Payments Summit: EBANX Announces AI-Powered Solutions, Stablecoins, Payout Enhancements, and Philippine Expansion

The EBANXEBANX, a global technology company specializing in cross-border payment services for emerging markets, unveiled a new generation of products designed to strengthen the operations of global companies operating in Latin America, Africa, India, and Southeast Asia. Key innovations include the integration of stablecoins as a payment method, AI-powered tools that enhance the efficiency and security of digital transactions, and instant payout systems via local payment networks. EBANX also announced its expansion into the Philippines, integrating the two leading digital wallets in the country.

The announcements were made on EBANX Payments SummitOne of the major events in the global payments industry, held between September 17th and 20th, in Mexico City.

"Emerging markets are the future of digital commerce, and we're building the infrastructure that will make that future accessible to businesses and consumers worldwide," he said. Joao Del ValleCEO and Co-Founder of EBANX. Our investment in new products and commitment to bringing them to new markets reflect our vision of a world where any company can serve any consumer, regardless of where they are or how they prefer to pay. adds
 

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João Del Valle at the EBANX Payments Summit 2025 (EBANX/Disclosure)

Payment and settlement with stablecoins
Soon, global companies operating in emerging markets will be able to accept stablecoin payments through EBANX, with the option to receive the value in USDC, USDT, or the traditional currencies already integrated into the platform. This solution makes international trade faster, more reliable, and more flexible, particularly in regions where the banking system is fragmented or inefficient.

EBANX offers the speed of blockchain with the convenience of a traditional financial system, allowing global businesses to access new markets faster with simplified settlements and no infrastructure hurdles. explained Eduardo de AbreuProduct Vice President, EBANX. Stablecoins are becoming the first truly global payment method; the impact of these digital currencies is even greater in emerging economies, with adoption accelerating faster than anywhere else in the world.

Latin America exemplifies this change: 71% of financial institutions in the region already use stablecoins for cross-border payments, according to the platform. FireblocksThe global average is 49%. In Brazil, local transactions with these digital currencies surged 208% in a year. In Argentina, stablecoins already represent 62% of the total transaction volume and are helping consumers and businesses navigate the volatility of traditional currencies, according to data from [source omitted]. Chainalysisblockchain analysis company. Research institute FXC Intelligence Estimates place the total addressable market (TAM) for cross-border payments using stablecoins at approximately USD 24 trillion in high-growth economies.

The arrival of stablecoins on EBANX further enhances the company's portfolio. In total, over 200 payment methods are integrated into the platform, allowing businesses worldwide the flexibility to receive payments in USDC, USDT, US dollars, euros, or local currencies. All options are offered with fast settlement and regulatory support.

Artificial intelligence
At No Summit, EBANX unveiled three new AI tools to boost approval rates, reduce risk, and produce key insights for sustainable growth. The first is a... fraud detection system That uses AI models to analyze over 100 data variables per transaction in real time, generating a probability index that guides approval decisions. In Brazil, global companies using this new functionality have seen an increase of more than four percentage points in card payment approvals without raising return rates.

The second tool is a AI-based intelligent routing systemThe product is capable of assessing the risk level and context of each transaction before selecting the best combination of acquirer and merchant ID (MID). This allows it to dynamically adapt to changes in market conditions, issuer behavior, and network performance. In a group of over 170 companies that have used this EBANX technology, approval rates have increased by up to 10 percentage points.

Finally, EBANX announced its new Merchant Areaan AI-powered panel that provides global businesses with intelligent payment management tailored to each region. By combining AI tailored to the markets we serve with the experience and practical knowledge of our local specialists, EBANX has been able to develop unique and region-specific solutions, addressing country-level challenges on a global scale. "Destacou" translates to **highlighted**, **emphasized**, or **stood out**, depending on the context. Joao Del Valle.

Expansion into the Philippines
Present in over 20 markets across Latin America, Africa, and India, EBANX announced at the Summit its arrival in the Philippines, a country with a population of 118 million people. This strategic expansion into Southeast Asia opens doors for global businesses to reach one of the fastest-growing digital economies in the region.

"While offering significant potential, with e-commerce projected to double in three years, the Philippines presents challenges we know how to address, such as the low credit card penetration. This combination is favorable for EBANX and our partners to grow successfully in the country," he said. Del Valle This is just a single phrase. To translate it, I need context. "Del Valle" could be a: * **Place name:** (e.g., a neighborhood, town, or valley) In English, it would likely be a proper noun like "Del Valle neighborhood," "Del Valle town," or simply "Del Valle." * **A company name:** (e.g., a winery, or a business) It would be translated as "Del Valle" (company name) * **A specific product:** (e.g., a brand of wine) It would be "Del Valle wine," or whatever product Del Valle produces. Please provide the surrounding text or context so I can give you an accurate and meaningful translation..

According to data from the Payments and Commerce Market Intelligence (PCMI) research institution, analyzed by EBANX, the digital commerce sector in the Philippines is expected to grow from USD 36 billion in 2025 to USD 61 billion in 2028, driven by one of the world's most connected populations. According to the platform Statist98% Filipinos have access to the internet.

In a country where the... World Bank Estimates suggest that only 31% of people have credit cards; digital wallets have become the most used payment method for online purchases, with a market share of 38% and projected growth of 28% in three years, well above the global average of 15% to 20%, according to PCMI data.

EBANX integrated the two most popular digital wallets in the Philippines. GCash e MayaCombining over 136 million accounts, they surpass the population of the country. Global companies can now offer both payment options through EBANX, allowing local consumers to pay in Philippine pesos (PHP). Settlement can be in US dollars, without the need for a legal entity establishment in the region.

Payout and Payment Bundles
The product line presented at the Mexico Summit includes EBANX Payout, a solution that enables global companies to make instant payments to partners, sellers, and beneficiaries in emerging markets using local currency via domestic networks, such as Pix in Brazil and Nequi in Colombia, without the need for a local entity.

Developed for high-volume operations, EBANX Payout integrates the company's payment offering, combining the capabilities of paying and receiving into a complete solution for global companies operating in emerging markets. This new product automates individual and batch payments, featuring an average approval rate of 97% and processing times of less than 30 seconds. EBANX Payout is already used by global companies, including social media platforms that rely on the solution to compensate content creators in emerging markets.

EBANX also revealed its new Payment Bundleswhich are a solution to simplifying how global companies sell and grow in emerging markets. Instead of enabling payment methods one by one, companies can now access payment packages. Each is designed to achieve a specific business objective, whether it's attracting more customers or generating consistent, recurring revenue. explained Eduardo de Abreu.

Through four packages and a single API integration, global companies can access up to 1 billion consumers with EBANX. Payment Bundles They gather methods such as instant payments, bills, cards, bank transfers, and digital wallets, as well as recurring payments. This model eliminates the complexity of fragmented implementations, reduces development efforts, accelerates market entry, and maximizes revenue potential. The translation of "disse" in Portuguese depends entirely on the context. "Disse" is the preterite form of the verb "dizer" (to say). It means "said" or "told." Please provide the sentence containing "disse" for an accurate and natural translation. Abreu.