Partnership between Serasa Experian and CERC boosts the receivables market in Brazil 

Serasa Experian, the nation's first and largest datatech, has partnered with CERC, the leader in the receivables registry market, to boost corporate credit. Together, the companies will drive modalities such as receivables anticipation and secured credit, among others. To grasp the potential, within the realm of receivables, trade receivables alone, for instance, represent an annual circulation of R$ 11 trillion. The primary goal of the companies is to jointly use analytical intelligence to create more precise credit risk assessment solutions, prevent threats to operations in this segment, and bring more transparency and security for all.

The new solutions will bring benefits to both companies and financiers in Brazil. Small and medium-sized businesses, for example, may gain access to more credit offerings at a fairer cost, which can unlock underutilized business potentials, such as receivables anticipation. CERC, which is a specialist in receivables, seals the partnership with Serasa Experian to build a more powerful, comprehensive, and democratic agenda, thereby accelerating the broader adoption of credit backed by receivables guarantees for the market.

For Valdemir Bertolo, CEO of Serasa Experian, "It is essential to continue innovating with solutions that protect the entire credit cycle and add value by fostering new business. The combination of expertise in analytical intelligence will allow, for instance, the customization of a financial institution's credit offers for companies through predictive analytics and more efficient continuous monitoring. We are confident in the partnership's potential," adds the executive.

"There is a significant opportunity to foster the productive chain more assertively, improving the commercial conditions offered in accounts payable and receivable processes. We want to turn receivables into real and available guarantees," explains Fernando Fontes, CEO of CERC. Regarding trade receivables, the executive emphasizes that the solution will offer the financial and capital markets the possibility to improve the qualification and monitoring of the asset, optimizing its assessments with a series of essential and unprecedented indicators. "Trade receivables represent the most abundant asset in the economy, but their potential is limited by information asymmetry and a lack of legal and operational security. Correcting this gap will bring benefits not only to small but also to large companies," concludes Fernando Fontes.