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Small business, big risks: 5 laws that your company needs to comply with and you may not even know

Often, the dream of undertaking in Brazil clashes with a harsh reality: the complexity of the legislation. According to a survey by the Brazilian Institute of Tax Planning (IBPT), since the promulgation of the Federal Constitution of 1988 until 2024, more than 7.8 million rules were issued, 517 thousand of which are only on tax matters (IBPT), which is equivalent to a new tax rule every 25 minutes. For small entrepreneurs, who usually do not have a legal department or structured compliance, this challenge can mean financial loss or even the closure of activities. 

This is what warns Gleison Loureiro, CEO and founder of AmbLegis, which has been operating for 22 years with requirements management and legal compliance, supporting companies of all sizes and segments through the software developed by its team of experts. “There is a false impression that, because they are smaller, these companies are exempt from a number of requirements. But the truth is that many laws apply to everyone, regardless of the size”, he says. 

Among the legal requirements often ignored by small and medium-sized companies, the expert cites five: 

  1. DEFIS (Declaration of Socioeconomic and Tax Information): mandatory for companies of Simples Nacional, must be delivered annually to the Federal Revenue Service;
  2. Regulatory Standards (RNs): determine occupational safety and health standards, even in small operations, requiring specific documents, training and controls; and
  3. LGPD (General Data Protection Law): imposes strict rules for the collection, storage and use of personal data, including for micro-enterprises;
  4. Environmental and health licenses: even low-impact businesses need to be regulated with the competent bodies;
  5. ECD and ECF (Digital Accounting/Tax Writing): mandatory for companies outside Simples Nacional, with detailed rules and strict deadlines.

Ignoring these obligations can be expensive. Penalties range from millionaire fines, such as those provided for in the LGPD (up to 2% of billing, limited to R$ 50 million for infringement), to prohibitions, labor or civil proceedings, as well as difficulties to obtain credit, participate in bids or close partnerships. “For a small business, any unforeseen impact on cash can be fatal”, emphasizes the CEO.

In addition to the legal consequences, noncompliance can also affect the image of the company.“A reputation is a valuable asset. Consumer problems, data leakage or complaints about poor working conditions can undermine the confidence of the” market, adds Loureiro.

Technology as an ally

With so many demands at stake, manual control becomes practically unfeasible.This is where technology comes in as an ally of the small entrepreneur.“O AmbLegis performs a fully personalized survey of the applicable legislation, automates the mapping, monitoring and updating of legal obligations, issuing periodic notifications according to the status of each client and service with regard to deadlines, legislative updates and”, according to CEO. “Ourgo's goal is to democratize access to legal management and compliance.With technology, even a small company can operate with the same level of control and security as a large corporation, Loureiro explains.

In addition to avoiding risks, the use of automated tools allows to follow more quickly the constant changes in legislation 'IS essential, especially in the face of news that are already beginning to apply in the coming months. Among the most recent laws that require increased surveillance are the LGPD itself, whose supervision has been intensifying, the update of NR 1, and changes planned for 2025 in Simples Nacional, such as the mandatory Tax Regime Code (CRT 4) in electronic invoices issued by MEIs.

“Enterprise is already a challenge. But ignoring legislation can turn a good business into a headache. Being up to date with obligations is, first of all, a way to protect the future of the company”, concludes the CEO of AmbLegis.

With messaging solutions focused on SMEs, CM Mobile starts operation in Brazil

CM Mobile, a reference in Latin America in messaging solutions, announces the beginning of its operations in Brazil. With a portfolio that already serves more than 5 thousand customers in 12 countries, the company presents a robust and intuitive omnichannel platform & NOW adapted to meet assertively the demands of retail and, in particular, small and medium-sized companies.

“There are solutions of this type in Brazil, but most are directed to the enterprise market.We have identified a gap in the service to retail SMEs, which need chat technologies certified by Meta, safe and financially accessible. It is in this niche that we intend to make a difference”, analyzes Pollen Kuhnen, Country Manager of CM Mobile in the Country.

Outside Brazil, where the company is known as Concepto Movil, the platform registered in 2024 more than 6 billion messages trafficked, standing out in markets such as Mexico, Colombia, Peru and Central America. For the Brazilian scenario, the goal is to win 2 thousand customers by 2030 and have a team of 30 employees in up to three years, strengthening retail service that still finds many opportunities for technological growth.

Solutions Portfolio

CM Mobile, 100% solutions available in Portuguese, offer an integrated administration of all interactions between companies and their customers. The system enables both the service by human agents and through automated channels, using interactive menus and bots equipped with Generative AI & resources that adapt to the specific needs of each retailer.

Custom bots learn from each interaction, continuously improving the quality of service and ensuring a unique touch for different types of e-commerce or services. Each knowledge base is managed individually, respecting the identity and processes of each customer, especially retail operations.

For the Brazilian operation, the initial focus is on WhatsApp & O tool that, together with India, leads the global use of this application.“Facilitating the use of WhatsApp for business generation is a priority, especially considering the great potential of the application among our customers and the challenge of consolidating secure transactions in retail”, Kuhnen points out.

Among the solutions offered are:

  • VentaChat Platform that allows the integration of sales directly through WhatsApp, with real-time service, interactive catalog and features that streamline purchase orders. The official verification seal of Meta, in turn, strengthens the security of transactions and minimizes risks of fraud & IS a crucial point for retailers and consumers.
     
  • Broadcaster Bot This tool automates and personalizes communication on channels such as WhatsApp Business, Messenger, RCS, Apple Business Messages, among others, answering frequently asked questions and offering immediate support, either through robots or human agents.

Expansion and Perspectives

Kuhnen says that CM Mobile leaves for the Brazilian market with boldness and optimism.“O Brazil holds the largest market in Latin America, but there is still a significant share of retailers without access to innovative and affordable solutions.We trust in the potential of our technologies to transform this reality and boost small and medium-sized businesses”, he concludes.

Generation Z will represent 58% of the workforce in the world by 2030, but have demanded changes in companies and elected other priorities

Generation Z defines those who were born between the late 1990s and the early 2010s and is characterized by those who have already grown up connected. Several factors influence their behavior, such as the massive use of social networks (Whatsapp, TikTok and Instagram) and remarkable historical events, whether climate change or the Covid-19 pandemic. Obviously, these phenomena transform the way these people behave, communicate, learn and work. When the focus is the Technology market, which involves Computing and AI, this becomes even more complex.  

According to the Career Interest Survey report conducted by The National Society of High School Scholars (NSHSS) last year, Generation Z has shown greater interest in careers in health (46%) than in the area of Engineering (18%), Science (15%), Technology (10%) or Mathematics (5%). In addition, 59% believes that the IAT will have a more negative than positive impact in the next 10 years, being that 62% work is possible to reflect the World-3T. 

“A Each arrival of a new generation of talents, we undergo profound transformations in our ways of life, because we are invited to reflect on the problems brought by that generation, notes that we were not able to identify before. I realize that this time, Generation Z is willing to question the patterns and behaviors of the labor market, because it is more interested in personal growth, well-being and a more balanced way of life between work and leisure”, suggests Ana Leticia Lucca, who is a specialist in Strategic Career Management and CRO of the Cloud School.  

The data confirm this thesis: for Generation Z, the most important factors when choosing a place to work are fair treatment among employees (28%), the balance between personal and professional life (25%) and corporate social responsibility (14%). Opportunities for professional development are very relevant (86%), as well as paid free time (63%) (63%) (according to the NSH.  

“It is our responsibility to understand how it works and what this generation says, because they will be the workers of the future. Instead of questioning them, we can motivate them to develop their own skills to grow in the career. If they are eager for change, we must give them the opportunity to show their own potential. Creativity and proactivity are highly valued in the business universe and I realize that there is enough thirst in this generation to demonstrate their skills”, comments Ana Leticia.  

The “Gen Z and Millennial 2024 survey: Living and working with purpose in a changing world” showed that 6 in 10 Generation Z employees believe they have the power to drive change in their organizations. In addition, according to the NSHSS study, the qualities they value most in a management is clear communication (48%), honesty and integrity (33%). When made a cut to the Technology area, the companies in which this generation most wants to work are, in order, Google, Amazon, Apple, Apple, Microsoft, Samsung, The National School, IBM Schars, IBM, Intel and Tesla. 

The Salary Guide 2025, prepared by Michael Page, brought interesting notes on how companies see the labor market, thinking of it as a whole, not only in Generation Z. The main strategies used by organizations to attract talent include access to learning and development opportunities (51,1%), benefits packages and competitive remuneration (43,7%), and bet on the good reputation of the company (38,4%). For them, the biggest challenge for retaining professionals remains the wage competition with other companies (66,3%), as well as a lack of growth opportunities 14. 

“When we think specifically about the IT market, the challenges to effectively welcome professionals are many. I realize that the lack of selective programs focused on diversity and some degree of educational deficit are determinant. The lack of contact networks, the lack of knowledge of opportunities in the sector, the insecurity related to the corporate environment and the scarcity of representation in the IT sector also influences some groups. Therefore, I think that we must connect this desire of the young person for greater social responsibility on the part of companies with the creation of real opportunities. Many face financial barriers and difficulties of adaptation to the fast pace and the technological industry. The return to face-to-face work is also a hindering for people living in places with less than” work. 

In fact, according to the Michael Page report, 44,7% of candidates believe they are more productive working from home, and they prefer more flexible work models to achieve better time management and stress reduction, especially related to commuting time. “The role of companies is to offer real hiring opportunities, in addition to providing an inclusive work environment and continuous learning for all. They must act as mentors, supporting the development with integration programs, training and constant feedback. To become more inclusive, they can adopt specific recruitment programs for this purpose, make partnerships with NGOs and mentoring focused on growth, thus providing diversity as well as well as development programs.

More than 70% of consumers consider that e-commerce lacks the “factor SURPRISE” 

Online shopping seems to be magic-free and has become a mechanical and predictable process Criteo, global commerce media company, titled “The Spark of Discovery Reigniting The Emotion of E-commerce”, revealed that 76% of consumers believe online shopping is emotionless, with nearly a third of respondents (29%) describing it as laborious.As online retailers prioritize efficiency, brands risk missing out on the moments of discovery that drive consumer loyalty and engagement and erode opportunities for an emotional connection.

E-commerce is efficient but has no emotion 

The thrill of searching, finding something unexpected and making an impulse purchase is quickly disappearing.Today, 61% of consumers turn to online shopping just for convenience, while one third (36%) laments the loss of unexpected “achados ” a key factor of retail joy. Consumers crave more than just speed and efficiency. They want surprise, spontaneity and emotional connection in their digital shopping experiences.When it comes to celebrate big milestones in life, only 18% of consumers choose to do it through online shopping. Instead, they prefer to brand memorable experiences with personal occasions.

Are brands making a lasting impact? 

Some brands have a hard time building genuine connections with consumers. Over a third (39%) of consumers say engaging ads make them feel better about a brand, but when it comes to deeper relationships with the company, some digital marketing strategies could be reviewed. When engaging directly with a brand, 41% feel excited when reading a positive review or discussion on forums, proving that third-party endorsement is a powerful driver of brand trust. Customers also want brands to understand the context of purchases, as 43% of online shoppers expect them to use their personalized experiences.

Online retail must compete for consumer attention 

Almost 4 in 5 (79%) consumers feel that online shopping is lonely and 78% say they are overwhelmed with too many product options.And yet only 50% find online shopping relaxing and enjoyable.

55% of brand leaders believe influencers drive traffic, but only 29% of consumers say influencer content makes them feel positive about a brand. Instead, 73% of consumers say that visiting a brand's website contributes to their excitement, highlighting the role of digital experiences in driving brand engagement and trust, and highlighting a vital opportunity for brands to connect with shoppers.

Discovery is the key to brand growth 

Despite clear consumer demand for more engaging shopping experiences, almost all brand leaders (98%) believe their discovery strategies are effective and 80% claim their approach contributes to brand growth.

While 79% of companies recognize that data privacy concerns undermine the ability to refine discovery strategies, this also presents a clear opportunity.Nearly half (43%) of online shoppers are open to brands that use data when it leads to better, more personalized experiences, provided it is done transparently and with confidence.

More than four in five (83%) brands are poised to rely on AI tools to improve user experience.In addition, the use of vital business data can create accurate images of customer behavior for personalized experiences.

“Brands that do not turn the shopping journey into a joyful, memorable and engaging experience risk disappearing into the memory of buyers and becoming a transnational experience only.”, says Tiago Cardoso, Executive Director of Criteo for Latin America. “But there is a clear opportunity: with the right combination of emotional storytelling and real-time data, brands can create unexpected moments that feel personal and intuitive, providing the magic of the perfect ‡0, even when consumers are not actively looking for it.”

According to the executive, AI and data-driven strategies can elevate discovery beyond just targeting the right audience at the right time; they must create moments of inspiration. “Consumers are telling us they want brands to understand them beyond their purchase history. Those who create experiences that seem exciting and immersive & instead of just efficient & will be the ones that capture attention, foster loyalty, and ultimately drive long-term growth.

Study methodology 

Criteo partnered with Harvard public relations and market research specialist Vitreous World to conduct a representative global online survey of a sample of 6,000 consumers and 600 brand leaders across six markets - UK, USA, France, Germany, Japan and South Korea.

The research explored the topic of discovery and joy in shopping. All data points referenced are global numbers. The consumer survey was conducted from 7 to 17 February 2025 and the B2B study from 10 to 27 February 2025.

Olist launches webseries to celebrate 10 years in the market

In 2025, Olist, an ecosystem of solutions for SMEs that has more than 50 thousand customers, celebrates a decade of market performance and, to celebrate this milestone, launches a special series of videos that have testimonials from people who have made 5 and still make 50 thousand part of this story. The initiative aims to highlight the main moments, achievements and challenges that have shaped the company over the last 10 years, highlighting the customer-centered culture, the strength of collaboration and innovation as pillars of its journey.

The three-episode series brings together authentic stories from employees, customers, partners, investors and protagonists who closely followed the evolution of Olist, revealing inspiring stories and behind the scenes of the company, which was created with the purpose of boosting business throughout Brazil.

“More than telling our story, this series is a way to honor every person who built and continues to build Olist together with us. These are testimonials that share a little of the main moments we live together, in search of generating positive impact for thousands of businesses in Brazil,” tiago Dalvi, CEO and founder of Olist.

In the first episode, Tiago Dalvi recalls the company's trajectory from the times of Solidarium, his first company, to the birth of Olist, highlighting how the business has evolved and turned into a solution to boost SMEs. 

Among the interviewees, Rodrigo Baer, co-founder and managing partner of Upload Ventures, first institutional investor of Olist, recalled the first steps of the company and explained the reasons that led him to bet on the business already in the first week of creation of Olist.

Also participating are Mari Dalvi, product manager; Amilton Paglia, partner and former CPO of Olist; Daiane Peretti, first HR manager; Mari Vieira, executive secretary and Jon Azzolini, first employee of the company, the “Olister number 1” Representing customers, Marcio Ribeiro, founder of X5 Music, a store specializing in musical instruments, shares his experience with Olist.

In the second and third episodes, Paulo Passoni, managing partner of Valor Capital Group, responsible for the company's Growth Equity arm, and Alex Szapiro, managing partner for Latin America at SoftBank, participate.

The recordings were made in Curitiba and Sao Paulo and the episodes will be published in the Youtube Olist14/05. The videos rescue remarkable memories, learnings and visions about the future, reaffirming the company's purpose to transform digital commerce through technology and collaborative spirit.

Correios revolutionizes e-commerce with new marketplace platform and competes with market giants

In recent years, Correios saw e-commerce giants conquer space in Brazilian logistics. Platforms such as Amazon, Shopee and Mercado Livre stood out with advanced systems that have won the preference of consumers.

In addition, the financial difficulties of the state-owned company have been worsening.In 2024, the company it has even registered an increase of 780% at a loss compared to the previous year.

On the other hand, a novelty promises to change the scenario in the coming months.In partnership with Infracommerce, the Mais Correios service was launched with the aim of offering a more innovative and efficient service, capable of helping the company to overcome the crisis.

New service bets on modernization and national reach

Mais Correios is part of the Correios do Futuro project. The main objective is to make operations more versatile, allowing a more adequate service and close to the needs of Brazilian consumers.

One of the changes planned is to ensure access to the Post Office from any city in the country. Currently, the service faces limitations in some regions, especially in the most remote, and the expectation is to expand this coverage.

For this, Mais Correios has the national infrastructure of the company, taking advantage of the fact that it is a state-owned company with a presence throughout the territory. Internally, the projection is that this will be an advantage over the private sector, which has more logistical restrictions.

According to Fabiano Silva, president of Correios, security will be one of the central pillars of the new platform, with investments planned in strict measures.In addition, the promise is to offer affordable freight to the consumer.

Another aspect is in developing a practical and easy to navigate website. According to Hostinger, specializing in website creation, this factor is essential today, as consumers increasingly prioritize convenience at the time of purchase.

The release date of Mais Correios has not yet been released, but it is expected to go live in the first half of 2025.

Post office tries to reverse financial crisis

The change happens amid a delicate financial scenario. According to the Ministry of Management and Innovation, the Post Office accumulates a deficit of R$ 3.2 billion in 2024.

Given this situation, the administration of the state conducted an analysis to evaluate the continuity of activities. As a result, a plan was drawn up with the following objectives: strengthen the performance in e-commerce, win the government and seek tax credits.

In addition, recent data indicate that taxation on international purchases also impacted the service. The estimate is that the Post Office has lost R$ 2.2 billion due to tax changes.

Logistics grows in Brazil and opens opportunities

A study released by Loggi showed the current scenario of logistics in Brazil, based on data from the first quarter of this year. According to the survey, there is a request made every seven seconds, showing the high demand for e-commerce in the country.

In the analyzed period alone, there were 18 million deliveries made throughout the national territory.In addition, about 20 thousand companies participated in this movement, with the clothing and fashion sector leading the preferences.

Although competition in the market is intense, the scenario can be an opportunity for the Post Office. With the advantage of being a state service, which has incentives and a high level of confidence, the launch of an updated platform emerges as a possible solution to face the crisis and reposition the company in the market.

Use of technology increases sales of recurring products

Promising trend in e-commerce, the subscription sales model’ or the so-called (Recurrence’ has been gaining more and more space in the market. In the case of online stores, investing in the sale of recurring products can bring numerous benefits, such as predictable revenue and increased customer loyalty. For the consumer, in turn, comes the certainty that a certain item will not be missing in your pantry and, in many cases, the advantage relative to the price paid, since many stores practice interesting discounts when the subscription is performed.

To make the most of the opportunities of recurrence, it is essential that virtual stores offer a good after-sales, create a positive customer experience and, of course, have products or services that meet customer needs on a recurring basis.

In addition to these points, it is interesting to make use of technological solutions and devices that can assist in the process of ''CONquista’ do consumidor.I speak of marketing automation tools for e-commerce, which when used intelligently and strategically benefit both retailers and their customers.

There are, in the market, tools that enable the repurchase of products of recurrent use. The solution estimates the average time for the consumption of each product purchased by the consumer based on the time interval between the purchases of the same item by a series of customers, as well as algorithms. Then, the tool issues communications and reminders to the customer & email, whatsapp, SMS or other channels, informing that the time of replacement is near.

Combined with the appropriate communication strategies, these solutions are able to provide an increase in sales volume for the online store, which further contributes to the predictability of monthly revenue.In addition, if added to other actions, it can contribute to raising the average ticket of the digital operation. It may be interesting to make an evaluation and implement in the business. Think about it!

Twilio announces long-standing strategic partnership with Microsoft to accelerate conversational AI initiatives

THE Twilio, a customer engagement platform that drives personalized experiences in real time for today's leading brands, announces, during the San Francisco edition of Signal Twilio, a multi-year strategic partnership with Microsoft to accelerate the adoption of conversational AI solutions focused on customer engagement. The collaboration unleashes the potential of more than 10 million Twilio developers and thousands of Microsoft-managed customers to build the future of conversational AI, while also helping to realize Twilio's vision: to ensure every digital interaction between businesses and consumers is amazing.

Conversational AI enables computer systems to understand and respond to human conversations in a way that mimics natural dialogue.It uses natural language processing and machine learning to analyze and interpret human voice and text input, providing appropriate responses through AI-generated voice or text.

Companies building conversational AI experiences for customer engagement have faced a range of challenges - from lack of accuracy due to incomplete data to difficulty scaling - and successful pilot programs due to legacy systems integration challenges and lack of a robust data infrastructure - Twilio's expertise and leadership in communications, data and AI, combined with Microsoft Azure AI's global, secure and enterprise-grade infrastructure, help accelerate the adoption of conversational AI across the enterprise.

“Every interaction between a company and its customers is an opportunity to build loyalty and trust, and these interactions have been dramatically enhanced by the” AI, said Inbal Shani, Chief Product Officer of Twilio.“Conversational AI enhances customer engagement by delivering accuracy for our customers and rich, dynamic experiences for their consumers

The two companies will collaborate on developing customer engagement solutions with conversational AI based on Microsoft Azure AI Foundry and Twilio's comprehensive customer engagement platform, which combines communication, contextual data and AI. The product innovation focus areas for the strategic partnership will consist of a wide range of conversational AI services, including:

  • Resources for building multi-channel AI agents to automate and dramatically improve engagement for each customer;
  • AI agents assisting human agents in the contact center through the enhanced capabilities of Twilio Agent Copilot; 
  • Multimodal solutions to enhance and enhance digital interactions between businesses and customers.

“O Azure AI Foundry enables customers to confidently scale AI, including AI agents across the organization, with our enterprise-grade technologies and best practices that help manage risk, improve accuracy, protect privacy, enhance transparency, and simplify” compliance, says Asha Sharma, Corporate Vice President of Azure AI Platform at Microsoft. “Customers will realize strong business value with the combination of Azure AI Foundry and Twilio's communication and data capabilities - the crucial last-mile connection between businesses and customers.”

Conversational AI at Twilio

Twilio conversational AI solutions offer model flexibility, simplified options for businesses to increase capabilities at their own pace, and native integrations with leading communications platforms the service (CPaaS) and customer data platforms (CDP) to drive more efficient and engaging customer interactions.

In addition to the strategic partnership with Microsoft, Twilio announces several enhancements and innovations in conversational AI for companies exploring conversational AI solutions for customer service and sales.

These innovations include:

  • ConversationRelay (general availability): a conversational AI feature that allows developers to create natural, robust voice AI agents using the LLM of their choice.Twilio seamlessly integrates real-time streaming, the latest speech recognition technology, interrupt handling, and expressive, human-like voices, allowing developers to build advanced agent applications faster and with less overhead;
  • Conversational Intelligence (general availability for voice and private beta for messaging): an expansion of Twilio Voice Intelligence, Conversational Intelligence analyzes voice calls and text-based conversations, converting them into structured data and insights that enhance customer experience and operational efficiency at scale.

End of DASN deadline drives use of digital platforms among MEIs

The individual microentrepreneurs (MEI) have until next May 31 to send the Annual Declaration of MEI (DASN-SIMEI), a mandatory document for the entrepreneur to report their income and the company remains regular with the IRS. Although the statement can be made free on the Portal of Simples Nacional, the process has generated many doubts among microentrepreneurs, which heated the search for digital tools to assist in filling the information. Data from the application MaisMei indicate that the search for digital solutions for sending the statement has grown significantly in the first two weeks of May, reflecting the growing demand for use of technology to simplify the microentrepreneurs. 

“It is very common for small entrepreneurs to face doubts about the correct places where they should enter each information, billing limit, among others. As it is also common for many to leave for the last hour, this scenario can become complicated in case of inconsistencies in the data, which we can detect and assist the user in a simple way”, says Mateus Vicente, CEO and co-founder of MaisMei. According to him, through the use of the application, the time required for sending the DASN has fallen to an average of five minutes, facilitating the fulfillment of tax obligations by the MEI. 

Also according to a survey made by MaisMei, currently, when the MEIs seek specialized digital support, most of the demands are linked to the tax return (53,22%), followed by the issuance of invoices (22,63%). Were heard 5,640 microentrepreneurs registered in the company application (ENTER to assist and perform these and other tasks of MEI management. 

Kalyta Caetano, head of Accounting at MaisMei, believes that it is normal for managers less familiar with bureaucratic tasks to make a mistake. “O the MEI scheme was created to simplify taxation and reduce costs, but even so, it is common to have doubts about billing limits, sending the DASN and other obligations that, if not met, can generate a fine, loss of benefits or even the cancellation of the CNPJ”, he explains.

Legal implications

If an Individual Microentrepreneur does not make the Annual Declaration of Simples Nacional, it will be subject to some penalties and restrictions.The following are:

  • Fine: Delivery outside the deadline subject the taxpayer to the fine of 2% per month of delay, limited to 20% on the total value of the taxes declared, or minimum of R$ 50. The fine is automatically issued after the transmission of the declaration.
  • Restrictions and impediments: The MEI in an irregular situation with the Federal Revenue Service may face restrictions, such as not issuing invoices, difficulties in obtaining negative debt certificates, participating in public bids, acquiring loans, among others.

“In addition to the payment of fines and other penalties by the IRS, there is a risk that the CNPJ will be downloaded (cancelled) after two years without delivering the statement and paying the monthly contribution tab (DAS). Consequently, the person responsible may lose social security benefits and others, such as the temporary disability aid”, recalls the head of Accounting of MaisMei.

The delivery of the MEI Annual Declaration is made online and free of charge by the Simples Nacional Portal. The platform assists the user through a step by step. Already by the MaisMei application, it is possible to make the declaration in an optimized and secure way. Simply fill out a form with the information of your business and wait for the team of experts to send the proof of delivery of the declaration.

Edenred Repom consolidates merger with Pagbem and starts new chapter in freight sector

Edenred, the leading digital platform for services and means of payment and owner of the brands Ticket, Edenred Ticket Log, Edenred Repom, Taggy, Edenred Pay and Punto in Brazil, made public in 2023 the combination of assets between its operations of Edenred Repom, brand of its Mobility business line, and Pagbem. The partnership signaled a new journey for the two brands and created a union with the objective of offering digital 100% solutions for the road freight transport in Brazil, in addition to strengthening Edenred's leadership in the market, boosting its expansion plan and strategic beyond. 

With the closing official of the operation last December, Edenred Repom and Pagbem work to strengthen their unified operational and strategic structure, and, much stronger now, they form Edenred Frete, part of the line of Mobility business of Edenred in Brazil. Both brands plan to operate as a single Payment Institution (PI) authorized by the Central Bank, a factor that provides not only simplification of processes, but also more efficiency and regulatory compliance to customers.

“We see the current scenario as the ideal moment to accelerate. The merger with Pagbem has allowed us to gain scale, further expanding our market leadership in the sector.We have gathered strengths that the two brands had in different fields and have taken an important leap in relation to our ability to invest and innovate.We are focused on digitizing freight payment with a unique value proposition for the Brazilian market”, he says Vinicios Fernandeswith more than 20 years in the house, the executive now officially takes over the function of Director of Edenred Frete, after serving as director of Edenred Repom in recent years. 

Contrary to what happens in many mergers, in which there is a decrease in the number of employees, the path chosen by brands was another, with the commercial force being unified. Now added, the sales team has more than 80 people, strategically distributed to increase the reach of brands, boosting the cross-selling among the products in the portfolio. 

Full journey

With more than 5 million monthly accesses in its apps and portals, Edenred Freight is already reaping the fruits of integration between brands. The 100% digital freight payment solution, with operations via app and WhatsApp, has grown increasingly, especially among small and medium-sized carriers, offering an efficient alternative to informal payments, such as check and letter-freight, which offer little or no legal security, as well as hinder financial control by customers, in addition to subjecting them to fines.

At the same time, Edenred Freight remains the only company in the market to offer a complete digital journey, from payment to the completion of the trip, with the collection of digital delivery vouchers, the minimum of contact points and greater autonomy for drivers and carriers. In addition, three months after the unification of operations, an improvement of 5% in service levels has already been recorded, according to customer reviews at the contact center. According to Fernandes, the expectation is to achieve an increase of 15% in this metric by the end of the year.

Freight goes up, and management becomes more essential

With the freight price rising and positive harvest forecast, the scenario is of challenges for the sector, but can also boost it. Edenred Freight remains ready to offer customers management tools that help in controlling expenses and automotion of payment processes. With a network of accredited stations spread throughout Brazil, Fernandes highlights the goal of offering digital solutions and facilitating the operation of customers, by transforming its accredited stations into advanced service stations for customers. 

“O agribusiness is one of our main pillars and, with the merger, we have become even more capable of serving this sector, whose importance for the Brazilian economy only grows. The combination of assets will allow us to invest even more in this” segment, reinforces Fernandes.

Future: solutions hub for truckers

As next steps in this new phase of brands, more investments are planned in the digitalization of freight, which today already has a digital journey 100%, end-to-end, including transactions without the use of physical card, as well as the discharge of freight through image recognition. The focus of Edenred Freight is to increasingly improve the digital experience and accelerate daily processes, increasing productivity, agility and efficiency. In addition, there are plans to offer aggregate services, the result of partnerships with other brands, so that the trucker has the main tools available on a single platform.

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