Kev lag luam e-lag luam thoob ntiaj teb tab tom taug qab kom ncav cuag kev lag luam ntim ntawm US $ 11.4 trillion los ntawm 2029, kos npe nce 63% los ntawm qhov xav tau US $ 7 trillion los ntawm qhov kawg ntawm 2024. Daim duab no tau tshaj tawm hauv kev tshawb fawb tawm hnub no los ntawm Juniper Research, uas qhia txog qhov kev loj hlob tseem ceeb rau lwm txoj kev them nyiaj (APMs), xws li cov hnab nyiaj digital, tam sim no them nyiaj 'P. (BNPL).
Daim ntawv tshaj tawm qhia txog tias cov khoom siv ntawm APMs tau loj hlob zoo hauv cov lag luam tawm tshiab, tshaj li cov credit card them nyiaj hauv cov tebchaws no. Kev tshuaj xyuas qhia tau tias txoj hauv kev them nyiaj hluav taws xob, daim npav tsis pub dawb hloov pauv kev yuav khoom, tshwj xeeb tshaj yog cov neeg siv nyiaj tsis muaj nyiaj hauv cov lag luam tawm tshiab. Yog li, cov tub lag luam yuav tsum xav txog APMs yog lub tswv yim tseem ceeb rau kev ncav cuag cov neeg siv tshiab thiab kev lag luam.
"Raws li cov chaw muab kev pabcuam them nqi (PSPs) muaj ntau APMs, qhov muaj txaus ntawm cov kev xaiv them nqi hauv cov neeg siv khoom kawg lub laub yuav yog qhov tseem ceeb rau kev txhim kho kev muag khoom hloov pauv," txoj kev tshawb fawb hais. Cov kev tshawb fawb qhia tias PSPs tuaj yeem ua rau cov neeg siv khoom txaus siab los ntawm kev hloov pauv kev yuav khoom kom tau raws li cov neeg siv khoom xav tau ntawm thaj chaw thiab pej xeem los ntawm kev koom tes nrog cov tuam txhab them nyiaj hauv zos.
Kev lag luam e-lag luam
Raws li 54,700 cov ntaub ntawv cov ntsiab lus los ntawm 60 lub teb chaws, Juniper Research kwv yees tias nyob rau hauv tsib xyoos, 70% ntawm 360 billion e-lag luam kev lag luam yuav ua los ntawm APMs. Nyob rau tib lub sijhawm, lub tuam txhab ntseeg tias cov tuam txhab lag luam e-lag luam yuav nqis peev hauv kev txhim kho logistics kom ua kom cov khoom xa tuaj tau zoo dua thiab txaus nyiam rau cov neeg siv khoom, ntxiv cov nqi ntau dua rau kev lag luam.
Nrog cov ntaub ntawv los ntawm Mobile Time
