According to Serasa Experian, the first and largest datatech in Brazil, more than 89 thousand fraud attempts can be avoided during the Black Friday weekend in Brazil, which this year happens on November 29. If effective, these frauds could generate R$ 500 million in financial losses for companies and consumers. Considering only the day of action, there would be 29,777 avoided fraud attempts that could cause R$ 166.6 million in losses.
“This is a period of the year when many fraudsters try to take advantage of the volume and speed of these transactions to apply scams, using false links with attractive promotions for consumers, for example, which should redouble attention. Companies that offer discounts, should also prepare and expand their protection barriers to avoid financial losses in this which is one of the most important dates for the”, declares the Director of Authentication and Fraud Prevention of Serasa Experian, Caio Rocha.
According to the Fraud Attempts Indicator, produced monthly by datatech, only in the first six months of this year, an attempt at fraud occurred every 3 seconds in the country, totaling 5.3 million in the period, avoided through its authentication and fraud prevention technologies.
Prevention first: tips to protect yourself
In addition to implementing advanced and technological anti-fraud systems, consumer awareness is critical to fraud prevention.
The tips from Serasa Experian for consumers to avoid falling into scams in the period are:
For consumers:
- Choose reliable and reputable websites and stores;
- Be wary of very attractive offers;
- Read reviews and opinions about the product;
- Beware of the toast scam and do not make payments for unsolicited deliveries;
- Be careful with links shared in social media message groups or SMS;
- Register your Pix keys only in the official channels of banks, such as banking application, Internet Banking or branches;
- Not provide passwords or access codes outside the bank or app website;
- Not to lend or sell your data;
- Do not make transfers to friends or relatives without confirming by phone call or in person that it is really the person in question, because the contact of the person may have been cloned or falsified;
- Include your personal information and card details only if you are sure that this is a secure environment;
- Keep devices up to date;
- Ensure your documents, mobile phones and cards are secure and with strong passwords for access to applications;
- Create secure passwords and update them frequently;
- Monitor your CPF frequently to ensure you have not been a victim of any Pix fraud.
- For companies:
- Invest in fraud prevention technologies to protect the integrity and security of your business operations.
- In an increasingly digital and interconnected business environment where fraud is evolving and rapidly expanding, layered fraud prevention is not only a good practice but a strategic necessity; it is a
- Ensure the quality and veracity of data from fraud prevention solutions from solutions that constantly improve in the face of changes and threats of fraud;
- Deeply understand your user profile and constantly seek to minimize friction points in your digital journey, ensuring a fluid experience without compromising security.
- Use fraud prevention as a lever to generate revenue by implementing intelligent solution orchestration that maximizes security, reduces losses, and enables a more agile and reliable shopping experience for the customer.v