A Trampay, digital bank focused on delivery workers and app drivers, is expanding its portfolio of products and services aimed at its audience. The fintech now offers workers who operate for platforms, but without a link to the logistics operator, the possibility of advancing 70% of your weekly income
The benefit is granted without bureaucracy and without requirements that do not apply to this category of freelance workers.There is an incidence of an interest rate of 2,3%, ensuring more security for the beneficiary and more accessible credit, in comparison with the products available on the market
According to the Head of Products at Trampay, Amanda Carrijo, the number of delivery workers choosing to work for delivery apps without a connection to a logistics operator has increased, working as freelancers in this job market segment, who faces difficulties in obtaining services in the conventional financial system
The head of Trampay explains the steps to obtain the advance:
- The delivery person downloads and registers on the Trampay APP (IOS/Androidand after validation of the registration, click on "receivables anticipation"
- In the section "receivables anticipation", he signs up for the waiting list
- The platform provides guidance and the delivery person switches the bank in which they receive payment from the apps to the Trampay digital bank, in order to obtain the anticipation
AND, yet, what are the conditions to start receiving
- To have received, of the application for which you provided the service, at least one transfer at the Trampay bank
- The minimum advance to be requested is only R$ 10
- The charge is 2.3% on the requested amount. This fee represents a small percentage so that the user can have early access to their payment whenever needed. Check how it applies to different values
- For R$100:R$100 x 2,3% = R$2,30 of fee
- For R$60:R$60 x 2,3% = R$1,38 of tax
- For R$30:R$30 x 2,3% = R$0,69 of tax
The fee amount will be reflected in the app at the time of the request
The benefit started to be offered in October. "In 15 days of testing", there were more than 70 nominations, quote Carrijo, illustrating the rapid adoption. The average anticipation is R$ 82,95 per delivery person, a value considered high and that positively surprised the Trampay team
For the head, these initial data are an indication that the product is fulfilling its purpose: to provide financial security togig workers – those who provide service in theGig Economy, businesses based on digital tools. Carrijo reiterates that the new product is an expansion of the receivables anticipation that the fintech was already offering
The startup was founded in 2020 by Jorge Júnior, CEO of the company, and Tiago Ribeiro, CPO. Based in Brasília, is present in more than 500 municipalities and in 21 states of Brazil. In the first half of 2024, the company doubled its user base and intends to reach 300 thousand customers in the coming years. The revenue also recorded a significant increase, tripling compared to the same period last year.
"Our commitment is clear: to listen", learn and evolve. With that, the feedback from our clients becomes essential for us to adjust our vision and direct our efforts to better meet their expectations. This approach will allow us to create an increasingly intuitive experience, efficient and satisfactory, driving innovation and the value we deliver to our clients, Amanda Carrijo stands out
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