Frauds in health plans have become a growing concern in the sector, with practices such as refunds without disbursement and the "Pix return" representing significant threats to the sustainability of the plans and the quality of services offered to policyholders. According to the National Supplementary Health Federation (FenaSaúde), the annual cost of these frauds can exceed R$ 28 billion, directly harming clinics and offices that operate honestly
To combat these issues, Tepmed has developed an innovative technology that enables the financing of medical procedures, ensuring that patients can access the necessary treatments without compromising their savings. "We are offering people the possibility to finance surgeries", medical exams and appointments, ensuring that no one has to postpone or cancel essential treatments due to financial limitations. Health should be a priority and accessible to everyone, just like buying a car or a property, says Fábio Hagime, CEO and founder of Tepmed
In addition to making patients' lives easier, the Tepmed platform is a reliable and efficient solution for financial management in the healthcare sector. She offers receivables anticipation, guarantee of stable cash flow, transparent banking in all processes and strict compliance and security structures, ensuring compliance with current regulations and protection against fraud
The goal of Tepmed is to transform financial management in the sector, streamlining processes and ensuring the transparency and security necessary for clinics and hospitals to focus on what really matters: the health of their patients. "We understand the processes", risks and challenges faced by the sector, such as delays in payments, the complexity of collections and the lack of predictability in revenue. That's why, our mission is to ensure that hospitals and clinics have all the necessary resources to maintain their operations and provide quality care, explain Hagime
For over a year in the market, a Tepmed, which is also part of the startup ecosystem of Cubo Itaú, is responsible for anticipating receivables from medical services with deadlines and rates aligned with the needs of the institutions, offering an effective solution to address delays in health plan reimbursements
For more information, visit www.tepmed.com.br
