In 2025, the Brazilian financial sector is undergoing a regulatory revolution led by the Central Bank and other regulatory bodies, which are redefining the processes and priorities of financial institutions. In a scenario marked by innovative transformations, Topaz, one of the world's largest technology companies specializing in digital financial solutions and part of the Stefanini Group, is strategically intensifying its efforts to support banks and institutions in their journey of compliance and digital evolution.
“We are witnessing a new chapter in the financial market, where the regulatory agenda has become the central focus. It's not just about complying with legal requirements; it's about modernizing the system, strengthening trust, and driving innovation. Topaz has been actively and prominently involved in this movement,” states Jorge Iglesias, CEO of Topaz.
Central Bank Resolution No. 4,966, considered the largest systemic change ever implemented in the sector, is just one example of a series of initiatives that have required mobilization by banks. Topaz has led the provision of services in adapting to the new model with agility and efficiency. Beyond this, other important regulations, such as CVM 210, the adoption of the alphanumeric CNPJ, and the impacts of the tax reform on financial systems, have generated an unprecedented volume of technical and operational demands.
Topaz has significantly dedicated itself to adapting its platforms and solutions, reinforcing its commitment to the stability, security, and innovation of the financial ecosystem. The company has also actively participated in regulatory discussions, not only with clients but also in technical and institutional forums, contributing to the development of a more modern and resilient financial environment.
“Our efforts are directed towards actively participating in all implemented changes, interacting with our clients about every step taken and the deliveries made. It is a victory for the national financial system, as it represents the care taken to ensure progress and technological development for the national financial sphere, effectively demonstrating the robustness and reliability of Brazilian institutions, which are fully aligned with the highest international requirements,” emphasizes Iglesias.
The CEO also highlights the role of the Central Bank in leading these transformations. “The regulatory leadership exercised by the Central Bank is a distinguishing feature of Brazil. It is this leadership that has driven progress, innovation, and technological development in the financial sector. And Topaz is aligned with this movement, actively contributing to the advancement of the system as a whole with security and modernity,” underscores Iglesias.
With the next wave of Resolution 4966 scheduled for 2027 and new regulations on the horizon, Topaz remains committed to the mission of supporting its clients at every stage of this process, providing robust and up-to-date solutions, as well as strategic insights to anticipate trends.
"We are prepared to continue being a reliable partner in this new regulatory cycle. Our role goes beyond technology: it is to help our clients navigate this dynamic and challenging scenario with security and confidence, in addition to fostering the innovation driven by the Central Bank, which has been decisive for the technological advancement of the sector.” concludes Jorge Iglesias.
