Mastercard is driving artificial intelligence payments through new developer tools, expanded consulting services and even deeper collaboration across the global technology and finance ecosystem.These efforts are creating the foundation for smarter, more secure shopping experiences, with the use of artificial intelligence and agentic, while helping to set the standards for how AI can securely and reliably make payments.
Building the future of shopping with artificial intelligence
Mastercard is working in partnership with AI and commerce leaders including Stripe, Google and Antom (from Ant International) to make transactions secure with agentic affordable and scalable for merchants and platforms worldwide.By the end of the year, all Mastercard cardholders in the United States will have access to the program Mastercard Agent Pay prior to this, Citi and U.S.Bank customers with Mastercard cards will be the first to be able to experience AI-powered shopping as solutions such as PayOS and other industry partners begin to operate.
New tools to speed up implementation
In addition, to help developers and businesses get started quickly, Mastercard is launching:
iglio Toolkit: Available no Mastercard Developers, the toolkit allows AI assistants and tools with agentic access and interpret Mastercard API documentation in an integrated manner, using structured and automated content through the Model Context Protocol (MCP). This facilitates integration with platforms such as Claude, Cursor and GitHub Copilot, Making Mastercard APIs more accessible and easier to use in workflows with agentic. The availability of MCP complements the protocol Agent2Agent.
^agent Sign-Up: A simple way for those who use the Toolkit Agent identify your agents and access AI-enabled Mastercard products and services.
2 Insight Tokens A secure and controlled way for agents to access and use Mastercard authorized information. As you trade with agentic evolves, the Insight Tokens they will allow consumers to receive, with their consent, more personalized and useful experiences and information Insight Tokens they are based on Mastercard technology already compatible with B2B partners, such as Concur SAP.
– Agentic Consulting Services Expert support to help issuers, acquirers, merchants and AI enablers design intelligent shopping experiences and implement these solutions faster.
Setting the standards for the future of payments
Mastercard is leveraging its expertise in defining global and interoperable digital payments standards, including approach payments and tokenization, to help establish how payments should work in environments with agentic. In partnership with a FIDO Alliance and yours Payments Working Group, Mastercard and other industry leaders are developing a standard of verifiable credentials for payments, it confirms transaction details such as value, merchant and product. This ensures that everyone involved in the transaction is assured that it has been approved by the buyer, paving the way for a more secure, fluid and reliable basis for payments with agentic.
Building the foundation for experiences with agentic
“Antificial intelligence payments are not just a trend, they represent a” transformation, said Craig Vosburg, director of services at Mastercard.“Payments need to be an integral part of the experience with agenticwe are building the infrastructure for a new generation of smart transactions, where consumers and developers can empower AI agents to act on their behalf with trust, transparency and accuracy
“We are working with partners across the ecosystem to create the standards and tools that will define commerce with agentic”, said Jorn Lambert, chief product officer at Mastercard.“We are committed to enabling a trusted environment for artificial intelligence payments to expand globally
Mastercard infrastructure and standards are designed to support trusted transactions with agentic in the real world today and are poised to scale as more people and businesses adopt them.
