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AI applied to data is essential to understanding the consumer

Have you ever wondered how some companies seem to know exactly what you want even before you ask? This is not a coincidence – it is artificial intelligence applied to data analysis. In the current scenario, understanding consumer behavior has ceased to be a differentiator and has become a necessity for companies that want to grow sustainably, as well as to stay competitive.

Analytical Artificial Intelligence (AAI) has revolutionized the way businesses interpret customer data. Traditional methods, such as market research and purchasing behavior reports, have significant limitations: data is collected in a limited and sporadic manner, interpretation can be biased, and most importantly, consumer behavior changes rapidly, making these analyses often outdated.

In Brazil, 46% of companies are already using or implementing Generative AI solutions. However, only 5% of them believe they are fully leveraging their potential. This reveals a significant gap and a huge space for strategic optimization.

Now, imagine a scenario where your company doesn't just need to react to changes in consumer behavior but can anticipate them. IAA allows processing millions of data in seconds, detecting behavior patterns and predicting trends with a high level of accuracy. Large companies are already using this technology to achieve impressive results

  • Amazon: analyzes purchases and browsing patterns to recommend products in a highly personalized way, increasing sales conversion;
  • Netflix: 75% of what users watch on the platform comes from recommendations made by the IAA, ensuring greater engagement and retention;
  • Magalu: personalizes offers and optimizes stocks, ensuring that the right products are available at the right time;
  • Of course: monitors client connections and anticipates potential problems, resolving them before they are even noticed.

Companies that use AI in data analysis are leading their markets, while those that ignore this trend risk falling behind. The world has already changed, and it's time to act. If your company is not yet adopting AI to better understand your customers, you may be leaving money on the table.

The world has already changed, and companies that adopt AI are leading their sectors. Meanwhile, those who hesitate risk falling behind. Is your company prepared for this revolution or will it continue leaving money on the table?

Pix is expected to represent more than 50% of e-commerce operations in 2027, predicts Nuvei study

Payments operations carried out via Pix in e-commerce are expected to account for more than 50% in the sector by 2027. As for the credit card, although it will lose some ground, it will also remain relevant, representing 27% of payment methods by 2027. It is what the study bringsGlobal Expansion Guide for High-Growth Markets, produced by Nuvei, a Canadian fintech payment solutions company, now in its 2nd edition, focusing on Brazil and South Africa. The study is part of a series of reports analyzing e-commerce in eight high-growth markets mapped by Nuvei — Brazil, South Africa, Mexico, Hong Kong, Chile, India, Colombia, and the United Arab Emirates.

In 2024, the percentage of Pix usage was 40% in e-commerce, and from now on, the forecast is that this payment method will become increasingly popular among the Brazilian public. Since its launch in 2020, it has transformed the way the country's audience conducts transactions. Your great success is due to your speed, convenience, and lack of fees for consumers, making it especially popular among unbanked populations or those with limited access to traditional financial services.

The release of Pix via proximity by the Central Bank, on February 28th, represents another step forward in the innovation journey of payment methods in Brazil. With this new feature, consumers will be able to make purchases in an even faster and more intuitive way, simply by touching their phone to the machine, just as they already do with debit and credit cards," comments Daniel Moretto, senior vice president of Nuvei Latin America. "Furthermore, the potential integrations of Pix with international systems have the potential to transform cross-border transactions, expanding its global relevance and benefiting both consumers and companies operating in international e-commerce," states the executive.

Among the preferred payment methods of Brazilians, digital wallets are also gaining ground, especially among younger consumers and in large cities. In 2024, these solutions accounted for 7% of payments in e-commerce, and although the forecast for 2027 is 6%, they are more of a technology solution that consumers have been paying attention to. The use of bank slips is decreasing in e-commerce and is expected to drop from 8% in 2024 to 5% by 2027.

South Africa

South Africa presents a combination of traditional methods and innovative solutions, driven by technological advances and greater financial inclusion. Credit and debit cards remain the main payment methods in South African e-commerce, driven by the established banking infrastructure in urban areas. The use of debit cards in the country will remain with little variation in the coming years and will account for 40%, while credit card use will not change until 2027, remaining at 3% of its usage.

It is worth noting that digital wallets are gaining strength, especially among young consumers and mobile commerce enthusiasts. They offer fast and secure payments, increasingly used for app purchases, service bills, and small transactions.

Canoas hosts itinerant event that discusses cashback and the future of loyalty

The CircuitExpoEcomm 2025, the largest traveling e-commerce event in Brazil, begins its journey on March 18, in Canoas (RS), and will travel to eight cities throughout the year.

With an expected 10,000 participants and 30 exhibiting companies at each edition, the event has established itself as one of the main hubs for networking, innovation and updating in the sector.

This year's edition highlights Artificial Intelligence, a tool that has been transforming the consumer experience and boosting conversion rates in e-commerce. Another trending topic will be cashback, with new strategies to retain customers and increase purchase recurrence.

Sustainability in e-commerce will also be a key topic, reflecting the growing demand for responsible and differentiated practices in the sector. Omnichannel and social commerce are gaining ground with discussions about the integration between physical and digital stores and the impact of social networks on purchasing behavior.

Among the confirmed exhibitors is Magis5, a platform thatintegrates retailers with large marketplaceslike Amazon,Free Market, SHEIN,ShopeeMagalu, Netshoes, Leroy Merlin, AliExpress,AmericanandWoodWood.

Claudio Dias, CEO of Magis5, emphasizes the importance of the event and the company's participation. "Automation and integration are essential for retailers to operate in a scalable and efficient manner. At ExpoEcomm, we will demonstrate how technology can simplify processes and increase competitiveness in marketplaces," he emphasizes.

According to him, the event not only anticipates trends, but also acts as a thermometer for the future of digital retail: “Whoever updates themselves and implements these changes now will be one step ahead in the market.”

ExpoEcomm 2025 Circuit Agenda

  • Canoas/RS – March 18th
  • Rio de Janeiro/RJ – April 15th
  • Fortaleza/CE – May 13th
  • Blumenau/SC – June 17th
  • Curitiba/PR – July 15th
  • Belo Horizonte/MG – August 19th
  • Franca/SP – September 16th
  • Goiania/GO – October 14th

Logtech from Bahia expands operations and bets on AI to make highways safer

Infleet, the Brazilian company specializing in technological solutions for fleet management, closed its 2024 financial year, which showed a 120% growth in the past year.For 2025, the goal is to intensify this expansion by investing in security. The company has been investing resources in artificial intelligence in its solution that reduces traffic accidents: the vehicle camera that detects and analyzes drivers' behavior.

Reaching the milestone of R$ 18 million in funding rounds, the startup plans to expand its client portfolio – currently there are 700 across the country. Infleet's fleet management solutions reduce maintenance costs by up to 40%, promote a 25% savings in fuel consumption, and increase driver productivity by 20%.

The co-founders of the startup, Victor Cavalcanti and Vitor Reis (respectively, CEO and COO of the company), are all smiles from ear to ear when they review 2024 and project 2025. "It was a period of decisive achievements. In addition to attracting investments, we were awarded the Black Founders Fund, listed in the 100 Startups to Watch, and included in GPTW," says Cavalcanti.

The Black Founders Fund is a program by Google for Startups that allocates resources to startups founded and led by Black entrepreneurs — such as Vitor Reis. The 100 Startups to Watch is a survey by Pequenas Empresas & Grandes Negócios magazine (PEGN), in partnership with EloGroup, Innovc, Valor Econômico, and Época Negócios, highlighting innovative companies. Being on this list means being in the spotlight for investors, entrepreneurs, and professionals.In turn, GPTW (Great Place To Work) is a ranking of the eponymous organization that identifies the best companies to work for.

“Infleet has already raised R$18 million in venture capital resources. Now, we are looking for even faster growth in 2025”, say Cavalcanti and Reis.

Currently, Infleet's solutions include telemetry, vehicle cameras, real-time fleet monitoring, preventive and corrective maintenance planning, digital checklists and data analysis, with a detailed view of vehicle performance, allowing the identification of patterns and trends, such as fuel consumption, maintenance and uptime.

Another tool provides organized control of infractions committed by drivers, facilitating the registration, monitoring and resolution of fines, which helps to avoid the accumulation of unpaid infractions and possible legal problems for the company.

The dashcam, for example, features artificial intelligence capabilities. It consists of cameras installed in vehicles that analyze the driver's behavior and driving. The devices have the ability to identify signs of fatigue, gestures indicating distraction or carelessness, cellphone use, among other details that contribute to accidents and incidents.

Roots Marketing: The Secret to Connecting Brands to All Generations

In a scenario where innovation and technology are advancing rapidly, many companies get lost in the pursuit of complex strategies and passing fads. However, what truly guarantees the success of a brand is what is called root marketing, or strategic marketing – a set of principles and strategies that analyze the market, understand the audience, and develop an action plan to achieve the company's objectives.

According to marketing and business strategy expert Frederico Burlamaqui, the essence of marketing will always be understanding the human being and connecting with their deepest needs, regardless of age or the generation they belong to. "That which we call root marketing is based on principles that ensure the brand's connection with audiences of all ages, from Baby Boomers to Generation Alpha, providing an effective and timeless approach," he explains.

To achieve this goal, Burlamaqui states that a deep understanding of the audience is essential, regardless of the generation, understanding the desires, pains, and behaviors of the consumer. "What changes between generations is not the need to feel valued, but the way this appreciation is communicated. Market research, active listening, and data analysis are key pieces for an accurate approach. Root marketing is, therefore, a return to the essentials: listening to the consumer, communicating authentically, and building genuine relationships," he comments.

Communication and humanization

Authentic and humanized communication is also essential, whether through digital or offline channels; brands that establish a genuine relationship with the audience are more likely to create lasting connections. "Authenticity has no expiration date. People connect with people, not with robots or empty speeches. Moreover, content needs to be relevant and consistent. Regardless of the platform, it must generate value. Baby Boomers may prefer a detailed article, while Generation Z engages more with short videos. But in the end, what matters is that the message is relevant and well told," says Burlamaqui.

The integrated experience is another essential factor, as brands that can offer a seamless experience, aligning service, product, and after-sales, have a greater chance of building customer loyalty. Whether in face-to-face service, social media, or e-commerce, the experience must be consistent. No one likes to accumulate frustrations or have their expectations unmet, highlights the specialist.

Finally, well-defined positioning and deliveries are essential, because more than selling a product, it is necessary to build a brand with authentic values.People buy whatever it is to have their desires and needs fulfilled. Regardless of age, they demand a balance between perceived value and price.If a brand wants to be relevant to any generation, it needs to abandon fleeting marketing and invest in principles that stand the test of time," concludes Burlamaqui.

Root marketing principles that ensure brand connection with audiences of all ages

- Deep understanding of the audience:Regardless of the generation, understanding the desires, pains, and behaviors of the consumer is essential. As Burlamaqui explains, "what changes between generations is not the need to feel valued, but the way this appreciation is communicated." Market research, active listening, and data analysis are key pieces for an accurate approach.

- Authentic and humanized communication:Whether through digital or offline means, brands that establish a genuine relationship with the audience are more likely to create lasting connections. "Authenticity and generating value have no expiration date. People connect with people, not with robots or empty speeches," emphasizes the specialist.

- Relevant and consistent content:Regardless of the platform, it must generate value. "Generation X tends to trust traditional sources such as newspapers and magazines, while Generation Y consumes digital content intensely, especially blogs and podcasts. But in the end, what matters is that the message is relevant and well told," says Burlamaqui.

- Integrated experienceBrands that can offer a seamless experience, aligning service, product, and after-sales, have a greater chance of building customer loyalty. Whether in face-to-face service, social media, or e-commerce, the experience must be consistent. No one likes to accumulate frustrations or have their expectations unmet, "highlights the specialist.

- Well-defined Positioning and DeliveriesMore than selling a product, it is necessary to build a brand with authentic values.People buy whatever it is to have their desires and needs fulfilled. Regardless of age, they demand a balance between perceived value and price.", reinforces Burlamaqui."

Solution as a Service: The digital revolution for small and medium-sized companies

In recent years, digital transformation has ceased to be a differentiator and has become a necessity for companies of all sizes. Small and medium-sized enterprises (SMEs), in particular, face significant challenges in keeping up with this technological revolution, whether due to financial limitations, lack of internal expertise, or difficulties in managing complex infrastructures. In this context, the solution as a Service (aaS) model has been consolidating and providing innovation, flexibility, and operational efficiency without the need for significant initial investments.

The concept of Solution as a Service is based on offering on-demand services and technologies, eliminating the need for acquiring and maintaining own infrastructures. Instead of investing in servers, software, and specialized teams, companies can hire complete solutions provided by industry experts. This model covers various areas, including software (SaaS), infrastructure (IaaS), and platform (PaaS), allowing businesses from different sectors to find customized solutions for their needs.

One of the main advantages of this model for SMEs is the reduction of operational costs. Traditionally, adopting technology required high initial investments and recurring costs for maintenance and updates. With the adoption of the as-a-Service model, these costs become predictable operational expenses, enabling more efficient and accessible financial planning. Furthermore, the scalability of these solutions ensures that the company pays only for what it actually uses, adjusting the service according to its needs and growth.

Another essential point is information security. Small and medium-sized businesses often lack the infrastructure or the necessary knowledge to ensure proper data protection. aaS providers heavily invest in cybersecurity, offering advanced protection measures such as encryption, automated backups, and continuous threat monitoring. In this way, SMEs can operate with greater peace of mind and compliance with regulatory standards, without having to bear the high costs of maintaining their own security team.

Accessibility and ease of implementation are also key factors in the popularization of this model. Unlike traditional solutions, which require lengthy and complex installation and configuration processes, solutions as a Service can be implemented quickly and intuitively. With specialized support and constant updates, companies have access to cutting-edge technologies without the need for advanced technical knowledge, allowing them to focus on what truly matters: the growth of their business.

Furthermore, collaboration and mobility are strengthened with this approach. With cloud-based tools, teams can work remotely, share information in real time, and ensure business continuity regardless of geographic location. This factor has become even more critical with the rise of hybrid and remote work, reinforcing the need for flexible and integrated solutions.

It is essential to highlight that continuous innovation is one of the pillars of the as a Service model. Small and medium-sized businesses, which previously struggled to keep up with technological changes, can now access the latest innovations without having to invest in costly upgrades. This allows them to stay competitive in the market by adopting solutions that improve the customer experience, optimize internal processes, and increase operational efficiency.

Given all these advantages, it is clear that the solution as a Service model is not just a trend, but a reality that has come to stay. It democratizes access to technology, allowing SMEs to overcome barriers and reach new levels of success. Companies that adopt this approach are able not only to reduce costs but also to gain agility, security, and continuous innovation, becoming more competitive in an increasingly dynamic and digital market.

ESG regulatory framework. Learn why investors prioritize companies that adopt good practices and how to implement them

The ESG theme (Environmental, Social and Governancehas never been more in vogue in Brazil than now. This is because the ESG20+ Public Consultation was launched in the country, with suggestions for structuring environmental, social, and governance standards. Available until the end of March, it is expected to give rise to a fundamental regulatory framework to standardize practices, ensuring that all public and private companies follow clear and uniform criteria.

In the current world, ESG has been widely adopted for investors' decision-making. They tend to prioritize companies that adopt good practices because they generally present lower risks, are better prepared to face regulatory challenges, and demonstrate a commitment to long-term sustainability. All these factors can lead to greater profitability and financial stability, as well as meet the demands of consumers andstakeholdersfor administrative transparency, ethics and responsibility.

ESG is synonymous with solidity, lower costs, better reputation, and greater resilience amidst uncertainties and vulnerabilities. Many countries and economic blocs – such as the European Union (considered a pioneer), the United States, and Canada – already have their regulatory frameworks developed.Thus, the existence of unified criteria and their compliance by organizations will elevate Brazil to a better representation in the foreign market, increasing its global competitiveness.

All companies, regardless of size, are guided by governance, which is nothing more than ethics and transparency in management. In this way, all are influenced by ESG. One of the twenty principles analyzed in the ESG20+ Public Consultation, and also one of the most important, concerns the simplification of legislation so that small-sized organizations have better conditions to adapt to the regulations.

Often, in the current reality, small companies are unable to have a board of directors composed of professionals specialized in governance. However, it is important that the business owner or any other member of the board be able to study and understand the guidelines on their own. A thorough internal audit increases legal security, reduces the risk of fines, and prevents the company's image from being tarnished in the market. Regarding the major entities, the presence of one or more members specialized in ESG within the board of directors is essential.

The existence of criteria encourages companies to adopt practices that minimize impacts, promote social justice, and ensure transparency, resulting in sustainable and balanced economic growth. Recently, in an interview with the press, the CEO of Rede Brasil do Pacto Global ESG, Carlo Pereira, was quite assertive in stating that "ESG is not an evolution of corporate sustainability, but rather corporate sustainability itself."

According to recent data released by PwC, it is estimated that at the beginning of this year, 57% of mutual fund assets in Europe are in funds that consider ESG criteria. This corresponds to US$ 8.9 trillion. Another interesting fact, disclosed by the same institution, is that 77% of the institutional investors surveyed by PwC itself plan to stop purchasing products from companies that do not adopt good practices by 2027.

ESG20+

Anyone interested can participate with suggestions and opinions in the ESG20+ Public Consultation, which will be available until the end of this March. It is organized by the Global ESG Institute, the Brazilian Association of Institutional and Government Relations (Abrig), and the ESG Movement in Practice.

The interinstitutional initiative aims to establish environmental, social, and governance standards to guide public agencies, society, companies, and investors in Brazil. The goal is to simplify the application of ESG principles, as well as to establish unified criteria for measuring and disclosing practices.

In-person work still weighs on careers, but companies that ignore performance may lose talent

With the consolidation of home office and hybrid work, a silent challenge has been impacting the careers of many professionals: theproximity biasA study conducted by economists from the British universities of Nottingham, Sheffield, and King's College indicates thatRemote workers have fewer chances of receiving promotions and salary increases, even when they perform better than their in-office colleagues.The reason? The unconscious tendency of leaders to value more those who are physically close in daily life.

Virgilio Marques dos Santos, co-founder of FM2S Education and Consulting, career manager, and PhD from Unicamp, warns that this distortion can harm both professionals and the companies themselves. "The proximity bias causes ineffective management to end up promoting those who are visible in the office, rather than those who deliver better results. This undermines fair recognition of work and reduces talent retention," he states.

The problem worsened after the pandemic, when many leaders, accustomed to the in-person model, began to associate productivity with physical presence. However, innovative companies have already understood that the most important thing is to measure results, not the amount of time spent in the office. Tech giants like Google and Microsoft have adopted more flexible models, focusing on delivery and work quality, regardless of the employee's location.

How to avoid proximity bias?

To ensure a fair assessment, Santos recommends some practices:

- Performance evaluation:Instead of focusing on physical presence, companies should establish clear performance metrics to evaluate their employees;

- Regular meetings with everyone on the team:Remote employees can be forgotten in daily interactions. Structured meetings ensure balance in communications;

- Use of productivity tools:Management software allows monitoring performance objectively, reducing dependence on in-person observation.

- Inclusive organizational culture:Leaders should be trained to recognize and avoid proximity bias, ensuring that decisions are based on actual merit.

For the specialist, the future of work is not in constant supervision but in the relationship of trust and the appreciation of results. "Companies that understand this will get ahead, attracting and retaining the best professionals, regardless of where they are," he concludes.

South Korean logistics company launches O-NE, a delivery service even on holidays

The logistical advantage of the South Korean company, Coupang – the first company to implement seven-day-a-week delivery service in that country – has diminished due to competitors who have been implementing the same business model.

Coupang Inc., which long dominated the domestic logistics industry with its own fulfillment network, is now seeing its competitive advantage erode.

According to industry sources, e-commerce companies that previously struggled to compete with Coupang's logistics efficiency have benefited significantly from the launch of 7-day delivery services.

New era in South Korean deliveries

An example is CJ Logistics Corp., the largest parcel delivery company in Korea, which recently announced the launch of O-NE, enabling deliveries on Sundays and holidays. This initiative enabled the main e-commerce platforms, which previously did not deliver on weekends, to offer shipments seven days a week, matching Coupang's logistics model.

Gmarket Inc., another logistics company in the country, was also quick to adopt the seven-day delivery system, followed by 11Street, which introduced a same-day delivery service on weekends on Feb. 22.

Market impact

The service has been particularly well received by consumer goods and fashion sellers, with food suppliers accounting for 24.7% of new sign-ups in January and February, according to data from CJ Logistics.

“While it is still in the early stages, we are already seeing a notable increase in delivery volume,” a Gmarket representative said.

With the proven effectiveness of seven-day-a-week deliveries, other logistics companies such as Hanjin and Lotte Global Logistics are now considering similar services.

Meanwhile, Naver has stepped up its competition with Coupang by rebranding its delivery service as N Delivery.

"Since the launch of Sunday deliveries in April 2024, the transaction volume has increased by 80%," said a Naver representative. "We expect further growth after the brand change."

This transformation in the South Korean logistics landscape represents a significant shift for the country's e-commerce market, where Coupang had established a considerable advantage with its Rocket Delivery delivery model. The new competitive reality promises to benefit consumers with more fast delivery options, while online retailers seek ways to differentiate their services in an increasingly competitive market.

With information from pulse.mk.co.kr

Southeast Asia's e-commerce market to reach $325 billion by 2028: study

The Southeast Asian e-commerce market (SEA) is expected to reach an impressive value of $325 billion by 2028, according to the latest IDC InfoBrief, a market intelligence company. The study, titled "How Southeast Asia Buys and Pays 2025," analyzed the digital payments landscape in six markets in the region: Indonesia, the Philippines, Malaysia, Singapore, Thailand, and Vietnam.

In its fourth edition since 2021, the survey interviewed 600 participants and highlights how the world's fifth-largest economy is on an exceptional growth trajectory, largely driven by the rapidly expanding e-commerce sector and the growing adoption of digital payments.

Main trends in digital payments

The study identified significant patterns that are transforming trade in the region:

  • Growing digital domainBy 2028, it is expected that 94% of total e-commerce payments in Southeast Asia will be made through digital means. Domestic payments (97.9%) and mobile wallets (94.9%) show the most significant growth, expanding the reach of e-commerce in regions traditionally less dependent on cards.
  • Real-time payments on the riseRTPs (Real-Time Payments) are expected to reach over US$ 11 trillion by 2028. In Singapore, systems like PayNow are already the third most used payment method by merchants surveyed in 2024.
  • Diversified regional preferences: Mobile wallets lead in popularity in Indonesia, Malaysia and Vietnam, while domestic payments dominate in Singapore and Thailand.

Opportunities in cross-border trade

One of the most promising highlights of the report is the untapped potential of international trade between Southeast Asian countries:

  • Intra-SEA international trade is expected to reach US$14.6 billion by 2028, representing a 2.8-fold growth compared to 2023.
  • For the 62% of traders in the region who sell their products and services internationally, cross-border transactions were, on average, 21% larger than domestic ones.
  • Initiatives such as Regional Payment Connectivity (RPC), which unites the six markets studied, are strengthening and streamlining payments between countries, with a focus on seamless, efficient and cost-effective cross-border transactions.

Challenges and opportunities for traders

Agnes Chua, General Manager of Business and Product Development at 2C2P, commented on the rapidly evolving landscape: “The Southeast Asian e-commerce landscape is evolving at a breathtaking pace. Merchants recognize the immense opportunities this growth brings, but also the increasing complexity to their operations.”

Common challenges faced by merchants include customer support, troubleshooting, payment gateway integration, and technology issues.

Gary Liu, General Manager of Antom, Ant International, added: “Southeast Asia is rapidly emerging as a global hub for digital commerce and innovation. As businesses expand across borders, seamless and efficient transactions are essential to maintain competitiveness.”

For businesses looking to fully tap into this growing market, the study recommends a comprehensive understanding of the region’s digital payment landscape and offering payment methods tailored to local preferences to enhance the customer experience and drive higher conversion rates.

With information from benteuno.com

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