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43% of consumers remember influencers more than the brand in advertisements, research shows

A study conducted by Youpix, in partnership with Nielsen, reinforced the importance of influencers in the current landscape of the influence marketing market. According to the survey, 43% of consumers remember content creators more than the brand itself in partnerships, whether paid or organic.

The study also highlights how the influence of creators impacts the decision-making process when choosing a product and making a purchase. 52% of consumers feel confident using brands endorsed by influencers. Furthermore, the research "The Effect of Influence on Consumption" shows that 54% of users love to know the products and brands that influencers use.

According to Fabio Gonçalves, director of international talents at Viral Nation and an expert in the influencer marketing industry, consumer trust in influencers comes from the proximity and authenticity that these creators build over time.

"Unlike brands, which often communicate in an institutional manner, influencers speak like friends, sharing real experiences and building genuine connections with their followers. Consumers see influencers as ordinary people who test, approve, and recommend products transparently. This relationship creates identification and credibility, making the creator's recommendation more impactful than traditional advertising," explains.

The professional also says that influencer marketing is not just about product exposure, but about building engaging narratives: "When an influencer integrates a brand into their daily life in a natural and coherent way with their lifestyle, followers perceive this recommendation as trustworthy and relevant to them."

But, ultimately, how can brands ensure that the influencer is trustworthy enough to promote their product? In Fabio's opinion, choosing the right influencer goes far beyond the number of followers. For him, brands need to analyze the creator's genuine engagement, the consistency of their content with the company's values, and, most importantly, the authenticity of their relationship with the audience: "A trustworthy influencer is one who has built a loyal audience based on transparency and the consistency of their recommendations."

Given the influencer's partnership history and data analysis tools are considered essential in the filtering process to choose the ideal content creator: "In our agency, for example, we developed Viral Nation Secure, a tool that analyzes metrics of authenticity, engagement, and brand safety security. With it, brands can identify whether a creator has real followers, whether the audience interacts genuinely, and if there is any reputational risk associated with their image. This type of analysis ensures that campaigns are carried out with influencers who truly have impact and credibility with the audience."

METHODOLOGY

The study was conducted between September 30 and October 7, 2024, with 1,000 respondents from different demographic profiles. Among the participants, 65% are women and 29% men. The complete research is available athttps://www.youpix.com.br/pesquisa-shopper-2025-download.

New profession on the radar: Artificial Intelligence Manager is gaining strength in Brazil

If you are not yet familiar with the role of Artificial Intelligence Manager, it's time to get acquainted, as it has arrived in the Brazilian market to stay and is gaining increasing prominence in companies that aim not only to keep up but to anticipate the digital revolution. The main challenge of this professional? Connecting AI to the business, applying technologies that seem futuristic but are already a reality.

When well applied, AI can transform the way companies interact with their customers and manage their internal processes; and with the help of an AI manager, the effective implementation and strategic use of this technology are guaranteed.

According to a survey conducted by McKinsey, currently, 72% of companies worldwide adopt Artificial Intelligence (AI) technologies, an increase from 55% recorded the previous year. Furthermore, 65% of organizations increased their budgets allocated to AI, reflecting the importance of this technology in the corporate environment.

For Mateus Miranda, CIO of IRRAH Group, a technology group specialized in solutions for the retail sector, with the advancement of innovation worldwide in recent years, the Artificial Intelligence Manager becomes the key piece for companies in this new reality. He is responsible for transforming AI tools into practical solutions, connecting technology with the client in a way that generates real results. And, of course, this professional will also always be keeping an eye on what is happening in the global market to ensure that the company does not fall behind, he/she highlights.

According to him, an Artificial Intelligence Manager masters AI tools and other technologies such as Machine Learning, IoT (Internet of Things), chatbots, and virtual assistants, in addition to having knowledge of natural language processing (NLP), computer vision, robotic process automation (RPA), that is, many solutions capable of lending a helping hand to professionals in sectors such as finance, HR, and customer service, which often have many repetitive tasks.

"More than managing the technology itself, he acts as a facilitator, ensuring that AI solutions are integrated efficiently into the company's operations, but without losing focus on human value. He will be responsible for coordinating the application of AI in key areas such as customer service, marketing, and sales, but always with a keen eye not to replace empathy, strategic vision, and human adaptability," he says.

He also emphasizes that "his role will be to optimize the relationship between technology and people, with AI supporting operations but leaving the more critical decisions, which involve the human context and market nuances, in the hands of managers."

Origin

This profession originated in the USA, driven by the rapid growth of AI in major technology corporations such as Google, Microsoft, and Amazon. The demand for specialized professionals arose as these companies realized the need to integrate artificial intelligence into business strategies, creating more efficient and personalized solutions. Today, the global AI market is estimated to reach a value of $1.8 trillion by 2030, with an average annual growth of 37.3%, according to data fromBain & CompanyandGoldman Sachs

A report from the World Economic Forum indicates that by 2025, the global labor market will need 97 million new jobs related to AI.

"The increase in automation, the need for large-scale data analysis, and the pursuit of operational efficiency drive this demand, and those who invest in skills in Machine Learning and Data Science find a promising scenario," he emphasizes.

In Brazil, the demand for AI professionals is expected to grow by 150% this year, according to a survey by the Brazilian Software Companies Association (ABES), driven by the increasing adoption of AI in companies, the need to develop new AI technologies and applications, and the rising complexity of AI systems.

Brazilian professionals at the forefront

Despite the challenges, Brazil stands out in Latin America in the field of Artificial Intelligence: it is the largest consumer of the technology, according to a study by IDC, and ranks 12th in the global AI development ranking, according to the World Economic Forum report.

These numbers show the importance of AI in the Brazilian market and the need for skilled professionals to meet the demands of this expanding sector.

Another study, conducted by the National Service for Industrial Learning (SENAI), revealed that from January to November 2023, 12,156 students sought courses related to AI, representing a 246% increase compared to the previous period. SENAI highlights that Brazil will need to qualify 9.6 million people for industrial occupations by 2025, with over 470,000 vacancies in the information technology sector, driven by the rise of AI.

And if demand is high, compensation also follows this trend. According to a study conducted by the University of Oxford, professionals with Artificial Intelligence skills can receive salary offers up to 40% higher than those who do not master the technology.

From observer to implementer of new trends in AI

In recent years, artificial intelligence has revolutionized various sectors around the world, transforming the way companies operate and interact with their customers. The United States are, without a doubt, the biggest drivers of this revolution. However, the AI solutions emerging there quickly gain strength here, driven by visionary leaders who know how to identify and adapt these innovations to the national context. A notable example of this trend is the work of Luiza Trajano, a renowned businesswoman and president of Magazine Luiza, who has stood out in implementing new technologies in Brazilian retail.

Although many consider her a "forward-thinking" leader, the secret to her success is precisely the fact that she brings trends that are already in practice in other markets, such as the American market, and executes them masterfully in Brazil. "Luiza not only draws inspiration from what is happening abroad, but also implements these innovations effectively and adapted to the Brazilian reality, creating a successful model," highlights Miranda.

This initiative, so important for businesses to stand out in an increasingly innovative world, makes the work of the Artificial Intelligence Manager essential. "This professional will support the company with innovative solutions, always attentive to market trends," he says.

However, the AI Manager will be more than just aligned with the latest news. Because it is linked to the numbers generated by the company in an intelligent way, it has the unique ability to turn data into strategic actions with precision.The role of the AI manager in this scenario is exactly that: transforming data into insights that guide strategies and decisions, bringing the company closer to customer needs in an agile and efficient way.

Luiza Helena Trajano will be honored in South Korea

Luiza Helena Trajano, chairwoman of the Board of Directors of Magazine Luiza and the Women of Brazil Group, will be honored in South Korea by the International Vaccine Institute (IVI), the only international organization dedicated exclusively to vaccines for global health, and by SK Bioscience, a leading biotechnology company in the Asian country, for her contribution to promoting population immunization. The award ceremony will take place on April 30th at the IVI headquarters in Seoul.

"We established this award in 2022 to honor some personalities who made remarkable contributions to the development of vaccines or encouraged immunization around the world," explains Jerome Kim, director-general of IVI.

The 2025 IVI-SK Bioscience Park MahnHoon Award, honoring the legacy of the late company vice president Dr. Park MahnHoon, will be awarded to Belgian professor Pierre Van Damme and American physician Ananda Sankar Bandyopadhyay, who led innovations in vaccine research, including the development of a safer oral polio vaccine; and to Luiza Helena Trajano and Svetha Janumpalli, founder and CEO of New Incentives and pioneers in an innovative incentive strategy known as Conditional Cash Transfers (CCTs) to improve health outcomes in underserved communities in Nigeria.

Both Luiza Helena and Janumpalli founded non-profit organizations that helped significantly increase immunization rates in Brazil and Nigeria, respectively, through innovative programs.

"I am very happy with this tribute and I share this recognition with all organized civil society that helped me deliver vaccines to the most remote corners of Brazil during the COVID-19 pandemic. This is proof that when the population organizes itself, it can achieve surprising results," says Luiza Helena Trajano.

Brazil's RCS usage grows by 371%, driven by the financial, media, and telecom sectors.

The exchange of messages between companies and consumers has evolved with the arrival of RCS, which allows more multimedia features that are not supported by SMS, so that these brands can engage more and attract more consumers. This is working in Brazil, according to the report.Messaging Trends 2025carried out annually by Infobip, a global cloud communications platform, which recorded a 371% growth in this technology just last year. Between RCS and other tools such as WhatsApp, Chatbots, SMS, and emails, for example, Media and Entertainment companies increased their use of these resources by 14 times, whether to display advertisements for their brands or to sell a campaign to the client.

The study, which was based on over 530 billion mobile channel interactions on the Infobip platform worldwide, indicated that Brazil is among the countries with the highest growth in message exchanges across all types of platforms in Latin America — with RCS showing the greatest increase. The use of digital channels for customer communication was driven by sectors such as Media and Entertainment, which increased by 14 times, Finance and Fintechs, which grew by 22%, and Telecommunications, with a 76% increase.

Worldwide, the increase in RCS mainly occurred after September 2024, when Apple began supporting the tool with the release of iOS 18. This was a global trend, and thanks to Apple's adoption, there was a 500% increase in global traffic. The tool has proven to be promising for various types of companies, as it is a reliable platform for communication between business and customer, offering multimedia features such as photos and videos, in addition to displaying authenticity to the brand, which makes the consumer more confident in the information they are receiving, explains Caio Borges, Country Manager of Infobip. In Brazil, the RCS for Apple devices is expected to be made available later this year, which should contribute to an even more significant increase in the tool that already experienced a boom in 2024.

Many brands are going beyond simply experimenting with RCS as an additional channel for customers to receive messages or make contact. Now, the tool is being fully integrated into companies' communication strategies. "Finance departments, for example, are seeing the success of making collections through this channel, as the return is more effective and the debt details are better explored with more visual and reliable resources. Media and Entertainment can attract more audiences to platforms by displaying details and images that engage better, just as telecommunications companies sell more, charge better, or interact more effectively," explains Caio.

WhatsApp is also a tool that is only growing in Brazil as a channel for message exchange between customers and companies. Vai de Bus, which sells transportation top-ups in various cities, has created a PIX payment experience via WhatsApp. With this new feature, 98% of passengers chose this payment method, with a 85% conversion rate for payments made through the app.

In addition to the famous messaging app, another emerging technology has been prominent in recent years within conversational commerce: Artificial Intelligence. "Thanks to the improvement of this technology, the challenge is no longer to use it, since many companies have adopted chatbots, for example, but rather to apply it in an integrated way across various communication channels to create a cohesive shopping journey," explains Caio.

With the popularization of RCS, and features of chatbots, AI, and messaging apps like WhatsApp, there is a steady growth in the conversational experiences market. Technology applications are becoming increasingly sophisticated, with companies seeking to incorporate them into all their channels of use. "Having multiple channels available to the customer is already a reality among many brands, but those that stand out the most are precisely the ones that have these channels strategically synchronized to provide continuous, consistent, and high-quality experiences," he concludes.

How Panama is Becoming the Main Blockchain Hub in Latin America

Panama is establishing itself as an important leader in blockchain and fintech in Latin America, and this ambition gains prominence during Panama Blockchain Week 2025, a flagship event that will bring together the leading innovators, investors, and policymakers from around the world. Taking place from April 22 to 24 at the Panama Convention Center, the event will feature high-level speakers, including President José Raúl Molino, entrepreneur and angel investor Evan Luthra, and Blockchain Rio founder Francisco Carvalho, alongside a distinguished team of industry leaders.

This highly anticipated event strengthens the country's reputation as a digital finance and Web3 powerhouse, with government support to promote blockchain innovation. The event will be divided intothree days

  • April 22: Financial Summit – The event begins with a summit on anti-money laundering and regulations, bringing together global authorities and experts to discuss compliance, security, and regulatory advancements in the blockchain sector.
  • April 23: Investor Night – A networking and investment pitching event where blockchain startups will showcase their potential to prominent investors. The evening will also showcase the latest innovations in hardware, software, and blockchain services, with opportunities to establish strategic partnerships.
  • April 24: Blockchain Insights – The last day will be dedicated to trends, innovative applications, and navigating regulations and decentralization. The closing celebration will feature music and traditional Panamanian flavors.

Panama as a global financial and digital innovation center

With 4.5 million inhabitants and a strategic geographical position, Panama is already a hub of international trade and finance. Now, the country is using Special Economic Zones (SEZs) to attract investments and innovators from the blockchain sector.

The Panamanian government has taken significant measures to position the country as a leader in the digital economy, including a $11.5 million investment in the Panama Digital Gateway data center, inaugurated in June 2023. Together with the Tech Valley Free Zone, the goal is to attract 620 new technology companies, adding to the more than 2,000 companies spread across the country's over 20 free trade zones.

"Regulatory advances have also been one of the main drivers of the crypto market growth in Latin America."Note Francisco Carvalho, founder of Blockchain Rio and confirmed speaker at the event.The confirmed presence of public authorities at Panama Blockchain Week sends a very positive signal to the sector. This closer collaboration with the private sector benefits everyone..

Event Information

Data: 22, 23 e 24 de abril 

Local: Centro de Convenções do Panamá – Calle Gral. Juan D. Peron, Panama City

Ingressos: de US$ 35 a US$ 8,000

Learn more atpanamablockchainweek.com

AI and sales: will salespeople be replaced?

Artificial Intelligence (AI) is transforming the sales sector, bringing automation, predictive analytics, and chatbots that make processes faster and more strategic. However, the big question is: can technology completely replace the salesperson? For Fábio Farias, CEO of the Love Gifts franchise network and business acceleration specialist, the answer is clear. AI is a powerful tool, but it can never replace the human factor in the art of selling. "Technology facilitates, optimizes, and speeds up, but what truly fidelizes a customer is empathy, differentiated service, and genuine connection," he/she/they states.

A recent study conducted by Central do Varejo between April and June 2024 revealed that 47% of Brazilian retailers already use AI, while 53% have not yet implemented this technology, although they are aware of its possibilities. The numbers show that innovation is in full progress in the sector, but they also reinforce that there is still room for human involvement in the shopping experience. After all, sales are, above all, emotional.

For him, winning a client requires much more than offering a good price. The human being takes 3 to 10 seconds to form an opinion about someone. Sympathy and courtesy are the first steps toward a successful sale. Furthermore, communication is not limited to words: only 7% of the impact comes from what we say, while tone of voice accounts for 38% and body language for 55%. In other words, posture, eye contact, and gestures speak louder than any argument.

To create a memorable experience, Fábio highlights an example from Disney. In the parks, there is a yellow line on the ground that indicates the exact moment when employees need to enter character and provide visitors with a flawless experience. At Love Gifts, this concept is also present. "Our team knows that when entering the store, they need to give their best. Here, we don't just serve; we welcome. Because the customer doesn't just want a product, they seek an experience."

Preparation and resilience are also factors that make a difference. For the specialist, everything in life is a matter of training, and in sales, it's no different. The more you dedicate yourself, the better you become. Customer loyalty depends on the absence of something better. If a competitor offers a superior experience, the customer will not hesitate to switch. Therefore, we need to be in constant evolution.

Another essential point is how the seller communicates. Small vocabulary adjustments can transform the customer's perception and create a more positive environment. Simple expressions, such as replacing "sorry for the delay" with "thank you for waiting," or swapping "discount" for "exclusive condition," make all the difference in the shopping experience. Furthermore, according to the specialist, those who socialize more sell more. "It's not enough to just offer a product; you need to understand the customer's needs and deliver more than they expect. The more value you add, the greater your chances of closing a sale."

Although AI can predict trends, analyze data, and personalize offers, it will never be able to replace the charisma, active listening, and creativity of a real salesperson. In the end, what really sells is not an algorithm, but the way the customer feels when being served. Today, the salesperson needs to be strategic, but above all, human.

NeoSpace chooses Oracle Cloud Infrastructure to develop its custom AI models for the financial services sector

NeoSpace, a Brazilian startup specialized in generative AI for financial service companies, selected theOracle Cloud Infrastructure (OCI)to develop and train their foundational AI models, which will transform the end-user experience. The proposal is to offer ideal suggestions and offers according to the client's life stage, as well as to provide more accurate intelligence for personalized credit offers.

Founded in 2023, NeoSpace developsfoundational AI models— not agents — focusing on the development and training of large models aimed at the entire customer service journey. This includes the use of NeoLang, a vertical LLM specialized in finance, which interacts with the client to provide personalized recommendations. Additionally, the company has NeoCustomer, a model trained with detailed customer data, with the goal of offering highly contextualized and personalized suggestions and products, that is, an exclusive model for each customer.

To boost their AI models, NeoSpace will use theOCI Superclusterwith the NVIDIA GB200 NVL72 rack-scale liquid-cooled system that allows up to 72 Blackwell GPUs to communicate. With the OCI Supercluster, NeoSpace can process large volumes of data with high speed and accuracy.

"To conduct complex training sessions for our models, we need extreme processing power," said Bruno Pierobon, CEO and co-founder of NeoSpace. With OCI and NVIDIA GB200 NVL72, we will be able to develop, customize, and deploy AI at a new level of performance, scale, and cost efficiency.

NeoSpace has become an innovator in AI in the financial services sector through investments in technology and strategic partnerships focused on innovation and personalization in banking solutions. To expand their success, NeoSpace plans to expand into other sectors, including telecommunications.

"Oracle is committed to delivering value and the highest performance for all AI workloads," says Leandro Vieira, Vice President of AI & Cloud Infrastructure at Oracle for Latin America. Our collaboration with NeoSpace demonstrates how a robust AI infrastructure enables generative AI to be deployed in a scalable and secure manner, fostering significant transformations across various sectors of the Brazilian economy.

"The strategic collaboration between Oracle and NeoSpace, combined with the use of NVIDIA solutions, will be essential to drive operational efficiency," emphasizes Marcio Aguiar, director of NVIDIA's Enterprise division for Latin America. With cutting-edge technology, we are able to optimize processes, accelerate data analysis, and generate better results for businesses.

Oracle revolutionizes the future of business with an innovation hub and AI

Oracle announced today the inauguration of theOracle Innovation Centera 750-square-meter space that occupies an entire floor of your headquarters in São Paulo. The center was created to connect people, industries, and technology, rethink business models, and develop transformative solutions. By integrating Oracle solution technologies and the support of an ecosystem composed of over 30 strategic partners, the new space offers high performance and an intelligent, integrated view of the future.

THEOracle Innovation CenterIt functions as a living laboratory, where human talent and technology come together to open new horizons. Being the first space of its kind by Oracle in Latin America, it represents the natural evolution of theConcept Storeand is inspired by established initiatives in countries such as the United States, the United Kingdom, and Australia.

The proposal is to catalyze digital transformation by demonstrating how cutting-edge technology, enhanced by artificial intelligence and human creativity, can open new avenues of innovation. Through immersive and interactive experiences, the space showcases solutions applied to more than ten industries, including retail, hospitality, food and beverages, energy and water, engineering and construction, health, manufacturing, finance, telecommunications, agribusiness, and logistics.

"This center represents Oracle's commitment to inspiring the development of more connected, efficient, and innovative futures, always focusing on AI and collaboration," says Alexandre Maioral, President of Oracle Brazil. NoOracle Innovation Centerwe want to show how each technological decision can shape the future of business, offering an environment where clients and partners can co-create and experiment with solutions at a completely new level.

THEOracle Innovation Centeroffers demonstrations of concrete and innovative solutions, designed to address real challenges, optimize processes, and create new opportunities, driving the growth of companies and clients from various sectors and sizes. The space provides immersive experiences, such as augmented reality, robotics, and an Oracle Red Bull Racing simulator. There are still areas dedicated to lectures, events, a recording studio, and demonstrations of data storage and computing services for remote locations (theRoving Edge Infrastructure, supported by the RevOPS Solution Center).

"The great differential of the"Oracle Innovation CenterIt is the convergence between people and artificial intelligence, where technology enhances human talent to create a smarter and more collaborative future," adds Maioral. We want to promote a vision in which complex problems turn into opportunities, demonstrating how innovation and growth can arise from the union of data, creativity, and strategy.

THEOracle Innovation CenterIt is not limited to being just a physical space; it is a true co-creation ecosystem, designed to be in constant evolution and adaptation. Nele, clients and partners develop experiences that keep pace with the speed of innovations brought by artificial intelligence, creating personalized, integrated, and disruptive solutions.

The New Era of Business Management: How Intelligent Virtual Assistants Optimize Internal Processes

The adoption of Intelligent Virtual Assistants (IVAs) in corporate environments is transforming the way companies operate and interact with their employees and customers. What was once seen as a solution limited to customer service now expands to optimize internal processes, improve communication, and increase operational efficiency. With the evolution of Artificial Intelligence (AI) and natural language processing, virtual assistants are becoming strategic tools in business automation and digitalization, promoting a more agile and productive work environment.

Initially, companies invested heavily in intelligent virtual assistants to optimize customer service, reducing response times and ensuring 24/7 support. Interactions that previously relied solely on human teams are now carried out by intelligent bots that understand context, user history, and intentions, providing accurate and personalized responses. Improving not only the customer experience but also empowering the team to handle more complex demands, adding greater value to the service. Furthermore, integration with CRMs and other systems allows virtual assistants to access real-time data, providing tailored recommendations and solutions.

Today, AVIs have become more used internally and are not only focused on customer service. Intelligent virtual assistants are revolutionizing human resources management, simplifying tasks such as onboarding new employees, administrative requests, and benefits management. Employees can interact with assistants to clarify company policies, request time off, access pay slips, and even gain insights into performance. This automation significantly reduces the time spent on operational tasks, allowing HR professionals to focus on strategic initiatives aimed at talent engagement and retention.

The IT department has also benefited from the implementation of virtual assistants for technical support. Companies are using intelligent bots to diagnose and resolve common issues, such as password resets, system access, and software failure resolution. This reduces the burden on support teams, improves employee productivity, and minimizes downtime caused by technical issues. Furthermore, AI-driven automation enables predictive fault detection, allowing issues to be resolved before they impact the company's operations.

Another area of transformation occurs in data management and analytical processes. AVIs are being used to extract insights from large volumes of information, providing real-time analysis and assisting in strategic decision-making. Executives can interact with AI assistants to obtain financial reports, performance metrics, and market projections instantly, without the need to access multiple systems or rely on manual analyses. This intelligent data processing capability improves agility in responding to business challenges and opportunities.

The evolution of intelligent virtual assistants in corporate environments is directly linked to their ability to integrate with multiple platforms and systems. With advanced APIs and connectivity to ERPs, CRMs, communication platforms, and collaboration tools, AVIs are able to centralize operations and provide a seamless experience for users. Companies that adopt this approach gain a competitive advantage by eliminating information silos and increasing synergy between different areas.

With artificial intelligence and machine learning constantly advancing, the future of smart virtual assistants promises even more sophistication and impact on businesses. The ability to adapt to user behavior, the evolution in natural language understanding, and increasingly advanced automation establish virtual assistants as indispensable allies in the digital transformation of companies. Investing in this technology is no longer a matter of innovation, but rather a strategic necessity for organizations seeking efficiency, scalability, and operational excellence.

Humanized debt collection improves results and reputation

According to the Cliente S/A portal, 39% of Brazilians prefer human service. In practice, what customers seek is to be attended to by someone who understands them, is empathetic, and solves their problem. Debt collection companies that adopt a humanized approach not only improve the consumer experience but also strengthen their reputation and increase negotiation efficiency.

When it comes to collection, it is important to understand that the customer is sensitized by an unpleasant situation: debt. By prioritizing empathy and active listening in customer interactions, the company is viewed positively in the market, avoiding the image of a villain by the credit recovery teams.

Edemilson Koji Motoda is the director of the KSL Group, specializing in amicable and legal collection. He comments that this humanization of customer service has positive results in negotiations: "Besides reputation, the success rate in collections is also impacted by this approach. Customers who feel respected and understood tend to be more open to negotiating their debts and seeking viable solutions. Service that considers each consumer's reality, with appropriate language and flexibility, can make a difference in credit recovery."

To achieve this level of service, it is necessary for the team to be aware, through training, lectures, and internal actions, to ensure that each interaction is conducted in a respectful and effective manner, generating positive results for both clients and creditor companies.

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