THEBanking developed a new way for INSS retirees and pensioners to take out payroll loans through the PagBank app. The feature unifies different operations such as new margin, refinancing, and portability into a single digital journey, simplifying the process and speeding up the hiring.
The novidade is aimed at retirees, pensioners, and INSS beneficiaries, who can now simulate, adjust conditions, and contract credit directly through the app, quickly and easily – see below for the step-by-step process. The customer can also track all the steps directly through the app and, after approval and depending on the operation, the amount will be released into the PagBank account within 1 to 7 business days.
"We are pioneers in the market to offer this functionality, where we unify different types of INSS payroll loans into a simple and intuitive journey. This not only makes service faster and more efficient but also expands business opportunities and strengthens our relationship with customers by providing a complete solution directly within the PagBank app," comments Claudio Limão, Director of Cards and Loans at PagBank.
"Being a type of loan where installments are directly deducted from the retiree or pensioner's benefit and with a low interest rate, it is a highly attractive option for retirees, pensioners, and INSS beneficiaries who need extra funds at the beginning of the year, when bills and expenses tend to be higher," concludes the executive.
Step by step guide to hiring INSS loans on the PagBank app
- Access the PagBank application with your username and password;
- In the main tab, click on “Consignados and FGTS”;
- Choose the “INSS Loan” option and wait for the offers to be consulted;
- Check the simulation and, if you agree, click on "Hire". If necessary, adjust the conditions, click on "Update" and then on "Hire";
- Read the terms of service, confirm the proposal, and send it for review.
One of the largest digital banks in the country by the number of clients, PagBank offers tools for in-person and online sales, a complete digital account for individuals and businesses, as well as features that contribute to financial management, such as Payroll. At PagBank, the credit card has a guaranteed limit, and investments become a limit for the card itself, enhancing customers' earnings*, in addition to generating up to 3% cashback on the bill, one of the highest in the market. At PagBank, those with active and inactive balances in the FGTS can request an advance directly through the PagBank app. To learn more about PagBank products,Click here.
For more details on how to apply for the INSS loan,Click here.
