The Payment Gateway yog ib qho kev lag luam e-lag luam thev naus laus zis uas ua haujlwm them nyiaj rau cov lag luam online, eCommerce, thiab cov khw muag khoom cib. Nws ua haujlwm ua tus neeg nruab nrab ntawm cov tub lag luam thiab cov tuam txhab nyiaj txiag koom nrog hauv kev lag luam.
Lub luag haujlwm tseem ceeb:
- Nkag mus rau cov ntaub ntawv them nyiaj tseem ceeb
- Xa cov ntaub ntawv kev lag luam ruaj ntseg
- Tso cai lossis tsis kam ua lag luam raws li kev kuaj xyuas kev nyab xeeb
Nta:
- Kev koom ua ke nrog ntau txoj hauv kev them nyiaj (credit / debit cards, daim ntawv them nyiaj, thiab lwm yam)
- Kev sib raug zoo nrog ntau lub eCommerce platforms
- Cov cuab yeej tiv thaiv kev dag ntxias
- Kev tshaj tawm kev lag luam thiab kev txheeb xyuas
Piv txwv:
PayPal Payments Pro, Stripe, Adyen
2. Kev them nyiaj nruab nrab
Txhais:
Lub Chaw Pabcuam Kev Them Nyiaj, tseem hu ua The Payment Facilitator lossis Payment Service Provider (PSP), yog ib lub koom haum uas muaj kev pabcuam ntau dua li qhov Payment Gateway, suav nrog kev ua lag luam tag nrho thiab kev tswj hwm tus lag luam.
Lub luag haujlwm tseem ceeb:
-Txoj kev them nyiaj
- Tswj tus account cov lag luam
- Muab kev tiv thaiv kev dag ntxias
- Txhawb kev hloov pauv nyiaj txiag rau cov tub lag luam
Nta:
- Cov kev pabcuam them nqi tag nrho
- Kev them nyiaj yug rau ntau txoj kev them nyiaj
- Kev tswj hwm kev tsis sib haum xeeb thiab them rov qab
- Cov cuab yeej tswj nyiaj txiag rau cov tub lag luam
Piv txwv:
PayPal, PagSeguro, Mercado Pago
Qhov txawv tseem ceeb:
1. Scope of Services:
- Rooj vag: Feem ntau tsom rau kev nyab xeeb ntawm kev xa cov ntaub ntawv them nyiaj.
- Intermediary: Muab cov kev pabcuam dav dav, suav nrog kev ua tiav thiab kev tswj hwm tus account.
2. Kev sib raug zoo nrog cov tuam txhab nyiaj txiag:
- Rooj vag: Feem ntau xav kom cov tub lag luam muaj lawv tus kheej cov tub lag luam account.
- Tus neeg nruab nrab: tuaj yeem ua haujlwm nrog tus lej ua lag luam sib sau ua ke, ua kom yooj yim cov txheej txheem rau cov tub lag luam.
3. Lub luag haujlwm nyiaj txiag:
- Rooj vag: Lub luag haujlwm nyiaj txiag feem ntau poob ntawm tus tub luam.
- Intermediary: Ua kom muaj kev lav phib xaub ntau dua thiab kev ua raws cai.
4. Kev ua kom yooj yim:
- Rooj vag: Tej zaum yuav xav tau kev paub ntau ntxiv rau kev koom ua ke.
- Intermediary: Feem ntau muab cov kev daws teeb meem npaj siv ntau dua.
5. Flexibility:
- Rooj vag: Muaj kev tswj hwm ntau dua thiab kho kom haum rau cov tuam txhab loj.
- Intermediary: Muab cov kev daws teeb meem tiav thiab siv tau ntau dua, tshwj xeeb tshaj yog rau cov tuam txhab me thiab nruab nrab.
Xaus:
Ob Qhov Kev Them Nqi Them Nqi thiab Kev Them Nyiaj Intermediaries ua lub luag haujlwm tseem ceeb hauv kev lag luam ecosystem. Kev xaiv ntawm lawv yog nyob ntawm cov kev xav tau tshwj xeeb ntawm kev lag luam, xav txog yam xws li kev lag luam ntim, cov peev txheej muaj peev xwm, thiab qib xav tau ntawm kev tswj hwm cov txheej txheem them nyiaj. Thaum Gateways muab kev hloov pauv ntau dua thiab kev tswj hwm rau cov tuam txhab nrog cov peev txheej muaj txiaj ntsig zoo dua, Cov Neeg Nruab Nrab muab cov kev daws teeb meem ntau dua thiab pheej yig, tshwj xeeb tshaj yog thov rau cov lag luam me thiab nruab nrab uas nrhiav kev yooj yim thiab kev ua haujlwm hauv lawv cov kev them nyiaj online.