Simple Account launches dollar account and reduces international transaction costs by up to 50% for digital entrepreneurs

The digitalization of Brazilian businesses has opened the door for a new type of entrepreneur: digital creators, infopreneurs, and SMEs engaging in international transactions. It is within this context that Simple Account – Brazil's leading corporate expense management platform, already handling R$2.4 billion in transactions per semester and serving 30,000 clients – launches the Global Simple Account, in U.S. dollars. The product aims to help this audience execute transactions in US currency without IOF (Financial Transactions Tax) charges and save approximately 50% in fees compared to traditional banks.

With the launch, users can centralize their finances while making payments to other countries easily and at reduced costs. The product allows for transfers reaching US$$ (compared to US$1% from competitors), the issuance of multiple free US dollar cards for online advertising (Google, Meta, TikTok), and integration with digital marketplaces (Buygoods, Cartpanda, ClickBank). Furthermore, account opening takes a maximum of two days, and clients receive Portuguese-language support via WhatsApp.

According to Conta Simples CEO and co-founder, Rodrigo Tognini, the expectation is that the launch will help the fintech double its global customer base in 12 months and generate US$1 billion in revenue by the end of 2028. “We believe we can become a benchmark for Brazilian entrepreneurs operating abroad. The global account guarantees the same competitive conditions they would have in any other developed market. It's a chance to embrace a digital economy that keeps growing,” he says. 

This growth outlook for digital commerce is already evident in various projections. For example, a Goldman Sachs estimate indicates that the Creator Economy sector should reach US$480 billion by 2027. Furthermore, a Juniper Research study shows that B2B transactions are projected to reach US$224 trillion by 2030, with virtual cards accounting for 83% of the global market by 2029. 

How does the global account work?

Considering that 22% of its clients make recurring international purchases and 27% invest monthly in paid media, the Simple Account began mapping the possibility of launching a global account in 2024. In a survey that received 1,600 responses, approximately 45% of the company's partners expressed interest in a comprehensive solution of this type, given that no global accounts existed in the country that encompassed the nuances of the Brazilian market.

In early 2025, the fintech began developing the product. Integrated into its expense management platform and supported by Airwallex's global financial technology infrastructure, the launch facilitates receiving funds, sending dollar remittances, and using a global corporate card, optimizing sales and payments for organizations operating international ads, tools, and services.

"It's a global product, but it definitively brings local expertise and a local touch. The solution streamlines operational tasks, reduces costs, and adapts to the Brazilian reality and the demands of each entrepreneur. In just a few clicks, the user can manage their operation quickly, securely, and without compromising profit margins," points out Tognini.

Transaction Expectations

By the end of the year, the fintech expects the global account to be crucial in achieving a target of R$13.4T in total transaction volume, considering all payment methods offered. Of this amount, R$6.6 billion to R$7.7 billion should come from cards, representing more than double the amount transacted in 2024. 

It is noteworthy that this acceleration is primarily driven by the use of virtual cards by SMEs and info-product creators, who accounted for 95% of the emissions in the first half of 2025 alone. 

Looking ahead to 2026, the outlook is for even higher values, with the product expanding to the euro and pound. The company plans to begin this development process within the next six months.

"We believe the global account is the bridge that will take us to strategic markets, allowing our brand to become synonymous with financial excellence for entrepreneurs anywhere on the planet," emphasizes the CEO of Conta Simples. "Our vision is to grow alongside our clients, and their global success will become ours," concludes the CEO.