A recent survey by Asaas reveals that more than half of Brazilian companies cannot surpass the two-year mark, with Individual Microentrepreneurs (MEIs) facing the biggest challenges: 79% close their activities during this period. The research, based on the Companies Map and data from the Federal Revenue Service, it shows that only 56% of limited companies survive between 12 and 34 months in Brazil
The analysis conducted by the fintech was based on the Business Map published by the Federal Government in the last quarter of 2023 and on data from the Federal Revenue regarding the opening and closing of companies, from the first registered in Brazil (CNPJ 0001) to the most recent. The methodology used by Asaas allowed for the identification of survival patterns, performance by size, region and sector
Among the data collected, in the year 2023, the MEIs were the most vulnerable category, with 79% closing its activities, while microenterprises accounted for 18% of closures. The Southeast region accounted for 50% of bankruptcies, followed by the South (19%) and Northeast (17%)
Piero Contezini, co-founder and president of Asaas, high interest rates have contributed to this challenging scenario for SMEs. "With the high Selic", access to credit becomes a challenge, especially for the MEIs. This affects not only consumption, how it raises the bankruptcy rate, explain
As the economic landscape becomes more challenging, it is crucial that companies adopt innovative technologies. The analysis conducted by Asaas also identified that, in the same analyzed period, the survival rate of companies that used financial management solutions from the fintech, between 12 and 34 months, reached 78%
"The implementation of financial management solutions", how automation, it is a path to be explored. Automation contributes to the reduction of errors and allows managers to focus even more on business planning and strategy. Before automation, an employee spent about 18 days a month on the collection process. Today, this time can be reduced to just 5 minutes a day, complement
With 14 years of history, Asaas is one of the main fintechs in Brazil, accumulating more than 2,3 million accounts created and a growth of over 100% per year in the last five years
