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PagBank Announces Carlos Mauad as New Chief Operating Officer

PagBank, one of the leading digital banks in Brazil and recently elected as the best PJ account by the iDinheiro portal, today announced the appointment of Carlos Mauad as its new Chief Operating Officer (COO). Mauad will immediately assume its responsibilities, reporting directly to Alexandre Magnani, CEO of PagBank.

Carlos Mauad brings with him a vast experience of more than 14 years in the financial and banking sector. His professional career includes stints at renowned institutions such as Citi, Smiles, Banco Carrefour and MagaluBank, having served as CEO in the last two.

Mauad has a degree in Mechatronic Engineering from the Federal University of Santa Catarina (UFSC), an MBA in Finance from Ibmec and participated in the Advanced Management Programme (AMP) at Insead.

In his new role as COO, Mauad will focus on strengthening PagBank's strategy and performance in banking. Under his leadership will be the areas of Products, Marketing, Operations and Risk, which will report directly to him.

Alexandre Magnani, CEO of PagBank, will continue to directly oversee the Finance, Commercial and Technology areas.

Mauad's arrival represents an important addition to PagBank's executive team, reinforcing the institution's commitment to maintaining its prominent position in the digital banking and financial services market in Brazil.

“We are excited to welcome Carlos Mauad to our” team, said Alexandre Magnani.“His extensive experience and strategic vision will be instrumental in further driving our growth and innovation in the digital banking sector

PagBank is a complete digital bank in financial services and means of payments, offering a comprehensive range of solutions for individuals and companies.Recognized for its innovation and quality of services, PagBank continues to expand its presence in the Brazilian financial market.

The secrets of loyalty: what companies have done to win and keep customers

With the arrival of Customer Day, celebrated on September 15, companies from various sectors intensify their loyalty strategies to win and maintain consumer loyalty. Rewards programs, personalized service and technological innovations are at the center of actions that seek to turn the date into an opportunity to strengthen the relationship with the public and boost business. 

In 2023, the same period generated a turnover of R$ 72.5 million from September 10 to 16, a number 21.5% higher compared to 2022 for Brazilian e-commerce, according to the platform for creating online stores Nuvemshop. In addition, the goal of creating the Customer Day, with credits to the responsible, the businessman Joao Carlos Rego, was to warm up sales in a month that used to be weak for retail. The celebration that emerged in 2003, however, after 21 years, renews itself by focusing on the relationship with the consumer. But, currently, in the digital age, what loyalty strategies have companies done in order to maintain their loyal base?

The trend I believe most in for the loyalty sector is a hybrid format, which combines a points model with a strong emotional connection with the customer. More than just maintaining a loyal base of consumers, the brand must understand what really has value for its audience and offer a memorable reward. Only then will it be possible to create a genuine bond with it and, consequently, stand out from the competition”, explains Marina Montenegro, Trends Strategist and Researcher at Rethinktechnology consulting, design and strategy focused on digital products. 

Taking this into consideration, a Yuool, Brazilian startup of comfortable and sustainable sneakers, focuses on customer experience from day zero. The loyalty of consumers is a priority for the brand, considered one of the main DNVBs (Digitally Native Vertical Brand) of the country, a business model that is characterized by companies born in the digital era with direct sale to the end customer, without distribution channels and intermediaries and focusing on technology and experience. 

In 2023, the brand recurrence rate was 42%, evidencing the effectiveness of its initiatives.And one of the responsible for this number is “Indicate & Win“, one of the main loyalty programs of the Brazilian startup. Indication is one of the most direct ways to reward customer loyalty and, therefore, when presenting Yuool to friends and family, the nominees get 15% discount on the first purchase, and the customer who indicated receives R$ 100.00 in credits for each purchase made, and may even win a free sneaker with only 4 to 5 nominations.“Our goal has always been to create a genuine and lasting relationship with our customers. With this strategy, we want to repay the trust they deposit in Yuool, encouraging Yukhe to share this experience with Abuo.

Already for the Couponation ^ (coupons and discounts are ways to save time, avoid exhaustive searches for offers and also optimize the shopping experience.“Cupons are a powerful tool to promote loyalty, encouraging recurring purchases, improving customer perception and building a buying habit. Through them, brands can also reach new customers and, consequently, increase their sales”, says Maria Fernanda Junqueira, co-founder and managing director of Couponation. In July, the platform registered the use of more than 70 thousand coupons in the clothing segment, providing a savings of 1 thousand of R5 million.

For Henrique Falcao, Director of Growth Daki, Marketplace application and essential on demand, it is important to take into account at least three main factors for customer loyalty in online retail: a wide assortment of products, affordable prices and speed of delivery.“Applications that offer a wide variety of brands and unique items can attract and retain a diverse consumer base, which can significantly increase the profitability of”, he comments.

Seeking to further strengthen the relationship with its customers during the period, Daki also has exclusive promotions. Between September 15 and 17, in the purchase of a Mug Stanley, by R$ 189.90, the company's customers will earn R$ 80 in Nestle coffee capsules. 

Even in the agricultural sector, companies are looking for ways to retain their customers. Among the initiatives, the Orbia it stands out as one of the pioneers, which has been revolutionizing the sector for more than five years with its loyalty program. It allows rural producers to accumulate points when registering invoices or making purchases with company partners, essential items for farmers and exchange this score for new products or services that benefit both the farm, as the day to day professional with items for personal use. 

With the loyalty market in Brazil expanding, which accounted for a turnover of R$5.2 million in the first quarter of 2024, the according to data from the Brazilian Association of Loyalty Market Companies (ABEMF), the startup stands out for offering competitive advantages to this audience. 

“Fidelizing rural producers is fundamental to strengthen the foundations of agribusiness in Brazil. In Orbia, we believe that offering real and tangible advantages to producers is the key to creating a lasting and beneficial relationship for both sides. With our loyalty program, we turn each purchase into a growth opportunity, allowing producers to invest even more in their operations. This not only brings direct benefits, but is also revolutionizing the sector by introducing a new dynamic of appreciation and rewards”, emphasizes CEO, Ivan Moreno.

App without code? Meet 6 apps developed from no-code tools

NoCode is a teaching startup dedicated to empowering individuals to create applications without the need to write code. The focus of the business is not on developing the platforms themselves, but on training people who can create their own projects.

There are currently more than 5 million apps available on the Play Store, for Android devices, and on the App Store, for iOS. What few people know, is that some of these systems were created without the need for any code. That said, NoCode Startup has been standing out in the digital market, offering democratic and accessible teaching methods for entrepreneurs and corporations who want to create their own systems, without relying on programmers.

“With no-code, anyone can turn an idea into a functional app, without relying on specialized teams or investing large amounts of money.We are committed to democratizing access by offering affordable solutions to businesses of all sizes” Matheus Castelo Branco, founder of NoCode Startup and ambassador of FlutterFlow.

Check out below some applications created from no-code features:

1. A.B Money Mediation: platform that provides sounds for meditation, tarot card reading and other features focused on well-being. 

2. Atlas:
 credit management app focused mainly on the United States region. 

3. Tagalong: responsible for connecting athletes to coaches and coaches for performance improvement.

4. Player Finder: application that makes connections between players for online competitions. 

5. Coin App: 
platform focused on the control and management of personal finances. 

6. Smart Watch: 
app exclusively developed for the connection with smartwatches, aiming to control the health of the user.

Tray Launches Integrated POS System to Unify Physical and Online Store Management

Tray, the e-commerce platform owned by LWSA, today announced the launch of Tray POS, an innovative solution that aims to automate and unify business management for retailers.This new tool represents a significant step in the company's strategy to offer a unique and complete environment for store administration, whether virtual or physical.

Tray POS offers a comprehensive range of features including:

  • Supplier management
  • Adjustment of windows
  • Order and inventory control
  • Billing monitoring
  • Sales review
  • Proposals creation
  • Issuance of invoices
  • Promotions realization

The tool also supports various payment methods, such as payroll, credit, customer credit, PIX, gift card and card. In addition, it allows use in multiple boxes, ensuring complete control of operations.

One of the main differentiators of Tray POS is the ability to integrate sales in multichannel, connecting the physical store with the Tray virtual store. This results in more efficient processes, centralized management and reduction of errors and operating costs.

Thiago Mazeto, general director of Tray, highlights the importance of the solution in the current retail context: “O retail is becoming increasingly dynamic and digitalization is already a reality. With Tray POS, we are reinforcing our business strategy by offering a complete solution for retailers to manage their physical and digital operations, all in one environment.”

The launch comes at a time of significant growth for the sector.In the second quarter of 2024, the retail and e-commerce segment of LWSA recorded a notable increase in GMV (Gross Merchandise Value) transacted, reaching R$16.9 billion, a growth of 22.5% compared to the same period of 2023.

Mazeto adds: “Although with the great performance of our tenants, we continue to invest to strengthen Tray's operations, centralizing solutions in a single environment to make life easier for retailers who need technologies to boost their business.”

Tray POS is available today to all Tray platform customers, marking a new chapter in the evolution of integrated retail in Brazil.

Brazilian agency organizes third edition of Kiwify Elite in Iceland

THE Phythus, event agency and live marketing with end-to-end performance, will be responsible for holding the third edition of Kiwify Elite, an exclusive international event for big names in digital marketing. After the success of previous editions in Greece and South Africa, Fito, together with Kiwify will take its expertise to create a memorable experience in one of the most fascinating destinations in the world. This time, the event will take place in the capital of Iceland, Reykjavik, from October 25 to November 2.

With a carefully executed live marketing and brand experience strategy, Kiwify Elite is preparing to consolidate itself as a reference event in the sector.The event is expected to generate positive performance reports, with high participation, engagement and business opportunities for the brand.

“Iceland's choice as a destination for the third edition of Kiwify Elite was strategic and challenging. Thorough planning, based on research and technical visits, brought significant challenges, such as the difficulty in finding reliable suppliers in a distant continent and in a country with limited infrastructure for large-scale” events, comments Rodrigo Vitor, CEO of Fito.

Inspired by the uniqueness of the “Land of Ice and Fire”, the event is designed to create an immersive experience that captures the essence of Iceland, from its natural landscapes to the rich cultural heritage of the Vikings.The creative aesthetic line was grounded in iconic elements such as the aurora borealis, ice, fire and volcanic stones, all harmonized with the Kiwify identity, to reinforce the premium image of the Kiwify Elite.

“A Fito is transforming a logistical and cultural challenge into an opportunity to create a truly unique and unforgettable experience. Combining luxury and authenticity in a challenging destination like Iceland, we will deliver an event that not only meets but exceeds customer expectations.The stunning landscapes and rich local culture have allowed us to develop a project that will be a clear example of how Fito excels in creating unique, personalized and impactful events.The Kiwify Elite Iceland promises to be an unparalleled experience for all the participants”, comments the executive.

The delivery of this event also reinforces the agency's positioning to increasingly impact the MICE market (Meetings, Incentives, Conferences and Exhibitions), demonstrating the strength and expertise of the company in various categories of events and highlighting its complete performance, from planning to production.

Entrepreneurship and leadership mindset transforms women's lives into social vulnerability

Leading business in Brazil is not easy. And for women, it is even more challenging due to the lack of support, loneliness of high positions, lack of confidence in themselves and these points have led to discouragement and withdrawal of them, especially those in social vulnerability. Because of this, to expand the female presence in the top positions of organizations and make the leadership journey lighter, MentorEla, a mentoring platform that connects women individually and online, sealed a partnership with Unibes (Brazilian-Israelite Union of Social Well-Being), a social institution with 109 years, which serves children, young people, families and elderly in social vulnerability.

Every two paid mentoring sessions, a young woman between 15 and 29 years old, who participates in Unibes professional courses, will be formed by the MentorShe professional training program, developed exclusively for the Institution. The objective is not only to enable them to win a job in the labor market, but also to feel safe to climb better positions in the hierarchy of the company and win successful careers.

“We want these girls and women to have real opportunities to achieve careers that allow them to improve the reality in which they live. This approach is crucial because it not only offers a path to financial stability and personal fulfillment, but also promotes a cycle of empowerment and autonomy”, explains Roberta Tilkian, partner at MentorEla.

With a duration of three months, the partnership with Unibes has the capacity to reach 300 girls per year and will involve the realization of two programs with ten group mentorships, totaling 15 hours per program. The topics covered are quite comprehensive: self-confidence, personal image, strategic exposure in social networks, impact design, orientation for job interviews, day-to-day happiness, financial organization, balance between personal and professional life, innovation, planning and goal setting.

“When these girls, who come from a situation of social vulnerability, find shelter and empowerment, and thus are able to conquer with dignity a place in the labor market, they become models of success and inspiration for others in similar situations, creating a multiplier effect that can transform not only their own lives, but also their families and communities. By investing in their potential, we are helping to build a more just and promising future for all.”, says Liora Alcalay, president of Unibes.

Mechanical operating platform Mentorela

In the MentorEla operating model, mentors share their knowledge to help further expand the horizons of women who lead teams or run their own business.“Minded women pay a much more affordable price than the real value these mentor teams charge for a” mentoring, Roberta points out.

On the platform, mentees can choose the subject of interest for mentoring, which involves from finance, leadership, innovation, self-knowledge, technology, among others, or the mentor who is most aligned with the moment of the mentorship journey.

Mentoring is carried out online and mentors do not need to leave their schedules blocked for the platform. “We have developed a mechanic that works on demand, in which at the time of hiring a mentorship, mentors are automatically warned so that they can suggest date and time options. Everything automated and practical”, explains Roberta.

“O access to outstanding professionals in the market, whose experience and recognition are widely respected, adds positively to the lives of those who want to take a next step in their career. These mentors not only offer valuable guidance, but are also deeply committed to the success of their mentees, providing clarity and direction to navigate the challenges and achieve their professional goals”, concludes Daniela Graicar, founding partner of MentorEla.

MentorEla also serves companies through customized mentoring programs aimed at executives from companies from various segments. According to Roberta, in addition to individual mentoring, the team has developed programs for companies that seek to connect their executives to external mentors, oxygenating their teams. “In addition, we promote talks and lectures with our mentors at the request of the companies. Our platform allows all this irmatch’ to be performed quickly and personalized”, details Roberta.

In addition, it also maintains its partnership with the Elas Leading Movement 2030, an initiative of the UN Global Compact and Rede Brasil, for the realization of the 2nd edition of the Mentorela Program. This program is aligned with the goal of ensuring that 50% of high leadership positions are occupied by women by 2030.

Anova Talks Gathers Big Financial Market Names in Sao Paulo

Anova Research, a leading artificial intelligence company for investments, will hold Anova Talks on Saturday, September 14, starting at 19h, at the G4 Education hub, located in Vila Olimpia, Sao Paulo.

Anova Talks will be attended by renowned professionals in the financial sector, including:

  • Joao Vitor, partner and COO of G4 Education
  • Tony Gusso, President of CNJA and Superintendent of the Chamber of Foreign Trade (CAMEX)
  • Fabio Bormio, partner at Krone Capital
  • Andre Portilho, Head of Digital Asset and partner at BTG Pactual
  • Pedro Pivotto, CTO of Anova Research
  • Kamar Netto, Head of Operations at Anova Research

Paulo Martins, CEO and founder of Anova Research, highlights the importance of the event: “This event not only symbolizes a unique networking opportunity with big names in the financial market, but also marks the expansion of our network of accredited offices.We are delivering allocation intelligence directly into customer accounts, without intermediaries, an exclusive differential that we are leading to more regions of Brazil.”

Anova Talks will be exclusive to guests, including qualified investors, representatives of the new accredited units and market experts. Registration is free and can be made through a link provided by the organizers, but vacancies are limited.

Service

  • Event: Anova Talks
  • Date14 September 2024
  • Schedule: From 19h
  • Local: G4 Education Hub
  • Address: R. Olympics, 205 – Vila Olimpia, Sao Paulo, Brazil
  • Inscriptions: Free and limited

For more information and registration, please visit the link provided by the organizers.

Librelato participates in IAA Transportation 2024

Librelato, one of the largest road implements companies in Brazil, is present at IAA Transportation 2024 to reinforce its brand globally.The main objectives will be export markets and the strengthening of the relationship with customers from various countries, focusing on sustainable growth. 

With the participation in IAA Transportation 2024 Librelato wants to expand the brand's positioning in the international market and contribute to the prospecting of new businesses, based on the high quality standard of its road implements and the history of reliability it has achieved in the foreign market. 

“We understand the importance of participating in international fairs such as IAA Transportation 2024, the largest in the transport sector worldwide, which brings together manufacturers, experts and global companies, focusing on trends such as electrification, digitization and automation”, explains Silvio Campos, Commercial and Marketing Director of Librelato. 

During the event, Librelato will be at the ANFIR stand 'National Association of Road Implement Manufacturers to present its complete line of road implements. Currently the bulk carrier line is its main export product, essential for grain transportation, especially for robust agricultural markets. 

“A Librelato is committed to its sustainable growth and international expansion is a natural way to do this. We seek an increasingly strong presence in the export market, contributing significantly to efficient transportation in several countries through our” implements, says Campos.

Librelato has been expanding its presence in the international market 

Librelato began its export operations of road implements in 2007. Over the years, the implementer has reached the Top 2 position in export and consolidated partnerships and commitments with customers from several South American countries such as Paraguay, Chile and Uruguay, expanding its presence in the international market.

By the end of 2024 the implementer will have exported a total volume of seven thousand pins since the beginning of its operations with the foreign market. 

Currently the main line of exported products are bulk carriers, essential for transporting bulk cargoes such as grains, seeds, fertilizers and other similar products safely.

New Google Click to WhatsApp Integration Boosts Ad Results in Google Ads

Botmaker, a specialist in conversational automation solutions with generative artificial intelligence (AI) and a partner of Google Cloud, has launched a new integration that promises to revolutionize the results of campaigns in Google Ads. The “Click to WhatsApp” functionality aims to optimize conversions and facilitate quick contact with customers, taking full advantage of the targeting, customization and real-time analytics tools offered by Google Ads.

The new integration allows Google ads to direct users directly to a chatbot on WhatsApp, developed by Botmaker. This enables companies to collect information from interactions in real time, improving the efficiency of advertising campaigns.The Click to WhatsApp panel offers a detailed view of campaign performance, including metrics such as spend, impressions, clicks, conversions, ROAS, CPC, CPM and CTR.

Erick Buzzi, Country Manager at Botmaker in Brazil, highlights the synergy between the tools: “We have two great marketing tools for companies: the Google search engine and chatbots based on generative AI within WhatsApp. Now, you can direct your leads directly to a chatbot on WhatsApp, enabling higher conversions in the leading conversational tool in Latin America.”

Among the main benefits for businesses are:

  • More Efficient Ads: Better conversion results and higher returns for Google Ads with direct customer service through chatbot, whether for sales, customer support or other interactions.
  • Customization: Companies can define what actions within chatbots will be reported as conversions and events, allowing accurate management of ad targeting and analytics.
  • Optimisation: With more accurate data analytics, businesses can improve ad targeting and performance, increasing conversion results.
  • Clarity: The Botmaker platform dashboard allows you to check the data of Google Ads and Click to WhatsApp campaigns in one place, providing a complete view of the integration results.

The new Google Click to WhatsApp functionality is available to Botmaker customers in Brazil, Argentina, Chile, Colombia, Peru and Mexico. As a Google Cloud partner, Botmaker has pioneering access to innovative tools, enabling faster and more effective adoption of cutting-edge technologies in conversational automation.

To increase sales, digital signage enhances visual communication in retail

In an increasingly competitive business landscape, retailers are constantly looking for ways to optimize their communication strategies with customers. It is in this dynamic context that digital signage stands out as an exceptional tool to enhance visual communication in retail. “In the midst of a sea of store options available to consumers, ensuring that the store captures and maintains customer attention is a challenge. Its simple presence does not automatically guarantee that it will be persuaded to make a purchase”, says Edgar Junior, vice president of Technology at Pricefy by Selbetti (www.pricefy.co.uk), a reference company that offers technology to make in-store communication a transformative experience for employees and shoppers.

As Edgar says, a store can offer the best offers, with irresistible prices and conditions, but if the communication of this promotion is not effective, the result can be frustrating. Digital signage represents an advance in the sphere of visual communication in retail, raising it to a new level. “Using digital screens and panels, digital signage displays information about products, prices and promotions, in a similar way to conventional posters. However, its capabilities go much further, offering a dynamic and captivating communication”, says the executive.

Although it is a notable presence in other sectors, such as airports, gyms, hotels and restaurants, digital signage gains space in retail for its versatility. Technology enables a more dynamic and attractive way of communicating with consumers. “While traditional posters display information in a static way, digital signage presents them in a visually more impactful way.This does not imply the obsolescence of posters, but reinforces the importance of digital signage as a complementary tool”, he says.

Good experiences for customers & customers Digital signage has evolved to enable interactive experiences such as touchscreens that allow customers to explore products, access digital menus, use self-service systems, and even provide feedback to stores.

“Among the pressing challenges of visual communication in retail, price updating and agile dissemination of offers stand out. With digital signage, the task of creating content becomes easier and more flexible. From design to placement on digital panels and screens, it adds dynamism and efficiency to the” process, says Edgar Junior. “Enhipping operational efficiency, the store is free to focus its commitment on the customer. One of the great assets of digital signage is its ability to optimize the consumer experience”, he adds.

Using the power of digital screens, it is possible to engage the customer in a differentiated way. Interactive content has the power to hold the attention of the consumer more effectively, fostering real engagement throughout their purchase journeys. In addition to making in-store purchases, consumers are more likely to develop a positive and lasting perception of the brand. “The use of digital signage, therefore, transcends mere visual communication, becoming an impactful vehicle to forge lasting connections with the target audience”, says Edgar.

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