Trampay, a digital bank focused on delivery drivers and app drivers, is expanding its portfolio of products and services aimed at its audience. The fintech now offers workers who operate for platforms but without a formal link to the logistics operator the possibility to advance 70% of their weekly income.
The benefit is granted without bureaucracy and without requirements that do not apply to this category of freelance workers.There is an interest rate of 2.3%, ensuring greater security for the beneficiary and more accessible credit, compared to the products available in the market.
According to Trampay's Head of Products, Amanda Carrijo, the number of delivery people who choose to work for delivery apps without a link to a logistics operator has increased, working as freelancers in this segment of the job market, which finds it difficult to obtain services in the conventional financial system.
The head of Trampay explains the steps to obtain the advance:
- The delivery person downloads and registers on the Trampay APP (IOS/Android) and after validating the registration, click on “receivables anticipation”.
- In the “receivables anticipation” section, he signs up for the waiting list.
- The platform provides guidance and the delivery person switches the bank where they receive payment from the applications to Trampay's digital bank, in order to obtain the advance.
And also, what are the conditions to start receiving:
- Have received, from the application for which you provided the service, at least one transfer to the Trampay bank.
- The minimum advance payment to be requested is just R$10.
- The fee is 2.3% on the requested amount. This fee represents a small percentage for the user to have early access to their payment whenever needed. Check how it applies to different values
- For R$100: R$100 x 2,3% = R$2,30 de taxa
- For R$60: R$60 x 2,3% = R$1,38 de taxa
- For R$30: R$30 x 2,3% = R$0,69 de taxa
The fee amount will be reflected in the app at the time of the request.
The benefit started being offered in October. "In 15 days of testing, there were more than 70 referrals," says Carrijo, illustrating the rapid adoption. A antecipação média está em R$ 82,95 por entregador, um valor considerado elevado e que surpreendeu positivamente a equipe da Trampay.
For the head, this initial data is an indication that the product is fulfilling its purpose: providing financial security togig workers– those who provide services in theGig Economy, negócios baseados em ferramentas digitais. Carrijo reitera que o novo produto é uma ampliação da antecipação de recebíveis que a fintech já oferecia.
A startup foi fundada em 2020 por Jorge Júnior, CEO da empresa, e Tiago Ribeiro, CPO. Com sede em Brasília, está presente em mais de 500 municípios e em 21 estados do Brasil. No primeiro semestre de 2024, a empresa dobrou sua base de usuários e pretende alcançar 300 mil clientes nos próximos anos. O faturamento também registrou um aumento expressivo, triplicando em comparação ao mesmo período do ano passado.
“Our commitment is clear: to listen, learn and evolve. Therefore, feedback from our customers becomes essential to adjust our vision and direct our efforts to better meet their expectations. This approach will allow us to create an increasingly intuitive, efficient and satisfactory experience, driving innovation and the value we deliver to our customers,” highlights Amanda Carrijo.
More details about Trampay at
