Stablecoins are expected to boost foreign exchange and B2B payments in Brazil in 2025

Stablecoins are taking a strategic role in foreign exchange operations and B2B payments throughout Latin America, and Brazil is at the forefront of this movement.With the increasing adoption of assets such as USDT, companies make international payments faster, more securely and with reduced costs, especially in transactions with markets that face high volatility and currency restrictions, such as Argentina.

Reports from Chainalysis and Circle indicate that the use of stablecoins in B2B transactions and remittances is expected to grow significantly in 2025, consolidating assets as payment infrastructure in the global market.In foreign trade between Brazil and Argentina, inflation above 200% and strict foreign exchange controls broaden companies' interest in stablecoins to avoid bureaucracies and ensure cash predictability.

The recent escalation of trade tensions with the United States, driven by ” tariff announced by President Donald Trump on imported goods, including Brazilian commodities, sparked an alert in exporters and importers about the risk of exchange rate volatility and increased costs in international operations.With the possibility of new taxes and trade sanctions, Brazilian companies seek alternatives to protect margins and maintain competitiveness amid the scenario of uncertainty.

“With rising global tensions, stablecoins emerge as an essential tool for companies that want to avoid additional costs and maintain predictability in cash flow, even in the face of fluctuations in the” dollar, explains Rocelo Lopes, CEO of SmartPay, a company specialized in digital financial solutions with blockchain.

SmartPay has seen a significant increase in demand from companies for foreign exchange solutions and international payments via stablecoins through its API Swapx and wallet Truther“This technology allows companies to maintain full control of their funds, make instant conversions between reais and stablecoins, and make international payments without bureaucracy, while maintaining traceability and security”, says Rocelo.

With the advancement of Drex and the evolution of the Central Bank guidelines regarding virtual assets, Brazil is positioned to lead the integration between crypto assets and the traditional financial system.For companies, this represents the opportunity to compete globally with more efficiency and resilience in geopolitical instability scenarios, transforming foreign trade operations.

The future of foreign exchange and international payments will be driven by efficiency and reduced operating costs, with stablecoins at the heart of this” transformation, concludes Rocelo Lopes.