PagBank a full-service digital bank offering financial services and payment methods, voted the best business account by the iDinheiro portal and one of the leading digital banks in Brazil, announces the launch of the 2nd season of the web series "Rende com a Gente" (Give with Us), which aims to present information about investments in a simple and didactic way, as well as showing that investing can be an excellent path to achieving dreams.
The research " X-ray of the Brazilian Investor ," conducted by the Brazilian Association of Financial and Capital Market Entities (Anbima) in conjunction with Datafolha, indicates that 37% of the Brazilian population invested money in financial products in the last year, and that savings accounts remain the preferred investment for most of them. On the other hand, the research also inquired about the destination of these savings, that is, what are the dreams of the investing population, and the indications were: "buying or renovating property," with 37% of the choices; "maintaining a financial reserve," with 20% of the indications; "traveling or vacationing" and "buying a car/motorcycle/truck," with 10% of the choices each; and "retirement" with 9%. These results show that, despite the increased volume of people investing and the diversity of objectives, most resources continue to be invested in savings accounts, which highlights the significant lack of knowledge about other investment opportunities and investor profiles.
PagBank, which has financial education as one of its main pillars, chose to show in the 2nd season of the web series "Rende com a Gente" that if people have a well-defined action plan and know how to invest their savings according to their profiles, and in financial products that align with their goals, they will be able to achieve their dreams. "We believe that financial education and investments are valuable tools to simplify people's financial lives, as well as provide achievements and comfort. Having knowledge of these tools goes beyond knowing how to manage money and save; it also includes knowing the possibilities of making money grow, increasing assets, and achieving dreams more quickly," comments André Souza, Executive Director of Financial Services and Digital Channels Business at PagBank.
The season is now available for free on PagBank's video channel and consists of 9 episodes. The first episode provides a simple demonstration of how to structure an action plan that considers the objective, value, timeframe, and investor profile. The remaining episodes each address the TOP 8 dreams of Brazilians, as indicated in the Anbima survey. The videos offer an action plan that frames that objective in the short, medium, or long term, as well as indicating which investment products would be most aligned with the objective and the profile of a given investor.
Check out the complete list of episodes for this 2nd season:
- How to make your dreams come true: 5 practical tips to turn them into reality.
- How to get out of debt and create an emergency fund.
- Owning your own home: where to invest to make that dream a reality?
- How to invest to have the trip of your dreams.
- Where to invest to buy a car
- Start investing today for your children's future.
- How to start your own business
- Financial independence: discover how it's possible to live off passive income.
- A peaceful retirement: secure your future with these tips.
All content from the web series “Rende com a Gente” will remain available for free on PagBank YouTube channel and in the digital bank's app under the Financial Education tab.
One of the largest digital banks in the country in terms of customers, PagBank offers tools for in-person and online sales, a complete digital account for individuals and businesses, automatic investment, and certified CDBs (Certificates of Deposit) with a brAAA rating from S&P and an AAA.br rating from Moody's, yielding up to 130% of the CDI (Interbank Deposit Certificate) – with redemption at any time and investments based on objectives, in addition to features that contribute to financial management, such as Payroll. At PagBank, the credit card has a guaranteed limit, and investments become credit for the card itself, maximizing customer earnings*, as well as generating up to 1% cashback on the bill, one of the highest in the market. At PagBank, those with active and inactive FGTS (Brazilian Severance Indemnity Fund) balances can request advances, and it is also possible to contract INSS (Brazilian National Social Security Institute) loans for retirees and pensioners directly through the PagBank app.
