The success of Pix is already known, but 2025 also marks its consolidation as the main means of payment in Brazilian e-commerce. With features such as recurring payments, by approximation (contactless) and biometric authentication, Pix has already surpassed the credit card as the form more used to pay for online purchases.The projection is that the technology exceeds the brand of 50% all digital transactions by 2027.
In the view of industry experts, the rise of Pix reveals a new reality for digital retail: when the consumer values both the means of payment and the brand itself, those who adapt and innovate come out ahead & win more loyalty and boost sales.
“For the digital Brazilian, convenience and security are priority. Offering this is the way to win customer loyalty in the long term”, comments Cesar Garcia, CEO of OneKey Payments. “However, to continue delivering value, you need to keep innovating. The evolution of Pix 'from a means of transfer between people to a central tool in e-commerce 'shows that understanding the mentality of the local consumer is essential. The preferred form of payment can be the difference between a realized sale and an abandoned cart.”
Second one study nearly three out of four Latin American consumers (73,1%) claim that your favorite payment method directly influences the choice between two online stores 14,1% of them, the requirement is even greater: if the site does not offer the desired means of payment, the purchase simply does not happen. “As the Pix has already shown, the e-commerce platforms also understand that payment is not only technology & IT IS trust, loyalty and sustainable growth”, adds Garcia.
Since its launch in 2020, Pix has grown quickly and it has become the dominant payment method in Brazil 5 both in face-to-face transactions and, increasingly, in online shopping. With a proposal without tariffs, fast, reliable and practical, Pix has proven that a simple solution can generate a strong bond between consumers and brands. Now, with the new features, it certifies that innovating in payment is to anticipate demands, not just react to them.
“O that drives the continued success of Pix is not only the agility or practicality is also the capacity for innovation”, comments Garcia. “News such as Pix by approach, Pix Automatic and the use of biometrics are raising the standard. Pix Automatic, for example, allows scheduling recurring payments 'ideal for subscription models or monthly charges. These advances not only improve the consumer experience, but help companies connect with the digital audience and simplify checkout on different devices and user profiles.”
He adds: “e what does this mean for those who sell online? More options to receive via the preferred payment method of the Brazilian (but also a warning for those who want to remain competitive: you need to anticipate expectations and always deliver the best experience.”
The market already notices this movement. According to the same research, the 91,9% of retailers consider “fundamental” or “important” to offer preferred means of payment by customers. Still, it is important to 81,6% they admit that they cannot warn the user when a payment method is temporarily unavailable ¡ ̄ a failure that can compromise conversion at the most sensitive moment of the purchase journey.
This disconnect can compromise the entire customer experience precisely in the final stretch”, warns Garcia. “In 2025, the consumer is making it clear: payment is no longer a rack operation and has become an essential part of the brand experience.”
Garcia believes that Pix will continue to evolve and integrate with mobile-first platforms, loyalty programs and even customized solutions with the use of artificial intelligence. Its influence on e-commerce should deepen even further. For online business, the message is direct: understand your customer, value their preferences, anticipate changes in habit and behavior & never underestimate the power of Pix.