Stablecoins are playing a strategic role in exchange transactions and B2B payments throughout Latin America, and Brazil is at the forefront of this movement. With the growing adoption of assets like USDT, companies are making international payments faster, more securely, and at lower costs, especially in transactions with markets facing high volatility and exchange restrictions, such as Argentina.
Reports from Chainalysis and Circle indicate that the use of stablecoins in B2B transactions and remittances is expected to grow significantly by 2025, solidifying these assets as payment infrastructure in the global market. In foreign trade between Brazil and Argentina, inflation above 200% and strict exchange controls are increasing companies' interest in stablecoins to avoid bureaucracy and ensure cash flow predictability.
The recent escalation of trade tensions with the United States, fueled by President Donald Trump's announced tariff hike on imported goods, including Brazilian commodities , has alerted exporters and importers to the risk of exchange rate volatility and increased costs in international operations. With the possibility of new taxes and trade sanctions, Brazilian companies are seeking alternatives to protect margins and maintain competitiveness amidst the uncertain scenario.
"With rising global tensions, stablecoins are emerging as an essential tool for companies looking to avoid additional costs and maintain predictable cash flow, even in the face of dollar fluctuations," explains Rocelo Lopes, CEO of SmartPay , a Santa Catarina-based company specializing in blockchain-based digital financial solutions.
SmartPay has seen a significant increase in corporate demand for exchange and international payment solutions via stablecoins through its Swapx Truther wallet , both integrated with Pix and the Brazilian banking system. "This technology allows companies to maintain full control of their funds, make instant conversions between reais and stablecoins, and make international payments without bureaucracy, while maintaining traceability and security," highlights Rocelo.
With Drex's advancement and the Central Bank's evolving guidelines regarding virtual assets, Brazil is positioning itself to lead the integration of cryptoassets and the traditional financial system. For companies, this represents an opportunity to compete globally with greater efficiency and resilience in scenarios of geopolitical instability, transforming foreign trade operations.
"The future of foreign exchange and international payments will be driven by efficiency and reduced operating costs, with stablecoins at the center of this transformation," concludes Rocelo Lopes.
