Payments Summit: EBANX Announces AI Solutions, Stablecoins, Payout Features, and Philippine Expansion

The EBANXGlobal technology company EBANX, specializing in cross-border payment services for emerging markets, unveiled a new generation of products designed to strengthen global company operations in Latin America, Africa, India, and Southeast Asia. Key innovations include the addition of stablecoins as a payment method, AI tools enhancing the efficiency and security of digital transactions, and instant payout systems via local payment networks. EBANX also announced its expansion into the Philippines, integrating the two leading digital wallets in the country.

The announcements were made on EBANX Payments SummitOne of the leading events in the global payments industry, held between September 17th and 20th in Mexico City.

"Emerging markets are the future of digital commerce, and we are building the infrastructure that will make this future accessible to businesses and consumers worldwide," said Joao Del ValleCEO and Co-Founder of EBANX. Our investment in new products and commitment to bringing them to new markets reflect our vision of a world where any company can serve any consumer, no matter where they are or how they prefer to pay. adds
 

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João Del Valle at the EBANX Payments Summit 2025 (EBANX/Public Relations)

Payment and settlement with stablecoins
Soon, global companies operating in emerging markets will be able to accept stablecoin payments through EBANX, with the option to receive the value in USDC, USDT, or the traditional currencies already integrated into the platform. This solution makes international trade faster, more reliable, and more flexible, especially in regions where the banking system is fragmented or inefficient.

EBANX offers the speed of blockchain with the convenience of the traditional financial system, enabling global businesses to access new markets faster with simplified settlements and no infrastructure barriers. explained Eduardo de AbreuProduct Vice President of EBANX. Stablecoins are becoming the first truly global payment method; the impact of these digital currencies is even greater in emerging economies, with adoption accelerating faster than anywhere else in the world.

Latin America exemplifies this change: 71% of the region's financial institutions already use stablecoins for cross-border payments, according to the platform. FireblocksThe global average is 49%. In Brazil, the total of local transactions with these digital currencies surged 208% in one year. In Argentina, stablecoins already represent 62% of the total transaction volume and are helping consumers and businesses navigate the volatility of traditional currencies, according to data from... Chainalysisa blockchain analysis company. The research institute FXC Intelligence Estimates place the total addressable market (TAM) for cross-border payments using stablecoins at approximately USD 24 trillion in high-growth economies.

The arrival of stablecoins at EBANX makes the company's portfolio even more comprehensive. In total, there are over 200 payment methods integrated into the platform, allowing businesses worldwide the flexibility to receive payments in USDC, USDT, US dollars, euros, or local currencies. All options are offered with fast settlement and regulatory support.

Artificial intelligence
At No Summit, EBANX unveiled three new AI tools to boost approval rates, reduce risk, and generate crucial insights for sustainable growth. The first is a fraud detection system That uses AI models to analyze over 100 data variables per transaction in real time, generating a probability index that guides approval decisions. In Brazil, global companies using this new functionality have seen an increase of more than four percentage points in card payment approvals without raising return rates.

The second tool is a Intelligent routing system based on AIThe product can assess the risk level and context of each transaction before selecting the best combination of acquirer and merchant ID (MID). This allows it to dynamically adapt to changes in market conditions, issuer behavior, and network performance. In a group of over 170 companies using EBANX's technology, approval rates have increased by up to 10 percentage points.

Finally, EBANX announced its new Merchant Areaan AI-powered panel that provides global companies with intelligent payment management tailored to each region. By combining AI tailored to the markets where we operate with the experience and practical knowledge of our local experts, EBANX has been able to develop unique and region-specific solutions, addressing country-by-country challenges on a global scale. The best translation of "destacou" depends heavily on the context. "Destacou" can mean many different things in Portuguese. Please provide the sentence or paragraph containing "destacou" so I can give the most accurate and natural English translation. Joao Del Valle.

Expansion into the Philippines
Present in over 20 markets across Latin America, Africa, and India, EBANX announced at the Summit its entry into the Philippines, a country with a population of 118 million people. This strategic expansion into Southeast Asia opens doors for global companies to reach one of the fastest-growing digital economies in the region.

"While offering significant potential, with e-commerce projected to double within three years, the Philippines presents challenges we know how to address, such as the low credit card penetration. This combination is favorable for EBANX and our partners to grow successfully in the country," he said. Del Valle.

According to data from the research institution Payments and Commerce Market Intelligence (PCMI), analyzed by EBANX, the digital commerce market in the Philippines is expected to grow from USD 36 billion in 2025 to USD 61 billion in 2028, driven by one of the most connected populations globally. According to the platform Statist98% Filipinos have internet access.

In a country where the... World Bank Estimates suggest that only 31% of people possess credit cards, while digital wallets have become the most frequently used payment method for online purchases, holding a 38% market share and projected to grow by 28% in three years, significantly exceeding the global average of 15-20%, according to PCMI data.

EBANX integrated the two most popular digital wallets in the Philippines. GCash and Please provide the text in Portuguese you want translated. "Maya" on its own is a name and can have various contexts., which together have over 136 million accounts, exceeding the number of people in the country. From now on, global companies can offer both payment options through EBANX, allowing local consumers to pay in Philippine Pesos (PHP). Settlement can be made in US Dollars, without the need for establishing a legal entity in the region.

Payout and Payment Bundles
The product line presented at the Mexico Summit includes EBANX Payout, a solution enabling global companies to make instant payments to partners, sellers, and beneficiaries in emerging markets using local currency via domestic networks, such as Pix in Brazil and Nequi in Colombia, without needing a local entity.

Developed for high-volume operations, EBANX Payout integrates the company's payment offering, combining the capabilities of paying and receiving into a complete solution for global companies operating in emerging markets. This new product automates individual and batch payments, boasting an average approval rate of 97% and processing times of less than 30 seconds. EBANX Payout is already used by global companies, including social media platforms that rely on the solution to compensate content creators in emerging markets.

EBANX also revealed its new Payment Bundleswhich are a solution to simplifying how global companies sell and grow in emerging markets. Instead of enabling payment methods one by one, companies can now access payment packages. Each one is designed to achieve a specific business objective, whether it's attracting more customers or generating consistent, recurring revenue. explained Eduardo de Abreu.

Through four packages and a single API integration, global companies can reach up to 1 billion consumers with EBANX. Payment Bundles This gathers methods such as instant payments, bills, cards, bank transfers, and digital wallets, in addition to recurring payments. This model eliminates the complexity of fragmented implementations, reduces development efforts, accelerates market entry, and maximizes revenue potential. The word "disse" in Portuguese, in the absence of context, doesn't translate to a single, simple English word. It needs context. Possible translations depend heavily on the grammatical role and surrounding words. Please provide the sentence or paragraph containing "disse". Abreu.