Iterambere ryuburyo bwo kwishyura bwa digitale ryihutishije impinduka zikomeye mumyitwarire yabaguzi kumurongo muri Berezile. Ntabwo bitangaje, Pix - sisitemu yo kwishyura ako kanya yashyizwe mu bikorwa na Banki Nkuru ya Berezile muri 2020 - irashimangira umwanya wayo nkuburyo bwatoranijwe bwo gucuruza mu bucuruzi bwa e-bucuruzi bwigihugu.
Nk’uko ubushakashatsi bwiswe "Global Expansion Guide for Mark-Growth Markets" bwakozwe n’isosiyete yo muri Kanada ya fintech yo muri Kanada Nuvei, mu 2027 Pix izaba ihagarariye ibikorwa birenga 50% muri uyu murenge, birenze ikoreshwa ry’amakarita y’inguzanyo, biteganijwe ko azagera kuri 27% y’ubucuruzi.
Mu 2024, ubu bwoko bwo kwishyura bumaze kugera kuri 40% yubucuruzi muri e-bucuruzi yo muri Berezile. Kuba yaramamaye cyane biterwa n'umuvuduko wacyo, ibikorwa bifatika, no kubura amafaranga ku baguzi - imiterere yatumaga ishimisha cyane abantu badafite amabanki cyangwa abafite ubushobozi buke muri serivisi z’imari gakondo.
Gutangiza udushya nka Pix by Proximity , yashyizwe ahagaragara na Banki Nkuru muri Gashyantare 2025, isezeranya kurushaho kuzamura iyi nzira. Iyi mikorere ituma abakiriya bishyura gusa bazana terefone yabo igendanwa hafi yo kwishyura, bisa no gukoresha amakarita adahuza, bigatuma ibikorwa byihuta kandi byihuse.
Hagati aho, ubundi buryo bwo kwishyura bwerekana itandukaniro mugabane wabo. Urupapuro rwa digitale, urugero, rwinjije 7% yishyurwa rya e-bucuruzi mu 2024 kandi biteganijwe ko rizagera kuri 6% muri 2027. Ku rundi ruhande, imikoreshereze y’impapuro za banki ikomeje kugabanuka, biteganijwe ko izamanuka ikava kuri 8% ikagera kuri 5% mu gihe kimwe.
Rebecca Fischer , washinze hamwe akaba n'umuyobozi mukuru ushinzwe ingamba (CSO) wa Divibank , asobanura ko izi mpinduka zigaragaza ihinduka ryihuse ry’abaguzi ba Berezile mu guhanga udushya mu ikoranabuhanga mu rwego rw’imari. Ati: "Ibyifuzo bya Pix bigenda byiyongera ku gushakisha uburyo bunoze kandi bworoshye bwo kwishyura, byerekana impinduka zikomeye mu myitwarire yo guhaha kuri interineti mu gihugu. Ikindi kintu gishya cyagaragaye mu isi ya e-ubucuruzi ni Pix by Initiation, ituma abaguzi bishyura mu buryo butaziguye kuri konti, bitabaye ngombwa ko bakoporora kandi bagashyiraho kodegisi cyangwa ngo bafungure porogaramu ya banki, nk'uko bitangazwa n'inzobere mu nganda,
