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Nathalia Arcuri Recognized Among Brazil’s Most Admired Entrepreneurs, Alongside Elon Musk, Luiza Helena Trajano, and Silvio Santos

Nathalia Arcuri, founder of Me Spare!, was recently recognized among the 15 most admired entrepreneurs in Brazil, as revealed by a national survey conducted by the Stimulus Impact Fund in partnership with the MindMiners platform, which heard more than 1,500 small business owners. Sharing space with names such as Elon Musk, Abilio Diniz, Luiza Helena Trajano, Silvio Santos and Jorge Paulo Lemann, Nathalia occupies the 15th position in the ranking, being the only Brazilian woman with direct performance in popular financial education to appear on the list.

Its inclusion in this select group highlights its business vision and the transformative impact of a company that was born with the mission of democratizing access to financial freedom.Since 2015, Me Poupe! has already impacted millions of Brazilians with accessible content and financial transformation programs, demonstrating that it is possible to build a profitable and, at the same time, socially committed business.

“This recognition goes far beyond my name. It represents the strength of a cause. Being among the most admired entrepreneurs in Brazil shows that it is possible to do differently: generate profit, generate jobs and, above all, generate financial awareness in a country marked by inequality. Me Spare! is an impact company and this achievement reinforces our commitment to a fairer and more accessible economy for all”, says Nathalia.

The survey also revealed that Nathalia is one of the few women to appear in the ranking, alongside Luiza Helena Trajano, who occupies the 7th position. This highlight reinforces the importance of female leadership in the Brazilian entrepreneurial scenario and the fundamental role of initiatives aimed at financial education and economic empowerment.

ifood increases traffic safety with investment in technology and incentives to reduce speed of motorcyclists

In the month of awareness of traffic accidents, iFood presents the results of a year of strategic actions with Vision Zero, its area dedicated to road safety. Among the main achievements is the increase of 20% in deliveries made within the speed limit, the result of the use of advanced technology and personalized incentives that promote responsible driving.

The creation of Vision Zero reinforces the commitment of iFood to minimize risks in urban displacements.As part of this effort, the company considers speeding one of the most worrying factors for fatalities and serious accidents in traffic. To address this problem, iFood implemented the “Indicator Safe Direction”, a tool that monitors the speeds practiced during deliveries in relation to the legal limits of each route.  

Based on telemetry data, personalized communications and strategies inspired by international models, 95 thousand deliverymen were impacted by actions that improved their traffic behavior.Varying between different stimuli and profiles, actions were conducted that use: motivational and educational messages about the dangers of specific routes; bonuses for deliverymen who maintained safe driving in all deliveries; and face-to-face and online training, through the Decola Safety platform.

The results show a significant advance not only in the adoption of safer behaviors, but also in the use of data to contribute to public policies. “In Brazil, traffic still represents a significant challenge for road safety, with thousands of lives lost every year. Our delivery people face these risks daily, and therefore our initiatives are not limited to security in deliveries. They also generate valuable data that can contribute to public policies aimed at making travel safer for all”, says Rafael Tartaroti, manager of Road Safety at iFood.

Expansion of Vision Zero and New Features

Based on the successes achieved this year, iFood will expand safety initiatives for all platform deliverymen in Brazil. The idea is to integrate the Safe Direction to the daily lives of motorcyclists, encouraging more and more responsible behavior practices.

The new features include the development of additional risk monitoring, identifying unsafe maneuvers such as sudden accelerations and braking, and dangerous curves.In addition, iFood evaluates ways to map possible undue traffic light overtaking. These indicators will be part of the new stage of Vision Zero and will be available at the iFood Safety Center, where deliverymen can track their performance, access courses, receive alerts and get bonuses for compliance with good traffic practices.

“The results demonstrate that it is possible to unite logistics efficiency with safer traffic. The increase in 20% in deliveries within speed limits confirms that technology, education and financial incentives can transform urban mobility. Companies, government and society need to act together to ensure a transit where everyone can safely move”, concludes Tartaroti.

Yalo launches Oris, the AI-powered virtual salesperson who replicates the best human salespeople

In a press conference, Yalo, an AI-driven intelligent sales platform, presented first-hand to the specialized press, Oris & IS the first intelligent sales agent: a new type of digital“functionalian” as the best human salespeople, at scale and based on data. Oris is able to understand voice messages, make strategic recommendations, act proactively and sell in a contextualized, personalized and scalable way, using artificial intelligence in any channel, which can be called voice, WhatsApp, applications and more. This launch marks a watershed for companies looking to increase their sales and improve their relationship with customers. 

“It is not a wave. It is a tsunami”, exclaimed Javier Mata, CEO of Yalo. Artificial intelligence is learning three times faster than human intelligence and, according to projections of Barclays Research, tends to become widely accessible. This advance puts the market before an inevitable scenario of adaptation. As causes Javier Mata, “at the end of this decade, there will only be two types of companies: those that use artificial intelligence and those that no longer exist”. 

With Oris, Yalo is betting on a new level of business interaction. More than automating, the agent is trained to act with commercial instinct.He interprets voice commands, access purchase histories, negotiate prices and make suggestions based on behavior data and business goals. According to the company, Oris can triple conversion rates compared to traditional e-commerce, in addition to increasing the average ticket by up to 40%. 

This performance comes from a robust architecture, which combines contextual memory, multiple generative interfaces, routing between language models and cutting-edge security.The agent performs cross-selling, upselling and intelligent tracking, with an active approach: detects opportunities, initiates interactions and delivers recommendations with precision & always at the right time. 

Oris is the first step of a broader vision: to allow any company to create its own “digital employees”, adjusted to different channels, segments and journeys.With a presence in more than 40 countries, Yalo already connects 4.2 million small businesses and records more than 100 million user interactions, moving more than US$ 4 billion in sales. Among the platform's customers are giants such as Nestle, Coca-Cola, Femsa and Mercedes-Benz. 

The results in the market are significant. A large bottler, Yalo customer, saw its average ticket grow 44% and improved in 48% the product mix after adopting the solution. A partner bank automated tasks for 28 million customers, releasing more than US$ 200 million in credits. In another case, a retailer achieved US$ 500 million in sales with support of Yalo 29% agents of the financing were granted through these interactions. 

For Mata, the future of sales will be hybrid, with humans and digital workers acting together.“O that makes a human intelligence a good seller, can also make an AI an excellent commercial agent. We are building a new workforce 'ODM more strategic, more efficient and exponential”, he says. 

With the launch of Oris, Yalo makes it clear that traditional digitalization is behind us. Now, selling well requires more than digital presence: it requires real-time intelligence, personalization at scale, and agents who know how to act.

Brazil surpasses 150 million active users in mobile apps: an unprecedented digital revolution

According to the new State of Marketing Report from AppsFlyer, Brazil has just surpassed the historical mark of 150 million active users in mobile applications. This number represents more than 70% of the total population of the country, confirming the smartphone as a central tool of everyday life, from work to leisure.

This digital revolution profoundly changes the behavior of Brazilians, who use apps for everything from shopping, financial services, entertainment, to education and health. The accelerated growth of the mobile base creates a fertile environment for innovation and entrepreneurship, attracting billionaire investments in the sector.

“O Brazil is experiencing a technological transformation that impacts all segments of the economy. Mobile apps are not only convenience, but essential engines for growth and digital inclusion”, says Renata Altemari, country manager of AppsFlyer in Brazil.

In addition to the social impact, the expansion of mobile apps drives billions in revenue, generates millions of direct and indirect jobs and drives the development of a robust technology chain, ranging from startups to global giants.

With the popularization of 5G and the constant advancement of digitalization, the expectation is that the number of users will exceed 200 million in the coming years, consolidating Brazil as one of the largest digital markets on the planet.

Advancement of cyber scams leads brands to strengthen device security

According to information from the Threats for Latin America 2024, Brazil suffers more than a thousand attempts of cyber attacks per minute. The consolidation of the country as a target of virtual scams makes companies need to strengthen their strategies, policies and even infrastructure to improve their security against increasingly sophisticated threats. The response, according to Rafael Pittas, executive commercial manager of iPlace Corporate, vertical B2B of iPlace, involves special attention to devices.

“Devices are the gateway to malware and the integration between hardware, software and IT services is a strategy capable of reducing the vulnerability of corporate users”, comments the executive. Thus, the first step for companies to stay safe from cyber attacks is to understand the importance of choosing equipment that, since its conception, have been designed to offer a high level of security.

One example is Apple products that have security features that minimize the surface of attacks, such as the Secure Enclave system that encrypts and keeps user data safe even when the processor is compromised. As a result, according to the Total Economic ImpactTM survey of Mac companies, using a MacBook reduces by 50% the likelihood of data breaches.

In addition, the operating systems of the devices also play a fundamental role in the security of companies' data. “The zeal for the confidentiality of information is important for the sustainability of the business, because security offers benefits on several fronts. Strategies to minimize cyber attacks help maintain a good relationship and level of trust with stakeholders; reduces costs with fines and information recovery processes and even judicial processes.In addition, in a scenario in which data is the new oil, protection can determine the success of the” operation, says Rafael. Regarding the operation, company employees can also be protagonists of security procedures, provided they are equipped with ideal equipment and equipment.

Consequently, the investment in devices with a high degree of security and that allow the familiarization and participation of employees in the solution of technical problems decreases the demands for the IT team. An example of this is the case of IBM, which realized that only 5% of MacBook users needed support compared to approximately 40% of users of other equipment. However, despite the decrease in calls for technical assistance, the service is an essential component in maintaining security.

To meet the growing demands of the corporate market, iPlace Corporate acts as Apple Authorized Enterprise Reseller (AAER) in Brazil, offering complete and customized solutions for companies of all sizes. With a consultative approach and focus on operational efficiency, the company delivers an end-to-end experience that integrates Apple equipment, continuous technical support, software solutions and financial facilities. According to executive Rafael Pittas, this structure allows the development of tailor-made projects, which consider the operational reality of small, medium and large companies.

Among the differentials of iPlace are the programs of equipment repurchase, specialized consulting and integrated hardware and software solutions, promoting technological modernization with scalability and adherence to business objectives.

Magalu launches community of women sellers and offers benefits in sales in the marketplace

In another initiative in search of gender equity, Magalu launched, on Thursday, the “Seller Women Business Community of Luiza”, which offers exclusive benefits to women entrepreneurs in the company's marketplace. 

“Women are deployed to handle all the jobs they have: home, child, job, and are still charged when something does not work, when a child is not successful, for example. They usually feel overwhelmed and have no recognition for everything they do”, says Luiza Helena Trajano. “My dream is a country that has full school in each neighborhood, which allows the mother to work and dedicate herself in the same way as the father. While this does not happen, I do what I can through Magalu.”

During the event, which brought together more than 800 women in the Magalu Arena, the benefits offered to those who will be part of the community and who want to sell in the company's marketplace were presented. The companies of the group (KaBuM!, Netshoes, Cosmetics Season, Virtual Shelf and aiqfome 'will also have special conditions for entrepreneurs.

Magalu's Benefits

All women entrepreneurs in the community they will have access to a series of benefits, such as: watching a live per month with Luiza Helena Trajano; accessing all UniMagalu content 5 free and exclusive courses for sellers of the company's platforms; participating in face-to-face and online events; participating in the Whatsapp group for exchanges and interaction with other businesswomen; accessing the community platform; and using the ComSchool content track, in addition to having two 95% discount coupons in the business school courses.

Women who are part of the community and are Magalu sellers they will have: discounts on fees for six months or until they reach 300 000 reais of billing; exemption from storage in fulfillment for one year and 12 months of free collection; one month of zero co-participation in Magalu Deliveries; 100% of the amount invested in the first and second month in Magalu Ads reversed in credits in the third month (limited to 3 000 reais); discount in the anticipation of receivables; daily transfer to those who have an account in MagaluPay; from level 3 for six months; mentoring program; exclusive area.

The community will also have an acceleration program, with the objective of boosting Magalu entrepreneurs with training, mentoring and investment to generate sustainable growth in the marketplace. The program will be divided into three phases (OnBoarding and Training; Consolidation and Scale; and Commercial Maturity. It will be held every three months with a different group of entrepreneurs. The acceleration has progressive investment 100% Magalu, individual monitoring and improvement plan, certification and access to the VIP group of partners.

Benefits in other companies in the group

At Netshoes, the benefits will be the same as those offered by Magalu, with the exception of discounts on the anticipation of receivables.In the Cosmetic Season, the benefits include reduction in fees for six months; greater visibility in the Ads Season; and exclusive area in the application. In the Virtual Shelf, they will have greater visibility in the Virtual Ads Shelf, and just like in KaBuM!, the entrepreneurs will have reduction in rates for six months and greater visibility in the Virtual Ads Shelf.

Interested parties can register for free at the link: https://mulheresdeluiza.com.br/.

The community will promote connection, facilitation and recognition, through benefits for participants selling in the Magalu marketplace. The idea of the project came after a survey conducted by the company point out that 36% of sellers operating in the marketplace are companies founded by women and, of the remaining 64%, 19% are managed by one. Currently, the company has more than 360,000 partner retailers on the platform, which means that the network can directly reach at least 198,000 women. 

Uber of domestic services starts operation with proposal to digitize the sector

Combining technology and practicality, ProJob comes to market to digitize the hiring of domestic services in Brazil. Inspired by platforms such as Uber and iFood, the application connects professionals such as day laborers, gardeners and caregivers of elderly to nearby customers, based on geolocation and evaluation system. The operation is already active in Santa Catarina and intends to reach other regions in the coming months.

“The domestic services market in Brazil is gigantic, but still operates largely in informality. ProJob was born to change this scenario. Our mission is to digitize this sector with an accessible platform that promotes productive inclusion, increases the visibility of professionals and offers more security and trust for those who hire”, says Marcelo Oriano Junior, CEO ProJob. “A Technology needs to be at the service of people. ProJob does not take the autonomy of professionals 'On the contrary, it offers freedom, reach and professionalism for those who live these services. We are creating a sustainable ecosystem with transparency and dignity for both sides of the” relationship, reinforces.

The platform allows professionals to register for free, define their area of operation, configure their availability and choose the regions in which they want to serve. When a customer seeks a service, the application displays the availability based on location, evaluations and amounts charged. The customer chooses the one that most interests him and sends a request. When accepting, the professional has access to demand information and can send the corresponding prior budget. The payment is made within the app and is only released after confirmation, with validation via GPS to ensure that the service was performed in the combined place. The model seeks to bring transparency, security and agility to both those who provide and to those who hire.

According to the latest National Household Sample Survey (Pnad), IBGE, in the last quarter of 2023, 6.3 million domestic workers were accounted for. With digitalization advancing to sectors such as transportation, food and finance, the market still remains underexplored in terms of technology & a gap that ProJob wants to fill.

Although the business is currently only available in Santa Catarina and focused on services such as cleaning, gardening and elderly care, the company already plans to expand to other regions of Brazil and include new types of services.

“We have a huge contingent of invisible workers who support much of the routine of Brazilian families.With ProJob, we want to transform this reality, creating bridges between demand and supply with technology, responsibility and social impact.Our ambition is to lead this change”, concludes the CEO.

Santander launches first GenAI-based advisory tool in the Brazilian market

Santander has taken a decisive step in the digital transformation of the banking sector with the launch of Pitch Maker first structured advisory tool with Generative Artificial Intelligence in the Brazilian market. The solution, the result of the partnership between the bank, the BRQ Digital Solutions, One-stop-shop partner in the business evolution journey and leader of generative AI in the country, and AWS, cloud computing services platform offered by Amazon, reducing the average investment analysis and recommendation time from 35 minutes to just 30 seconds.

Created with the focus on increasing the efficiency of investment advisors, in addition to enhancing the customer experience on a large scale, the tool uses Generative AI to analyze real-time data, understand the investor profile and generate strategic suggestions for financial approach. Thus, each interaction is shaped by context and individual history, raising the standard of relationship of the bank with customers.

For this, the technology behind the launch was designed to scale with performance.Designed by BRQ, which for 7 years has been responsible for the development and incorporation of new technologies in the banking institution, the solution adopts a microservices-based architecture in Amazon EKS and is based on Amazon Bedrock, AWS's generative AI platform.This engine has been trained and refined to ensure reliable, safe and aligned with the standards required by the institution.

According to BRQ Digital Solutions CEO Rodrigo Frizzi, the development of the solution required a high degree of collaboration between the three companies.“A AWS, Santander and BRQ stood side by side at each stage of the project. The fact that we were in tune for the commitment of customer success made all the difference to overcome the challenges and build together a robust, safe and highly effective Gen IA” solution, he highlights.

“True disruption is not in technology, but in what we do with it. This new reality will be built on three pillars: approach, understand and anticipate. And our work with Pitch Maker encompasses just these characteristics”, concludes Frizzi.

Digital marketing becomes a priority in the financial sector, which invests US$ 327 million in media in Latin America

The digital transformation of the financial sector in Latin America has taken another leap in recent months.Between banks, fintechs, brokerages and digital portfolios, investments in digital media totaled US$327 million in the first quarter of 2025, with 16.9 billion impressions, according to data from Admetricks.The expressive volume reinforces a change of mentality in the sector, which has come to treat online channels not only as support, but as protagonists of growth strategies.

For Rafael Magdalena, director of US Media Performance, the change is deeper than it seems. “The increase in investment in digital media represents a strategic turnaround.Since the pandemic, the digitization of financial services has gained momentum, leading banks and fintechs to prioritize digital channels for customer acquisition. Digital wallets, for example, have evolved into full banks, vying for space with traditional institutions & especially in the credit segment”, he says.

Digital channels are no longer supportingThe survey by Appsflyer reinforces the new scenario: the financial sector led the media contributions in the region in 2024, totaling US$1 billion, almost three times more than the second place, the games sector.In Mexico, the financial vertical stood out as a leader in investments in user acquisition (a clear reflection of the centrality of digital in growth strategies.

With mobile banking expected to exceed 3.6 billion users worldwide by the end of this year, the financial sector not only responds to changes in consumer behavior (it dictates the pace of transformation. “This new appetite of investors has been driving the advancement of digital marketing strategies, consolidating the media as one of the main vectors of scale and return. Online presence is no longer accessory and has come to occupy the center of the acquisition actions”, reinforces Magdalena.

Data, segmentation and performance: the new triad of acquisition
The movement also has direct impacts on how campaigns are structured. Strategies based on primary data, more refined segmentations and performance technologies have allowed highly targeted actions, increasing results throughout the journey. According to Adjust data, the digital performance of the financial sector grew 27% globally in 2024. In Latin America, the number of sessions in apps increased 50% and the facilities, 29%.

“Being online is no longer enough”, Magdalena points out. “The sector begins to understand that it is necessary to know where, when and how to appear. This requires good positioning, efficient use of metrics and accurate reading of the public. The diversification of formats and channels is not only a trend; it is essential. The future of economic advertising is in connecting touchpoints fluidly, activating actions with clear objectives and measuring impact accurately.”

Beyond brand building
With this new logic, the focus of communication also evolves.Conversion, retention and re-engagement have come to guide decisions, putting financial institutions in a more complex scenario nd more strategic. Mobile platforms, CTV, social networks, influencers and Retail Media already act in an integrated way, requiring consistency throughout the journey.

With the right data and a well-planned architecture, the industry is ready to transform media investment into a competitive advantage.

72% of companies did not reach sales targets in 2024, according to a study by RD Station

Most Brazilian companies faced significant difficulties to achieve their sales goals in 2024: 72% did not reach the established objectives, according to the Marketing and Sales Panorama 2025, launched by RD Station, TOTVS business unit. The study shows that, despite the optimism of the market 87% of companies projecting growth in 2025 , there are important bottlenecks that need to be overcome to ensure consistent results. For the survey, more than 3,800 professionals from companies of different sizes and segments of all regions of the country, in addition to R Station data.

Among the main challenges identified is the low adoption of technological tools in the commercial sector. 58% of the companies that participated in the study do not yet use a CRM (Customer Relationship Management), which compromises data centralization, metrics analysis and efficiency of sales processes. This number has remained high in recent years, highlighting a critical gap in the digital transformation of business operations.
 

Another worrying point is the lack of clear sales methodologies: more than half of the teams do not adopt any structured approach, while only 13% have a documented sales playbook.In addition, 27% of the companies did not even measure their average conversion rate of opportunities in sales in 2024, which makes it difficult to identify points of improvement in the commercial funnel.

With regard to contact channels, the WhatsApp remains the primary means to engage leads at the beginning of the funnel, being used by 74% of enterprises in 2024, however, many organizations still face difficulties to integrate this channel with other tools and measure results efficiently. Strategies with multiple channels, combining WhatsApp, phone, email and video conferences, are pointed out as fundamental to improve conversion rates and reduce opportunities losses.

The lack of customer response was identified as the main reason for loss of sales (38%), followed by factors such as price (33%) and disqualified leads (33%). These data reinforce the need for more robust and aligned processes, as well as frequent training for sales teams.

The study also addresses the relationship between Marketing and Sales teams, revealing that only 18% of the companies consider this connection satisfactory, although there have been advances from the previous year.In addition, 57% of companies do not have a defined SLA (Service Level Agreement) among teams, while 69% of marketing teams track sales results, investing in integrated processes and shared tools such as CRMs has proven to be an effective strategy for improving lead conversion and achieving goals.

Challenges, opportunities and emerging trends for 2025

The 2025 Marketing and Sales Panorama also highlights emerging trends among them are the more efficient use of WhatsApp integrated with other channels (50%), the application of Artificial Intelligence and process automation (42%) and the strengthening of social selling (37%).In addition, 36% of companies point to data analysis as a priority for more assertive decisions.

To overcome the challenges, key improvement opportunities include more training and updates for teams (41%), definition or review of sales methodologies (35%) and greater use of Artificial Intelligence to optimize processes (33%). Data centralization and integration of tools such as CRMs have also been highlighted as key strategies to increase operational efficiency and improve the customer experience.

“A research shows that, although the market is optimistic about the future, there is still a lot of work to be done to structure processes and take advantage of the full potential of available technologies. Tools such as CRMs, automation and data analysis are no longer differentials & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & 3.

Check here to access the complete Marketing and Sales Panorama 2025.

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