Simple Account launches dollar account and reduces international transaction costs by up to 50% for digital entrepreneurs

The digitalization of Brazilian businesses has opened up space for a new entrepreneur profile: digital creators, infopreneurs, and SMEs engaging in international transactions. It is in this context that Simple Account – Brazil's leading corporate expense management platform, already processing R$2.4 billion semi-annually and serving 30,000 clients – launches the Global Simple Account, in US dollars. The product aims to help this audience conduct transactions in US currency without IOF (Financial Transaction Tax) charges and save approximately 50% in fees compared to traditional banks.

With its launch, users can centralize their finances and simultaneously make payments to other countries simply and with reduced costs. The product allows for transfers reaching US$$ 2 (compared to 1% in competitors), the issuance of multiple free dollar cards for online advertising (Google, Meta, TikTok), and integration with digital marketplaces (Buygoods, Cartpanda, ClickBank). Furthermore, account opening takes place in a maximum of two days and clients receive Portuguese-language support via WhatsApp.

According to Conta Simples CEO and co-founder Rodrigo Tognini, the expectation is that the launch will help the fintech double its global customer base in 12 months and generate US$1 billion in transactions by the end of 2028. "We believe we can become a benchmark for Brazilian entrepreneurs operating abroad. The global account guarantees the same competitive conditions they would have in any other developed market. It's a chance to embrace a digital economy that continues to grow," he says. 

This growth outlook for digital commerce is already evident in a series of projections. For example, a Goldman Sachs estimate reveals that the Creator Economy sector is projected to reach US$1.48 trillion by 2027. Furthermore, a Juniper Research study indicates that B2B transactions are projected to reach US$224 trillion by 2030, with virtual cards accounting for $831 billion of the global market by 2029. 

How does the global account work?

Considering that 22% of its clients make recurring international purchases and 27% invest monthly in paid media, the Simple Account began mapping the possibility of launching a global account in 2024. In a survey receiving 1,600 responses, approximately 45% of the company's partners expressed interest in a comprehensive solution of this type, as there were no global accounts in the country that encompassed the nuances of the Brazilian market.

In early 2025, the fintech began developing the product. Integrated into its expense management platform and supported by Airwallex's global financial technology infrastructure, the launch facilitates receiving payments, sending remittances in US dollars, and using a global corporate card, while also optimizing sales and payments for organizations operating international ads, tools, and services.

It's a global product, but it definitely brings local expertise and a local touch. The solution removes bureaucracy in operational tasks, reduces costs, and adapts to the Brazilian reality and the demands of each entrepreneur. In just a few clicks, the user can manage their operations with agility, security, and without sacrificing profit margins," points out Tognini.

Expectations for transactions

By the end of the year, the fintech expects the global account to be crucial in reaching a target of R$11.4T in total transaction volume, considering all payment methods offered. Of this amount, R$1.4T to R$1.6T should come from cards, representing between R$6.6 billion and R$7.7 billion, more than double the volume moved in 2024. 

It is noteworthy that this acceleration is primarily driven by the use of virtual cards by SMEs and infopreneurs, who accounted for 95% of the emissions in the first half of 2025 alone. 

Looking ahead to 2026, values are expected to increase further with the product's expansion to the euro and pound. The company plans to begin this development process within the next six months.

"We believe the global account is the bridge that will take us to strategic markets, allowing our brand to become synonymous with financial excellence for entrepreneurs anywhere in the world," says the CEO of Conta Simples. "Our vision is to grow alongside our clients, and their global success will become ours," he concludes.