A Unico, the largest identity verification network in Latin America, announces a partnership with 99Pay, the digital wallet of 99 that is enhancing the security and user experience of its platform. This collaboration demonstrates how Unico's digital authentication technology with facial biometrics and Liveness Detection is driving companies across various sectors, from major banks and retailers to digital platforms that stimulate and energize the economy.
Since adopting the solution, 99Pay has recorded significant improvements in user authentication, with greater efficiency and trust in transactions, as well as increased accuracy in combating potential fraud. With 18 years of operation in Brazil and a presence in 23 strategic sectors, Unico offers a robust proprietary technology, constantly updated to counter the most sophisticated and modern attack types, along with a powerful network effect. Each verification further enhances the intelligence of its system, increasing accuracy in anomaly detection and response speed against emerging threats, while also helping to boost confidence in legitimate consumers across its entire customer base.
“The security of our users is one of our top priorities, and we constantly seek the most advanced solutions on the market to offer an increasingly refined and secure experience,” says Luis Zan, Head of Risk Assessment and Fraud Prevention at 99Pay. “When conducting a market analysis, we saw that Unico's solutions were a perfect fit for our current needs. This partnership reinforces our commitment to security, innovation, and agility in digital processes and strengthens our infrastructure, offering a simple, transparent, and easy financial experience—essential pillars for the sustainable growth of our digital accounts in Brazil.”
The choice of Unico also considered its expertise in the Brazilian market and its deep understanding of the culture, behavior, and particularities of this audience.
“The partnership with 99Pay shows how identity verification has become essential infrastructure for the Brazilian economy,” states Guilherme Ribenboim, Head of Unico Brazil. “When the journey is fluid and secure, everyone wins—consumers, companies, and the digital ecosystem itself.” More than a case of efficiency, this collaboration reinforces Unico's vision that by building a global identity network, trust and seamless journeys become drivers for generating better results and enhancing business performance.
The integration of Unico's systems into the 99Pay digital accounts platform was completed in record time, taking only five business days. Furthermore, the reprocessing of the user base achieved 99% adherence, demonstrating the strength of the Unico network, which already validates with 100% certainty 9 out of 10 economically active Brazilians and performs 1 billion authentications per year.
Today, the five largest private banks in Brazil and nine of the top 10 retailers trust Unico's technology to protect their operations, from account creation (Onboarding) to activities such as credit granting, Pix transfers, high-value e-commerce purchases, and betting prize withdrawals, among many others.
