With the growing demand for credit alternatives outside the traditional banking system, corporate FIDCs — or proprietary FIDCs, as they are known in the market — have gained prominence as an effective instrument for financing production chains, anticipating receivables, and unlocking working capital. However, despite the growing appetite of companies for this type of solution, the capital market still faces a bottleneck: the difficulty of connecting directly with these companies in a structured, scalable, and secure way.
To fill this gap, Vertrau , an infrastructure technology company specializing in the FIDC (Investment Fund in Credit Rights) market, is launching vehub — a platform that allows companies to directly structure the operation of private credit funds. This is an innovative and pioneering solution that will allow companies to structure proprietary FIDCs in an agile, secure, and 100% digital way, transforming their own assets — such as invoices, credit card receivables, and contracts — into instruments for raising capital in the capital market.
“Vehub was created with the purpose of democratizing companies' access to the financial market, helping them structure their own funds and finance their operations with governance, compliance, and technology,” says Bruno Warmling, partner and CTO of Vertrau.
The platform brings together a comprehensive list of features, from diagnosing operations and structuring funds, including feasibility analysis, integration of operational data, and connection with market agents — such as fiduciary administrators, asset managers, custodians, and registrars.
“The model allows companies in the real economy to become protagonists in the management of their resources, with autonomy and efficiency, fostering a new cycle of growth sustained by the logic of private credit,” says Warmling, highlighting that corporate FIDCs (Investment Funds in Credit Rights) are no longer an exclusive structure for large groups or multinationals. “Today, with the support of technology, medium-sized and growing companies can benefit from this model to finance their value chain.”
With the launch of vehub, Vertrau reinforces its position as a leading provider of solutions that will connect the real economy to the capital market, making the world of FIDCs (Investment Funds in Credit Rights) more accessible, transparent, and digital.
