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Havan Group celebrates growth of 26.3% in the third quarter of 2024

With surprising financial results, Havan Group celebrates growth of 26.3% in the third quarter of 2024 compared to the same period last year.In the first nine months of the year, gross operating revenue totaled more than R$ 11 billion, representing a cumulative increase of 22.6%.

Gross margin also grew 0.9 percentage points (p.p.), from 37.2% in 2023 to 38.1% in 2024. Already the EBITDA margin had an impressive jump of 9.0 p.p., going from 12.2% to 21.2%.

Another highlight was net income, which reached the R$ 1.77 billion mark in the first nine months of the year, compared to R$ 793.57 million in the same period of 2023, representing a growth of 122.9%. With this, the net margin increased 9.3 pp., an increase of 21.9%.

Havan owner Luciano Hang says these results are a reflection of the efficient strategy and strengthening of the product mix. “We are very pleased with these figures that reflect our focus on efficiency and always offering the best to our customers. These results are the result of a well-targeted strategy and a dedicated team”.

The entrepreneur points out that the continuous efforts in search of a competitive and profitable business were rewarded by an important recognition: the new classification conceived by the international agency Fitch Ratings, which gave Havan the highest AAA score and evaluated with a stable perspective. “The new rating confirms the safety and strength of Havan's growth, as well as reaffirming our commitment to grow and innovate with safety”.

With sales for the next quarter, Havan Group continues with the goal of exceeding R$ 16 billion in sales.

Web Summit 2024: Internationalization Mission brings more than 400 Brazilian innovative companies to the largest technology event in the world

Edutechs, fintechs, healthtechs, biotechs e empresas inovadoras dos mais diversos setores e regiões. Essa pluralidade caracteriza a delegação da Missão de Internacionalização ao Web Summit 2024, organizada pela Agência Brasileira de Promoção de Exportações e Investimentos (ApexBrasil) e pelo Serviço Brasileiro de Apoio às Micro e Pequenas Empresas (Sebrae), Ministério das Relações Exteriores (MRE) e Serpro, que levará mais de 400 empresas inovadoras ao evento, que ocorre entre os dias 11 e 14 de novembro, em Lisboa.

“A delegação brasileira é representativa de nosso ecossistema de inovação. O Brasil tem mais de 20 mil startups e tem subido constantemente no Global Innovation Index. Isto é, somos referência em inovação na América Latina, com soluções tecnológicas escaláveis em diversos segmentos de mercado que despertam interesse do mundo inteiro. E nossa delegação, que leva um número sem precedentes de empresas brasileiras ao evento, vai ajudar a consolidar a imagem do Brasil como celeiro de inovação”, afirmou o presidente da ApexBrasil, Jorge Viana.

A evolução do ecossistema brasileiro é perceptível em diversas frentes. O Brasil tem se consolidado como o principal destino de investimentos em startups na América Latina. Segundo a plataforma de inovação Distrito, startups brasileiras captaram US$ 1,46 bilhão em capital de risco desde o início de 2024, montante 9,5% maior em relação ao mesmo período de 2023. O país apresenta centros de inovação cada vez mais avançados, programas de apoio às startups cada vez mais maduros, novos modelos de negócios sendo aplicados tanto pelos empreendedores quanto pelos investidores, e tudo isso gera mais oportunidades, trocas e mais competitividade. 

Em parceria, ApexBrasil e Sebrae querem abrir portas no mercado internacional para que o potencial das startups brasileiras possa ser visto e expandido nos ecossistemas de inovação do mundo, atraindo investimento e novos parceiros de negócio. “A inovação tem que pensar nos valores humanistas porque não podemos inovar o mundo com a tecnologia, com toda essa criatividade extraordinária que produzimos, sem pensar que convivemos com bilhões de seres humanos passando fome. Então, a inovação também tem que alcançar a inclusão social. Tenho convicção de que muitas experiências criativas também são para promover essa inclusão”, afirma o presidente do Sebrae, Décio Lima.

Todo o potencial do Brasil.

Este ano, a seleção para a delegação brasileira priorizou a diversidade regional e o incentivo à participação de empresas lideradas por mulheres. A iniciativa visa promover uma maior representatividade das diferentes regiões do Brasil no cenário internacional, além de fortalecer a presença feminina no ecossistema de inovação.

É o caso da Amazon Bioprotein , liderada pela CEO Antônia Bezerra, 76 anos, que encontrou na tradição da culinária amazônica uma solução para suplementação proteica natural. O cariru, também conhecido como caruru, é uma hortaliça reconhecida por suas ricas propriedades nutricionais.

Dona Antônia começou sua jornada empreendedora no Amapá há mais de 40 anos, mas foi no último ano que a estudante de nutrição ouviu a seguinte pergunta de um professor: “Você sabe o que é uma startup?”. Bastou isso para que a CEO mergulhasse em uma nova jornada no mundo da inovação.

Agora, a Amazon Bioprotein se prepara para decolar. “Ir para o Web Summit vai ser uma grande virada de chave, estou com grandes expectativas e sei o que a Amazon Bioprotein está indo buscar. Dei tudo de mim nas capacitações, nos eventos e nesta oportunidade vou mostrar para o mundo um produto que fomenta a agricultura familiar, sem agrotóxicos e que tem muitos benefícios”, comenta dona Antônia.

Outra startup com grande potencial é cearense Eduvem, uma plataforma digital que aposta na construção de universidades coorporativas. Em outubro desse ano, a empresa captou R$ 15 milhões em investimentos e a participação no Web Summit é estratégica para a expansão internacional da startup.

Segundo seu CEO, Vladimir Nunam, “um dos objetivos da nossa captação era a expansão internacional, e a Apex tem sido nossa parceira nesse processo. Ela não só nos leva a eventos como o Web Summit, mas oferece consultoria, cursos, mentoria”. Ele conta que a startup já esteve com a ApexBrasil em outras iniciativas que foram fundamentais para o desenvolvimento do negócio. “Lembro que para uma edição da Gitex, em Dubai, recebemos até dicas sobre como nos vestir. Esse é o grau de detalhe da preparação. E agora, no Web Summit 2024, vamos mostrar todo nosso crescimento desde a primeira participação no Web Summit de 2022. Já temos uma empresa em Portugal, com clientes, e depois dessa consolidação queremos expandir para a Europa, então vamos buscar parcerias e mostrar o que temos a oferecer”. 

Já a Vô Contigo vai estrear no Web Summit este ano. A startup nasceu para facilitar a mobilidade de pessoas idosas, buscando conectá-las a motoristas que passaram por curadoria e qualificação. “A ideia é que nossa solução seja um passaporte de liberdade da pessoa sênior”, conta Ivonete Guerino, quem criou essa solução. Sua startup foi selecionada para a Expo Favela 2023, evento que dá protagonismo a empreendedores advindos de situação de vulnerabilidade de todo o Brasil, e, para participar desse ecossistema de inovação, a Vô Contigo passou por processo de qualificação da Escola de Negócios da Favela, uma instituição que oferece conteúdos sobre gestão empreendedora com uma linguagem descomplicada, mentoria gratuita e conexão com investidores de mercado.

Ivonete foi de Cuiabá, onde a startup começou, à Expo Favela. Agora, por meio da parceria da ApexBrasil com a Central Única das Favelas e com a Escola de Negócios da Favela, a Vô Contigo chegará ao maior evento de tecnologia do mundo. “Eu sou uma mulher preta, periférica, que lidera um negócio de impacto para um público que é invisível. Então, são inúmeras camadas nas quais eu estou inserida. Quando eu olhava para o sistema, eu me sentia extremamente intimidada”, contou Ivonete sobre o início de seu percurso. “Agora, eu vou ao Web Summit prospectar o mercado português e europeu, onde existe um processo de envelhecimento mais forte que no Brasil, o que pode fazer meu negócio ter ainda mais sentido”, conclui a empreendedora.

A delegação brasileira conta com dez startups criadas em favelas brasileiras. “A ApexBrasil tem o compromisso de conectar os empreendedores brasileiros com o mundo e as favelas são uma fonte rica de criatividade, inovação e talento, que precisamos fomentar para que o Brasil ganhe o mundo”, afirmou o diretor de Gestão Coorporativa da Agência, Floriano Pesaro.

Na esteira do sucesso da última edição

Na edição de 2023 do Web Summit, as startups brasileiras brilharam. A Inspira venceu o campeonato de pitches do evento, enquanto startups como a Buddieapp, a HIT e a Luckie Tech foram selecionadas pela organização para participar de showcases nos palcos do Web Summit.

A Buddie.ai utiliza inteligência artificial (IA) para oferecer um “amigo-terapeuta 24h”, com a funcionalidade que acalma crises de ansiedade em até 5 minutos. Ana Quiroz, representante da startup no Web Summit 2023, conta que a participação da empresa no evento foi fundamental para a sua internacionalização. “Fomos mostrar nosso aplicativo para o mundo e ter testado nosso chatbot ao vivo e com tanto sucesso foi muito gratificante”.

Segundo a empreendedora, a ApexBrasil abriu as portas para o mundo da internacionalização e os resultados já começaram a aparecer. “Tivemos reuniões com possíveis investidores, pessoas e corporações interessadas em parcerias para colocar nossos produtos como benefícios para seus colaboradores”. Além das oportunidades de negócios, Ana ressaltou a seleção para o showcase. “O showcase foi incrível. Sem dúvidas, uma das melhores partes de todo o evento. Fizemos parte do showcase “the future of medtech”, onde pudemos mostrar, com todo esse destaque, nosso projeto de saúde mental para colaboradores”, contou a empreendedora.

Nos três dias de programação do Web Summit 2023, as empresas brasileiras puderam identificar parcerias, atrair investimentos e encontrar oportunidades para expandir suas ações para o mercado europeu. Patrícia Meirelles Palhares, fundadora da HIT: terapias holísticas, afirma que os investimos na viagem retornaram e ainda renderam contratos voltados ao mercado de Saúde Integrativa.

Posteriormente, a HIT ganhou o prémio top 5 em Health Tech no 100 Open Startups da América Latina, e a fundadora credita muito disso ao amadurecimento gerado pelas exigências do mercado europeu pós Web Summit. “Acho que estar na delegação brasileira de startups em um evento como esse, faz com que sua startup cresça no mercado, com tudo o que vivemos no evento, ficamos empolgados em manter nossa estratégia no B2B e B2C porque o mercado se mostrou aberto para isso, inclusive plataformas de lá”, relata Patrícia falando da experiência de sua startup.

Para a gerente de Indústria e Serviços da ApexBrasil, Maria Paula Velloso, o Web Summit é uma grande vitrine para o empreendedorismo brasileiro. “Tenho certeza que, na edição de 2024, vamos ter ainda mais startups nacionais brilhando, estabelecendo parcerias e atraindo investimentos para escalar seus negócios”, comentou Velloso.

Online talent bank helps companies attract qualified candidates

Com o mercado em busca de perfis cada vez mais especializados, as empresas estão adotando soluções digitais para agilizar seus processos seletivos e alcançar profissionais que realmente se alinhem às suas vagas. As plataformas de recrutamento digital têm ganhado espaço ao simplificar a divulgação de vagas e facilitar a triagem de candidatos, agilizando o processo e atraindo perfis qualificados.

Uma pesquisa da revista Gestão e Sociedade aponta que o uso de tecnologia no recrutamento não apenas economiza tempo, mas também permite uma melhor gestão das informações dos candidatos. Com a centralização de dados e a automação de etapas, essas plataformas ajudam a reduzir custos e ampliar a eficiência do processo seletivo.

Alisson Souza, CEO e fundador da abler, startup dedicada a gerar empregabilidade em Consultorias de RH e PMEs, explica que o banco de talentos digital oferece uma vantagem importante. “A tecnologia permite que as empresas alcancem profissionais com diferentes habilidades e experiências, acelerando a busca por candidatos que correspondem às expectativas do mercado. Um sistema confiável com milhões de profissionais cadastrados é uma ponte direta para as melhores contratações, como o banco de talentos da abler, que conta com mais de 7 milhões de profissionais”, comenta.

Candidaturas simplificadas e agilidade no processo

Uma das grandes vantagens das plataformas de recrutamento é a facilidade das candidaturas. Com um sistema de inscrição intuitivo e acessível, os candidatos encontram menos barreiras para se inscrever nas vagas, o que acaba ampliando o número de profissionais interessados. 

Souza destaca que essa simplificação é estratégica para atrair pessoas realmente engajadas. “Algumas empresas acham que colocar empecilhos no processo de aplicação para a vaga irá fazer uma ‘seleção natural’ daqueles que realmente a desejam, mas este é um engano. A candidatura simplificada faz diferença. Quanto mais fácil for para o candidato participar, maior a chance de atrairmos profissionais dedicados ao processo seletivo”, afirma.

Besides, uh a visibilidade das vagas é reforçada por meio de integrações com redes sociais e portais especializados, garantindo que a empresa alcance profissionais que estejam em sintonia com o perfil desejado. Assim, as empresas conseguem um retorno mais qualificado, direcionando tempo e recursos para etapas estratégicas da seleção.

Humanizando o recrutamento digital

Embora alguns ainda tenham receio de que a automação possa “desumanizar” o processo seletivo, o uso de tecnologia é benéfico tanto para as empresas quanto para os candidatos. Souza aponta que, ao contrário do que se pensa, a automação permite uma abordagem mais inclusiva e justa, pois elimina vieses humanos e dá mais transparência às escolhas. “A tecnologia, quando usada de forma responsável, aproxima os candidatos das oportunidades certas e elimina muitos dos entraves que ocorrem em processos convencionais”, explica.

Para os candidatos, o ganho também é relevante. A automatização possibilita uma experiência mais prática e rápida, com feedbacks mais ágeis e uma visibilidade maior para seu perfil profissional. “Nossa plataforma ajuda o candidato a se destacar de acordo com suas habilidades e experiência, sem que ele precise se preocupar em enviar múltiplas candidaturas. Isso facilita muito o processo e cria uma ponte direta entre o candidato e a empresa”, finaliza o CEO da abler.

Online retail: five strategies for scaling products

Opening a business in Brazil today is not as complex, especially given the many opportunities that the online world offers. However, making it grow and prosper becomes challenging for many. The retail market has many opportunities for success in the digital environment, provided there is effective planning in its management in view of the scalability of its products. Otherwise, even this vast universe that the digital world offers will not be able to sustain a good business idea.

Having a successful and leading brand in the segment requires a lot of care and smart strategies that boost its competitiveness. After all, even though, in our country, data from the Business Map show an enormous ease in opening a business – requiring an average time of one day and five hours – the corporate mortality rate is also high. Data from the IBGE indicate that 48% of businesses close their activities within three years, mainly due to the lack of efficient management.

Far beyond bureaucratic issues, efficient management is reflected through a series of practices aimed at the organizational structure as a whole. Something that, given the high competitiveness of online retail, becomes even more important to stand out.

With that in mind, check out five strategies that can help retailers successfully scale their products in the online environment:

#1 Brand Building: Time is a fundamental ally in the construction of a well-established brand in its segment. After all, it is through a continuous process of exposure, interaction with the audience, and intelligent actions that a company gains relevance and recognition – something that requires patience and consistency. The rush for immediate results will be the number one enemy of entrepreneurs, who need to respect this time for consumers to associate the brand's name with its values, products, and experiences.

#2 Distribution of products: The conveniences of online shopping cause many businesses to have an immediate "boom" in growth. However, the lack of structure in the distribution of their products prevents this momentum from being sustained in the long term, creating a bottleneck in operations. It is necessary to pay attention to the logistics of your products to achieve this scalability, otherwise, in addition to generating negative experiences, a bad reputation can sink the business before it even has a chance to reverse such damage.

#3 Community and Influencers: Once the brand establishes its purpose and communication, a sense of community naturally emerges, encompassing its target audience. This natural group of people who identify with the business will include the well-known influencers in the industry – who need to be won over and considered allies for corporate prosperity. After all, they are authorities in the segment, with a reputation, knowledge, and experience in the field, capable of driving the scalability of their products in the online environment to their loyal followers.

#4 Offline: Many retailers still prefer physical stores to conduct their business. As much as the in-person experience has its benefits, there is no way to completely avoid the advancement of market digitalization. Even those who achieve significant results in their establishments, it is important to reconcile them with, at least, a social network or an online platform, giving one more option for their consumers to know their products and even conduct part of their journey there. This union will certainly optimize the sales process of physical retail.

#5 Marketing: It is still very common to observe brands growing, generating revenue, and not investing in marketing strategies that support this movement, associating them with a separate cost and not as something valuable for their perpetuity. Marketing can be a driver for the scalability of online products, positioning them competitively to stimulate their purchase and customer retention. But, those who apply this investment will also need to dedicate time and effort to it, so that it achieves its purpose.

Selling online in retail is challenging. It takes just one click to find other businesses that offer the same products and services as yours. So, how to stand out in the face of so much competition? The answer is also complex, as there is no single manual applicable to every company, but rather a guide of good practices that must be analyzed and invested in according to the conditions and objectives of each one.

The digital environment offers countless opportunities to scale products and make a brand a benchmark in its sector. According to the Digital 2024 Report, Brazilians spend, on average, 9 hours and 13 minutes connected to the internet per day. However, it is not enough to just create a website or a social media platform to direct your consumers.

With the above strategies, the chances of achieving such results will certainly be higher, provided that the entrepreneurs dedicate time, efforts, and resources to put them into practice, offering close and available service to their customers.

Black Friday: check out 5 tips to not fall into tourism frauds

One of the favorite moments of the Brazilian during the year to buy tickets and accommodations is Black Friday. A search conducted by Google in July 2024 shows that the date promises to be relevant: 72% of consumers heard would like to have some kind of travel offer. In the overall product ranking, the study showed that among the most desired items in the period, trips are in seventh place, with 15% of preference.

Marcelo Linhares, CEO of Only, the largest B2B travel tech in Latin America he says that the fraud of non-existent air tickets is one of the main scams, when consumers buy tickets on fake websites that mimic companies that actually exist.“Na Black Friday, scammers become more daring, offering unreal promotions that will never be fulfilled. Offers such as tickets to the Maldives by R$ 4 thousand or flights to Sao Paulo by R$ 69 are typical examples of these impossible situations”, he explains. 

There is also an increase in the practice of phishing, where emails, websites and malicious messages are passed on by promotions of known companies to request personal or payment data.

Tips to prevent fraud during Black Friday

  1. Check the reputation of the site: research the company before finalizing the purchase and always check if the domain of the site corresponds to the official of the company. Choose to keep purchases through traditional travel agencies or platforms already known can reduce the risks of fraud;
  2. Beware of fake URLs: be aware of sites that visually copy legitimate ones, but that make minor changes to the URL address. These details may indicate fraud;
  3. Check the social networks of the company: dissatisfied consumers usually make complaints through the social networks of tourism-focused companies. Comments asking for money back and reviews can reveal scams or recurring complaints about the service;
  4. Use credit card: the credit card offers greater protection against fraud and the possibility of challenging charges in case of problems. Scammers usually offer larger discounts for payments via PIX, since the money can not be recovered in this payment method.

Plataforma otimiza logística reversa e acelera reembolsos no e-commerce

A logística reversa é o processo pelo qual produtos retornam do consumidor ao varejista ou fabricante, seja por motivo de troca, defeito ou descarte sustentável. No e-commerce, ela desempenha um papel fundamental para garantir que os itens retornados sejam adequadamente reintegrados ao estoque ou descartados de forma responsável. Esse sistema não só minimiza perdas financeiras, mas também agiliza reembolsos, uma etapa essencial para melhorar a satisfação do cliente.

De acordo com uma pesquisa da National Retail Federation (NRF), a taxa de devoluções no comércio eletrônico atingiu 17,6% em 2023, refletindo seu impacto na rentabilidade das empresas. Para muitas varejistas, o desafio é reduzir o tempo de processamento dessas devoluções e acelerar os reembolsos, transformando a experiência negativa em uma oportunidade de fidelização dos consumidores a longo prazo.

According to Carlos Tanaka, CEO of the PostalGow, empresa líder em soluções logísticas com capilaridade nacional e criadora da plataforma DevolvaFácil, que foca justamente na padronização de devoluções, uma estrutura eficiente de logística reversa pode agilizar diversos processos organizacionais. “A padronização no manuseio dos produtos devolvidos garante que os itens sejam verificados de forma correta, ágil e consistente, reduzindo erros e perdas, e acelerando os processos seguintes, como reestoques e reembolsos”, explica.  

Tecnologia e integração como aliados

Essa agilidade é essencial uma vez que um processo rápido e transparente se tornou um diferencial competitivo no e-commerce, com 83% dos consumidores afirmando que a facilidade nas devoluções influencia suas decisões de compra futuras, de acordo com a pesquisa da NRF. “Para empresas que desejam acelerar o ciclo de devolução e garantir a satisfação do cliente, estabelecer um sistema integrado de gestão e automação na logística reversa é fundamental”, afirma Tanaka.

Com isso, a utilização de tecnologias integradas com inteligência artificial para roteamento automático e análise de dados em tempo real tem possibilitado a redução de erros e tempos de processamento, oferecendo aos consumidores finais uma experiência de devolução prática e um recebimento de reembolso sem complicações. “Ao integrar a logística reversa diretamente com o sistema de gestão de inventário e plataformas de ERP, como é possível com a DevolvaFácil, as empresas conseguem rastrear os produtos desde o início da devolução até o reembolso, garantindo total visibilidade e controle,” ressalta o especialista.

A inovação vai de encontro às tendências de digitalização e sustentabilidade nas empresas, onde a automação e a inteligência artificial têm sido utilizadas para melhorar a eficiência do processo, reduzir custos operacionais e minimizar até mesmo o impacto ambiental. “Hoje, a logística reversa não é apenas uma questão de escolha, ela se tornou uma necessidade. Assumir essa responsabilidade vai além do atendimento ao cliente, permitindo que as empresas convertam um desafio operacional em uma vantagem estratégica”, conclui Tanaka.

Female Entrepreneurship Month: C-levels highlight the impacts women in leadership roles have on society

November is recognized as the World Female Entrepreneurship Month, highlighting the significant impact that women have on the corporate scene. The date, officially celebrated on the 19th, emerges as an opportunity for global recognition of female achievements. According to data from the Brazilian Institute of Geography and Statistics (IBGE), 39% of managerial positions are occupied by women, a positive sign of progress towards gender equity in the workplace.

This increase in female representation in leadership positions not only defies stereotypes, but also brings significant financial results. McKinsey & Company studies show that companies with female leadership have 34% more profitability. To understand a little more of the impact that these statistics show, meet seven women who occupy leadership positions in companies from the most varied segments:

Ana Laura Motta is Chief Brand Strategy Officer at MOTIM. With over 8 years of experience in public relations and digital marketing, she has developed brand and content strategies for more than 150 companies and executives, focusing on startups, scale-ups and unicorns. Currently, she is responsible for leading the brand area and supervising the integrated communication and narrative initiatives of clients, strengthening the presence and reputation in the market. 

Asked what impact women in leadership positions have on the market and society as a whole, the executive believes that one of the main gains is the diversity of repertoire and worldview.“E I speak not only with a social bias, but rather as a competitive advantage. The combination of different views and experiences allows more creative solutions to complex problems and better decision making”, she points out.

Camila started her career still in traditional advertising, in Salvador (BA), but it was in Sao Paulo that she faced the challenge of expanding an activation agency to a market with greater potential, more complex and competitive. Immersed in the digital world since the Orkut era, she acquired experience and pioneering in digital platforms, technology and media. Currently, 10 years ahead of iD\TBWA, as CEO, Camila leads an agency with more than 240 talents, employing a business vision that integrates data, creativity and innovation to develop growth platforms for customers. With more than 20 years of experience, the professional of Communication and Marketing has built a solid journey through a.

According to the executive, the development of a culture capable of boosting women and generating advances in diversity is one of her main goals within the agency.“Being at the head of an agency makes much of my time dedicated to empowering talents and creating an environment in which people feel fulfilled and motivated in their careers. This is what reflects in the quality of deliveries and strong partnership with our customers.”, says Camila.

Graduated in Production Engineering and with a Postgraduate degree in Business Management from the Dom Cabral Foundation and MBA from INSEAD (France/Singapore), she has been working at Arco Education since 2014. She also has experience in artificial intelligence through her work at SkillLab, a Dutch company. Currently, Debora Montenegro is General Director at Geekie.

For the executive, the presence of women in leadership positions is not only an achievement, but a necessity to drive innovation and diversity in the market and society. “As General Director of Geekie, I have the responsibility and privilege to lead a team committed to educational solutions that transform education in Brazil.”

Fanny Moral is Chief Operating Officer and co-founder of Eureka Coworking, one of the main global networks in the sector. With more than 10 years of experience in the market, COO leads the company's operations, assuming the complete management of the space, the development of new partnerships and the organization of networking events. In his previous trajectory, he held positions in the administrative and accounting areas, where he stood out for project management and process automation. He has worked in renowned institutions such as Itau BBA, Itau-Unibanco and Bike Tour SP. His experience unites deep technical knowledge and a skill of creating unique connections in the market.

“Understanding as a woman is an intense and nuanced journey. Despite being at the head of Eureka, a business I created from scratch with my husband, Daniel, I still face challenges that are often specific to us women. From small things, such as having to reaffirm my position in meetings and negotiations, to dealing with the pressure of balancing professional and family responsibilities. Sometimes I feel that there is an invisible expectation for me to “prove my value more steadily, which can be exhausting. But at the same time, these challenges drive me to go further, showing that female leadership brings a more force and a differentiated environment to build.

The trajectory of the executive in the financial and technological sector began in 2011 unexpectedly, when she entered the payment market as an intern. This first contact aroused a true passion for the area, motivating her to deepen her knowledge with a Digital Law course and to dive deeper into the universe of technology. It was in this context that she met Pinbank, where she seeks to foster gender equity and inclusion, encouraging a diverse team with different perspectives, who can find innovative solutions to old problems. In addition, she acts as a counselor in a social project that welcomes, cares and qualifies young people in a situation of vulnerability, which helps me to maintain a perspective of always being a sensitive to the reality.

“Women in leadership positions bring diverse and innovative perspectives, essential for a more inclusive and resilient business environment.In the financial market, this presence fosters creative and effective solutions, while in society, it inspires and opens paths for other women to also reach prominent positions, promoting gender equity and collective development”, says Fernanda.

In 2017, with only 24 years, Laila Martins founded edtech Saber in Network, exercising the position of CEO since then. And in just five years, led the company from scratch to the valuation of 50 million reais. Driven by innovation in reaching new students and valuing the academic community, Laila founded the startup with the purpose of disseminating education and enabling people to undertake in this process. Active in the innovation and entrepreneurship ecosystem, the executive operates since 2020 as a mentor in the programs of the Brazilian Association of Startups, SEBRAE and Innovative. In 202, she joined the Ventures to investimento. 

For the CEO, women in leadership positions promote a more inclusive and balanced organizational culture, inspiring future generations.“This representation helps to break down stereotypes and encourages girls to aim for prominent positions and achieve higher” flights, she comments. 

Graduated in marketing, the executive, who is since 2011 at Aurum, began her journey as User Experience Design and, over time, took over the Marketing area, until becoming a partner and participating in the acquisition of the company by the Vela group in 2019. In July 2022, became CEO of legaltech which is based in Florianopolis, with operations in several regions of Brazil. Over the last 12 years, she has been responsible for impacting more than 100 thousand lawyers with products and with the Aurum brand that has been growing in the market, following the constant expansion of the legaltech. 

“When a woman takes a leadership position, she opens a door for other women, showing that it is possible to get there. Her presence brings a unique and diverse perspective to management, which is reflected in the team, creating opportunities for more women and people of different profiles to occupy prominent positions. This not only makes the company more inclusive and equitable, but also makes it more innovative and enriched by the diversity of thoughts”, comments Marcela.

Only 201,000 customers say they have a good experience with chatbots; Learn how to maintain the human touch in customer service.

According to the Artificial Intelligence in Retail study, 47% of retailers use Artificial Intelligence (AI) in some of their processes. According to the report, 56% of this technology is used in customer service with chatbots. Similarly, the Manager's Yearbook: CX Trends 2024 report, prepared by Octadesk in partnership with OpinionBox, revealed that only 20% of consumers report having had a good experience interacting with chatbots. 

In this scenario, Marcos Schütz, CEO of VendaComChatA network specializing in WhatsApp automation services, he states that what tends to turn consumers off to automated customer service is an overly formal or robotic tone. He warns that the key to maintaining the human touch involves strategy and conversational design. According to him, it's crucial to make the chatbot's language seem natural and friendly. "Working on the bot's 'personality,' using language that reflects the company's values and communication style, helps the customer feel a stronger connection with the brand. Furthermore, investing in a more informal, inclusive, and empathetic tone can provide a more humanized customer experience," explains the executive.

According to Marcos, creating customer service scripts that are more casual and conversational is a challenge for most companies, but it can be easily solved. "One of the most effective methods is to automate a warm welcome message at the beginning of the interaction, personalizing messages with the customer's name and specific information from their history, mentioning previous purchases, recommending products related to what they've already purchased, or making suggestions based on their registered preferences. In addition, scheduling follow-up content after the interaction is complete, making the customer feel valued," he explains.

The CEO of VendaComChat also reveals that to create a pleasant and effective automated customer service experience, constant adjustments are essential. "Reviewing dialogues and adding new customer service flows based on product changes or new customer needs is crucial to keeping interactions up-to-date and accurate," explains Marcos.

Also according to the Octadesk report in partnership with OpinionBox, 511% of consumers say that for a bot to provide effective service, it needs to connect with a human when necessary. In this regard, Marcos emphasizes that automation should handle simple tasks such as frequently asked questions, order status, and scheduling, so that, upon detecting signs of doubt or dissatisfaction, the conversation is automatically transferred to a human representative. "Adjusting where the bot interacts and where the human intervenes should be a recurring practice, ensuring that automation is always aligned with the desired experience. A straightforward solution that helps manage customer expectations is for the chatbot to briefly explain what it can and cannot do at the beginning of the conversation. This way, the consumer will know when they can get a direct answer and when they need to speak to a human representative," he comments.

Marcos emphasizes that automation enables speed, agility, and accuracy in customer service, in addition to providing detailed metrics such as response time and satisfaction. "When implemented well, technology can transform the user experience, offering speed, convenience, and personalization. The key is balancing the efficiency of automation with the human touch, so that the customer feels well-served," he concludes. 

Sebrae RS participates in mission for Web Summit Lisboa 2024

In partnership with ApexBrasil and institutions of the innovation ecosystem in Brazil and Portugal, Sebrae will promote a mission to the Web Summit Lisbon, which takes place from November 10 to 15, of which Sebrae RS will also be part. The objective is to connect Brazilian startups to actors of the innovation ecosystem of Portugal and Europe, promoting the internationalization of these companies. The exhibition space, called Brazil Pavilion, located at the Web Summit, will be expanded from 225 m² to 648 m², offering greater visibility to startups.

So far, there are seven Gaucho startups at Web Summit Lisboa confirmed (Aprix, Clinica Experts, Grana.ai, Privacy Tools, PureAI, Supermedia and Trindtech). Of these, three are going as guests of Sebrae Nacional, for having stayed in the Top 10 of the Sebrae Startups Award in 2024. Four other startups were selected in the edict of the Web Summit Mission, corrected between Sebrae Nacional and Apex.

“Ter gaucho startups representing our innovation ecosystem during the Web Summit Lisboa reinforces the power of RS and the quality of innovative companies that arise in the” state, says Carlos Aranha, Innovation manager at Sebrae RS. Brazilian startups focused on innovation and global expansion, international investors and strategic partners, and government and entrepreneurship support entities participate in the mission.

For this, the delegations of the Sebrae System, along with startups selected via the Sebrae and ApexBrasil partnership, have gone through an online training trail that involves analysis of trends and opportunities in the European and global market, softlanding programs to facilitate entry into international markets, access to financing, investors and international support and practical strategies to generate value connections at the Web Summit.To date, there are seven confirmed Gaucho startups at the Web Summit Lisbon.

Technology combined with smart promotions make companies flee the “mesmice” during Black Friday 2024

Success on Black Friday 2024 will depend on strategies that combine innovation and efficiency. However, the success of companies does not depend only on good promotions, such as discounts of up to 80% in some categories.

In a market that moved R$ 5.2 billion in Brazilian e-commerce in 2023, the projections of Abcomm (Brazilian Association of E-Commerce) indicate that Brazil should surpass the R$ 200 billion mark in 2024. With an average ticket close to R$ 500 and more than 90 million virtual consumers, the technology is consolidated as a decisive factor for the success of companies.“It is no use to offer incredible discounts or advantageous combos if the sales system and customer service does not collaborate with the brand, Rodrigo Nucci

The Digital Nation, a marketing agency reference in Brazil and partner of some of the largest e-commerce in the country, implements technological solutions that ensure scalability, security and efficient integration with payment systems. All this is done to avoid failures that could compromise the results of Black Friday. In addition, the agency uses inbound marketing, automation and segmentation, maximizing the billing of e-commerce.

Martucci explains: “We understand that an unstable system, which falls or takes time to process transactions, turns Black Friday into a frustrating experience for both the retailer and the consumer.” Therefore, the Digital Nation faced these technical problems and specialized in preparing large companies, ensuring that not only promotions are attractive, but that the technology behind them supports the large volume of traffic and transactions, making it possible to make the most of the potential of the event.

This preparation goes beyond just ensuring that the site does not go down. It includes optimizing the user experience, with platforms that are fast, secure and capable of supporting multiple simultaneous transactions.

The team highlights the importance of automation in areas such as inventory control and customer service, allowing processes to flow without overwhelming staff or leaving consumers waiting for answers or products to go unavailable.

“A memorable, secure and transparent shopping experience not only attracts customers on Black Friday, but also turns them into loyal customers in the long term”, concludes Martucci.“With the right technological tools and strategies, companies can focus on what really matters: taking advantage of the business opportunities that Black Friday offers.”

An example of technology focused on retail is KIGI, developed by the IRRAH Group. According to Chrystian Teodoro Scanferla, head of Business of the IRRAH Group, “o KIGI is an ERP that helps in real-time control, organizing management in a strategic way.” Widely used in the fashion sector, this tool allows retailers to identify products with greater turnover, adjust their purchasing strategies and predict sales trends, thus optimizing their operation during the period of high demand.“O KIGI was born to transform an ERP into a more efficient business practices for the fashion sector.0 years with the company.

In addition to KIGI, the group offers other technological tools that serve more than 35 thousand users globally. Among them are GTP Maker, AI that allows the creation of virtual assistants via Artificial Intelligence for customer service and sales and E-vendi, an e-commerce platform integrated with ERP, facilitating management and sales. There is also Z-Api, an integration solution with WhatsApp so that technology entrepreneurs and software companies can create automatic messages for both customer engagements and notices, and PlugChat, for service management in WhatsApp. 

Another solution is Dispara.ai, a platform with automated processes, which allows the entrepreneur to create automation flows, recovery of abandoned carts.“Processes that transform WhatsApp interactions into golden opportunities!”, highlights Chrystian. “These solutions are essential to ensure that retailers in the fashion sector can make the most of Black Friday opportunities, optimizing their operations and improving the consumer experience”.

Adopting creative strategies that make technology a business ally is essential, but we must not forget that, in addition to a robust technological infrastructure, it is necessary to present innovative business ideas.With increasingly tight profit margins, companies need to be creative to ensure a healthy Black Friday. According to Martucci, “the focus should be on increasing the average ticket without compromising the profit margins”. 

For companies, he suggests some strategies to achieve this balance:

  1. Promotions in combo: Offer higher discounts on multi-item purchases, encouraging increased value per customer.
  2. Progressive discounts: Grant discounts that increase as the customer buys more or indicates friends, helping to reduce the Customer Acquisition Cost (CAC).
  3. Low turnover: Use products with low demand in promotions, helping to reduce inventory costs.
  4. Partnerships with influencers: Invest in collaborations with influencers in the revenue-share model, expanding reach without the high costs of traditional campaigns.

In addition, the IRRAH head reinforces the importance of preparing inventory and diversifying payment methods to deal with increased demand during Black Friday, avoiding operational failures that could compromise sales.

Black Friday is also a time of fraud, which requires attention from both businesses and consumers. Investing in security certificates and joining effective initiatives increases customer trust.

For consumers, however that, according to a survey conducted by OpinionBox, 79% agree that technology helps a lot in the buying process, Martucci offers important tips to avoid scams, ensuring a “Black Friday Legal”:

  • Check CNPJ: Always confirm that the CNPJ of the store is available in the footer of the website.
  • Read reviews: Research the reputation of the company before finalizing the purchase and check complaints on consumer platforms.
  • Be wary of suspicious offers: Prices far below the market can be a sign of fraud, so it is important to be cautious.
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