Unlinked app delivery guys can now anticipate 70% of their weekly income

Trampay, a digital bank focused on deliverymen and app drivers, is expanding its portfolio of products and services aimed at its audience. Fintech now offers workers who work for platforms, but without a link with the logistics operator, the possibility of anticipating 70% of their weekly income.

The benefit is granted without bureaucracy and without requirements that do not apply to this category of freelance workers. There is an interest rate of 2.3%, ensuring more security to the beneficiary and more affordable credit, compared to products available on the market.

According to Trampay's Head of Products, Amanda Carrijo, the number of deliverymen who choose to work for delivery applications without a link to a logistics operator has increased, working as freelancers in this segment of the labor market, which finds it difficult to obtain services in the conventional financial system.

The head of Trampay explains what are the steps to get the anticipation:

1. The deliveryman downloads and registers in APP Trampay (IOS/Android) and after validation of the registration, click on “anticipation of” receivables.
2. In the “vacibility section of” receivables, he subscribes to the waiting list.
3. The platform provides guidance and the deliveryman makes the exchange of the bank in which he receives the remuneration of the applications to the digital bank of Trampay in order to get the anticipation.

And, still, what are the conditions to begin to receive:

• Have received, from the application for which you provided the service, at least one transfer in the Trampay bank.
• The minimum advance to be requested is only R$ 10.
• The charge is 2.3% on top of the requested amount. This fee represents a small percentage so that the user can have early access to your payment whenever they need. Check out how it applies in different amounts:

• For R$100: R$100 x 2.3% = R$2.30 rate
• For R$60: R$60 x 2.3% = R$1.38 rate
• For R$30: R$30 x 2.3% = R$0.69 rate
  The fee amount will be reflected in the app at the time of request.

The benefit began to be offered in October.“In 15 days of testing, there were more than 70 indications”, says Carrijo, illustrating the rapid adherence.The average anticipation is in R$ 82.95 per deliveryman, a value considered high and that surprised positively the Trampay team.

For the head, these initial data are indicative that the product is fulfilling its purpose: to provide financial security to the customers gig workers those who provide service in Gig Economy, business based on digital tools. Carrijo reiterates that the new product is an expansion of the anticipation of receivables that fintech already offered.

The startup was founded in 2020 by Jorge Junior, CEO of the company, and Tiago Ribeiro, CPO. Based in Brasilia, it is present in more than 500 municipalities and in 21 states of Brazil. In the first half of 2024, the company doubled its user base and intends to reach 300 thousand customers in the coming years. The turnover also registered a significant increase, tripling compared to the same period last year. 

“Our commitment is clear: listen, learn and evolve. With this, the feedback of our customers becomes essential to adjust our vision and direct our efforts to better meet their expectations. This approach will allow us to create an increasingly intuitive, efficient and satisfying experience, driving innovation and the value we deliver to our customers”, highlights Amanda Carrijo.

More details about Trampay at .