Umunsi w'ababyeyi, imwe mu matariki y'ingenzi yo kugurisha muri Berezile, biteganijwe ko uzamenyekana cyane mu 2025, cyane cyane mu myitwarire yo kugura abaguzi. Ubushakashatsi bwakozwe na Koin, isosiyete ikora ibijyanye na fintech muri "Gura Noneho, Wishyure Nyuma" (BNPL) ibisubizo muri Berezile, byerekana ko 90% by'ababajijwe bafite intego yo guha ba nyina impano muri uyu mwaka.
Mubintu byifuzwa cyane, imyambaro nibindi bikoresho biyobora urutonde, hamwe na 41.1% yubushake bwo kugura, hagakurikiraho ubwiza nibicuruzwa byawe bwite (35.5%) nibikoresho byo murugo (17.8%). Ibikoresho byikoranabuhanga, nka terefone zigendanwa, amakaye, hamwe na elegitoroniki, bigaragara hamwe (21.8%). Imitako ibarirwa kuri (15.2%), mugihe uburambe nko gusangira niminsi ya spa bugera (14.2%), nindabyo, (12.2%). Hanyuma, ibitabo, ibicuruzwa byimyidagaduro, nimpano yihariye ikusanya (7,6%) yo guhitamo.
Ku bijyanye n'agaciro k'impano, (34.5%) muri abo babajijwe barateganya gukoresha hagati y'amadorari 51 na 150. Abandi (19.3%) barashaka gushora imari kuva ku 151 kugeza kuri 200; (15.2%), hagati ya $ 251 na $ 350; (11.7%), hagati y'amadorari 351 na 500 $ na (11.2%) hagati y'amadorari 501 na 1.000. Itsinda ryatoranijwe cyane, (8.1%), ryiteguye gukoresha amafaranga arenga $ 1.000 yo kwishimira itariki.
Kubijyanye nuburyo bwo kwishyura, icyifuzo ni icyiciro: (37.1%) byabaguzi bavuga ko bazagabanya amafaranga kugeza mubice bitanu; (20.8%) kugeza mubice bibiri; na (31%) biteze kwishyura mubice birenga bitanu. Gusa (11.2%) bavuze ko bashaka kwishyura amafaranga.
Kuri Gabriela Jubram, Umuyobozi ushinzwe kwamamaza muri Koin, itariki irangwa n'urukundo, ariko kandi no guhitamo amafaranga. Ashimangira agira ati: "Uyu munsi, Abanyaburezili barimo gushakisha uburyo bujyanye n'ingengo y’imari yabo kandi borohereza ubuzima bwabo bwa buri munsi. Uburyo bwo kwishyura mu byiciro bya Koin binyuze kuri Pix ni uguhagararira uyu mutwe, kuko bituma abantu batanga impano batabangamiye imari yabo."
Ubushakashatsi kandi bwakoze iperereza ku bipimo biganisha ku guhitamo impano. Ku baguzi benshi (89.9%), intego nyamukuru ni ukugaragaza ugushimira. Undi (18.8%) avuga ko bazahitamo icyo kugura icyo gihe; (12.2%) batarabitekerezaho; ijanisha rimwe rigamije gukurikiza neza icyifuzo cya nyina; n'abandi (12.2%) bazashyira imbere igiciro.
Ubushakashatsi bwakozwe mu cyumweru gishize cya Mata hamwe n'abantu 300. Mubibazo byinshi-byo guhitamo, ijanisha rirashobora kurenga 100%.
