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'AI Agent' emerges as an evolution of artificial intelligence and can solve up to 80% of customer service problems

In the universe of artificial intelligence, a new wave is approaching rapidly. They are AI agents that perform increasingly complex tasks and make autonomous decisions. In customer service, this evolution is viewed favorably. By 2029, this technology will resolve 80% of common customer service issues without human intervention, according to a recent projection by consulting firm Gartner.

While traditional chatbots, for example, are mechanical and follow predefined scripts, the AI agent can act autonomously to make online purchases on its own based on human commands, for example.

For the customer service sector, this means a new way of engagement, facilitating attendants' service with productivity and automation of interactions, and reducing operational costs for companies. However, it will also change the communication made by consumers.

“This transition will impact the way customers communicate with the company, as they will also have access to the artificial intelligence agent. Consumers will be able to use it to clarify doubts, request exchanges and returns, and make complaints on their behalf. This scenario requires strategic adaptation on both sides, so that the relationship is not affected and problem-solving is practical,” comments Oswaldo Garcia, CEO ofNeoAssist, a leading platform in omnichannel service and owner of Núb.ia artificial intelligence.

Thus, Gartner's study also addresses that, based on this new behavior, it will be necessary to adapt service not only for human clients but also for "machine clients." This directly implies prioritizing automation, as the volume of interactions may change. This could be the beginning of a major shift in conversational AI, which is no longer just a customer support tool but is permeating other operational and relationship levels.

“The market is betting that AI agents will be the next evolution of technology, and the forecast is that in four years’ time we will already be able to see the results of its use. Until then, our mission is to prepare the ground to deliver the best experience to customers, whether or not they use AI during their purchasing journeys,” adds the CEO of NeoAssist.

Innovation and AI mark talks at Web Summit Rio

The next steps of AI have been highlighted at major events. From April 27 to 30, the Web Summit Rio will take place, and among the talks, there are no shortages of topics involving artificial intelligence. From finance and ESG to design, as well as the role of AI agents.

Keeping an eye on the latest in technology,customer experience and artificial intelligence, NeoAssist is one of the companies that will be present at the event. Visitors will be able to chat with the team and executives of the brand to network, discuss the importance of omnichannel vision in customer service, and learn about Núb.ia — proprietary AI that suggests, summarizes, and analyzes consumer sentiments in customer service.

Web Summit Rio

Data: April 27-30

Local: Riocentro Convention & Events Center – Rio de Janeiro (RJ)

Site: Link

ZenoX investigates largest financial breach of 2025, with 3.4 million cards compromised

ZenoX, a cybersecurity startup fromDefense GroupSpecialized in artificial intelligence against digital threats, it conducted a detailed investigation into the leak of 3.4 million credit cards, called "JOKER". The incident, which was classified as the largest financial data leak so far in 2025, was attributed to the cybercriminal group B1ACK’S STASH, known for trading financial data on the dark web. The analysis revealed that malicious actors are stepping up their game by combining advanced phishing, e-commerce compromise, and artificial data generation to maximize impact and financial return.

Leakage strategy and methods
The campaigns identified do not appear to have been targeted at specific banks, but rather aimed at the mass collection of credit card data through different methods, such as:

  • Fake payment gateways;
  • Fraudulent websites;
  • Phishing by e-mail;
  • Man-in-the-Middle scripts on legitimate online stores.

The operating pattern shows that B1ack seeks to maximize its gains by reselling or using the stolen data. For this, explore markets of thedark web, forums ofcardingand direct transactions, strengthening its influence through an effective marketing strategy in the cybercriminal underworld,” says Ana Cerqueira, CRO at ZenoX

Impact and identified risks
Although the initially disclosed total was 3.4 million cards, ZenoX's investigation suggests that between 1.4 and 2 million records are authentic. Of this total, 93.96% remained active at the time of the investigation, representing a significant risk to consumers and financial institutions, especially in the Southeast Asian region.

It is also pointed out that a significant portion of the 3.4 million card records disclosed by B1ack may have been artificially generated and not obtained exclusively through legitimate breaches. Anomalies in CVV codes, expiration dates, and demographic data were identified, indicating significant artificial generation of some of the data.

“We estimate that between 40% and 60% of the records may have been created artificially. This artifice seeks to amplify the impact of the leak, increasing the reputation of the criminal group in the black market,” Cerqueira highlights.

The implications of this leak go beyond the immediate economic impact and highlight structural changes in the way compromised data is collected, manipulated, and commercially exploited. In this way, swift mitigation actions are required.

Brazil's exposure in the leak
Brazil ranks 40th among the most affected countries, with 3,367 compromised cards, representing 0.10% of the total. Despite the moderate exposure, the presence of Brazilian records is the largest in Latin America, surpassing Argentina (712), Chile (459), Colombia (139), and Mexico (2,791).

The analysis of IP addresses linked to national cards reveals a diversified pattern, indicating multiple phishing campaigns and possible e-commerce compromises, rather than a centralized attack. São Paulo leads in the volume of leaked data, reflecting its importance as a financial center.

The relatively lower exposure of Brazil, in contrast to the high concentration in Southeast Asia, can be attributed to factors such as differences in the security technologies of local financial institutions, the attacker's lesser focus on the region, or the geographical distance of B1ack's main operations. "Although it is not one of the most impacted countries, the presence of more than 3,000 compromised cards in Brazil highlights specific vulnerabilities that require the attention of financial institutions and regulatory agencies," concludes Cerqueira.

The full study carried out by ZenoX can be accessedhere.

Pix for China: XTransfer and Ouribank join forces to boost international trade

XTransfer, the world's leading B2B cross-border payment platform and China's number one, and Ouribank, one of Brazil's main foreign exchange banks, have announced a global partnership. This collaboration aims to reduce the cost and processing time of cross-border payments for XTransfer customers, particularly benefiting Chinese and global merchants with significant markets in Latin America. Companies with an XTransfer account will be able to receive Pix transfers from Brazilian clients.

China has been Brazil's most important trading partner since 2009 and is one of the country's main sources of Foreign Investment. Brazil was the first Latin American country to surpass 100 billion dollars in exports to China and is China's largest trading partner in Latin America. In 2024, China's bilateral trade with Brazil grew by 3.5% year-on-year, reaching approximately 188 billion dollars.

When companies make cross-border payments, they often face challenges such as long processing times, high costs, and currency exchange losses.A study by EBANX andXTransfershowed that, in Brazil,a transaction of this type can take up to 14 days to completeif done using conventional methods. This translates into lower operational capacity of companies, inefficiency, and unexpected costs.

XTransfer is dedicated to providing foreign trade companies with secure, compliant, fast, convenient, and low-cost cross-border payment and collection solutions, significantly reducing the cost of global expansion and increasing global competitiveness. With more than 600,000 clients, XTransfer has become the number 1 in the industry in China.

Four decades of experience have made Ouribank a reference in the foreign exchange market. She is one of the pioneers of eFX technology and has been working with some of the largest foreign exchange fintechs in Brazil with FxaaS solutions since 2019.

The two parties work together in Payment and Exchange Services. By integrating Ouribank's infrastructure, XTransfer can now offer customers a wider range of local payment and fund collection options. Global foreign trade companies with an XTransfer account can now receive payments inBrazilian Real (BRL) of its Brazilian consumers, who can pay Chinese and global suppliers in BRL via PIXwithout the currency complexities.

The new partnership between XTransfer and Ouribank benefits not only the global foreign trade companies involved in Latin American markets but also Brazilian companies working with international suppliers, especially those from China. This collaboration helps to simplify and promote cross-border commercial transactions in Brazil.

For Bill Deng, Founder and CEO of XTransfer,“The partnership with Ouribank marks an important milestone in our expansion into the Brazilian and Latin American markets. This collaboration not only drives XTransfer’s global growth, but also transforms the business experience for Latin American SMEs. We look forward to the long-term success of this alliance.”

Bruno Louis Foresti, Chief Executive Officer of Ouribank, said:“In the foreign exchange and payments segment, we serve companies of all sizes, from small entrepreneurs to large corporations, including international financial institutions that offer payment services in Brazil. With Hub, we are advancing in the payments technology sector, offering solutions that reduce friction in international transactions without compromising the tradition and experience we have built over more than four decades. We are confident that our partnership with XTransfer will bring significant benefits to both organizations.”

The venture capital bubble has burst, what now, startups?

By Alberto Azevedo, investment specialist and CEO of the Alby Foundation

In recent years, the venture capital market in Brazil has shifted from euphoria to contraction. If there was previously an excess of liquidity driving investments in promising startups, today the scenario is different. The rise in the Selic rate and the greater selectivity of investors have imposed a brake on the ecosystem, making fundraising an increasingly challenging task. LAVCA data shows that investments fell from $3.2 billion in 2022 to $2.1 billion in 2023, and plummeted to just $225 million in the first three quarters of 2024. This new reality forces entrepreneurs to rethink their financing strategies and explore less conventional, but often more sustainable, paths.

The startup ecosystem has been captivated by the idea that an innovative business necessarily requires traditional investors to exist. Venture capital rounds, inflated valuations, and the obsession with raising millions early on have become almost a rite of passage. Meanwhile, the question remains: what if we are buying a myth that benefits the financial market more than the entrepreneurs themselves?

Building an MVP – the simplest version of a product that can be launched in the market – and validating an idea are crucial challenges, but venture capital is not the only, and perhaps not the best, option for this stage. In the rush for quick money, many founders end up diluting their stake too early and lose control of the company before even understanding its true growth potential. The fundraising model imposes pressure for artificial scalability, which can be fatal for businesses that need time to mature.

Companies like Mailchimp, Amazon, and Duolingo have gone their separate ways, exploring alternatives likebootstrapping, rounds with family,grants andcrowdfundingMailchimp, for example, never received any venture capital funding and was sold for $12 billion. Duolingo secured its first development phases with research grants. Jeff Bezos already took the first steps of Amazon with an investment from his own family.

The traditional investment model creates a vicious cycle, where startups raise funds to grow, grow to raise more, and in the process, lose their identity and purpose. Many organizations end up hostage to investors who demand accelerated returns, forcing unnecessary pivots and decisions that can compromise the company's longevity. The culture of grow or die led giants like WeWork and Peloton to burn billions before realizing that sustainable growth should have been the priority from the beginning.

There are alternatives. THEbootstrapping guarantees total control. THEcrowdfunding Validates the market and generates cash flow without dilution.Grants and grants provide money without the need for repayment. Accelerator programs can be a shortcut to strategic connections, and pre-selling products allows customers to be the true initial investors. Airbnb started by selling cereal boxes to stay afloat until its business model was validated. Pebble raised over $10 million on Kickstarter before manufacturing a single smartwatch.

Entrepreneurs need to free themselves from the narrative that there is only one path. Venture capital can be a useful tool, but it should be seen as a strategic choice, not a prerequisite. Startups that understand their options increase their chances of building solid, sustainable businesses aligned with their founders' vision. The money is there, we just need to stop always looking in the same direction.

Koin expands presence in Pix Parcelado with new partnerships in Brazilian retail

Koin, a fintech specializing in financial solutions for digital commerce, expands its presence in the Installment Pix segment by forming new strategic partnerships with major brands in Brazilian retail. Companies such as Boca Rosa Beauty, Marisa, Livelo, TNG, and Livo are now offering the Buy Now, Pay Later (BNPL) option — or Buy Now, Pay Later — which allows consumers to purchase products immediately and split the payment into installments without the need for a credit card.

The Installment Pix consolidates itself as an affordable alternative for those seeking financial flexibility. With the possibility of splitting payments via Pix transfer, the solution broadens access to credit and simplifies the shopping journey, benefiting both consumers and retailers. "The evolution of e-commerce and the increased use of Pix by Brazilians have stimulated the need for the market to diversify payment methods. Therefore, Pix Installments is one of the major bets for BNPL," explains Ignacio Croce, commercial director of Koin.

Brands strengthen Koin’s payments ecosystem 

The new partners of Koin are references in their segments. Boca Rosa Beauty, led by influencer Bianca Andrade, moves millions annually in the beauty sector. Marisa, a giant in the fashion retail industry, and Livelo, a leader in rewards programs, connect thousands of consumers to products and experiences. Yescoo stands out for its diverse clothing mix, while TNG is recognized for its quality and contemporary design. Livo, established in the premium eyewear segment, reinforces the diversity of the fintech's client portfolio.

According to the executive, BNPL, together with Pix, represents the digital payment method with the greatest growth potential in the country. "The BNPL proposal is to offer a more accessible and straightforward payment experience," he/she/they highlights. According to the deadlines and conditions, the installment plan can be made interest-free or with reduced rates, making it an attractive solution for different consumer profiles.

The addition of major brands to Koin's portfolio confirms the growth trend of BNPL. "In our surveys, we identified that 25% of the top 100 national e-commerce sites offer BNPL as a payment option, and projections indicate that the Brazilian BNPL market will surpass US$10 billion in the coming years," comments Croce.

How does the lack of a CRM harm sales?

"I'm not seeing results." This is a very common phrase in the market spoken by clients who are taking their first steps into the world of digital marketing, but without the initial preparation that serves as a foundation to perfectly demonstrate the delivery of results from the professionals in this field, it becomes difficult to prepare reports.

Achieving these effective results in itself is not something complex, the problem, in fact, lies in collecting data to present numbers that can support the perception of the work, which is not something simple and requires investment in a tool that will be the key piece for these objectives: CRM (Client Relationship Management).

Although still strongly associated with achieving goals, many forget or do not understand that marketing can have multiple objectives, such as being commonly used by small and medium-sized businesses solely for lead generation. However, when this process is conducted directly on certain platforms without the support of robust tools that manage lead arrival and guide them through a journey aligned with their profile, there is a significant risk of losing data related to the reason for exit, as well as a lack of control over the sales team's performance.

By avoiding these losses through the use of tools provided by the customer management system, known as CRM, companies have the opportunity to work with conversational marketing, aiming to adopt real-time conversations as a central strategy to engage their leads and guide them through each stage of the buying journey. Thus, the company and its team can create genuine and engaging experiences, with an empathetic and close touch, strengthening connections with their consumers.

This need has been recognized in the market since the 20th century, when CRMs were first implemented manually through the Rolodex, a paper contact list. However, in 1987, the first software similar to the CRMs available today was introduced to the market, named "ACT!". The point to be highlighted here is the observed need for such an artifice within the digital realm since the last century.

Today, according to a study conducted by Nucleus Research, which aims to provide research related to ROI (Return on Investment), it was found that for every dollar invested in a CRM, eight are returned to the company. We are talking about an 800% return – that is, the money invested in hiring one of these apps pays for itself and additionally brings profits to the company.

However, even in the face of this indisputable fact and so many international enterprises that already incorporate CRM into their routines, many companies are still reluctant to invest in a tool that has been on the market for almost four decades and, as a result, in addition to losing potential customers, they will also lose data related to the treatment of these customers.leads, as well as their reasons for withdrawal.

A satisfied customer is not only likely to become loyal to the brand but also to recommend it organically to many other people. And if your company does not want to lose ground to the competition and understand exactly the journey of your consumers to turn them into a memorable experience, turning to CRM will no longer be a technological cost but rather a long-term investment that will be essential to constantly boost your sales, profitability, and prominence in the sector.

IAB Brazil launches Compliance and Good Practices Manual on Artificial Intelligence in Digital Advertising

IAB Brazil announces the launch of the "Compliance and Best Practices Manual on Artificial Intelligence in Digital Advertising". The material, developed by the IAB Brazil Regulatory and Legal Affairs Committee, aims to support advertisers, agencies, media, and digital platforms in the responsible adoption of AI, ensuring that their campaigns are conducted in accordance with industry regulations and best practices.

The manual is a complement to the Guide to the Use of Artificial Intelligence in Digital Advertising, launched last year by IAB Brazil, and addresses fundamental topics such as the current scenario of AI regulation, compliance with personal data protection laws, brand safety in programmatic advertising, as well as ethical issues related to advertising measurement driven by AI.

The launch takes place at a time with important ongoing initiatives to regulate the use of Artificial Intelligence in Brazil. Among them are the Brazilian Artificial Intelligence Plan (PBIA) 2024-2028, from the Ministry of Science, Technology and Innovation (MCTI), and Bill 2338/2023, which is under discussion in the National Congress and aims to establish a legal framework for the responsible use of AI, focusing on privacy and transparency.

“IAB Brazil acts as a bridge between the industry and the government, ensuring that public policies reflect market reality. Our priority is that any regulation protects consumers, promotes a healthy digital environment and, at the same time, preserves innovation and sustainability in our industry. This manual is certainly another important step towards ensuring that everyone makes good use of AI in an ethical, safe and responsible manner,” says Denise Porto Hruby, CEO of IAB Brazil.

The manual content was structured into two parts. The first addresses the current regulation of AI in Brazil, copyright related to AI, and guidelines for legal compliance and data protection. The second part discusses brand safety, ethics, and transparency in the use of AI for advertising measurement, concluding with suggestions for implementing best practices.

To access the complete manual,Click here.

More than half of Brazilian companies plan to increase investments in paid media in 2025

Visualize a fierce competition on a racing circuit, where each car is a company vying for the consumer's attention. At the center of this race, paid traffic is like a turbo that propels vehicles forward, providing the speed needed to surpass competitors. Without this energy boost, the chances of standing out decrease, and the goal of capturing the target audience becomes a more challenging task. In the world of digital marketing, those who use paid media strategically not only accelerate their market presence but also position themselves as leaders, quickly reaching their ideal clients.

And the numbers don't lie: 51.7% of companies plan to increase investments in paid media in 2025, according to a Conversion survey. The reason? The return on investment (ROI) that this channel provides. According to a survey by HubSpot, companies that invest in paid traffic see an average growth of 40% in the generation of qualified leads. Additionally, Google Ads alone generates an average ROI of 200% for advertisers, according to WordStream data. This growth is no coincidence. In a saturated digital landscape, it's not enough to just be present; you need to be seen.

For João Paulo Sebben de Jesus, owner of PeakX, a digital marketing consultancy specializing in customized solutions, the time has passed when simply posting a message and hoping it would reach the right audience organically. Today, paid traffic is the compass that directs the message to the ideal user, at the perfect moment, with the most relevant offer. Whether on Google Ads, where we capture the purchase intent, or on Instagram and TikTok, where content generates desire, each platform has its strategic role.

João Paulo explains that Google Ads is ideal for direct conversions, capturing consumers who are already searching for a specific product or service, usually out of necessity, since the level of awareness about the solution they are seeking is high. Meta Ads (Facebook and Instagram) is excellent for brand building, engagement, and promoting products that evoke desire, giving us the opportunity to target our audience to stimulate that desire. It is also useful for necessity products, as we can work with persuasive content highlighting a problem, its implications, and the need for a solution. TikTok Ads is powerful for reaching a targeted audience, generating virality and sales, and LinkedIn Ads is the best option for B2B companies aiming to reach decision-makers.

Thus, the choice of platform is decisive for the campaign results. We always seek a balance between reach and engagement to strengthen the brand, cost-effectiveness, and return on investment. Strategically combining platforms such as Meta Ads (Facebook and Instagram), TikTok Ads, and Google Ads is ideal for creating an ecosystem that feeds itself, surrounding the potential customer in various ways, respecting the characteristics of these channels and creating complementary communications to guide the person from the top to the bottom of the funnel, transforming them into a highly qualified lead.

Each of these tools allows companies to target their ads extremely precisely, considering age, location, interests, purchase intent and even online behavior.

A practical example: imagine a sportswear store that wants to sell more running shoes. With paid traffic, she can target ads to: people searching for "best running shoes" on Google; reach on Instagram users who have shown interest in the type of product; and people who have recently interacted with sports content on TikTok.

This precision dramatically increases the chances of conversion, ensuring that every real invested generates a real return.

With the digital advertising market projected to reach $870 billion by 2027, according to Statista, the pressure for businesses to adapt and adopt paid traffic strategies is only set to increase.

But don't be fooled: it's not just about spending more, it's about investing better. The companies that get ahead are not necessarily the ones with the biggest budgets, but rather those that use data, A/B testing, and artificial intelligence to continuously refine campaigns.

Proper segmentation allows companies to better understand their target audience, identifying their pain points, desires, and decision triggers. This results in more effective and persuasive communication, increasing customer conversion. According to a survey by Ebit/Nielsen, 70% of online stores already use AI for data analysis and process automation.

The use of AI enables advanced optimizations, such as intelligent A/B testing, dynamic budget adjustment, and audience recognition. "We apply technology at various stages, from creating optimized landing pages to predictive behavior analysis. This ensures that each message is delivered to the right audience at the right time," he/she/they highlights.

PeakX sees this technology as a great opportunity to optimize campaigns. "The future of paid traffic lies in the fusion of data and creativity. On one side, algorithms analyze behaviors, optimize bids, and adjust ads in real time. On the other, creative strategies ensure that every visual, every copy, and every call to action are irresistible," explains João Paulo.

“At the end of the day, what really matters is not just how many clicks were generated, but how many conversions, how many new customers and, above all, how much real growth was achieved,” he concludes.

Bipa and Mastercard launch credit card with Bitcoin cashback

Bipa, a cutting-edge platform that integrates Bitcoin, digital dollars and Brazilian reais into a single bank account, has partnered with Mastercard to launch a credit card with Bitcoin cashback and the Mastercard Touch Card design, introducing an accessible card standard for people who are blind or have low vision, increasing the security, inclusion and independence of Bipa cardholders in Brazil.

The new Bipa card, one of the latest innovations in the Brazilian financial market, offers Bitcoin cashback on all purchases for customers. Additionally, Bipa Turbo members have exclusive access to the feature of using their crypto assets as collateral to increase their credit limit, enabling daily transactions without the need to sell these digital assets.

This launch represents a significant change for Bitcoin and digital dollar investors. With the Bipa card, users can make payments at any establishment that accepts Mastercard, using Bitcoin, digital dollar, or real as collateral. Before this novelty, these assets were often inactive in brokerages or wallets. Now, they can be used as collateral, adding more value and convenience to users' daily lives.

According to a Mastercard survey, about 89% of Brazilians are willing to adopt new or unconventional payment methods. "This innovation from Bipa offers a valuable alternative to traditional methods of using cryptocurrencies, promoting greater flexibility and financial control for its users," says Luiz Parreira, CEO of the fintech.

Bipa and Bipa Turbo Card

The Bipa card transforms the credit experience by offering attractive benefits to all customers. In addition to cashback, with the self-service feature, it is not necessary to have an approved limit or make a deposit in reais to guarantee a credit limit. You only need to own Bitcoin or USDT to make purchases on credit, including installment payments.

It is worth noting that, when using self-service, the sale of Bitcoin or USDT occurs to execute the purchase on credit. This feature is optional for all clients and differs from the USDT/BTC guarantee of Bipa Turbo, which does not sell the assets. Thus, everyone has the flexibility to choose the best option according to their needs and strategies.

The Bipa Turbo offers even more advantages, as it not only allows the use of Bitcoin (BTC) or USDT as collateral to obtain a credit limit, but also provides double cashback. These exclusive features offer greater flexibility and financial optimization, making them ideal for those seeking to maximize earnings and integrate cryptocurrencies into daily life.

“By combining the power of Bitcoin and the digital dollar with the practicality of credit, we are redefining the concept of financial flexibility and creating new possibilities for our users,” says Guilherme Kenworthy, CFO of Bipa.

The Bipa Mastercard Card also features an innovation in the physical card design: theBrazil's first credit Touch CardWith an exclusive Mastercard notch, the card allows blind or partially sighted people to easily identify that it is a credit card by touch alone. This innovation, developed by Mastercard, promotes greater security, inclusion, and independence for blind people as part of Mastercard's inclusion and accessibility initiatives.

New Card Partnership

The new card is the result of a strategic collaboration between Bipa and Mastercard, a global technology company in the payments sector. "Together, we are combining Mastercard's global reach and technological expertise with Bipa's innovation and agility to create a product that not only meets our customers' needs but also reshapes the payments market," says Luiz Parreira, CEO of the fintech.

Great demand and interest

Since the partnership was announced, more than 70,000 users have already signed up to the waiting list to obtain the new credit card, highlighting the high demand and interest in the product.

Availability and access

The Bipa credit card can be requested directly through the app, available for iOS and Android devices. This convenience offers a practical and innovative financial experience. The card release will be carried out according to the waiting list order, but it is possible to accelerate access by inviting friends and family to register on the Bipa platform. The more invitations are accepted, the faster the progress on the list.

Retail sector loses R$31.7 billion per year due to lack of investment in IoT

The lack of investments in Internet of Things (IoT) technologies has caused significant losses in various sectors of the Brazilian economy. In retail, for example, the lack of automation and intelligent monitoring results in a billion-dollar loss. According to the Brazilian Association of Loss Prevention (Abrappe), in partnership with KPMG, the average loss rate in retail increased from 1.21% in 2021 to 1.48% in 2022, totaling a financial impact of R$ 31.7 billion per year.

These losses are attributed to operational breaks and inventory errors. The lack of adoption of advanced technologies, such as tracking sensors, radio frequency identification (RFID), and artificial intelligence, hampers inventory monitoring and the identification of operational risks, reducing efficiency and increasing company costs. However, companies that have already adopted technological solutions for loss prevention have recorded significant reductions in operational losses.


But retail is not the only sector impacted by low IoT adoption. Besides commerce, other areas of the economy fail to achieve significant gains due to the lack of digitalization and automation.


● Public Administration: Most government buildings and public bodies still operate with corrective maintenance, without sensors to control climate control and energy consumption, which results in wasted resources and high operating costs.


● Industry and Manufacturing: Despite the advances of Industry 4.0 in production lines, facilities management within factories is still outdated. Many industrial plants do not use sensors for predictive maintenance of building equipment, environmental monitoring, or automated climate control, impacting productivity and workplace safety.


● Transportation and Mobility: Subway, train and bus stations face challenges in adopting technologies to optimize cleaning and maintenance, which compromises the user experience and generates unnecessary operating costs.


The survey by the Brazilian Association of Facility Management, Property, and Workplace (ABRAFAC) highlights the advancement of digitalization in the hospital sector, where 52.7% of institutions already have alert and alarm systems for real-time process and equipment monitoring, and 57.1% use visualization panels for operational management. This progress has ensured greater safety and predictability in hospital infrastructure, reducing waste and improving the patient experience.


EVOLV, specialized in IoT solutions, has been one of the companies responsible for this transformation in Brazil. With cases in hospitals, industries, state-owned companies, and more than 25 airports, the company develops technologies that assist in the digitization and automation of building management, reducing costs and increasing operational efficiency. In retail, adopting these solutions can result in significant savings of 40% and an increase in the sector's competitiveness.

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