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Generative AI in WhatsApp: how to implement in the company effectively?

WhatsApp is no longer an exclusive channel for personal communication, becoming one of the most used platforms in the market to approach and improve communication with its customers. Surfing the wave of this popularity, the incorporation of Generative AI in this messaging system has already proven to be something highly capable of increasing the effectiveness of this relationship through more personalized and enriched content 'provided that your process is properly structured and designed to bring this greater return on investment.

Meta imposes strict guidelines for the business use of WhatsApp, which raises the challenge of maintaining assertive and relevant communication. Excessive or out-of-profile messaging can result in penalties. In this scenario, Generative AI stands out as a strategic ally, offering scalability and customization by adapting the language of campaigns intelligently. Estimates indicate that chatbots based on this technology can generate incremental revenue of US$ 16.6 billion in 2025, and may exceed US$ 45 billion by 2030.

By intelligently personalizing messages and avoiding generic approaches, Generative AI contributes to more relevant communication that respects the personal space of the user. This reduces rejections, increases engagement and improves the quality of the data collected, strengthening brand reputation on the channel.

The level of complexity for implementation varies by company size and structure.Small businesses may face technical and operational barriers, while large companies have greater potential for scale, but need to integrate AI into an omnichannel strategy that ensures fluidity in the customer journey, regardless of channel.

There are no restrictions on its use regarding the size or segment of the business. However, there are three key factors that need to be weighed in order to confirm whether this choice is, in fact, valid and beneficial to be invested: the volume of interactions, if it has a significant amount that justifies the investment in this automation; the structuring of corporate data, supported by measurement tools such as CRMs that bring these reliable assets and in real time; and a better understanding of the journey of your customer, understanding where Generative AI can improve this experience and other aspects such as support, prospecting or customer retention.

Generative AI is not a plug-and-play solution. Its effectiveness depends on a well-defined planning, with mapping of personas and deep understanding of key moments of the journey. Setting the tone of voice of the brand and applying it in WhatsApp is also essential to maintain a consistent identity at all points of contact.

Set the tone of your brand voice and insert these elements within WhatsApp, reinforcing the identity of your business in all communication made. And, so that there is an assertive integration of Generative AI in this channel, having the support of a specialized partner will increase the security and performance of the use of this technology in the relationship between the parties.

Artificial intelligence is alive and the more it is interacted with, the greater its continuous learning. Therefore, it must be constantly monitored, being refined based on the identified opportunities and adjusted based on the real data collected through measurement tools such as CRMs and ERPs.

Finally, the success of Generative AI in WhatsApp depends not only on the connection between systems, but on strategic continuity. Investing, with the support of experts, in an approach with intelligent fallback (activating alternative channels when the message is not delivered & offering human service whenever necessary, is what ensures that the customer receives the right message, in the right channel, at the right time.

Digital data hijacking is a major threat to businesses

In recent years, ransomware attacks have become one of the biggest cyber threats for companies in Brazil and worldwide. Against this backdrop, digital law expert lawyer Gabriel Araujo Souto, from PG Advogados, explains the essential legal steps that companies and professionals should take when victims of this type of crime.

“The first mistake that many companies make is to act without specialized legal advice”, warns the lawyer. According to him, the rush to recover the data leads many organizations to make hasty decisions that can aggravate the legal situation. “Ransom payment, for example, is not a crime in Brazil, but needs to be analyzed with caution, as it can bring ethical and legal implications”, he explains.

The expert highlights three legal measures needed after an attack:

1.   Preservation of evidence ''Disconnecting affected systems without technical guidance may destroy important evidence for investigations;

2.   Notification to authorities (General Law on the Protection of Personal Data) requires communication to the ANPD (National Data Protection Authority ) within 72 hours when personal data is leaked;

3.   Contractual analysis . It is essential to verify obligations with customers and suppliers on data protection.

For prevention, Souto recommends that companies include specific cybersecurity clauses in contracts with IT vendors; develop an incident response plan aligned with legal requirements; and conduct periodic audits to verify compliance with data protection standards.

The legal aspect of digital security is often overlooked until it is too late.Preventive advice can prevent not only the damage of the attack itself, but also the legal consequences that can persist for years”, concludes the expert.

Is digital inclusion the new driver of financial empowerment?

With the expansion of internet access and the use of digital platforms, millions of Brazilians have found opportunities for training, entrepreneurship and insertion in the digital market. According to the ICT survey Households 2024, 84% of the population is connected and 74% use the network for professional or educational activities, which shows how connectivity has been consolidating as a bridge to economic and social development.

This advance, however, is not limited to income generation. It represents a concrete chance to face historical inequalities, expanding access to resources that were previously restricted to a portion of citizens. For this potential to be fully realized, it is necessary to invest in digital infrastructure, professional training and technologies that involve the active participation of all in the connected economy.

How does digital inclusion create income opportunities?

The internet has opened doors that once seemed inaccessible. Working from anywhere, making extra gains as a freelancer or even turning a hobby into your own business has become a reality for many people. Those who need flexibility or face difficulties in the traditional market find in digital a more democratic space. Undertaking online has also become simpler and cheaper, since just a mobile phone and a good idea to start. Social networks such as YouTube, TikTok and Instagram have become monetization platforms, while e-commerce continues to grow and create new horizons.

But it is not enough to have access to the internet, you need to know how to use it to your advantage. Digital learning platforms offer practical courses that help develop skills valued in the market, making it easier to change careers or seek an extra source of revenue. In addition, strategies such as affiliate marketing and referral programs allow anyone to make money connecting consumers to products and services. With more knowledge and tools at hand, the path to financial independence becomes increasingly accessible.

And edtechs play an essential role in this transformation. In addition to providing training, many create partnerships with companies to bring professionals from real perspectives. Projects aimed at poor communities guarantee access to devices and connectivity, allowing more people to participate in the digital economy. In the end, digital inclusion is not just about technology & is about giving equal chances so that everyone can grow, undertake and achieve a better life.

Challenges and paths

There are still barriers along the way. Without adequate infrastructure, millions of people still lack access to quality internet, which limits work, learning and growth. Data from the ICT Households 2024 survey reveal that 29 million Brazilians still do not have access to the internet, which reinforces the challenges of digital inclusion in the country. And even among those who use the network regularly, only 22% have a significant” connectivity, which considers factors such as frequency of use, quality of connection, access to appropriate devices and digital skills.

That is, the lack of training also prevents many from taking advantage of what technology has to offer. At the same time, the increase in virtual transactions brings new risks, such as financial scams, making digital security a priority. Without effective public policies, digital inequalities tend to deepen.

On the other hand, technological advances continue to pave the way for us to go. Artificial intelligence already enables people and companies to focus on more strategic tasks, while digital businesses are structured based on data and automation. Online education breaks down geographical barriers and expands access to knowledge, and new forms of monetization, such as the creative economy and NFTs, are opening paths to income generation.

E-commerce is one more that consolidates, democratizing digital entrepreneurship. Models such as dropshipping and affiliate marketing facilitate the entry of entrepreneurs into the market. Freelance work grows, connecting professionals to opportunities anywhere in the world.

When connectivity, empowerment and security go together, digital is no longer a privilege and becomes a vector of transformation. The future of the economy is the active participation of all in this environment, and true financial empowerment is born when technology is put at the service of equity.

*Em 2017, com apenas 24 anos, Laila Martins fundou a edtech Saber em Rede, exercendo o cargo de CEO desde então. E, em apenas cinco anos, levou a empresa do zero ao valuation de 50 milhões de reais. Movida pela inovação no alcance de novos alunos e valorização da comunidade acadêmica, Laila fundou a startup com o propósito de disseminar a educação e possibilitar que pessoas empreendessem neste processo. Ativa no ecossistema de inovação e empreendedorismo, a executiva atua desde 2020 como mentora nos programas de aceleração da Associação Brasileira de Startups, SEBRAE e Inovativa. Em 2023, Laila ainda se juntou a outros empreendedores para fundar uma Venture Builder, a X5 Ventures, para fomentar o ecossistema de inovação e investimento no país. 

Chega Mais: PagBank lança Campanha para mostrar que, com suas soluções, os negócios podem vender mais

The PagBank, banco digital de serviços financeiros e meios de pagamentos, estreou ontem, terça-feira (15), no intervalo do Jornal Nacional, na Rede Globo, a campanha publicitária “Chega Mais” para mostrar que suas soluções e serviços oferecem facilidades para o dia a dia do pequeno e microempreendedor.  

Como destaque no filme, o PagBank apresenta a solução ‘Tap On’, que transforma o celular do empreendedor em uma maquininha de cartão, possibilitando aceitar pagamentos por aproximação, em qualquer momento ou lugar, por meio de cartões de crédito com as principais bandeiras de cartão, carteiras digitais e relógios inteligentes. Além disso, os vendedores conseguem receber o dinheiro das vendas na hora, com taxa zero e por meio de uma experiência de vendas prática e segura. Para tê-lo, o empreendedor só precisa baixar o app PagBank, de forma grátis, selecionar a opção Tap On e começar a vender.   

“Ao som da icônica música Chega Mais, de Rita Lee e Roberto de Carvalho, convidamos os empreendedores brasileiros a ‘chegarem mais no PagBank’. Afinal, oferecemos as melhores soluções com uma oferta exclusiva de lançamento que inclui taxa zero e o dinheiro das vendas disponível na hora”, comenta Raphael Farias, diretor de marketing do PagBank. A produção destaca a versatilidade do PagBank, mostrando que suas soluções são acessíveis a todos os tipos de negócios. 

A atriz e garota propaganda do PagBank, Luisa Arraes, protagoniza a peça publicitária e apresenta também a tagline “Seu negócio vende mais”, de forma a consolidar o posicionamento do PagBank como o parceiro do empreendedor brasileiro. 

A campanha será veiculada no UOL, outras mídias online, TV aberta, mídia impressa, rádio e OOH. Para assistir ao filme, click here

One of the country's largest digital banks in terms of customer numbers, PagBank offers tools for both in-person and online sales, a complete digital account for individuals and businesses, as well as functionalities that contribute to financial management, such as payroll. At PagBank, the credit card has a guaranteed limit, and investments become a limit for the card itself, boosting customer earnings and generating cashback on the statement. At PagBank, those with active and inactive FGTS (a Brazilian government savings program) balances can request advances, and contracting INSS (National Institute of Social Security) loans for retirees and pensioners is possible directly through the PagBank app.

Orange Hub, coworking in partnership with FCamara, adds 400 participants and expands to Portugal

The Orange Hub, an initiative of the training program for professionals from the Orange Juice technology community, consolidates its operations in Brazil with significant numbers. Since its creation in 2022, more than 400 people from the tech area have already participated in the activities at the offices of FCamara 1 Brazilian multinational technology and innovation & SGA, a company focused on cloud and cybersecurity of the FCamara Group. Participants had the opportunity to experience the environment of developing technological solutions and count on the mentorship of the company's experts. To date, 11 of these participants have been hired by FCamara.

The project was created with the aim of bringing together, in a single space, both employees of partner companies and professionals interested in closely monitoring all the development of projects 5 from initial mapping to the implementation of solutions for large organizations.In addition, members of the Orange Juice community can participate in other initiatives, such as interactions on Discord, mentoring and live broadcasts, expanding their learning and networking opportunities. Registration can be made at any time throughout the year by the link https://tech.orangejuice.com.br/orangehub

“A FCamara's mission is to actively contribute to the development of the tech community. We believe that by sharing our experiences and learnings with external professionals, we open doors to a true exchange of knowledge”, says Joel Backschat, Technical Fellow of FCamara. “This exchange is essential to strengthen the technology ecosystem as a whole, as well as bringing new perspectives to our own projects.We are always open doors for those who want to learn from us and at the same time present their ideas and experiences.”

Success case

Leonardo Souza, full stack developer at FCamara since November 2024, joined the company because of the doors that opened during his participation in the hub.“I met FCamara at an Orange Juice event in 2023, while he was a nutritionist and Internet Systems student at FATEC. I took the opportunity to attend coworking on Thursdays to study and network, attending the space for a 1.5 year. During this period, I developed projects, including volunteers, which caught the company's attention. After months of dedication, I was hired, the collaborator says. 

Coworking is available at FCamara offices in Sao Paulo and Santos (SP), and SGA in Belo Horizonte (MG).

International expansion 

Now, the initiative will expand internationally.The hub will be implemented in the FCamara office in Portugal with the support of Paulo Felix, director of Services Clients of the company in the European country. 

“The idea is to provide talents from Portugal and other European countries the chance to follow our way of working, as well as attract talents that complement our teams, adding ideas and increasingly differentiated solutions to the” market, explains Felix.

Whether in Brazil or Portugal, the Orange Hub follows the purpose of exchanging knowledge and experiences. While the project offers the possibilities for members of the technology community to approach the practical vision of all phases of the development of a project, FCamara opens to know what the talents of the market have to add and open paths for the arrival of new employees to the company or the market.

Orange Juice: umbrella of the initiative

Created in 2017, Orange Juice trains technology professionals and already has more than 9 thousand members. The community offers a platform with free study trails, as well as an area dedicated to the creation of Individual Development Plans (IDPs), which already has more than 18 thousand registrations. After training more than 600 professionals through the Training Program in partnership with FCamara, the initiative has consolidated itself as a catalyst in the development of talents for the technology market.

About 20 graduates were hired by FCamara through Orange Juice in the last edition of the Training Program in 2024, and dozens of other participants who have gone through the program were able to participate in international projects of the company.

The program stands out for promoting not only technical learning, but also the development of behavioral skills, preparing professionals to meet market demands. In a survey conducted in the community, 40% of members said they were in the process of career migration, highlighting the impact of Orange Juice in the professional transformation of its participants.

Technology has a more revolutionary potential when applied in conjunction with human intelligence

Talking about business innovation nowadays is inevitably talking about technology & especially about artificial intelligence.Yes, transformation is not born from the machine.Because, even though systems advance at exponential speed, it is the human being who continues to decide the direction of the business and operating the tools. Therefore, when we discuss digital changes, we are also talking about strategy, culture and people.

AI, for example, has already been optimizing operations on different fronts. On the one hand, it allows you to automate repetitive tasks and reduce errors. On the other, it helps to customize customer service at scale, through virtual assistants and predictive analytics that guide more accurate campaigns. According to Gartner, by 2026, more than 70% of companies worldwide will use the feature to improve the consumer experience and internal efficiency.

The impact is even clearer when we look at the issue of productivity. A study by McKinsey shows that the adoption of AI and automation can increase the performance of teams by up to 40%. That is, machines take part in the operational effort and professionals have more time for strategic decisions and higher value activities.However, this only happens when there is a well-thought-out integration between solutions and business processes.

At this point, we can mention gamification, which, although often underestimated, has been gaining ground as a powerful tool with regard to combining technology and the human factor. Applying typical elements of games in corporate environments may seem an ineffective and even inappropriate strategy, but the results are expressive. Reports indicate that gamification increases employee engagement by up to 60%. More than a fun resource, it is a mechanism of continuous motivation, which transforms goals into challenges, recognizes achievements and stimulates overcoming.

The effect is also significant for the customer.Mission and reward-based loyalty programs have been highlighted as an alternative to increase public engagement with the business. According to Deloitte, companies that adopt gamification have an average increase of 47% in customer engagement.It is a way to generate value without relying on large investments, just using the available technologies well.

However, it is not about choosing between one resource or another. The greatest gain comes from the combination of them. By combining AI with gamification it is possible to generate fully personalized experiences, with challenges adjusted to the profile of each user, whether a consumer or a collaborator.

The central point is: no tool delivers results alone. Regardless of what it is, the tool needs to be at the service of a very well-defined strategy and it is also necessary to understand how to apply the human factor together. More than choosing which technology to adopt, you need to know what, when and how to use them. And, especially, prepare people to operate them with autonomy and critical sense. The machine can represent speed and efficiency, but it is the human being who will make the difference. In the end, innovation is knowing how to combine resources, processes and talents. 

The influencer marketing revolution is on the 5th scale and Unilever has just proven it

When a message comes directly from a brand, it is already born under suspicion — and it’s not me who says this. The words that symbolize a change in mindset in advertising logic were said by Fernando Fernandez in his first interview as CEO of Unilever. In the conversation with the journalist from The Times --- The translation of "The Times" from Portuguese to English remains the same, as it is a proper noun referring to a specific publication. Therefore, the translation is: The Times, the executive made the announcement of a new strategy that has been a subject of debate among brands, agencies, and market professionals: under Fernandez's leadership, the consumer goods multinational will reduce investment in advertising created by the brand and increase the budget allocated to influencers by 20 times.

The subject generated immediate repercussions in the global market because it not only represents a gigantic transformation in the way of giving visibility to a brand, but it is also a response to the changing consumer behavior. If they are skeptical about traditional advertising, what is the point of continuing to invest large amounts of money in campaigns that the audience has already learned to ignore?

I understand that if people no longer trust brands as much to make their purchasing decisions, it is evident that there is a need to establish this bond in another way. It is no coincidence that the CEO of Unilever named the new strategy "social-first," prioritizing social channels and human voices as the main interface with the public.

This does not mean, of course, that brands of Unilever's size are only now discovering the power of influencer marketing. It would be completely naive and misguided to analyze the news through that lens. The issue, in fact, concerns scale. Instead of concentrating funds on a few highly renowned media outlets or a dozen famous spokespersons, there is a movement towards wanting to be present in different spaces, engaging with varied consumers.

In my assessment, such a change has to do with the awareness that that mega celebrity with an exorbitant fee is not really a "universal voice." In other words, they do not build genuine connections with diverse niches, nor do they represent the average consumer. An influencer, on the other hand, is able to engage with specific audiences because they cultivate a close relationship with their followers, know their audience, and speak with legitimacy, context, and empathy. It is precisely this type of connection that Unilever is seeking when it states that it wants to have at least one influencer in each municipality — and even 100 in some. This involves activating local voices, micro community leaders, who speak the language of each regional audience. This is a strategy that is impossible to execute with global stars, but entirely feasible and scalable with creators. And this is an even greater truth when it comes to micro and nano creators.

Those who know me know that I always insist on this point: the strategy of brands needs to value this profile. And that is simply because micro and nano creators have proven to form much more engaged communities and with a close relationship of trust. Yes, the very trust that the CEO of Unilever wants to restore.

Proof of this is in the results of a recent BrandLovers survey: a R$1,000,000 campaign distributed among micro creators achieved an average cost per view of R$0.11 (9.1 million views), while the same budget with macro creators resulted in R$0.31 per view (3.2 million views). In other words, the reach per real invested was 651% higher using micro creators.

Ignoring this data that shows the maximization of a campaign's reach without an increase in budget can only be explained by a clinging to the old model — a clinging that is also evident in a certain resistance to using technology.

I know that there are numerous success stories of brands that have incorporated artificial intelligence and data intelligence into their marketing strategy. However, I dare say that the vast majority still suffer from operational amateurism disguised as tradition, which is a problem considering that well-done influencer marketing is one that goes beyond the multiplication of influencers. It seeks, above all, to multiply intelligence. The old methods of manual selection and betting on isolated celebrities already show clear signs of exhaustion, with enormous inefficiencies, so the future belongs to those who combine data, technology, and human creativity to transform creators into a highly effective media.

Unilever is signaling to the market that the game has changed. However, the big question that remains is: how many brands will know how to make this strategic move? The expansion of investments in creators only makes sense if it comes with operational efficiency, predictability, and real-time measurement. Without these, we are merely inflating a market with poorly distributed money.

Scaling influencer marketing without technology is like trying to buy programmatic media over the phone: impossible to sustain. It is only with platforms that automate selection, activation, and measurement — as we have been doing for years in digital advertising — that we can transform influence into a scalable, efficient channel with measurable ROI.

We need to understand once and for all that the key differentiator is not in who spends more on their marketing strategy. Instead, the standout result comes from the ability of a brand to use technology to ensure that every real invested in influence is translated into true impact. This requires a new mindset: one that prioritizes data, authenticity, and smart strategies.

Retailer, the choice of insurer can define the success of your marketplace

Escolher uma seguradora para ser parceira do seu negócio não é apenas uma questão de custo ou conveniência. No varejo, onde a experiência do cliente define o sucesso da marca, essa decisão pode impactar diretamente a sua confiança e a satisfação. Então, o que deve ser levado em conta antes de fechar essa parceria?

Antes de tudo, analise a reputação da seguradora. Olhar para indicadores como índice de reclamações, tempo médio de resposta e a sua resolutividade pode evitar dores de cabeça no futuro. Além disso, consultar empresas que já trabalham o parceiro ajuda a entender sua operação na prática.

Tecnologia: simplificação ou complicação?

Se a seguradora não oferece uma experiência digital fluida – com plataformas intuitivas, processos automatizados e integração simples com os seus sistemas – você pode ganhar um problema, e não um diferencial. Antes de assinar qualquer contrato, experimente os serviço como se fosse um cliente. O processo de adesão é fácil? O suporte é ágil? Se a resposta for não, talvez seja hora de procurar outra opção.

Além da usabilidade, avalie se a seguradora acompanha tendências tecnológicas, como Inteligência Artificial para otimizar atendimentos, análise preditiva para identificar riscos e automação de processos. Quem investe em inovação tende a oferecer soluções mais eficientes e adaptáveis às necessidades do mercado varejista.

Negociação: mais do que preços, valor

Preço é importante, mas não deve ser o único critério. Uma boa parceria precisa oferecer condições comerciais vantajosas que equilibrem margem de lucro e valor agregado para o cliente. Isso inclui desde o comissionamento até cláusulas contratuais que garantam estabilidade e segurança para o seu negócio. Lembre-se: uma negociação que parece muito favorável no início pode esconder armadilhas a longo prazo.

Avalie também os benefícios adicionais que a seguradora pode oferecer. Algumas empresas disponibilizam programas de treinamento para a equipe de vendas, suporte especializado e campanhas de marketing conjuntas para impulsionar a oferta dos seguros. Esses fatores farão toda a diferença na hora de decidir entre um player ou outro.

Atendimento: quem responde quando algo dá errado?
Imagine que um cliente tem um problema com o seguro contratado na sua loja e não consegue suporte rápido. O impacto negativo recai sobre a sua marca. Por isso, avalie a qualidade do atendimento. Ela tem suporte multicanal? Resolve os problemas de forma ágil? Uma seguradora que não prioriza o atendimento ao cliente pode se tornar um grande risco para a sua reputação.

Além da rapidez e eficiência no atendimento ao consumidor final, é importante oferecer um canal exclusivo para o parceiro varejista. Ter acesso direto pode otimizar a resolução de problemas e melhorar a experiência de todos os envolvidos.

Solidez financeira: garantia de estabilidade
Por fim, mas não menos importante, a saúde financeira da seguradora precisa ser analisada. Empresas com histórico de instabilidade podem ter dificuldades para honrar compromissos, o que gera insegurança. Pesquise indicadores financeiros, histórico de pagamentos e avaliações do setor.

Outro aspecto é a sua capacidade de operar em diferentes mercados. Empresas com atuação consolidada possuem maior capacidade de resposta em situações de crise e oferecem um portfólio mais robusto de soluções.

A escolha certa fortalece sua marca
Fechar parceria com uma seguradora vai além de um contrato. Por isso, antes de tomar qualquer decisão, faça as perguntas certas e não tenha pressa. Escolher uma empresa que agregue valor à sua marca é essencial para construir uma relação de longo prazo vantajosa para todos os envolvidos. Afinal, no Varejo, confiança é um dos ativos mais valiosos.

Five strategies to boost sales on Mother's Day

With the proximity of Mother's Day, retailers from all over Brazil are mobilizing to make the most of the occasion and boost revenue.Traditional date of high sales volume, it still registers growth every year. According to data from the Cielo do Varejo Expanded Index (ICVA), sales during Mother's Day in 2024 grew by 6.8% over the same period a year earlier.The survey also showed an increase of 7.3% in physical sales and 2.3% in e-commerce.

To help entrepreneurs prepare effectively, Zahra Jiva, Global Sales Strategy Director at Pipedrive, lists five essential tips to sell more on Mother's Day

1. Plan your marketing strategy

The first step to success is solid planning. Set priorities, identify your target audience, set goals and structure outreach actions.The use of tools such as CRM can optimize marketing campaigns, ensuring customer capture and loyalty.

2. Use Artificial Intelligence to your advantage

Among companies that have embraced AI, 79% report increased productivity as their primary motivation, the report said State of AI in BusinessThe most common AI applications among businesses include text and content creation (75%), content summary (52%), transcripts (29%), search (24%), and sales reporting (17%).

AI also enhances lead qualification and can act on the efficiency and personalization of product demos.

3. Organize customer information

With different consumer profiles, it is essential to use organization tools to store and manage detailed data from each customer. This allows for a more personalized approach, increasing the chances of conversion.

4. Invest in the long-term relationship

In addition to attracting new customers, it is essential to maintain a solid bond with current ones. Building trust relationships contributes to loyalty and generates continuous sales opportunities throughout the year. Make promotions, share discount coupons, to attract the attention of those who already know your product.

5. Use the data to your advantage

Collecting and analyzing qualitative customer data is important to understanding their motivations and needs. These insights can be critical to closing sales and ensuring success on Mother's Day. AI-powered CRMs will increasingly deliver hyper-personalized experiences by analyzing vast data sets and tailoring each interaction to individual customer preferences and behaviors.

How does automation and artificial intelligence benefit banking and fintech customers?

The expansion of data automation systems, big data and specialized artificial intelligence models puts us, again, in a time of great technological transformations. We see an exponential growth of the AI market (a study by Grand View Research points out an annual growth rate of 37.3% until 2030. From retail to health, these applications have been expanding every year, helping companies and customers to improve their processes and some decision making.

In the financial market is no different. “Investing in automation and AI technologies, we see not only internal benefits, such as simplified and more agile operations, but significant improvements to the customer experience, delivering a real value gain”, says William Conzatti, founding partner of Concredit, fintech specialized in payroll loans and affordable financial solutions.“This technological transformation drives the growth of the company and, dare I say, of the entire market, as it improves competitiveness and the provision of” services, continues.

The expert then lists the key benefits of the technology, based on his experiences at the forefront of fintech.Check out:

1. Faster and more efficient service

With process automation, customers enjoy a more agile service. AI allows operations such as contracting services in record time without the need for human intervention.This means less bureaucracy and more practicality for users, who can solve their demands quickly and safely.

2. Customized solutions

Artificial intelligence is able to analyze large volumes of data in real time, allowing fintechs to understand the specific needs of each customer. With this, companies offer customized solutions, adapted to the profile and expectations of those who seek their services. This customization ensures a unique and high quality experience & which ensures access to solutions that meet not only current needs, but also possible future demands.

3. Cost reduction and more competitive conditions

Automation reduces operating costs, a benefit that can be passed directly on to customers. With more efficient processes, the company can offer more advantageous conditions than competitors, such as reduced rates and flexible deadlines, making its products and services more accessible to the target audience.

4. Fluid communication and anticipation of needs

No generic answers. When answering questions and requests quickly DO with an appropriate dialogue and based on the previous interactions of the institution, skill acquired through machine learning & IAI enables more efficient communication with consumers. 

Technology anticipates needs, offering solutions before the customer even identifies problems. Thus, it creates a relationship of trust and proximity, reinforcing public satisfaction.

5. Safety and reliability

Automation and AI also ensure greater security in operations. With advanced data analysis systems, it is possible to identify and prevent possible risks, protecting information and the interests of customers. This reliability is essential for those seeking peace of mind when hiring financial services.

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