, urugero, buragenda bugaragara cyane mugutangiza ibicuruzwa bike. Muguhindura uburyo bwo kugura, porogaramu za software zirashobora kubona ibintu byinshi mbere yuko abakiriya nyabo babibona, bigakora isoko ibangikanye kandi irenganya. Ku rundi ruhande, kuvanga uburiganya, akenshi bikubiyemo gukoresha inyemezabwishyu cyangwa gutanga ibinyoma by'amakosa kugirango ubone amafaranga nyuma yo kwakira ibicuruzwa.
Lígia yagize ati: "Iyindi nyungu yo gukoresha mu buryo bworoshye ni uguhuza na sisitemu zo kurwanya ruswa zishingiye ku binyabuzima no ku myitwarire ya sisitemu. Ibi bisubizo byongera urwego rwo kugenzura ibicuruzwa, bifasha mu guhagarika ibitero bikomeye nko gufata amafi cyangwa gufata konti, bitazamenyekana ku buryo bworoshye hakoreshejwe uburyo gakondo."
Muri Open Finance ibidukikije, automatisation ihuriweho nayo yazanye inyungu zikomeye mubijyanye no kwihuta no kwimenyekanisha nkuko Lopes ibivuga. Ubushobozi bwo guhuza amakuru yamabanki na sisitemu yubuyobozi butuma ubwiyunge bwigihe, raporo yimari yikora, hamwe no gutanga serivisi nkinguzanyo cyangwa ubwishingizi mugihe cyo kugenzura - byose bifite umutekano no gukorera mu mucyo.
Umuyobozi mukuru wa Teros asoza agira ati: "N'ubwo nta gisubizo kimwe cyakemuka ku kibazo cy’uburiganya, guhuza ikoranabuhanga n’ingamba ni yo nzira itanga icyizere. Gukoresha ikoreshwa ry’ikoranabuhanga risaba ko hajyaho ingamba zifatika ku masosiyete, kandi gukoresha mudasobwa ntibikiri amahitamo, ahubwo ni ngombwa ku bashaka gukomeza guhatana, umutekano, ndetse n’ingirakamaro ku isoko."
