A Recovery, company of the Itaú Group and a national reference in the purchase and management of delinquent creditscurrently manages a total of R$ 134 billion in overdue credits. This amount includes debts of individuals (CPF) and legal entities (CNPJ). In the case of individuals, half of the pending issues are related to the use of credit cards. Already among the companies, this type of debt represents only 9% of the total
"Nowadays, there is easier access to credit thanks to the large volume of banks and fintechs in the market – what drives the economy, but it can also lead many Brazilians to financial instability. The sooner the debts are resolved, better, thus the person or company can negotiate better payment terms and even reduce the total amount of the debt. This is especially important in the case of the credit card, that has high interest, saysCamila Poltronieri Flaquer, head of Digital Collection at Recovery
According to the survey, the average debt of Brazilians on credit cards is R$ 4.309,00. The regional distribution reveals that 46% of people in debt in this category are in the Southeast, 30% in the Northeast, 11% in the South, 6% in the North and 7% in the Midwest, highlighting a significant concentration in the most populous regions of the country
The second main category of debts in the Recovery database includes banking products such as loans, payroll loan and personal loan, representing 29% of the pending issues of individuals and 34% of those of companies. The remainder involves debts related to retail, education and telecommunications. "These data reflect debts sold to the market and currently under the management of Recovery", explain Camila
The second type of financial liabilities among the data in the Recovery database, which corresponds to 29% of the debts of individuals and 34% of companies, encompasses other types of banking products such as loans, payroll loan, personal credit, among others. The remainder corresponds to banking products linked to retail and sectors such as education and telecommunications services. "All this data is from debts that were sold to the market and are now under the management of Recovery", concludes Camila
To make it easier for people to renegotiate debts, among them, credit card, the tip is for the consumer to take advantage of theMega Clean Name Recovery Fair. The campaign, que acontece até 20/12, offers discounts of up to 99% and installments of up to 48 times, with a minimum value of R$ 50,00 per installment
Those interested in renegotiating must check their CPF number on the websitehttps://renegocie.gruporecovery.com, via WhatsApp (11) 4765-8402 or through a free call at 0800 772 3331. The company's customer service team will also actively contact customers through phone support
